XRP Price Prediction: USA Today Calls XRP the Smartest $500 Buy – Institutions Coming?

XRP price has bounced from last week’s pullback, now ranking among the best-performing tokens in the top 5, adding fresh credence to a long-term bullish XRP price prediction.

Its year-to-date gains have surged to 47.7%, and mainstream recognition is catching up. USA Today recently called XRP “the smartest cryptocurrency to buy with $500 right now,” highlighting its growing appeal beyond just crypto natives.

XRP is the smartest cryptocurrency to buy with $500 right now https://t.co/yElmDCbUiC

— USA TODAY (@USATODAY) August 3, 2025

The piece was written by Will Ebiefung, a contributor to The Motley Fool, an online publication known for sharing stock market picks and tips on individual stocks to both free and paid users.

Ebiefung emphasized a couple of reasons for giving XRP that title. First, the regulatory environment in the U.S. is now more favorable than ever.

Moreover, he believes that the launch of Ripple USD (RLUSD), the network’s first native stablecoin, has paved the way for accelerated adoption of this blockchain as a cheap and reliable alternative to send remittances and cross-border payments.

Ebiefung’s bullish XRP price prediction is aligned with that of most Ripple investors and could resonate with a large percentage of USA Today’s audience.

If the article gets enough traction and receives significant attention, as it has thus far, it could drive higher trading volumes and institutional interest toward the token.

XRP Price Prediction: Descending Triangle Breakout Favors a Move Toward $4 or Higher

Trading volumes in the past 24 hours have increased as XRP has booked a 3.1% gain.

In the 4-hour chart, XRP has broken out of a descending triangle pattern, often seen as a bullish reversal signal.

The price has reclaimed the $3 level and also broken above its most recent lower high, an early sign that a new uptrend may be forming.

Momentum is also building on this shorter timeframe. The Relative Strength Index (RSI) has surged above the midpoint, signaling that buyers are starting to gain control again.

If this breakout holds, XRP could rise to $3.30 in the coming sessions, followed by a potential push toward $4 in the coming weeks, and $10 later in the year.

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