Tether Invests $8M in Speed to Scale Lightning-Based Stablecoin Payments

Tether announced it has led an $8 million investment in Speed1, Inc., a payments infrastructure company building global settlement rails using the Bitcoin Lightning Network and stablecoins.

Tether Leads $8M Strategic Investment in Speed to Advance Lightning-Native, Stablecoin-Powered Payments
Learn more: https://t.co/RyeiRAwCqY

— Tether (@Tether_to) December 16, 2025

The funding round also included participation from Ego Death Capital. The investment aligns with Tether’s broader push to expand real-world payment use cases for USDT while supporting Bitcoin-native financial infrastructure.

Speed focuses on allowing instant low-cost payments by combining Lightning’s high-speed transaction capabilities with stablecoin settlement for price stability. The company said the funding will support product development and continued global expansion.

Growing Payment Volume and User Base

Speed currently processes more than $1.5 billion in annualized payment volume across consumers, creators, platforms, and enterprise merchants. Its core products—Speed Wallet and Speed Merchant—serve approximately 1.2 million users and businesses. The platform offers instant payments, native Bitcoin and USDT settlement, and global routing designed to meet enterprise reliability requirements.

The company positions its infrastructure as a bridge between Bitcoin-native networks and practical payment needs, particularly for cross-border transactions, creator payouts, and merchant settlement.

By integrating stablecoins alongside Lightning, Speed enables users and businesses to choose between volatility exposure and price-stable settlement, depending on their needs.

Tether Deepens Focus on Bitcoin-Aligned Infrastructure

Tether said the investment supports its strategy of strengthening Bitcoin-aligned financial infrastructure while expanding the utility of USDT beyond trading and into everyday payments.

According to the company, Speed’s architecture demonstrates how Lightning and stablecoins can operate together at scale, combining low fees, global reach, and compliance-focused design.

“Speed is showing what Lightning can achieve when paired with a stable, liquid digital dollar like USDT,” said Tether CEO Paolo Ardoino. He added that the company is focused on backing infrastructure that reduces friction in payments and broadens access to reliable settlement rails, particularly for mainstream commerce.

Bridging Speculation and Real-World Use

Speed’s leadership said the platform is designed to move crypto beyond speculative use cases and into functional, global payments. CEO Niraj Patel said Lightning provides transaction speed, while stablecoins enable universal access and predictable value, allowing the infrastructure to support consumers, creators, and merchants at scale.

Speed integrates closely with the Lightning Network while allowing stablecoin settlement for users who require price stability. The company said this hybrid approach lowers friction across cross-border payments, platform-level settlement, and merchant transactions especially in regions where traditional banking infrastructure is costly or inefficient.

As stablecoins and Bitcoin-based networks gain traction in payments, the investment highlights growing interest from major digital asset firms in infrastructure that supports real-world financial activity rather than solely trading and speculation.

Earlier Visa announced it will allow stablecoin-based settlement across its US payments network broadening its suite of crypto-related services.