XRP Price Prediction: The Bear Market Might Be Lying to You – Millionaire Wallets Are Rising Fast

XRP is attracting serious attention from large investors, even as its price trades below the $2 mark.

New data from Santiment reveals that 42 new whale wallets holding over 1 million XRP have been created since the start of the year. This is a clear sign that high-net-worth investors may be preparing for a major upside move.

With “smart money” entering the market, this accumulation trend could support a bullish XRP price prediction in the weeks ahead.

🐳🦈 XRP's price is down a modest -4% since the start of 2026, but its amount of 'millionaire' wallets are rising for the first time since September. A net of +42 wallets with at least 1M $XRP have returned to the ledger, an encouraging sign for the long-term. pic.twitter.com/nmB4hCxtZO

— Santiment (@santimentfeed) January 28, 2026

At $1.75, XRP is trading at levels not seen since April this year, back when the market bottomed.

Sentiment was also heavily depressed at that time, setting the stage for deep-pocketed players to step in to scoop up the token at a low price.

Whales could be expecting a recovery to the $3 level in the long term.

XRP Price Prediction: XRP Exploded the Last Time This Pattern Showed Up

XRP’s daily chart shows an interesting pattern that led to a strong recovery the last time it showed up.

This could be what whales are seeing that most retail investors are missing. The price got squeezed to this key support, and buying interest is rising.

A break above $1.95 would invalidate XRP’s bearish price structure. This could potentially lead to a retest of the 200-day exponential moving average (EMA) at $2.20.

Same as last time, a move above this key line would be the buy signal for long-term holders. Investors could be expecting a move back to the levels seen earlier this year.

Whales are piling into XRP at $1.75. If retail follows, a short squeeze could be around the corner.

The “smart money” knows a bottom is nearby, and top crypto presales like Maxi Doge ($MAXI) could benefit the most if bullish momentum gains steam.

New Maxi Doge ($MAXI) Presale Feels Like Dogecoin on Day 1

While most meme coins are just about cute characters, Maxi Doge ($MAXI) is a presale for those who love the thrill of high-stakes trading.

Holding $MAXI gives you a ticket into a community of like-minded traders, where members can share real-time trading insights and high-probability YOLO opportunities.

In addition, it keeps users energized through fun competitions like “Max Ripped” and “Max Gains”, allowing the most successful traders to climb the leaderboards and earn rewards.

$MAXI has already seen strong support from early buyers, with over $4.5 million raised during the first few weeks of its presale as momentum keeps building up.

You can also put your tokens to work immediately through a staking pool that offers an attractive 68% APY.

To buy $MAXI at its early-bird price, head to the official website and link a wallet like Best Wallet.

You can swap USDT, USDC, or ETH for $MAXI or use a bank card to buy instantly.

Visit the Official Maxi Doge Website Here