22 Sep 2022 · 18 min read

12 Best Cryptocurrency Apps to Use in 2022

Disclaimer: The Industry Talk section features insights by crypto industry players and is not a part of the editorial content of Cryptonews.com.

Cryptocurrency apps make it simple to buy and sell crypto on the go, access your digital assets, and get updates about the latest news in the crypto market. In this guide, we’ll highlight the 12 best crypto apps for crypto beginners and experienced traders alike.

The Top 12 Best Crypto Apps Ranked

We tested out dozens of crypto exchanges, crypto wallets, and more to find the 12 best crypto apps for 2022:

  1. eToro - Trusted Brokerage with Flat 1% Commission on 75+ Coins
  2. Crypto.com - All-in-one Crypto Exchange for Trading, Staking & More
  3. Coinbase - Best Crypto App for Beginners
  4. Binance - Crypto App with Lowest Trading Fees
  5. Bitstamp - Secure & User-friendly Crypto App with 78+ Coins
  6. Webull - 0% Commission Crypto App for Popular Coins
  7. Kraken - Best Crypto App for Trading on Margin
  8. Pionex - Trade Automatically with Crypto Trading Bots
  9. CoinSmart - Best Crypto App for Long-term Investors
  10. Blockfolio - Earn More Crypto with Every Trade
  11. Luno - Simple Crypto App for Repeat Investing
  12. Coinmama - Easy to use Crypto App to Buy Popular Tokens

The Best Cryptocurrency Apps for Beginners Reviewed

Want to know more about the top crypto apps so you can buy the best crypto in 2022? We’ve put together quick reviews of the best crypto trading apps to help readers find the right app for their needs.

1. eToro - Trusted Brokerage with Flat 1% Commission on 75+ Coins

eToro is a global brokerage and crypto exchange with more than 20 million active users. The platform has made a splash in the crypto world by offering one of the simplest pricing structures around. Users simply pay a 1% commission to buy or sell crypto, regardless of whether they’re buying Bitcoin, Ethereum, or a brand new altcoin.

eToro accepts credit cards, debit cards, and e-wallets like PayPal, Neteller, and Skrill, making it easy to go from fiat to crypto in minutes. The platform doesn’t charge deposit fees and new users can open an account with as little as $10.

This crypto app has been steadily expanding its selection of available cryptocurrencies and now boasts more than 75 popular coins. This means you can find the best cryptos to buy in 2022 with an eToro live trading account. eToro leverages its massive crypto community to show traders whether sentiment around a token is bullish or bearish, making it easier to decide what cryptocurrencies to buy and when.

The eToro app also has one of the best mobile charting platforms we’ve seen. Traders and long-term crypto investors have access to dozens of built-in indicators and drawing tools. eToro supports price alerts, a crypto market news feed, and offers professional analysis for top coins.

Another reason to use the eToro app is that it supports crypto copy trading. Beginners can mimic the moves of a more experienced crypto trader, enabling them to actively trade the crypto market without having to watch the market themselves. The minimum for copy trading is $2,000.

Ready to try the overall best crypto app for 2022? Check out eToro today.

Pros:

  • Flat 1% commission
  • Social trading
  • Excellent mobile charting tools
  • Copy trading platform

Cons:

  • Fees are high for active crypto trading
# of CoinsPricing StructureFee to Trade Bitcoin
79Commission1%

Visit eToro

Crypto assets are a highly volatile investment product. Your capital is at risk.

2. Crypto.com - All-in-one Crypto Exchange for Trading, Staking & More

The Crypto.com app is one of the best apps for trading cryptocurrency in 2022. This app offers access to Bitcoin and more than 250 popular altcoins with some of the lowest exchange fees in the industry. Traders pay just 0.075% per trade when using a bank transfer (minimum $500 deposit). The app accepts credit and debit cards as well with a 2.99% fee.

Crypto.com’s app doesn’t have the most in-depth charting platform we’ve seen, but the charts are good enough for most active traders. For investors, Crypto.com offers built-in crypto staking with generous interest rates. Crypto.com users can earn up to 14.5% APY and 5% APY for staking Bitcoin. Just note that the best rates are reserved for investors who also hold CRO, Crypto.com’s native token.

The Crypto.com app can also be used to manage the Crypto.com Visa card, a rewards credit card that offers up to 5% cash back in the form of CRO tokens. The card comes with several benefits, including subscriptions to Spotify, Netflix, Amazon Prime, and more.

Another nice feature of the Crypto.com app is that it makes sending and receiving crypto easy. So, users who want to spend crypto instead of just HODL it will find it easy to make transactions with this app.

Pros:

  • Fee from 0.075%
  • Staking with interest up to 14.5% APY
  • Rewards Visa credit card
  • Simple crypto transfers

Cons:

  • Limited charting tools
# of CoinsPricing StructureFee to Trade Bitcoin
250Commission0.075%

Visit Crypto.com

3. Coinbase - Best Crypto App for Beginners

Coinbase is the most popular crypto app in the US and one of the best crypto apps for beginners. The app makes it incredibly simple to buy and sell cryptocurrency. Just sign up, add funds with a credit card, debit card, or bank transfer, and buy crypto.

The catch to this simplicity is that Coinbase charges higher fees than many other top crypto exchanges, especially for card purchases. Users are charged 1.49% when making purchases with a bank transfer or 3.99% when using a credit or debit card.

The great thing about the Coinbase app, though, is that investors have access to an enormous range of altcoins. Coinbase currently lists more than 9,600 crypto assets, including many meme coins and relatively unheard of coins that haven’t yet broken out. New cryptos are being added to the Coinbase app on a daily basis.

Pros:

  • Very user-friendly app
  • Accepts credit and debit cards
  • 9,600+ tokens to trade
  • Advanced charting and analysis tools

Cons:

  • Expensive fee structure
# of CoinsPricing StructureFee to Trade Bitcoin
9,600+Commission1.49%

Visit Coinbase

4. Binance - Crypto App with Lowest Trading Fees

The Binance app is the best crypto app for users in search of low transaction fees. When using Binance’s trading platform, traders pay a fee of just 0.10% for most transactions. Even better, trading on many Bitcoin-fiat and Bitcoin-stablecoin pairs is free, as are most transactions that use Binance’s own BUSD stablecoin. Traders can also get discounted commissions if they hold BNB, Binance’s native cryptocurrency.

The Binance app can be a little difficult to navigate because it packs so many features in. The app offers trading on more than 350 coins, plus a built-in NFT marketplace, tools for decentralized finance (DeFi) like staking and lending, and even crypto savings accounts.

There’s also a pro mode hidden within the Binance app. This gives users access to advanced technical charting tools, market depth data, and more. It’s one of the most comprehensive mobile analysis platforms currently available for the crypto market.

Pros:

  • Free trading on BTC and BUSD pairs
  • Trade 350+ tokens
  • Integrated staking and lending
  • Very advanced mobile charting

Cons:

  • App layout is very crowded
# of CoinsPricing StructureFee to Trade Bitcoin
350+CommissionNone

Visit Binance

5. Bitstamp - Secure & User-friendly Crypto App with 78+ Coins

Bitstamp is one of only a few crypto apps that offers free trading on Bitcoin, Ethereum, and other popular crypto tokens. To trade for free, users have to maintain a trading volume of less than $1,000 per month and make deposits by ACH bank transfer. Trading fees for higher volume traders start at 0.40% and there’s a whopping 5% fee for using a credit or debit card.

The Bitstamp app offers trading on more than 78 tokens and is designed to be as easy as possible to use. Users can tap to buy crypto in seconds or take advantage of the app’s in-depth analytics tools. Those include candlestick charts, market depth data, price alerts, and more.

Bitstamp recently began offering crypto staking through the app, but staking is currently only available for Ethereum and Algorand. Interest rates for Ethereum currently sit at 4.12% APY.

Pros:

  • Free to trade with bank transfer
  • Integrated charting and analysis tools
  • Stake ETH and ALGO
  • User-friendly app layout

Cons:

  • 5% fee for card purchases
# of CoinsPricing StructureFee to Trade Bitcoin
78CommissionNone

Visit Bitstamp Now

6. Webull - 0% Commission Crypto App for Popular Coins

Webull is a US–based stock and ETF broker that now offers 0% commission trading on popular cryptocurrencies. There are currently 58 crypto trading pairs available, all of which are completely fee-free to buy and sell.

The Webull app makes it easy to keep track of crypto prices through watchlists, price alerts, and more. We’re also impressed by the quality of Webull’s mobile charting platform. This crypto app doesn’t include advanced data like market depth, but traders have access to a wide range of technical indicators and drawing tools.

There’s no minimum deposit to open a new account at Webull. New users can get up to 12 free stock shares, which can immediately be sold for cash that can then be used to buy crypto. Note that Webull only accepts deposits by bank transfer, not by credit or debit card.

Pros:

  • Free trading for all crypto pairs
  • Integrated crypto wallet
  • User-friendly charting platform
  • No minimum deposit to open account

Cons:

  • Does not accept credit or debit cards
# of CoinsPricing StructureFee to Trade Bitcoin
58Commission-freeNone

Visit Webull Now

7. Kraken - Best Crypto App for Trading on Margin

Kraken is another popular crypto exchange that caters to both first-time crypto investors and experienced traders. This crypto app especially stands out for margin trading, which enables traders to apply up to 5x leverage when trading popular cryptocurrencies. Margin rates start at just 0.02%, among the lowest in the industry.

The Kraken app also supports traders by offering in-depth mobile charts. Traders can customize their candlestick charts with dozens of indicators and drawing tools, plus set up price alerts and execute limit and stop orders on the app. Fees for trading with Kraken Pro start at 0.26% per trade, while an instant buy order costs 0.9% for stablecoins and 1.5% for all other cryptocurrencies.

The Kraken app also supports staking on 16 different coins. Reward rates range up to 21% APY and interest is paid out twice per week.

Pros:

  • Trade with 5x leverage
  • Very low margin trading fees
  • Customizable mobile charts
  • Staking with rates up to 21% APY

Cons:

  • Different fees for stablecoins and other tokens
# of CoinsPricing StructureFee to Trade Bitcoin
185Commission0.26%

Visit Kraken

8. Pionex - Trade Automatically with Crypto Trading Bots

Pionex is a unique crypto trading app that offers access to 16 different trading bots. These are trading algorithms that identify distinct price patterns and automatically initiate trades on a user’s behalf. The trading bots can be used to issue alerts or execute trades, depending on how closely a trader wants to monitor the market themself.

The Pionex app offers trading on nearly 350 different crypto tokens with trading fees starting at just 0.05% for most transactions. There’s no minimum deposit required and the exchange accepts credit cards for payments.

Pionex also supports crypto staking on Ethereum with interest rates up to 4.25% APY. New users can get a trial fund of $1,288 in USDT (Tether), which can be used to stake Ethereum and start earning interest (users don’t get to keep the $1,288).

Pros:

  • Includes 16 crypto trading bots
  • Costs just 0.05% per transaction
  • Stake ETH and earn up to 4.25% APY
  • Accepts credit cards with no minimum deposit

Cons:

  • Cannot stake tokens other than ETH
# of CoinsPricing StructureFee to Trade Bitcoin
346Commission0.05%

9. CoinSmart - Best Crypto App for Long-term Investors

CoinSmart is a publicly traded crypto exchange that offers low fees and simple mobile interface for long-term crypto investors. The app offers trading on 16 of the most popular cryptocurrencies with commissions starting at 0.20% per trade. 

Charting and trading tools on the CoinSmart app are relatively limited, but the app does have some handy features for investors. For example, it’s very simple to transfer crypto, which can be useful if users want to pay someone in tokens or transfer funds to a third-party crypto wallet app. 

The CoinSmart app accepts a wide range of fiat currencies for deposits, including USD, CAD, and EUR. Users can make a deposit by bank transfer, Interac, or e-wallet, but credit card payments are not accepted. The exchange offers 24/7 customer support.

Pros:

  • Very user-friendly app layout
  • Supports fast, free crypto transfers
  • Accepts USD, CAD, and EUR deposits
  • 24/7 customer support

Cons:

  • Limited selection of crypto tokens
  • No crypto staking
# of CoinsPricing StructureFee to Trade Bitcoin
16Commission0.20%

10. Blockfolio - Earn More Crypto with Every Trade

Blockfolio, which is now part of global crypto exchange FTX, is one of the top crypto apps for traders in search of rewards. This app offers a free random crypto token as a thank-you for every trade worth more than $10. It’s a neat way to get exposure to some lesser-known tokens, which traders can either sell or hold in their portfolio in case they take off.

The Blockfolio and FTX apps offer trading on 28 cryptocurrencies, including several stablecoins such as Tether and USDC. Traders can stake coins and earn interest up to 8%, and interest is even available on USD sitting unused in a trading account.

Blockfolio offers some of the lowest trading fees around. Rates start at 0.20% and can drop to zero for high-volume traders. Deposits made by bank transfer are free if they’re over $100. Credit and debit cards are also accepted with a 2.8% fee.

Pros:

  • Free crypto with every trade over $10
  • Earn up to 8% APY interest
  • Low trading fees with volume discount
  • Free deposits by bank transfer

Cons:

  • Selection of altcoins is limited
# of CoinsPricing StructureFee to Trade Bitcoin
28Commission0.20%

11. Luno - Simple Crypto App for Repeat Investing

Luno is an easy-to-use crypto app that’s built for crypto investors with long time horizons. The app makes it easy to set up recurring investments, helping investors build their positions in crypto over time. Charts on this app are relatively simple, reflecting the fact that Luno isn’t designed for active trading.

The Luno app currently offers trading on just 5 top cryptocurrencies: Bitcoin, Ethereum, Litecoin, Ripple, and Bitcoin Cash. There’s no staking and all funds are held in a custodial account with Luno. Helpfully, the app offers free crypto transfers between Luno accounts, which can be nice for users who have family or friends who also use Luno.

Luno accepts deposits in USD by bank transfer only. There’s a 0.75% instant buy fee for all cryptocurrencies offered on the app.

Pros:

  • Set up recurring investments
  • Very user-friendly app layout
  • Free transfer between Luno accounts
  • Free deposits by bank transfer

Cons:

  • Only 5 cryptocurrencies available
# of CoinsPricing StructureFee to Trade Bitcoin
5Commission0.75%

12. Coinmama - Easy to use Crypto App to Buy Popular Tokens

Coinmama is another beginner-friendly crypto app that offers trading on 16 of the most popular crypto tokens. The app is incredibly straightforward to use, offering a simple buy/sell interface with few advanced features or order options. While that might be limiting for more advanced investors, the simplicity is ideal for first-time crypto investors.

Coinmama accepts a variety of payment methods, including credit cards, debit cards, bank transfers, Apple Pay, Google Pay, and Skrill. Fees on this app can be steep, ranging up to 3.90% for new users. Discounts are available for returning customers who achieve loyalty status.

Coinmama offers a custodial wallet, so investors don’t need to worry about finding a separate crypto wallet app. The exchange offers customer support by phone and email.

Pros:

  • Very user-friendly mobile app
  • Accepts credit and debit cards
  • Built-in custodial crypto wallet
  • Phone and email support

Cons:

  • Expensive fee structure
  • No analysis or order management tools
     
# of CoinsPricing StructureFee to Trade Bitcoin
16Commission3.90%

Top Crypto Trading Apps Comparison

Want to know more about how the best apps to buy crypto stack up against one another? The table below shows the number of coins and basic price to trade Bitcoin using each of the best cryptocurrency apps.

Crypto App# of CoinsPricing StructureFee to Trade Bitcoin
eToro79Commission1%
Crypto.com250Commission0.075%
Coinbase9,600+Commission1.49%
Binance350+CommissionNone
Bitstamp78CommissionNone
Webull58Commission-freeNone
Kraken185Commission0.26%
Pionex346Commission0.05%
CoinSmart16Commission0.20%
Blockfolio28Commission0.20%
Luno5Commission0.75%
Coinmama16Commission3.90%

How to Find the Best Crypto App

There’s a lot that goes into choosing the best cryptocurrency app. Here are some of the key factors we considered in our reviews.

Regulation

Many of the best cryptocurrency apps are regulated, providing customers with assurances that they follow market rules and have measures in place to keep users’ funds safe. Most exchanges are part of the Financial Crimes Enforcement Network (FinCEN) and require new users to verify their identity.

User Experience

How easy a crypto app is to use can make a big difference in the process of buying and selling digital currencies. The most user-friendly crypto apps offer a simple instant buy/sell interface along with simple tabs for making deposits and withdrawals or accessing analysis tools. If an app offers an advanced charting platform, it should be straightforward to customize the charts with a few taps.

Tradable Cryptos

The range of tokens available to trade is a major factor when deciding on the best cryptocurrency app. Some apps only offer a handful of the most popular cryptocurrencies, while others offer hundreds or even thousands of altcoins. It’s also a good idea to check what tokens are available for crypto staking.

Fees

Trading fees can vary widely between crypto apps and even for different coins and payment methods on the same app. The best crypto apps typically charge a fee of 1% or less to buy and sell Bitcoin. Watch out for credit and debit card fees, which can significantly increase the cost of trading.

Tools & Features

The trading tools available in a crypto app can also be very important. Some apps offer advanced technical charts, price alerts, order management tools, and more. Other helpful features include social trading and a crypto market news feed. 

A growing number of crypto apps also offer crypto staking and lending, which is key for investors who want to participate in DeFi. Some of the best crypto mining sites also allow users to mine BTC and other PoW coins via a proprietary Android and iOS app. 

Payment Methods

Nearly all crypto apps accept deposits by bank transfer or crypto transfer, and many accept debit and credit cards as well. However, there may be steep deposit fees when paying with a card. Some crypto apps also allow payments using e-wallets like Google Pay, Apple Pay, PayPal, Neteller, and Skrill.

Customer Support

Many crypto apps offer 247 customer support, which is important since the crypto market itself is active 24/7. Check whether there’s in-app chat support or phone support for faster service.

What is the Best Crypto App for Staking & Interest?

Crypto staking enables investors to stake their tokens to a blockchain and earn interest as a reward. Crypto staking can yield double-digit interest rates on some crypto apps and can be an important way for investors to make money from their tokens.

We think the best crypto apps for staking in 2022 are AQRU and Crypto.com. AQRU enables investors to earn up to 3% APY interest on Bitcoin, Ethereum, and USDC with no lock-in period. For investors who are willing to lock their USDC for 90 days, rates jump to 8% APY. AQRU makes it easy to start staking with just a credit or debit card and charges a flat commission of 0.35%.

Crypto.com offers staking on more than 40 different cryptocurrencies with interest rates up to 14.5% APY. Bitcoin earns up to 5% APY and Ethereum up to 6% APY. The app offers flexible staking periods as well as 1-month and 3-month lock-in periods. Note that to get the best interest rates, users must also stake CRO, Crypto.com’s native cryptocurrency.

The Best Cryptocurrency Wallet App

Many of the top crypto apps we reviewed offer built-in custodial wallets. Users who buy crypto from these exchanges can leave their coins in their exchange account and don’t have to transfer them to a separate wallet app.

However, there are advantages to using a standalone crypto wallet app. It can be more secure and ensures that users have total control over their tokens.

The best crypto wallet app in 2022 is the eToro Money app. This crypto wallet app supports dozens of popular cryptocurrencies, including all of the coins available from eToro. It integrates directly with the eToro exchange to facilitate swapping between crypto pairs, but it can also be used to store crypto purchased with another crypto app.

eToro Money is available for iOS and Android devices. The app is highly secure and completely free to use.

Top Crypto Price Alert Apps

Many of the best crypto apps offer price alerts so that traders never miss an opportunity to pick up more crypto at bargain prices. These alerts usually take the form of push notifications on a smartphone, but they can also be delivered by text or email.

The best crypto alert apps are the same apps that offer advanced charting and analysis tools: eToro, Binance, Webull, and Kraken. All of these apps enable users to pick a price for any supported coin and get a notification when that price is reached.

Conclusion

The best crypto apps make it easy to buy and sell crypto on the go with low fees. eToro stands out as the overall best crypto app in 2022 thanks to its transparent pricing structure and outstanding mobile analysis tools. eToro also has one of the best crypto wallet apps, eToro Money.

Ready to try out the best crypto app? Check out eToro today to get started!

Visit eToro

Crypto assets are a highly volatile investment product. Your capital is at risk.

FAQs

What is the best crypto app to use?

We think eToro is the best crypto trading app right now. eToro offers transparent and low pricing to buy and sell more than 75 of the most popular cryptocurrencies. It also offers advanced technical charts on mobile, price alerts, copy trading, and more.

What is the safest app for cryptocurrency?

All of the crypto apps we reviewed are highly secure and are regulated by financial watchdogs. We think eToro, Coinbase, and Webull are among the safest crypto apps for new investors.

What is the simplest crypto app for beginners?

First-time crypto investors can check out eToro, Coinbase, Luno, and Coinmama. These apps each offer user-friendly interfaces to buy and sell crypto in minutes and they don’t require investors to navigate complex charts or multiple purchase options.