Sun Raghupathi on Consumer-Grade DeFi, Onchain Yield, and the Future of Cross-Chain Finance | Ep. 513

In this wide-ranging interview, Sun Raghupathi, CEO of Veda, breaks down how consumer-grade DeFi, onchain yield, and cross-chain infrastructure are transforming crypto from a speculative market into real financial infrastructure. He explains why vaults have become one of crypto’s most powerful primitives, offering transparent, accessible, and scalable alternatives to traditional asset management. From the failures of legacy banking yield models to the rise of automated onchain strategies, the conversation positions vaults as the core bridge between everyday users, institutions, and decentralised finance.

Consumer-Grade DeFi, Cross-Chain Yield, and the Future of RWAs

At the centre of the discussion is the convergence of stablecoins, real-world assets (RWAs), and cross-chain yield as the next major growth engine for DeFi. Raghupathi outlines why stablecoins, not Bitcoin, are the true drivers of scale, how multi-chain architectures unlock global liquidity, and why tokenised RWAs will dramatically expand the universe of onchain yield opportunities. He also explores the shift from experimental DeFi to institutional-grade infrastructure, arguing that security, composability, and UX now matter more than novelty.

The interview offers a forward-looking view of where decentralised finance is heading: away from fragmented protocols and toward unified, consumer-ready financial systems. With insights on vault architecture, cross-chain complexity, enterprise adoption, and the maturation of crypto infrastructure, the conversation paints a clear picture of DeFi’s next phase – one focused on real users, real yield, and real-world integration.