Ripple CTO David Schwartz on Internet of Value

Ripple CTO David Schwartz gives his keynote presentation at UBRI Connect 2019 in October, 2019. Schwartz explains the critical problems with the global financial system from high fees and slow speeds to siloed proprietary platforms that don't benefit users. He also argues that the solution is the Internet of Value (IOV) where money moves like information does today and payment networks interoperate for the benefit of the user. Schwartz also describes the Ripple strategy for making the IOV a reality with both RippleNet and Xpring.