{"id":238582,"date":"2025-10-03T13:16:35","date_gmt":"2025-10-03T13:16:35","guid":{"rendered":"https:\/\/cryptonews.com\/tr\/news\/12000-in-crypto-given-to-new-yorkers-with-no-strings-attached\/"},"modified":"2025-10-03T13:16:35","modified_gmt":"2025-10-03T13:16:35","slug":"new-yorklulara-12-000-dolarlik-kripto-dagitildi-sartsiz-kosulsuz","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/tr\/exclusives\/new-yorklulara-12-000-dolarlik-kripto-dagitildi-sartsiz-kosulsuz\/","title":{"rendered":"New Yorklulara 12.000 Dolarl\u0131k Kripto Da\u011f\u0131t\u0131ld\u0131 \u2013 \u015earts\u0131z, Ko\u015fulsuz!"},"content":{"rendered":"
\"New<\/figure>

ABD\u2019de \u015fu s\u0131ralar dikkat \u00e7ekici bir deney y\u00fcr\u00fct\u00fcl\u00fcyor: \u00d6n\u00fcm\u00fczdeki be\u015f ay boyunca 160 ki\u015fiye ko\u015fulsuz olarak 12.000 dolarl\u0131k kripto <\/a>para verilecek.<\/p>

Bu giri\u015fim, Coinbase<\/a> ile yoksullara do\u011frudan nakit yard\u0131m\u0131 ula\u015ft\u0131rmay\u0131 hedefleyen kar amac\u0131 g\u00fctmeyen GiveDirectly\u2019nin ortak projesi. Sadece ge\u00e7en y\u0131l, GiveDirectly arac\u0131l\u0131\u011f\u0131yla 140 binden fazla ki\u015fiye toplam 95,5 milyon dolar aktar\u0131lm\u0131\u015ft\u0131.<\/p>

Deneye kat\u0131lan 160 ki\u015fi, 18 ile 30 ya\u015f aras\u0131nda ve New York\u2019ta ya\u015f\u0131yor. Kat\u0131l\u0131mc\u0131lara ilk etapta toplu \u015fekilde 8.000 dolarl\u0131k USDC stablecoin verilecek, ard\u0131ndan be\u015f ay boyunca her biri 800 dolar de\u011ferinde ek \u00f6demeler yap\u0131lacak.<\/p>

GiveDirectly\u2019nin ABD programlar\u0131 k\u0131demli y\u00f6neticisi Emma Kelsey, Cryptonews\u2019e yapt\u0131\u011f\u0131 a\u00e7\u0131klamada projenin amac\u0131n\u0131 \u015f\u00f6yle \u00f6zetledi:<\/p>

\n

\u201cTemel hedef, New York\u2019ta d\u00fc\u015f\u00fck gelirli gen\u00e7 yeti\u015fkinlere do\u011frudan mali destek sa\u011flamak. B\u00f6ylece finansal refahlar\u0131n\u0131 art\u0131rmalar\u0131na, bar\u0131nma istikrar\u0131 sa\u011flamalar\u0131na ve e\u011fitim yoluyla insani sermayelerini geli\u015ftirmelerine katk\u0131da bulunmak istiyoruz.\u201d<\/em><\/p>\n<\/blockquote>

Program\u0131n ba\u015fka ama\u00e7lar\u0131 da var. GiveDirectly, toplu \u00f6demelerin daha faydal\u0131 olup olmad\u0131\u011f\u0131n\u0131 g\u00f6rmek ve USDC\u2019nin teslimat, idari maliyetler, kullan\u0131c\u0131 deneyimi ve finansal kapsay\u0131c\u0131l\u0131k a\u00e7\u0131s\u0131ndan ne kadar verimli oldu\u011funu test etmek istiyor.<\/p>

Kelsey, USDC kullan\u0131m\u0131n\u0131n \u015fimdiden baz\u0131 avantajlar sa\u011flad\u0131\u011f\u0131n\u0131 belirtiyor:<\/p>

\n

\u201c\u00d6demeler neredeyse anl\u0131k ger\u00e7ekle\u015fiyor ve Base \u00fczerinde USDC da\u011f\u0131tman\u0131n maliyeti \u00e7ok d\u00fc\u015f\u00fck. \u00d6rne\u011fin, ilk 160 adet 800 dolarl\u0131k \u00f6demenin \u00e7\u0131kar\u0131lmas\u0131 sadece 0,26 dolara mal oldu \u2014 \u00f6n \u00f6demeli banka kartlar\u0131ndan \u00e7ok daha ucuz. Bu tasarruf, daha fazla paran\u0131n do\u011frudan al\u0131c\u0131lara gitmesini sa\u011fl\u0131yor.\u201d<\/em><\/p>\n<\/blockquote>

Program ayn\u0131 zamanda ge\u00e7mi\u015fte geleneksel finans kurumlar\u0131yla olumsuz deneyimler ya\u015fam\u0131\u015f, banka hesab\u0131 olmayan ya da baz\u0131 hizmetlere eri\u015fmekte zorlanan ki\u015filere de ula\u015fmay\u0131 hedefliyor.<\/p>

T\u00fcm kat\u0131l\u0131mc\u0131lar i\u00e7in tan\u0131t\u0131m oturumlar\u0131 d\u00fczenlendi. Bu oturumlarda de\u011fi\u015fken kripto paralara yat\u0131r\u0131m yapman\u0131n riskleri de a\u00e7\u0131kland\u0131. Kat\u0131l\u0131mc\u0131lara USDC\u2019yi Bitcoin<\/a> veya Ether gibi coin\u2019lere \u00e7evirmeleri tavsiye edilmiyor, ancak bunu yapmalar\u0131n\u0131n \u00f6n\u00fcnde bir engel de yok. Kelsey, bu esnekli\u011fin bilin\u00e7li bir tercih oldu\u011funu vurguluyor:<\/p>

\n

\u201cAl\u0131c\u0131lar fonlar\u0131n\u0131 geleneksel banka hesaplar\u0131na aktarabilir, Coinbase\u2019in Visa ortakl\u0131\u011f\u0131yla \u00e7\u0131kard\u0131\u011f\u0131 banka kart\u0131n\u0131 kullanarak al\u0131\u015fveri\u015f yapabilir veya paralar\u0131n\u0131 c\u00fczdanlar\u0131nda tutarak %4,1 faiz geliri elde edebilir.\u201d<\/em><\/p>\n<\/blockquote>

Visa<\/a> ile birlikte \u00e7\u0131kar\u0131lan Coinbase banka kart\u0131, stablecoin<\/a>\u2019lerin en b\u00fcy\u00fck sorunlar\u0131ndan birini ortadan kald\u0131rmay\u0131 ama\u00e7l\u0131yor. Zira 1:1 oran\u0131nda dolara sabitlenmi\u015f olmalar\u0131na ra\u011fmen, bu dijital varl\u0131klar h\u00e2l\u00e2 bir\u00e7ok perakendeci taraf\u0131ndan \u00f6deme y\u00f6ntemi olarak kabul edilmiyor.<\/p>

Programa kat\u0131lan 160 ki\u015finin tamam\u0131 h\u00e2lihaz\u0131rda d\u00fc\u015f\u00fck gelirli bireylere destek veren kurulu\u015flardan yard\u0131m alan ki\u015filerdi. Ba\u015fvuru yapan toplam 217 ki\u015fi aras\u0131ndan uygunluk kriterlerini kar\u015f\u0131layanlar kura ile se\u00e7ildi.<\/p>

Peki, bu deneme nas\u0131l \u201cba\u015far\u0131l\u0131\u201d say\u0131lacak? Kelsey, bar\u0131nma istikrar\u0131 veya finansal stresin azalmas\u0131 gibi olumlu sonu\u00e7lar g\u00f6rmek istediklerini s\u00f6yl\u00fcyor. Program\u0131n geni\u015fletilip geni\u015fletilemeyece\u011fi soruldu\u011funda ise \u015fu yan\u0131t\u0131 veriyor:<\/p>

\n

\u201c\u015eu anda planlanm\u0131\u015f ba\u015fka bir kripto program\u0131m\u0131z yok. Ancak a\u015f\u0131r\u0131 enflasyon ya\u015fanan b\u00f6lgeler veya geleneksel bankac\u0131l\u0131\u011f\u0131n s\u0131n\u0131rl\u0131 oldu\u011fu insani kriz ortamlar\u0131nda kriptonun \u00f6zellikle faydal\u0131 olabilece\u011fini \u00f6ng\u00f6rebiliriz.\u201d<\/em><\/p>\n<\/blockquote>

Nitekim hiperenflasyon ya\u015fayan \u00fclkelerde dijital varl\u0131klar giderek daha pop\u00fcler hale geliyor. T\u00fcketiciler, al\u0131m g\u00fc\u00e7lerini koruyabilmek i\u00e7in itibari paralar\u0131n\u0131 ABD dolar\u0131 bazl\u0131 stablecoin\u2019lere \u00e7eviriyor.<\/p>

Bir\u00e7ok yard\u0131m kurulu\u015fu da kriptonun yard\u0131mlar\u0131 ihtiya\u00e7 sahiplerine daha h\u0131zl\u0131 ula\u015ft\u0131rd\u0131\u011f\u0131n\u0131, arac\u0131lar\u0131 devreden \u00e7\u0131kard\u0131\u011f\u0131n\u0131 ve \u015feffafl\u0131\u011f\u0131 art\u0131rd\u0131\u011f\u0131n\u0131 savunuyor. Rusya\u2019n\u0131n Ukrayna\u2019y\u0131 i\u015fgali s\u0131ras\u0131nda kripto ba\u011f\u0131\u015flar\u0131n\u0131n on milyonlarca dolara ula\u015fmas\u0131 buna \u00f6rnek g\u00f6steriliyor.<\/p>

\u00d6n\u00fcm\u00fczdeki d\u00f6nemde GiveDirectly, kat\u0131l\u0131mc\u0131lar\u0131n durumunu anketler ve odak gruplar\u0131yla takip ederek genel finansal sa\u011fl\u0131klar\u0131n\u0131 g\u00f6zlemlemeyi planl\u0131yor.<\/p>

Toplam 1,9 milyon dolarl\u0131k bu giri\u015fim, Coinbase\u2019in stablecoin\u2019leri \u201cdijital \u00e7a\u011f\u0131n dolar\u0131\u201d olarak konumland\u0131rma hedefini desteklerken, \u00f6demeleri daha ucuz ve h\u0131zl\u0131 hale getirme potansiyelini de test edecek.<\/p>","protected":false},"excerpt":{"rendered":"

ABD\u2019de \u015fu s\u0131ralar dikkat \u00e7ekici bir deney y\u00fcr\u00fct\u00fcl\u00fcyor: \u00d6n\u00fcm\u00fczdeki be\u015f ay boyunca 160 ki\u015fiye ko\u015fulsuz olarak 12.000 dolarl\u0131k kripto para verilecek.Bu giri\u015fim, Coinbase ile yoksullara do\u011frudan nakit yard\u0131m\u0131 ula\u015ft\u0131rmay\u0131 hedefleyen kar amac\u0131 g\u00fctmeyen GiveDirectly\u2019nin ortak projesi. Sadece ge\u00e7en y\u0131l, GiveDirectly arac\u0131l\u0131\u011f\u0131yla 140 binden fazla ki\u015fiye toplam 95,5 milyon dolar aktar\u0131lm\u0131\u015ft\u0131.Deneye kat\u0131lan 160 ki\u015fi, 18 ile […]<\/p>\n","protected":false},"author":235,"featured_media":238583,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2,5],"tags":[120,96,107,63,99,121,1051,1107],"editors":[352],"sponsored_companies":[],"class_list":["post-238582","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-exclusives","category-features","tag-altcoinler","tag-bitcoin","tag-blockchain","tag-coinbase","tag-ethereum","tag-piyasa","tag-stablecoin","tag-usdc","editors-ufuk-toprak"],"acf":[],"yoast_head":"\nNew Yorklulara 12.000 Dolarl\u0131k Kripto Da\u011f\u0131t\u0131ld\u0131 \u2013 \u015earts\u0131z, Ko\u015fulsuz!<\/title>\n<meta name=\"description\" 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