14 Best Non-Custodial Crypto Wallets in 2025

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May 8, 2025

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Choosing the right non-custodial wallet is crucial for securing your crypto while maintaining full control over your private keys. Whether you’re looking for a mobile-friendly option, hardware-level security, or a wallet with built-in trading features, finding the best fit depends on your needs.

This guide cuts through the noise and gives you a clear, no-nonsense breakdown of the 14 best non-custodial wallets in 2025. Our research process involved testing over 50 leading providers on multiple devices and assessing their security features, fees, ease of use, supported assets, and integrated services.

From hot wallets offering seamless Web3 access, such as Best Wallet, to air-gapped cold storage solutions, like Ledger, we’ve ranked the best options for traders, long-term holders, and DeFi users. Let’s dive in.

Best Non-Custodial Wallets Shortlisted

Best Wallet

Overall Best Crypto Wallet

• Non-custodial multi-chain wallet.
• Broad ecosystem of wallet features.
• Portfolio management and market insights within the wallet.

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9.7

Zengo

Safe Wallet with Staking and dApps

• Self-custodial crypto wallet with 1M customer base
• Multi-chain support powered by MPC for added security
• Buy, sell, send, receive and connect to Web3 dApps

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8.5

The Best Hot Non-Custodial Wallets

A non-custodial hot wallet is a software wallet where users control their private keys, ensuring full ownership of their assets while remaining connected to the internet for convenient, real-time access to cryptocurrency transactions.

We’ll now provide detailed reviews of the best non-custodial hot wallets listed above.

1. Best Wallet – Overall Best Non-Custodial Wallet

Based on our research and testing, our top pick is Best Wallet. This non-custodial wallet ensures you have full control of your private keys. And most importantly, nobody but you can access your crypto. Best Wallet comes as a mobile app for Android and iOS and will launch a browser extension in the coming months.

It takes minutes to set up Best Wallet. You’ll need to choose a PIN and write down your backup passphrase. It’s also worth setting up biometric logins. Best Wallet is a multi-chain wallet. It supports all tokens on the Ethereum, Binance Smart Chain, and Polygon networks, plus over 50 other chains.

Best Wallet has its own built-in decentralized exchange. This means you can swap tokens without leaving the wallet app. In addition, it gives you access to hot new crypto presales, which is a rare find among wallets. There are no fees to receive and store crypto; you only need to cover the network fee when transferring funds, which can be further reduced by holding BEST tokens.

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2. Zengo – Best Self-Custody Wallet for Beginners

Zengo is another top choice for a non-custodial wallet, especially if you’re a beginner. It comes as a mobile app for iOS and Android. It’s free to download, and the setup process took mere minutes during our testing. Unlike other non-custodial wallets, Zengo doesn’t require you to write down a backup passphrase or private key.

Instead, Zengo uses MPC or multi-party computation technology. This means the wallet credentials are split into multiple segments. Each segment is securely held by an independent server with trusted sources. So, if somebody were able to hack one of the servers, they would only have one segment of your private key.

This is a safe and hassle-free way of storing crypto. What’s more, Zengo offers three-factor authentication. This will help you reaccess the wallet if your mobile device is lost, stolen, or damaged. Supported networks include Bitcoin, Ethereum, Binance Smart Chain, Polygon, and Dogecoin. Zengo also facilitates in-app token swaps, although this is provided by Changelly.

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3. OKX DeFi Wallet – Best Non-Custodial Wallet for CEX Trading

OKX DeFi Wallet is a non-custodial crypto wallet backed by the OKX exchange. It’s a decentralized wallet with non-custodial storage, meaning OKX doesn’t have access to your credentials. We like the fact that OKX DeFi Wallet supports multiple device types, including smartphones, via Android and iOS apps.

It also comes as desktop software for Windows and Mac. Not to mention a browser extension for Chrome. The wallet offers watertight security features, including biometrics and MPC technology. What’s more, OKX DeFi Wallet supports over 70 blockchain networks. This includes Bitcoin, Avalanche, Dogecoin, Litecoin, Ethereum, and Binance Smart Chain.

This makes the OKX DeFi Wallet the best option for active crypto traders. After all, you can swap any token across all 70+ networks. Best of all, OKX DeFi Wallet offers a bridge aggregator, so it secures the best prices in the market. This is while remaining decentralized at all times. OKX DeFi Wallet also offers competitive yields when staking and liquidity farming.

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4. Trust Wallet – Best Self-Custody Wallet for DeFi Integration

With over 70 million users worldwide, Trust Wallet is one of the most popular non-custodial wallets. It supports more than 100 blockchain networks, translating to over 10 million digital assets. Trust Wallet also supports more than 600 million NFTs. Supported networks include Bitcoin, Ethereum, Binance Smart Chain, Cosmos, and Solana.

We found that Trust Wallet is the best non-custodial wallet for Web3. It easily connects to popular dApps like OpenSea, Uniswap, SushiSwap, and Decentraland. This means you can buy, sell, and swap crypto without using a third party. Not to mention earn DeFi yields. This includes savings accounts, liquidity farming, and staking.

Trust Wallet supports multiple devices, including iOS and Android smartphones. It also comes as a browser extension. However, there isn’t a proprietary desktop app. Trust Wallet doesn’t charge anything to store and receive crypto, and you’ll only pay the network fees when making outgoing transfers without any markups.

5. MetaMask – Best Non-Custodial Wallet for Ethereum and ERC-20 Tokens

If you’re heavily into the Ethereum ecosystem and like the convenience of storing crypto on a browser extension, MetaMask is the best option. Supported web browsers include Google Chrome, Firefox, Microsoft Edge, Brave, and Opera. MetaMask is also available as a mobile app for iOS and Android. It takes seconds to get started.

You’ll need to choose a password and write down your backup seed phrase as part of MetaMask’s security features. There are no fees to download MetaMask or receive and store crypto. MetaMask charges network fees but without any markups. Although MetaMask is trusted by over 100 million people, we did discover some drawbacks. For example, MetaMask doesn’t support the Bitcoin network. Nor is it compatible with Solana, Cardano, or XRP.

Supported networks include Ethereum, Binance Smart Chain, Polygon, Avalanche, Optimism, Palm, Celo, Harmony, Aurora, Arbitrum, and Fantom. MetaMask connects with most dApps, such as Uniswap and OpenSea. It also offers an in-built swapping tool, although this comes with a 0.875% service fee.

The Best Cold Non-Custodial Wallets

A non-custodial cold wallet is a hardware or offline storage solution where users maintain full control of their private keys, providing maximum security by being disconnected from the internet, which reduces vulnerability to online attacks.

Up next, we’ll provide detailed reviews of the best non-custodial cold wallets.

1. Ellipal – Best Non-Custodial Wallet for Secure, Long-Term Crypto Holding

The Ellipal wallet is next on our list of top non-custodial wallets. It launched in 2018 and has grown massively due to its unique features. One of its unique features is the ‘air-gapped system.’ This prevents the wallet from connecting to the internet or other devices like Bluetooth, USB, WiFi, or phone networks, making it impossible for anyone to attack your wallet online.

The wallet, especially the Titan 2.0 model, is made of strong aluminum alloy. Thus, it’s tough and can resist damage from dust and water. It resembles a small smartphone with a 4-inch touchscreen. Ellipal works with over 10,000 different cryptos across over 50 blockchains. You can use it with the Ellipal app on your Android or iOS phone to quickly send money, swap cryptos, and trade NFTs.

This anonymous wallet uses PINs and passphrases to keep your assets secure, even if someone gains physical access to the device. It also uses an industry-standard Secure Element chip to protect your funds and is completely sealed in metal to prevent physical attacks and supply chain attacks. When you need to update the wallet’s software, you do it offline using a microSD card, so it stays air-gapped.

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2. Ledger – Best Self-Custody Hardware Wallet for Diverse Cryptocurrency Support

Next is Ledger, another market leader in the hardware wallet space. This non-custodial wallet is used by over 6 million people globally. It supports more than 5,500 coins from multiple network standards. This includes Bitcoin, Ethereum, Binance Smart Chain, XRP, Solana, Cardano, and Dogecoin.

Ledger also supports Polygon, Polkadot, and Avalanche. Similar to Trezor, you’ll need to enter a PIN on the Ledger device when transferring crypto. Moreover, you can recover the wallet if it’s lost, stolen, or damaged. Simply upload the backup passphrase to another wallet. Ledger offers three different models to choose from.

The most advanced option is the Ledger Stax. Retailing for $399, it supports Bluetooth connections, wireless charging, and a large touchscreen that can display your NFTs. Alternatively, you can order a Ledger Nano S Plus or X for approximately $79 and $160, respectively. These come with fewer features but are still considered ultra-secure.

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3. Blockstream Jade – Best Bitcoin Non-Custodial Wallet for Air-Gapped Security

Blockstream Jade is another contender for the best non-custodial hardware wallet. It’s also one of the most affordable options on our list. Retailing for just $64.99, Blockstream Jade comes with advanced security controls. This includes a fully air-gapped method of sending and receiving funds.

Rather than using a USB or Bluetooth connection, a unique QR code appears on the Blockstream Jade screen. This is considered one of the safest ways to move funds. What’s more, your private keys are never exposed to live servers. This will appeal to beginners who are concerned about remote cybersecurity hacks.

However, there’s a drawback with Blockstream Jade – it only supports the Bitcoin network. Therefore, you’ll need another non-custodial wallet if you decide to invest in the best altcoins. In addition, Blockstream Jade comes with limited features. Unlike other hardware wallets, you won’t be able to buy, sell, or swap tokens.

Visit Blockstream Jade

4. Trezor – Cold Non-Custodial Storage, Best for Reliable Backup and Recovery

We rate Trezor as the best non-custodial wallet for backup and recovery features. Unlike the other wallets we’ve discussed so far, it comes as a small hardware device. The private keys are stored within the device, which is never connected to the internet. In simple terms, this prevents the risk of your wallet being hacked remotely.

Trezor requires you to set up a PIN, which you need to physically enter on the device when making outgoing transfers. This means that the wallet is useless to a thief. What’s more, you can recover access to the Trezor wallet if it’s lost, damaged, or stolen. You simply need to enter your backup passphrase from another device. This doesn’t need to be a Trezor, but any wallet that allows you to upload private keys.

Pricing depends on the Trezor model you opt for. The Model One, Safe 3, and Model T retail for $59, $79, and $179, respectively. This is cheaper than Ledger but still more expensive than our next top pick – SafePal.

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5. SafePal – Most Affordable Non-Custodial Hardware Wallet

Another promising non-custodial wallet to watch out for is SafePal, which offers excellent value for money, costing only $49.99. This wallet has a special EAL5+ Secure Element chip that offers the highest protection for your crypto. We also love its self-destruct feature, which can destroy the wallet if someone tries to break into it.

The wallet also has two-factor authentication to make it even harder for anyone to get unauthorized access. In addition, SafePal only works offline, which means it’s not connected to the internet. The air-gapped transaction signing makes it much less likely to be hacked.

You can use the SafePal S1 with over 10,000 cryptos across more than 100 blockchains. It has an easy-to-use interface and is about the size of a credit card with a 1.4-inch color screen. The wallet also has a built-in decentralized exchange and lets you trade directly on Binance Spot through its app.

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6. BitBox02 – Most Compact Self-Custody Cold Wallet

BitBox02 is another non-custodial wallet that combines security and ease of use with a modern look. It sells for a price of around $162, which is a good balance between being affordable and having premium features. The wallet has a touch slider and an ‘OLED screen’ that make it easy and fun to use. Plus, we loved its compact design and USB flash drive look.

BitBox uses a highly secure ATECC608A chip, which offers protection against physical and brute-force attacks (where someone tries to guess your password many times). You can use BitBox02 to store various cryptos, like Bitcoin, Ethereum, Cardano, and 1500+ ERC-20 tokens.

The BitBoxApp is easy to set up – you just need to create a password and use a special microSD card for backup. The wallet also comes with a USB-C connector. This lets you easily connect it to different devices like the latest laptops and phones. Overall, the BitBox02 is a good choice for people who want advanced features in a portable package.

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7. SecuX – Military-Grade Security Non-Custodial Cold Wallet

The SecuX wallets, especially the V20 and W20 models, are great choices for crypto enthusiasts looking for highly secure, non-custodial wallets. These wallets are made with high-quality materials like aluminum and have big touchscreens that make it simple to manage your crypto assets.

The V20 model has a special chip called the CC EAL5+ Secure Element, which safely stores your private keys. It also lets you create a secret passphrase, which makes an extra-secure hidden wallet. If someone tries to attack your wallet physically, they can only access a small amount of your assets, while most of your money stays safe in the hidden wallet.

Moreover, the device will erase itself to prevent anyone from accessing your funds if someone tries the wrong PIN five times. It’s worth noting that the SecuX V20 works with over 1,000 cryptos, including popular ones like Bitcoin, Ethereum, and Litecoin, as well as many ERC-20 tokens.

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8. CoolWallet – Top Self-Custody Hardware Wallet Offering Integrated Staking

The CoolWallet Pro is an advanced non-custodial crypto wallet with high security and built-in staking functionality. The wallet is about the size of a credit card and weighs only 6 grams. It’s just 0.8 mm thick, so you can easily carry it around in your regular wallet. It’s also water-resistant and tamper-proof, which means it’s durable and can’t be physically compromised.

The wallet has a CC EAL6+ military-grade security chip, which is even better than the EAL5+ chip used in many other wallets, like Ledger. Moreover, the wallet uses Bluetooth to connect to your Android or iOS phone or tablet within a 10-meter range using its CoolWallet app.

This app allows you to easily check your wallet balances, send and receive cryptos and trade, and even use DEX and apps. The CoolWallet Pro supports many cryptos like Bitcoin, Ethereum, Litecoin, Ripple, ERC-20, and TRC-20 tokens. It also works smoothly with DeFi platforms and lets you stake coins like TRX, XTZ, SOL, ATOM, ADA, and ETH.

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9. COLDCARD – Best Non-Custodial Physical Crypto Wallet for Bitcoin Hodlers

The COLDCARD wallet is a non-custodial wallet made just for Bitcoin. Similar to many highly secure wallets, this wallet uses the “air-gapped” mechanism, which means it never needs to be connected to the internet. This helps protect your wallet from hacking and other online attacks because all transactions and the creation of your seed phrase happen offline.

Coldcard also supports ‘PSBT (Partially Signed Bitcoin Transactions),’ which provides an extra layer of security by letting you sign transactions offline. The wallet has a physical number keypad and a small, clear OLED screen. This makes it easy to enter your PIN and navigate the wallet, which is simpler than the touchscreens on other hardware wallets.

Coldcard also has a Secure Element chip that stores and encrypts your private keys to keep them safe from unauthorized access. The wallet also has other strong security features, like the Brick Me PIN (This prompt will tell the COLDCARD to destroy itself) and the “Duress PIN,” which opens a fake wallet to trick attackers. The wallet’s firmware is open-source, and the case is see-through, so you can check the hardware for tampering.

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Custodial vs. Non-Custodial Wallets

Here’s what to consider when choosing between a custodial and non-custodial wallet:

How Do Non-Custodial Wallets Work?

Non-custodial wallets sit between you and the respective blockchain network. This means you can engage with the blockchain without relying on a third party. After choosing a non-custodial wallet, you’ll need to set it up. This generally requires two important steps.

First, you’ll need to create a password. This can be a PIN, a string of characters, or biometrics. Your options will depend on the wallet and the device type. Either way, your credentials provide access to the wallet.

Second, we mentioned that non-custodial wallets give you full control of your private keys. However, private keys average 64 characters, making them difficult to manage. This is why most non-custodial wallets provide a ‘backup passphrase’ instead.

This is usually a string of 12 words, which must be entered in the correct order. This represents the private keys, but in a more user-friendly way. Crucially, anyone who knows the backup passphrase can access the wallet.

This means you must never share the backup passphrase with anyone. In doing so, you risk having your wallet contents drained. This is one of the main drawbacks of a non-custodial wallet. If anything goes wrong, you’re on your own.

Put otherwise, if your non-custodial wallet is hacked remotely, the provider won’t be able to help you recover access. In contrast, custodial wallets are usually recoverable. This is because the private keys are stored by the custodian.

Sending and Receiving Crypto

Like any wallet type, non-custodial wallets allow you to send and receive crypto. This is known as a wallet-to-wallet transfer. However, unlike custodial wallets, you don’t need authorization when using a non-custodial wallet. This means you can transact freely without restrictions.

Once you’ve set up your non-custodial wallet, you’ll be provided with a unique deposit address. This is provided for each network standard. For instance, you’ll have a unique address for Bitcoin, Ethereum, and Litecoin.

The public address is similar to a bank account number, meaning you can share it with other people. Once the crypto is sent to that address, it will arrive in your non-custodial wallet in minutes.

Sending crypto works the same as receiving it, but in reverse. Within your non-custodial wallet, you’ll need to paste the receiver’s wallet address. After confirming the transfer, you’ll be charged a network fee. This will vary depending on how busy the blockchain is.

Pros and Cons of Non-Custodial Wallets

Non-custodial wallets come with advantages and drawbacks.

The overriding advantage is that you own your private keys and crypto within the wallet. There is no requirement to rely on third parties, such as crypto exchanges or brokers. Nobody can access your funds without your say-so. This is because nobody knows your private keys but you.

Non-custodial wallets also support seamless transactions. You won’t need to wait for approval when sending and receiving funds. Nor do you need to worry about your crypto being seized or frozen. Ultimately, you’re in control of your wealth.

In some ways, these benefits are also drawbacks. For instance, if you lose your private keys or your wallet is compromised, you’re on your own. This is because you’ve opted for self-custody storage, so the wallet provider can’t access your credentials. As such, non-custodial wallets can be intimidating for beginners.

Methodology: How We Ranked The Best Non-Custodial Wallets

We hand-picked the 21 best self-custody wallets based on a strict methodology. Read on for more information on how we arrived at our decision.

Ease of Use (20%)

Not all non-custodial wallets offer a user-friendly experience. While this might not matter to experienced crypto investors, it will help to complete newbies. After all, you’ll be in full control of your private keys. Any mistakes could lead to a loss of funds. Therefore, we prioritized non-custodial wallets, which offer an overall solid user experience.

This starts with the setup process. For instance, the wallet should guide the user through the required steps, such as creating a password and making a note of the backup passphrase. In addition, sending and receiving funds should be simple. Ultimately, non-custodial wallets offer limited customer support, so you should be able to manage your funds on a DIY basis.

Private Key Control (20%)

All of the non-custodial wallets on this page give you full control of your private keys. This means nobody, not even the wallet provider, has access. The private keys are encrypted on your device, so when you’re shown the credentials when setting the wallet up, they are only visible on your screen.

That said, we prioritized non-custodial wallets that offer a simple way of managing private keys. For example, the top providers use a backup passphrase system. This is usually a string of 12 words. You’ll be asked to re-enter the 12 words to ensure you’ve written them down in the correct order. This is a simple yet secure way of keeping your non-custodial wallet safe.

Supported Cryptocurrencies (10%)

Our methodology also prioritized non-custodial wallets that support a wide range of network standards. This is especially important for investors with diversified portfolios. In an ideal world, you’d be able to store all of your cryptocurrencies in one wallet.

If one of your crypto investments isn’t supported, you’ll need more than one non-custodial wallet. This can be challenging to manage, increasing the risk of mistakes.

Device Compatibility (20%)

Non-custodial wallets are available on multiple device types. Everyone has their own preference, from mobile apps and desktop software to hardware devices and browser extensions. As such, our methodology included a non-custodial wallet for each device and operating system.

For example:

• Best Wallet ranks as the best non-custodial wallet for mobile users. It comes as a free mobile app for iOS and Android.
• OKX DeFi Wallet is a great option for desktop users. It supports desktop software for Windows and Mac.
• MetaMask is the ideal option for browser extension wallets. It supports Google Chrome, Firefox, Microsoft Edge, Brave, and Opera.
• Hardware users will like Trezor and Ledger.

Some non-custodial wallets support multiple devices. For instance, while the OKX DeFi Wallet is ideal for desktop users, it also comes as a mobile app and browser extension.

Security Tools (20%)

Of course, security is one of the most important metrics to consider. There is often a trade-off between security and convenience. For example, the most secure non-custodial wallets are hardware devices. Trezor and Ledger keep private keys within the device, and a PIN must be physically entered to transfer funds. While secure, this can be cumbersome for active crypto traders.

At the other end of the spectrum, mobile wallets like Trust Wallet are super convenient. You simply need to open the app to gain access. You can then send and receive crypto, view NFTs, connect to dApps, and much more. However, Trust Wallet is only secured by a PIN. So, if somebody has your phone and they know the PIN, they can transfer the crypto to their own wallet.

Community Reputation and Open-Sourced Code (10%)

We also spent time researching the public domain, which helped us understand how each wallet is perceived by industry peers. For example, we analyzed Reddit forums for potential security risks and assessed comments concerning user-friendliness.

Another metric we looked at is whether or not the wallet is open-sourced. This means the underlying code is published online. So, if there are any potential vulnerabilities, the community will be the first to know.

Conclusion

In summary, non-custodial wallets give you full control of your private keys. This means you no longer need to worry about counterparty risks, such as exchange hacks or incompetence. Nor do you need approval to send or receive funds.

Overall, Best Wallet is the best non-custodial wallet on the market. Available as a free mobile app for iOS and Android, it supports multiple network standards. It’s secured by biometrics and can be recovered via multi-factor authentication.

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