Top 7 Crypto Exchanges That Accept PayPal in 2025

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Camila Karam

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Camila Karam

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May 26, 2025

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PayPal is an online payment system suitable for buying crypto, as it supports crypto transfers between multiple wallets and exchanges. Moreover, PayPal is available in over 200 countries, and it supports 25 cryptocurrencies.

With that in mind, if you’re looking for crypto exchanges that accept PayPal, you’ve come to the right place. We’ve singled out the top-rated trading platforms that let you buy crypto with PayPal, basing our research on detailed analysis and hands-on testing. We assessed more than 40 exchanges to find those that offer the most favorable conditions, the lowest fees, the widest regional availability, and top-notch security.

After extensive analysis, we concluded that Best Wallet is the best PayPal crypto exchange overall. This No-KYC platform allows you to buy crypto using PayPal for low fees and offers an integrated DEX that enables you to swap cryptos at the best rates. Read on to learn how Best Wallet and its competitors ranked in our book.

The Best PayPal Crypto Exchanges Reviewed

In this segment, you’ll find out why the above-mentioned platforms made it to our list. We’ll also highlight their main features and list their pros and cons to help you choose the exchange that best suits your needs.

1. Best Wallet – Overall Best Crypto Exchange That Supports PayPal

Best Wallet is not a typical PayPal crypto exchange but a self-custody crypto wallet with an integrated decentralized exchange that pulls liquidity from multiple pools simultaneously. This feature will enable you to buy crypto at the best rates. Moreover, Best Wallet is one of the best no-KYC exchanges, which means you’ll be able to conduct trades without sharing your personal information.

You can buy 1,000+ coins and tokens using PayPal directly from the wallet. The transaction fees range between ~1% and 2.99%, depending on the third-party service provider. To conduct a purchase, you need to download the Best Wallet app on your mobile device, create an account, and link your PayPal account. Best Wallet also supports 80 fiat currencies, like USD and GBP, so besides PayPal, you’ll get to use credit/debit cards and local bank transfers as your payment method.

If you hold its native token, $BEST, you’ll pay lower transaction fees and gain access to its upcoming tokens page, letting you buy new coins before they hit the exchanges. Best Wallet plans to launch new features in the coming months that will further improve your trading experience, such as portfolio management, derivatives trading, and staking.

Check out our in-depth Best Wallet review to find out more about the provider.

2. MEXC – Best Crypto Exchange With PayPal for Spot Trading

MEXC is the crypto exchange with the most coins, which makes it ideal for spot trading. You can buy, sell, and trade over 2,185 coins, from behemoths like Bitcoin and Ethereum to lesser-known tokens like INIT and ZORA. You’ll also gain access to its Meme+ platform, where you can buy popular meme coins on SOL, BASE, BSC, ETH, BERACHAIN, and TRX without the need for a Web3 wallet.

MEXC also stands out with its pre-market trading service, which enables you to buy new tokens before they get listed on exchanges. At the time of writing, MEXC doesn’t support PayPal as a payment option. However, you can use its P2P service to find buyers who accept PayPal. You can also use third-party payment providers, like MoonPay. Keep in mind that MoonPay charges relatively high fees that go up to 4.5%.

On the upside, the exchange lets you offset your trading fees by up to 50% if you hold more than 500 $MX tokens (MEXC’s native coin) in your spot account. Plus, futures and spot maker orders (limit orders) benefit from 0% trading fees, making MEXC one of the best low-fee crypto exchanges.

3. Bybit – Best Crypto Exchange That Accepts PayPal for Futures Trading

Bybit is one of the best crypto futures trading platforms, especially if you’re into trading inverse contracts. On that note, this platform offers 30+ inverse perpetual and expiring futures contracts, from BTC and ETH to DOGE and WIF. The trading fees for futures start at 0.02% (maker) and 0.055% (taker), which makes Bybit more competitive than its peers. You can also use its Smart Leverage feature to amplify your earning potential by automatically adjusting the leverage (up to 200x).

Like MEXC, Bybit doesn’t directly support PayPal as a payment method, so you’ll have to use its P2P platform to buy crypto using PayPal. You can also buy crypto with fiat using third-party providers like Banxa, XanPool, MoonPay, Mercuryo, Neofi, GEO Pay, and Onramp.

Bybit doesn’t charge fees for its P2P trading service. However, you’ll have to cover the payment provider fees, which go up to 4.5% (if you use Moonpay). But if you trade at least 1,500 USDT, you’ll get a 10% fee discount.

4. Kraken – Best PayPal Crypto Exchange for Fiat On/Off-Ramps

Kraken is an ideal platform for fiat on/off-ramps for several reasons. First, it allows you to conduct both fiat-to-crypto and crypto-to-crypto trades. You can also make deposits using USD, EUR, CAD, GBP, AUD, CHF, JPY, and BRL, some of which, like CAD and EUR (SEPA) deposits, come with zero fees. Secondly, US traders are able to link their bank and Kraken accounts with USD for zero fees (this doesn’t apply to residents of NY, WA, and TX).

On Kraken, PayPal is available as a payment option to traders who reside in the United Kingdom, the European Economic Area (except Croatia and Hungary), and Australia. The transaction fees depend on your region. For example, PayPal deposits in EUR and GBP amount to around 2.5%. The minimum deposit requirement is 1 Euro, while processing times are near-instant.

However, deposits in EUR, GBP, and AUD will also trigger a 72-hour withdrawal hold. We also noticed that it’s not possible to use PayPal on a standard Kraken account. I.e., if you want to use PayPal, your account must be verified at the Intermediate or Pro level.

5. KuCoin – Best PayPal Crypto Exchange for Altcoin Trading

KuCoin is a PayPal crypto exchange that supports 940+ coins and tokens. It often lists low-cap coins that are not yet available on major exchanges like Coinbase and Binance, which makes it an ideal platform for altcoin traders. You can also take advantage of its token launchpad platform, KuCoin Spotlight, where you’ll find a list of early-stage crypto projects that are not yet trading on the secondary market.

What we particularly liked about this platform is its Krazy Degen section, which is specifically designed for crypto degens or traders who want to invest in high-risk, high-reward tokens. Krazy Degen is an informational platform where you’ll find all the essential information about early-stage projects, from their price, trading volume, and liquidity to contract analysis and holder statistics.

KuCoin lets you purchase cryptocurrencies using fiat deposits, third-party providers like Banxa, Simplex, and BTC direct, and P2P services. The platform doesn’t support direct PayPal deposits, so you’ll have to use its P2P trading service to find sellers who accept PayPal. KuCoin also launched the P2P fiat trade service for the USD market via PayPal, which allows you to buy crypto using USD. The maximum transfer limit stands at $10,000, while PayPal transfers usually take 1 second to complete.

If you’re interested in finding new investment opportunities, check out our guide to the upcoming KuCoin listings.

6. eToro – Best Crypto Exchange With PayPal for CFD Trading

eToro is a trading platform that supports 7,000+ financial instruments. You can trade multiple assets with CFDs (contracts for difference), from stocks and commodities to indices, fiat, and cryptocurrencies. You can also test your trading skills by opening a demo account with $100,000 virtual funds. In addition to that, you can take advantage of its Smart Portfolios, long-term investment portfolios curated by eToro analysts, to spread your risks and diversify your portfolio.

eToro is available in over 40 countries, including the US, which is not often the case with crypto exchanges. eToro supports multiple payment options, from credit/debit cards and bank transfers to PayPal, Neteller, and Skrill. You can use your PayPal account to make a deposit and withdraw your funds from your eToro account. The minimum deposit requirement stands at $50, while the maximum limit amounts to $10,000 per transaction.

If you use PayPal as your payment option, you won’t have to pay deposit and withdrawal fees. Moreover, you’ll be able to use four fiat currencies – USD, GBP, EUR, and AUD. On the downside, if you’re from the UK, you won’t be able to make a deposit using PayPal.

Be sure to read our detailed eToro review to decide if this is the right exchange for you.

7. Coinbase – Best PayPal Crypto Exchange for Beginners

Coinbase is a popular crypto exchange with PayPal that’s suitable for crypto beginners due to its user-friendly interface and a large number of educational resources. You can also set up recurring purchases and use its auto-trading bots. Coinbase supports 290+ cryptocurrencies and 430+ trading pairs. In addition to that, you can use its native wallet to store crypto and NFTs.

You can buy crypto on Coinbase directly by linking your PayPal and Coinbase accounts. However, if you link your prepaid, business, or credit cards to your PayPal account, you won’t be able to use PayPal as a payment method on the platform. On the other hand, if you reside in the US, you’ll need to link your debit card or bank account to your PayPal account to buy crypto.

Transaction fees on Coinbase are quite high compared to the competition. For example, US traders have to pay a 3.99% transaction fee to buy crypto on Coinbase using PayPal. What’s more, if you deposit funds from PayPal, you’ll have to pay a 2.5% fee.

How Does Buying Crypto on Exchanges That Accept PayPal Work?

You can buy crypto on exchanges that support PayPal in different ways, depending on the platform. For example, some exchanges, like Best Wallet and Coinbase, support direct crypto purchases via PayPal. This means that you’ll be able to use your PayPal account to buy crypto directly from the exchange or the app. To do that, you’ll have to link your PayPal account with your exchange account. Direct crypto purchases are usually processed instantly.

Other exchanges, like MEXC, Bybit, and KuCoin, will allow you to use PayPal as a payment option via their Peer-to-Peer (P2P) service. This means that you’ll have to browse their P2P merchant lists to find crypto sellers that accept PayPal. You’ll also get to buy crypto via third-party payment providers that accept PayPal, like Moonpay. However, buying crypto via third-party providers usually comes with higher fees.

And finally, some platforms, like eToro and Kraken, will require you to first deposit fiat currencies using PayPal, which you’ll then be able to convert to crypto.

Are Crypto Exchanges With PayPal Safe to Use?

Crypto exchanges that accept PayPal, like the ones on our list, utilize strict security measures, such as two-factor authentication(2FA), cold storage, insurance funds, and advanced data protection. However, to be on the safe side, use only exchanges that are regulated by relevant financial authorities, such as the US Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), Cyprus Securities and Exchange Commission (CySEC), and Financial Conduct Authority (FCA).

PayPal also uses several security features, such as 24/7 fraud and buyer protection. However, crypto purchases are not covered by its buyer protection policy, so you have to be extra careful if you use PayPal on P2P platforms.

Can I Buy Crypto With PayPal Anonymously?

No, you won’t be able to buy crypto anonymously because PayPal requires KYC verification, regardless of whether you use a business or individual account. This means that you’ll have to provide your personal information to open a PayPal account, such as a scanned copy of your ID and a utility bill to verify your address. The only way to buy crypto anonymously is via P2P cash transactions and decentralized exchanges, like Best Wallet.

Benefits of Using a PayPal Crypto Exchange

The main benefits of buying crypto via exchanges that support PayPal include the following:

• Ease of use: Creating a PayPal account is very simple. You only need to select your account type (business or individual), enter your personal information and login details, link your credit/debit card, and verify your email address.
• Instant transactions: PayPal transactions are usually instant, which makes crypto exchanges that accept PayPal suitable for day traders.
• Direct purchases: You can link your PayPal account to your exchange account to buy crypto directly, without having to convert your funds first. This means saving money on conversion fees that can go up to 0.5%.
• Crypto storage: PayPal lets you buy, sell, and store crypto within your account. You also get to transfer your assets between different wallets and exchanges.
• Availability: PayPal is available in more than 200 countries, and this payment service has over 431 million users, which makes PayPal crypto exchanges ideal for P2P trading.

Drawbacks of Using PayPal to Buy Crypto

There are few drawbacks to using crypto trading platforms that support PayPal, but you still need to consider them.

For example, using the PayPal app to buy crypto is quite limiting. The platform supports only 25 cryptocurrencies, which may deter many altcoin enthusiasts. Moreover, US traders only get to transact Bitcoin, Bitcoin Cash, Ethereum, Litecoin, Solana, Chainlink, and PayPal USD.

In addition, not all crypto exchanges support PayPal withdrawals, while some platforms, such as Kraken, place a withdrawal hold that may last up to 72 hours. Finally, there’s a noticeable Lack of direct PayPal support across many cryptocurrency exchanges, so they use third-party payment providers that can charge high transaction fees.

How to Use an Exchange to Buy Crypto With PayPal

As mentioned before, there are several ways to buy crypto with PayPal. The easiest way is to use a crypto exchange that supports direct PayPal payments, such as Best Wallet. Here’s how:

Step 1: Download the Best Wallet App

You can download the Best Wallet app from the Google Play or the App Store.

Step 2: Create an Account

Create an account using your email address, Google, or Apple account.

Step 3: Create a Passcode

Once you create a passcode, you can enable the Face ID or fingerprint login option for further protection.

Step 4: Set Up Your Purchase

Tap the Buy button and select the cryptocurrency you wish to buy. Enter the amount that you wish to spend and select PayPal as your payment method. Tap the Buy button located at the bottom of the page.

Step 5: Authorize the Payment

Log in to your PayPal account and authorize the payment.

Conclusion – What is the Best Crypto Exchange That Supports PayPal?

PayPal is probably the most convenient payment method for buying cryptocurrencies because it enables instant transactions. However, not all crypto exchanges support direct crypto purchases via PayPal. This means you may have to first deposit fiat to buy crypto or use third-party payment providers and P2P trading services.

Solving these issues pushed Best Wallet to the top of our list. Why? First of all, this self-custody wallet supports direct crypto purchases. This means that you can buy crypto directly from your wallet, i.e., by linking your PayPal account to your Best Wallet account. Secondly, Best Wallet has an integrated DEX that pulls liquidity from 330 DEXs. Lastly, the transaction fees start at ~1%, which is quite low compared to its peers.

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