{"id":227538,"date":"2025-07-10T11:29:51","date_gmt":"2025-07-10T11:29:51","guid":{"rendered":"https:\/\/cryptonews.com\/tr\/?page_id=227538\/"},"modified":"2025-07-10T11:29:51","modified_gmt":"2025-07-10T11:29:51","slug":"stellar-mi-ripple-mi","status":"publish","type":"page","link":"https:\/\/cryptonews.com\/tr\/kripto-para\/stellar-mi-ripple-mi\/","title":{"rendered":"Stellar (XLM) ve Ripple (XRP): Hangi \u00d6deme Coini Daha \u0130yi?"},"content":{"rendered":"<p>Stellar (XLM) ve XRP (XRP), ortak kuruculara sahip ve benzer ama\u00e7lara hizmet ediyor. Ancak izledikleri yollar farkl\u0131: XRP, merkezi bir yap\u0131yla kurumsal kullan\u0131m alanlar\u0131na odaklan\u0131yor. XLM ise daha \u00e7ok bireysel kullan\u0131c\u0131lar ve merkeziyetsizlik \u00fczerine kurulu.<\/p><p>Yat\u0131r\u0131mc\u0131lar ve geli\u015ftiriciler i\u00e7in bu farklar\u0131 anlamak olduk\u00e7a \u00f6nemli. Hangi coinin yat\u0131r\u0131m hedeflerine, risk anlay\u0131\u015f\u0131na ya da kullan\u0131m amac\u0131na daha uygun oldu\u011funu belirlemeye yard\u0131mc\u0131 olur.<\/p><p>Rehberimizde, XLM ve XRP\u2019yi teknoloji, performans ve merkeziyetsizlik a\u00e7\u0131s\u0131ndan inceleyece\u011fiz. Kurumsal benimseme ve gelecek beklentileri y\u00f6n\u00fcnden de kar\u015f\u0131la\u015ft\u0131rma yapaca\u011f\u0131z. Hangi \u00f6deme coininin daha iyi oldu\u011funu inceleyece\u011fiz.<\/p><div class=\"su-note\" style=\"border-color:#e0d5e5;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#faefff;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<p><b>\u00d6ne \u00c7\u0131kan Noktalar<\/b><\/p>\n<ul>\n<li>XRP ve XLM, \u00f6deme odakl\u0131 kullan\u0131m alanlar\u0131nda pop\u00fcler kripto paralard\u0131r. XRP Ledger daha merkezi bir yap\u0131ya sahipken, Stellar daha merkeziyetsizdir.<\/li>\n<li>Ripple, bankalar ve finans kurumlar\u0131 etraf\u0131nda bir ekosistem kurarken; Stellar, bireyler ve e\u015fler aras\u0131 i\u015flemlere odaklan\u0131r.<\/li>\n<li>Ripple, kendi stablecoini dahil olmak \u00fczere daha geni\u015f bir \u00fcr\u00fcn yelpazesi sunar. Stellar\u2019\u0131n ana \u00fcr\u00fcn\u00fc ise do\u011frudan kendi blokzincir a\u011f\u0131d\u0131r.<\/li>\n<\/ul>\n<\/div><\/div><h2><b>XRP Nedir?<\/b><\/h2><p><span class=\"replacer\"><\/span><br>\nXRP, 2012 y\u0131l\u0131nda Jed McCaleb, Arthur Britto ve David Schwartz taraf\u0131ndan kurulan Ripple Labs taraf\u0131ndan geli\u015ftirildi. Ama\u00e7, s\u0131n\u0131r \u00f6tesi \u00f6demeleri <a href=\"https:\/\/cryptonews.com\/tr\/academy\/blockchain-teknolojisi-nedir-nasil-calisir\/\">blokzincir teknolojisiyle<\/a> daha h\u0131zl\u0131 ve ucuz h\u00e2le getirmekti.<\/p><p>Sistemin merkezinde XRP Ledger (XRPL) yer al\u0131r. A\u00e7\u0131k kaynakl\u0131 ve merkeziyetsiz olan bu blokzincir, k\u00fcresel \u00f6demeleri h\u0131zl\u0131 ve d\u00fc\u015f\u00fck maliyetle ger\u00e7ekle\u015ftirmek i\u00e7in \u00f6zel olarak tasarlanm\u0131\u015ft\u0131r. Ripple\u2019\u0131n \u00f6deme altyap\u0131s\u0131n\u0131n temelini olu\u015fturur.<\/p><p>Geleneksel blokzincirlerin aksine, XRP Ledger (XRPL) <a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/proof-of-work-kriptoda-is-kaniti-nedir\/\">proof-of-work (PoW)<\/a> veya <a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/kriptoda-proof-of-stake-pos-nedir\/\">proof-of-stake (PoS)<\/a> sistemlerini kullanmaz. Bunun yerine Ripple Protokol\u00fc Konsens\u00fcs Algoritmas\u0131 (RPCA) ile \u00e7al\u0131\u015f\u0131r.<\/p><p>Sistem, i\u015flemlerin s\u0131ras\u0131 ve ge\u00e7erlili\u011fi konusunda anla\u015fmak i\u00e7in ba\u011f\u0131ms\u0131z do\u011frulay\u0131c\u0131lar\u0131n olu\u015fturdu\u011fu bir a\u011fa dayan\u0131r. Herkes bir do\u011frulay\u0131c\u0131 node \u00e7al\u0131\u015ft\u0131rabilir. Ancak Ripple Labs varsay\u0131lan olarak 35 g\u00fcvenilir do\u011frulay\u0131c\u0131dan olu\u015fan bir <a href=\"https:\/\/xrpl.org\/docs\/concepts\/consensus-protocol\/unl\">\u201cUnique Node List\u201d (UNL) <\/a>belirlemi\u015ftir. Bu do\u011frulay\u0131c\u0131lar, 170&#8217;ten fazla node i\u00e7eren daha geni\u015f bir a\u011fdan se\u00e7ilmi\u015ftir.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-227541 size-full\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110247\/1752145366-1.png\" alt=\"Ripple (XRP) Nedir\" width=\"1001\" height=\"542\" srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110247\/1752145366-1.png 1001w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110247\/1752145366-1-300x162.png 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110247\/1752145366-1-768x416.png 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110247\/1752145366-1-450x244.png 450w\" sizes=\"auto, (max-width: 1001px) 100vw, 1001px\"><\/p><p>XRP Ledger ile birlikte \u00e7al\u0131\u015fan yerel dijital varl\u0131k XRP\u2019dir. <a href=\"https:\/\/cryptonews.com\/tr\/coins\/ripple\/\"><b>XRP<\/b><\/a>, finansal kurumlar ve \u00f6deme sa\u011flay\u0131c\u0131lar\u0131 i\u00e7in bir k\u00f6pr\u00fc g\u00f6revi g\u00f6r\u00fcr. Bu sayede s\u0131n\u0131r \u00f6tesi para transferlerinde h\u0131zl\u0131 likidite ve verimli d\u00f6viz d\u00f6n\u00fc\u015f\u00fcm\u00fc sa\u011flan\u0131r.<\/p><p>XRP kullan\u0131ld\u0131\u011f\u0131nda, al\u0131c\u0131 \u00fclkede hesaplara \u00f6nceden para yat\u0131rmaya gerek kalmaz. Bu da i\u015flem maliyetlerini d\u00fc\u015f\u00fcr\u00fcr ve transfer s\u00fcrelerini \u00f6nemli \u00f6l\u00e7\u00fcde k\u0131salt\u0131r.<\/p><p>Ancak baz\u0131 ele\u015ftirmenler, XRP Ledger\u2019\u0131n konsens\u00fcs modelinin di\u011fer blokzincirlere k\u0131yasla daha merkezi bir yap\u0131ya sahip oldu\u011funu savunuyor.<\/p><p>Bu durum bir dezavantaj gibi g\u00f6r\u00fcnse de, i\u015flemlerin neredeyse an\u0131nda tamamlanmas\u0131n\u0131 ve \u00e7ok d\u00fc\u015f\u00fck enerji t\u00fcketimini m\u00fcmk\u00fcn k\u0131l\u0131yor. Bu da XRPL\u2019yi g\u00fcn\u00fcm\u00fczde en verimli blokzincirlerden biri h\u00e2line getiriyor.<\/p><h3><b>Ripple \u00dcr\u00fcnleri ve \u00d6zellikleri<\/b><\/h3><p>Ripple\u2019\u0131n en \u00f6ne \u00e7\u0131kan \u00fcr\u00fcn\u00fc, \u00f6deme platformudur. Bu platform zamanla saklama hizmetleri ve stablecoin \u00e7\u00f6z\u00fcmleriyle de geni\u015fletildi. \u0130\u015fte sundu\u011fu ba\u015fl\u0131ca hizmetler:<\/p><p><b>\u00d6demeler<\/b><\/p><p>Ripple Payments, bankalar\u0131n ve finans kurumlar\u0131n\u0131n s\u0131n\u0131r \u00f6tesi \u00f6demelerde kripto ve <a href=\"https:\/\/cryptonews.com\/tr\/academy\/stablecoin-nedir-ve-nasil-calisir-detayli-anlatim\/\">stablecoin<\/a> kullanmas\u0131n\u0131 sa\u011flar. Sistem, 90&#8217;dan fazla pazar\u0131 ve 50&#8217;den fazla para birimini kapsar. Geleneksel y\u00f6ntemlere g\u00f6re i\u015flemleri \u00e7ok daha h\u0131zl\u0131 ger\u00e7ekle\u015ftirir.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-227542 size-full lazyload\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"Ripple \u00dcr\u00fcnleri ve \u00d6zellikleri\" width=\"1029\" height=\"348\" sizes=\"auto, (max-width: 1029px) 100vw, 1029px\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110401\/1752145441-2.png\" data-srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110401\/1752145441-2.png 1029w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110401\/1752145441-2-300x101.png 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110401\/1752145441-2-1024x346.png 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110401\/1752145441-2-768x260.png 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110401\/1752145441-2-450x152.png 450w\"><\/p><p>Ripple\u2019\u0131n \u00f6deme sistemi, XRP kullan\u0131lmadan da uluslararas\u0131 transferler ve d\u00f6viz d\u00f6n\u00fc\u015f\u00fcmleri yapabilir. Ancak XRP, ihtiya\u00e7 an\u0131nda likidite (ODL) sa\u011flamak i\u00e7in kullan\u0131labilir.<\/p><p>\u0130ki farkl\u0131 fiat para birimi aras\u0131nda k\u00f6pr\u00fc g\u00f6revi g\u00f6rerek i\u015flemleri an\u0131nda ve d\u00fc\u015f\u00fck maliyetle tamamlar.<\/p><p><b>Saklama Hizmeti<\/b><\/p><p>Ripple, kurumsal m\u00fc\u015fterilere \u00f6zel saklama \u00e7\u00f6z\u00fcmleri sunar. Bu hizmet; Bitcoin, Ethereum ve \u00e7e\u015fitli stablecoinleri destekler.<\/p><p><b>Stablecoin<\/b><\/p><p>2024 sonunda Ripple, Amerikan dolar\u0131na endeksli kendi stablecoini <a href=\"https:\/\/cryptonews.com\/tr\/news\/ripplein-stablecoini-rlusd-piyasaya-suruldu-xrp-buyuk-bir-fiyat-artisi-yasar-mi\/\"><b>RLUSD<\/b>\u2019yi piyasaya s\u00fcrd\u00fc.<\/a> RLUSD, Temmuz 2025\u2019te <a href=\"https:\/\/coinmarketcap.com\/tr\/currencies\/ripple-usd\/\">500 milyon dolar\u0131n \u00fczerinde<\/a> piyasa de\u011ferine ula\u015ft\u0131.<\/p><p>Bu stablecoin, Ripple\u2019\u0131n \u00f6deme a\u011f\u0131na entegre edilebilir ve kripto borsalar\u0131 taraf\u0131ndan kullan\u0131labilir. RLUSD; XRP Ledger ve Ethereum \u00fczerinde \u00e7al\u0131\u015f\u0131r, bu sayede <a href=\"https:\/\/cryptonews.com\/tr\/academy\/merkeziyetsiz-uygulamalar-nedir-detayli-anlatim\/\">DeFi uygulamalar\u0131yla<\/a> da uyumludur.<\/p><p><a href=\"https:\/\/aws.amazon.com\/partners\/success\/ripple\/\">Ripple\u2019\u0131n k\u00fcresel a\u011f\u0131, 100\u2019\u00fcn \u00fczerinde banka<\/a>, \u00f6deme sa\u011flay\u0131c\u0131s\u0131 ve kurumu kaps\u0131yor. Bu a\u011fda Santander, Canadian Imperial Bank of Commerce, TransferGo, SBI Remit ve Siam Commercial Bank gibi bir\u00e7ok kurulu\u015f yer al\u0131yor.<\/p><p>Ripple, bu i\u015f birlikleriyle onlarca \u00fclkede aktif olarak hizmet veriyor.<\/p><h2><b>XLM Nedir?<\/b><\/h2><p><span class=\"replacer\"><\/span><br>\nStellar, k\u00fcresel para transferlerini kolayla\u015ft\u0131ran bir blokzincir a\u011f\u0131d\u0131r. Finansal kurumlar ve bireyler, a\u011f \u00fczerinden Stellar\u2019\u0131n yerel coini <a href=\"https:\/\/cryptonews.com\/tr\/coins\/stellar\/\"><b>XLM<\/b><\/a>\u2019i g\u00f6nderebilir. <a href=\"https:\/\/cryptonews.com\/tr\/academy\/kripto-para-nedir-ve-turleri-nelerdir-3\/\">Kripto<\/a> ve fiat paralar\u0131 d\u00f6n\u00fc\u015ft\u00fcrerek d\u00fcnya genelinde transfer ger\u00e7ekle\u015ftirebilir.<\/p><p>Stellar, 2014 y\u0131l\u0131nda eski avukat Joyce Kim ve Ripple kurucular\u0131ndan Jed McCaleb taraf\u0131ndan hayata ge\u00e7irildi. McCaleb, Ripple\u2019daki anla\u015fmazl\u0131klar\u0131n ard\u0131ndan Stellar\u2019\u0131 ger\u00e7ekten merkeziyetsiz ve <a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/en-iyi-p2p-kripto-borsalari\/\">e\u015fler aras\u0131 (P2P)<\/a> bir a\u011f olarak kurdu.<\/p><p>Ripple Labs\u2019in aksine, Stellar Development Foundation (SDF) k\u00e2r amac\u0131 g\u00fctmeyen bir kurulu\u015ftur. Bu vak\u0131f, a\u011f\u0131n b\u00fcy\u00fcmesini destekler ancak ekosistem \u00fczerinde do\u011frudan bir kontrol sa\u011flamaz. Yap\u0131s\u0131, Ethereum Foundation\u2019a benzer.<\/p><p>Stellar zinciri, k\u00fcresel \u00f6deme a\u011f\u0131n\u0131n merkezinde yer al\u0131r. <a href=\"https:\/\/cryptonews.com\/tr\/academy\/bitcoin-nedir\/\">Bitcoin<\/a> gibi kat\u0131 yap\u0131l\u0131 blokzincirlere veya <a href=\"https:\/\/cryptonews.com\/tr\/academy\/ethereum-nedir-ve-nasil-calisir\/\">Ethereum<\/a> gibi ilk nesil ak\u0131ll\u0131 s\u00f6zle\u015fme a\u011flar\u0131na g\u00f6re daha h\u0131zl\u0131, daha ucuz ve daha verimlidir.<\/p><p>Stellar\u2019\u0131n tasar\u0131m\u0131 Ripple\u2019dan ilham alm\u0131\u015ft\u0131r. Ancak kendi sistemi olan Stellar Konsens\u00fcs Protokol\u00fc (SCP) farkl\u0131 \u015fekilde \u00e7al\u0131\u015f\u0131r.<\/p><p>SCP (Stellar Konsens\u00fcs Protokol\u00fc), oylama sistemine dayal\u0131 bir Proof-of-Agreement \u2013 PoA algoritmas\u0131d\u0131r. Her node, g\u00fcvendi\u011fi do\u011frulay\u0131c\u0131lardan olu\u015fan bir \u201cquorum slice\u201d belirler.<\/p><p>Konsens\u00fcse kat\u0131lmak i\u00e7in herkes bir node kurabilir. Ancak SDF ve finansal kurumlar gibi yap\u0131lar genellikle daha fazla g\u00fcven kazan\u0131r ve quorum dilimlerinde daha s\u0131k yer al\u0131r. Bu da onlara daha fazla etki alan\u0131 sa\u011flar.<\/p><p>Stellar a\u011f\u0131, geleneksel bankalar ve \u00f6deme sistemleriyle ba\u011flant\u0131 kurmak \u00fczere tasarlanm\u0131\u015ft\u0131r. XLM coin ise fiat paralar ile di\u011fer varl\u0131klar aras\u0131nda k\u00f6pr\u00fc g\u00f6revi g\u00f6r\u00fcr.<\/p><h3><b>Stellar \u00dcr\u00fcnleri ve \u00d6zellikleri<\/b><\/h3><p>Stellar\u2019\u0131n ana \u00fcr\u00fcn\u00fc, merkeziyetsiz \u00f6deme uygulamalar\u0131 geli\u015ftirmek ve varl\u0131klar\u0131 tokenize etmek i\u00e7in kullan\u0131lan blokzincir a\u011f\u0131d\u0131r. Ayr\u0131ca, bu a\u011f geleneksel finans sistemleriyle entegrasyon i\u00e7in de uygun bir altyap\u0131 sunar.<\/p><p>A\u015fa\u011f\u0131da Stellar\u2019\u0131n sundu\u011fu baz\u0131 ara\u00e7lar\u0131 inceleyebilirsin:<\/p><p><b>MoneyGram Ramps<\/b><\/p><p>\u0130\u015fletmeler, MoneyGram\u2019\u0131n k\u00fcresel a\u011f\u0131na ba\u011flanarak kullan\u0131c\u0131lar\u0131n banka hesab\u0131 olmadan kripto c\u00fczdanlar\u0131na nakit yat\u0131rmas\u0131n\u0131 veya \u00e7ekmesini sa\u011flar.<\/p><p>Kullan\u0131c\u0131lar, nakit paray\u0131 kolayca stablecoine (Stellar USDC) \u00e7evirebilir ya da tam tersini yapabilir.<\/p><p><b>Anchor Platform<\/b><\/p><p>Bu \u00e7\u00f6z\u00fcm, i\u015fletmelerin Stellar ekosistemine kolayca entegre olmas\u0131n\u0131 sa\u011flar. S\u0131n\u0131r \u00f6tesi \u00f6demeler, para yat\u0131rma ve \u00e7ekme i\u015flemleri i\u00e7in geli\u015ftirilmi\u015f \u00f6deme altyap\u0131s\u0131ndan faydalanmalar\u0131na imk\u00e2n tan\u0131r.<\/p><p><b>Disbursement Platform<\/b><\/p><p>Bu ara\u00e7, i\u015fletmelerin 7\/24 an\u0131nda tamamlanan toplu \u00f6demeler yapmas\u0131n\u0131 sa\u011flar. 1 cent\u2019ten ba\u015flayan mikro \u00f6demeleri destekler. Tam \u015feffafl\u0131k sunar ve geleneksel sistemlere g\u00f6re daha d\u00fc\u015f\u00fck maliyetlidir.<\/p><p><b>Stellar Asset Sandbox<\/b><\/p><p>Stellar, kullan\u0131c\u0131lar\u0131n blokzincir \u00fczerinde yeni tokenler olu\u015fturmas\u0131n\u0131 ve <a href=\"https:\/\/cryptonews.com\/tr\/academy\/rwa-nedir-gercek-dunya-varlik-tokenizasyonu\/\">ger\u00e7ek d\u00fcnya varl\u0131klar\u0131n\u0131 tokenize<\/a> etmesini kolayla\u015ft\u0131r\u0131r.<\/p><h2><b>XRP ve XLM: Farklar\u0131 Neler?<\/b><\/h2><p><span class=\"replacer\"><\/span><br>\nXRP Ledger ve Stellar, ortak kurucuya sahip olmalar\u0131 da dahil olmak \u00fczere bir\u00e7ok benzer \u00f6zelli\u011fi payla\u015f\u0131r. Ancak felsefeleri, yakla\u015f\u0131mlar\u0131 ve hedefledikleri kullan\u0131c\u0131 kitlesi farkl\u0131d\u0131r.<\/p><p>\u0130\u015fte bu iki proje aras\u0131ndaki temel farklara daha yak\u0131ndan bir bak\u0131\u015f:<\/p><h3><b>Teknoloji: Konsens\u00fcs Mekanizmas\u0131 ve Merkeziyet<\/b><\/h3><p>XRP Ledger ve Stellar, s\u0131n\u0131rl\u0131 <a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/blok-zincirinde-akilli-sozlesme-nedir\/\">ak\u0131ll\u0131 s\u00f6zle\u015fme<\/a> deste\u011fi sunar ve token i\u015flemlerini destekler. Her ikisi de y\u00fcksek performans ve verimlili\u011fe odaklansa da, kulland\u0131klar\u0131 konsens\u00fcs algoritmalar\u0131 farkl\u0131d\u0131r.<\/p><p>Ripple, merkeziyetsizlikten \u00f6d\u00fcn vererek a\u011f performans\u0131n\u0131 art\u0131rmay\u0131 tercih etti. UNL tabanl\u0131 RPCA protokol\u00fc, Ripple Labs\u2019in \u00f6nerdi\u011fi <a href=\"https:\/\/cryptonews.com\/tr\/akademy\/blockchain-dogrulayici-nedir-nasil-olunur\/\">do\u011frulay\u0131c\u0131<\/a> listelerine dayan\u0131r ve daha merkezi bir yap\u0131ya sahiptir.<\/p><p>Stellar\u2019\u0131n SCP algoritmas\u0131 ise daha merkeziyetsizdir. Kullan\u0131c\u0131lar, kar\u015f\u0131l\u0131kl\u0131 g\u00fcvene dayal\u0131 bir yap\u0131yla ortak karar alabilir. Zaten McCaleb\u2019in Ripple\u2019dan ayr\u0131lmas\u0131n\u0131n ve toplulukta s\u00fcren ele\u015ftirilerin temel nedenlerinden biri de Ripple\u2019\u0131n bu merkezi yap\u0131s\u0131d\u0131r.<\/p><div class=\"rts-responsive-table\">\n<table>\n<tbody>\n<tr>\n<td><\/td>\n<td><b>Stellar (SCP)<\/b><\/td>\n<td><b>Ripple (RPCA)<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Konsens\u00fcs T\u00fcr\u00fc<\/b><\/td>\n<td data-title=\"Stellar (SCP)\">Federated Byzantine Agreement (FBA)<\/td>\n<td data-title=\"Ripple (RPCA)\">UNL \u00fczerinden Byzantine Agreement<\/td>\n<\/tr>\n<tr>\n<td><b>G\u00fcven Modeli<\/b><\/td>\n<td data-title=\"Stellar (SCP)\">Kullan\u0131c\u0131lar\u0131n belirledi\u011fi merkeziyetsiz quorum dilimleri<\/td>\n<td data-title=\"Ripple (RPCA)\">Ripple\u2019\u0131n \u00f6nerdi\u011fi do\u011frulay\u0131c\u0131larla merkezi UNL<\/td>\n<\/tr>\n<tr>\n<td><b>Do\u011frulay\u0131c\u0131 Se\u00e7imi<\/b><\/td>\n<td data-title=\"Stellar (SCP)\">Her <a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/kripto-nodlari-nedir\/\">node<\/a> kat\u0131labilir ve kendi g\u00fcven modelini tan\u0131mlayabilir<\/td>\n<td data-title=\"Ripple (RPCA)\">Herkes kat\u0131labilir ama UNL etkili olanlar\u0131 belirler<\/td>\n<\/tr>\n<tr>\n<td><b>Staking\/Madencilik<\/b><\/td>\n<td data-title=\"Stellar (SCP)\">Yok<\/td>\n<td data-title=\"Ripple (RPCA)\">Yok<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><h3><b>Performans: H\u0131z, TPS ve \u00dccretler<\/b><\/h3><p>XRP Ledger ve Stellar, k\u00fcresel \u00f6demelere odakland\u0131\u011f\u0131 i\u00e7in h\u0131z ve <a href=\"https:\/\/cryptonews.com\/tr\/academy\/blockchain-olceklendirme\/\">\u00f6l\u00e7eklenebilirlik<\/a> konusunda olduk\u00e7a g\u00fc\u00e7l\u00fcd\u00fcr.<\/p><p>Her iki a\u011f da i\u015flemleri yakla\u015f\u0131k 5 saniyede tamamlar ve neredeyse s\u0131f\u0131ra yak\u0131n \u00fccretlerle \u00e7al\u0131\u015f\u0131r. Bu sayede mikro \u00f6demeler i\u00e7in de uygundur. XRP ve XLM, <a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/en-dusuk-islem-ucretli-kriptolar\/\">en d\u00fc\u015f\u00fck i\u015flem \u00fccretine sahip kripto paralar<\/a> aras\u0131nda yer al\u0131r.<\/p><p>Ripple, a\u011f\u0131n\u0131n saniyede 1.500 i\u015fleme (TPS) kadar \u00e7\u0131kabildi\u011fini belirtirken, Stellar da 1.000 TPS kapasiteye sahiptir.<\/p><p>Son bir y\u0131lda, XRP Ledger ve Stellar g\u00fcnl\u00fck 1 ile 2 milyon aras\u0131nda i\u015flem hacmine ula\u015fm\u0131\u015ft\u0131r. XRP zaman zaman 4 milyonun \u00fczerine \u00e7\u0131kan hacimlere de ula\u015fabilmi\u015ftir.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-227543 size-full lazyload\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"Stellar ve Ripple farklar\u0131\" width=\"1030\" height=\"428\" sizes=\"auto, (max-width: 1030px) 100vw, 1030px\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110437\/1752145476-3.png\" data-srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110437\/1752145476-3.png 1030w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110437\/1752145476-3-300x125.png 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110437\/1752145476-3-1024x426.png 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110437\/1752145476-3-768x319.png 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110437\/1752145476-3-450x187.png 450w\"><\/p><h3><b>G\u00fcvenlik: XRP ve XLM Ne Kadar G\u00fcvenli?<\/b><\/h3><p>XRP Ledger ve Stellar, 10 y\u0131l\u0131 a\u015fk\u0131n s\u00fcredir \u00e7al\u0131\u015f\u0131yor ve bug\u00fcne kadar ciddi bir g\u00fcvenlik sorunu ya\u015fanmad\u0131. Ancak teorik olarak, Ripple daha merkezi oldu\u011fu i\u00e7in Stellar\u2019a g\u00f6re daha az g\u00fcvenli kabul ediliyor.<\/p><p>Ripple Labs, UNL modeli \u00fczerinden do\u011frulay\u0131c\u0131lar\u0131 se\u00e7erek blokzincir \u00fczerinde daha fazla kontrol sa\u011fl\u0131yor. Bu durum, a\u011f\u0131n d\u0131\u015f m\u00fcdahaleye a\u00e7\u0131k olmas\u0131n\u0131 sa\u011fl\u0131yor ve tek bir hata noktas\u0131na ba\u011fl\u0131 kalma endi\u015felerini art\u0131r\u0131yor.<\/p><p>\u00d6te yandan Stellar, quorum slice yap\u0131s\u0131yla daha fazla merkeziyetsizlik ve dayan\u0131kl\u0131l\u0131k sunuyor.<\/p><p>Nisan 2025\u2019te <a href=\"https:\/\/www.aikido.dev\/blog\/xrp-supplychain-attack-official-npm-package-infected-with-crypto-stealing-backdoor\">Ripple ciddi bir g\u00fcvenlik sorunu<\/a> ya\u015fad\u0131, ancak bu blokzincir d\u00fczeyinde olmad\u0131.<\/p><p>Sald\u0131r\u0131, supply zinciri \u00fczerinden ger\u00e7ekle\u015fti. Hackerlar, XRP Ledger uygulamalar\u0131na s\u0131zmak i\u00e7in g\u00fcncellenen bir yaz\u0131l\u0131m arac\u0131na gizli bir eri\u015fim yolu ekledi. Bu sayede <a href=\"https:\/\/cryptonews.com\/tr\/academy\/genel-anahtarlar-ve-ozel-anahtarlar-aradaki-fark-nedir\/\">\u00f6zel anahtarlar\u0131<\/a> \u00e7ald\u0131.<\/p><h3><b>Enerji Verimlili\u011fi ve \u00c7evresel Etki<\/b><\/h3><p>XRP Ledger ve Stellar\u2019\u0131n en g\u00fc\u00e7l\u00fc y\u00f6nlerinden biri y\u00fcksek enerji verimlili\u011fidir. Her iki a\u011fda da madencilik veya staking olmad\u0131\u011f\u0131 i\u00e7in <a href=\"https:\/\/cryptonews.com\/tr\/news\/en-az-enerji-harcayan-coinler\/\">enerji t\u00fcketimi olduk\u00e7a d\u00fc\u015f\u00fckt\u00fcr.<\/a><\/p><p>Bu sayede, Bitcoin gibi proof-of-work (PoW) sistemlere k\u0131yasla \u00e7ok daha d\u00fc\u015f\u00fck karbon ayak izine sahiptirler. \u00d6rne\u011fin Bitcoin, <a href=\"https:\/\/digiconomist.net\/bitcoin-energy-consumption\">y\u0131ll\u0131k enerji t\u00fcketimiyle<\/a> Polonya veya M\u0131s\u0131r gibi \u00fclkeleri geride b\u0131rakabiliyor.<\/p><p>Stellar, i\u015flem ba\u015f\u0131na yaln\u0131zca 0.00022 kWh enerji harcayarak Algorand ve Hedera gibi <a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/en-cevreci-kripto-paralar-guncel-liste\/\">\u00e7evre dostu projelerle<\/a> yar\u0131\u015f\u0131r. XRP ise i\u015flem ba\u015f\u0131na <a href=\"https:\/\/ripple.com\/insights\/ensuring-that-our-digital-future-is-a-sustainable-one\/\">0.0079 kWh enerji<\/a> kullan\u0131r ki bu da olduk\u00e7a d\u00fc\u015f\u00fck bir seviyedir.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-227544 size-full lazyload\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"en \u00e7evre dostu coinler\" width=\"1030\" height=\"610\" sizes=\"auto, (max-width: 1030px) 100vw, 1030px\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110526\/1752145525-4.jpg\" data-srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110526\/1752145525-4.jpg 1030w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110526\/1752145525-4-300x178.jpg 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110526\/1752145525-4-1024x606.jpg 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110526\/1752145525-4-768x455.jpg 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110526\/1752145525-4-450x267.jpg 450w\"><\/p><h3><b>Kullan\u0131m Alanlar\u0131: Bireysel \u00d6demeler, Para Transferi ve Finansal Eri\u015fim<\/b><\/h3><p>Ripple, bankalar ve \u00f6deme sa\u011flay\u0131c\u0131lar\u0131 i\u00e7in altyap\u0131 sunar. B\u00fcy\u00fck tutarlar\u0131n d\u00fcnya genelinde ta\u015f\u0131nmas\u0131n\u0131 sa\u011flar. Ayn\u0131 zamanda bireysel \u00f6demeleri ve mikro i\u015flemleri de destekler.<\/p><p>Stellar ise bireysel kullan\u0131ma odaklan\u0131r. \u00d6zellikle banka hesab\u0131 olmayanlar ve h\u0131zl\u0131 s\u0131n\u0131r \u00f6tesi para transferine ihtiya\u00e7 duyanlar i\u00e7in tasarlanm\u0131\u015ft\u0131r. G\u00fcnl\u00fck kullan\u0131m, havale i\u015flemleri ve mobil c\u00fczdanla yap\u0131lan e\u015fler aras\u0131 \u00f6demeler i\u00e7in idealdir.<\/p><p>Ripple, a\u011f\u0131rl\u0131kl\u0131 olarak finansal kurumlara odaklan\u0131rken, Stellar bireysel kullan\u0131c\u0131 tabanl\u0131 bir yakla\u015f\u0131m benimser.<\/p><p>XRP Ledger ve Stellar, varl\u0131k destekli tokenler, stablecoinler ve hatta <a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/en-iyi-meme-coinleri-sepete-eklenebilecek-kripto-paralar\/\">meme coinler<\/a> gibi <a href=\"https:\/\/cryptonews.com\/tr\/akademy\/blok-zincirinde-tokenizasyon-nedir\/\">tokenizasyon<\/a> projelerini destekler. Bu sayede kullan\u0131c\u0131lar kendi tokenlerini bu a\u011flar \u00fczerinde geli\u015ftirebilir.<\/p><h3><b>Tokenomik: Da\u011f\u0131t\u0131m, Arz ve Enflasyon<\/b><\/h3><p>Ripple ve Stellar, token arz\u0131n\u0131n tamam\u0131n\u0131 a\u011f\u0131n ba\u015f\u0131nda \u00fcretmi\u015ftir. Yani do\u011frulay\u0131c\u0131lara veya katk\u0131da bulunanlara yeni token \u00fcreterek \u00f6d\u00fcl verilmez.<\/p><p>Ancak XRP ve XLM, <a href=\"https:\/\/cryptonews.com\/tr\/academy\/kriptoda-tokenomik-nedir\/\">token da\u011f\u0131l\u0131m\u0131<\/a> ve enflasyon oran\u0131 a\u00e7\u0131s\u0131ndan farkl\u0131l\u0131k g\u00f6sterir.<\/p><p>XRP\u2019nin toplam arz\u0131 100 milyar adettir ve bunun <a href=\"https:\/\/ripple.com\/insights\/q1-2025-xrp-markets-report\/\">41.5 milyar\u0131 do\u011frudan Ripple Labs<\/a> taraf\u0131ndan kontrol edilir.<\/p><p>Lansman s\u0131ras\u0131nda Ripple Labs, 55 milyar XRP\u2019yi farkl\u0131 kilitli c\u00fczdanlara (escrow) yerle\u015ftirdi. Bu tokenler, 55 ay boyunca her ay 1 milyar XRP olacak \u015fekilde serbest b\u0131rak\u0131ld\u0131.<\/p><p>Ancak her ay a\u00e7\u0131lan XRP\u2019lerin b\u00fcy\u00fck k\u0131sm\u0131 hemen tekrar kilitlenir. Ne kadar\u0131n\u0131n yeniden kilitlenece\u011fine ve ne kadar\u0131n\u0131n piyasaya s\u00fcr\u00fclece\u011fine Ripple Labs karar verir. Bu d\u00fczeyde kontrol, merkeziyet\u00e7ilik endi\u015felerini art\u0131rmaktad\u0131r.<\/p><p>Stellar da lansman s\u0131ras\u0131nda 100 milyar XLM \u00fcretmi\u015fti. Ancak 2019 y\u0131l\u0131nda enflasyonu azaltmak amac\u0131yla bu miktar\u0131n yar\u0131s\u0131n\u0131 yakt\u0131. Bug\u00fcn toplam arz 50 milyar XLM, bunun 31 milyar adeti dola\u015f\u0131mda.<\/p><p>Kalan tokenler, ekosistemin b\u00fcy\u00fcmesini desteklemek amac\u0131yla Stellar Development Foundation (SDF) taraf\u0131ndan y\u00f6netilen rezervlerde tutuluyor.<\/p><p>Stellar, token da\u011f\u0131l\u0131m\u0131 konusunda Ripple\u2019a g\u00f6re daha \u015feffaf bir yap\u0131ya sahip.<\/p><h3><b>Kurumsal \u0130\u015fbirlikleri: Bankalar ve Finansal Kurumlarla Ortakl\u0131klar<\/b><\/h3><p>Ripple ve Stellar y\u0131llar i\u00e7inde bir\u00e7ok \u00f6nemli ortakl\u0131k kurdu. Ancak Ripple, kurumsal kullan\u0131ma odakland\u0131\u011f\u0131 i\u00e7in ekosistemi \u00e7ok daha geni\u015ftir.<\/p><p>Ripple Payments a\u011f\u0131 (eski ad\u0131yla RippleNet), 50&#8217;den fazla \u00fclkede onlarca banka ve finansal kurumu kapsar.<\/p><p>Kurumlar aras\u0131nda \u015funlar yer al\u0131r: Santander Bank (\u0130spanya), American Express, Bank of America, PNC Bank (ABD), TransferGo (\u0130ngiltere), Ita\u00fa Unibanco (Brezilya), LianLian (\u00c7in), SBI Remit (Japonya), Siam Commercial Bank (Tayland), IndusInd (Hindistan).<\/p><p>Ayr\u0131ca XRP, ABD Ba\u015fkan\u0131 Donald Trump\u2019\u0131n h\u00fck\u00fcmetin Kripto Stratejik Rezervi\u2019ne dahil etmeyi planlad\u0131\u011f\u0131 be\u015f kripto paradan biridir. XLM ise bu listede yer alm\u0131yor.<\/p><p>Yine de Stellar, a\u011f\u0131n\u0131 b\u00fcy\u00fctmek i\u00e7in finans sekt\u00f6r\u00fcnden \u00f6nemli isimlerle i\u015f birli\u011fi yapm\u0131\u015ft\u0131r. \u00d6zellikle MoneyGram ile ortakl\u0131k kurarak s\u0131n\u0131r \u00f6tesi \u00f6demeler i\u00e7in \u00f6ne \u00e7\u0131kan bir \u00e7\u00f6z\u00fcm sunmu\u015ftur.<\/p><p>Ayr\u0131ca Stellar, IBM ve Deloitte ile de birlikte \u00e7al\u0131\u015farak geli\u015fmekte olan \u00fclkelerde s\u0131n\u0131r \u00f6tesi \u00f6deme sistemleri geli\u015ftirmi\u015ftir.<\/p><h3><b>Reg\u00fclasyon: Hukuki Durum<\/b><\/h3><p><a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/kripto-para-regulasyonlari-bilinmesi-gereken-temel-seyler\/\">Kripto d\u00fczenlemeleri<\/a> b\u00f6lgelere g\u00f6re de\u011fi\u015fiklik g\u00f6sterir. XRP Ledger ve Stellar gibi k\u00fcresel, merkeziyetsiz a\u011flar; geleneksel finans sistemleriyle entegre olmay\u0131 veya onlar\u0131 d\u00f6n\u00fc\u015ft\u00fcrmeyi hedefler. Bu nedenle, karma\u015f\u0131k ve par\u00e7al\u0131 d\u00fczenleyici ortamda \u00e7e\u015fitli engellerle kar\u015f\u0131la\u015fabilirler.<\/p><p>Ancak Ripple, y\u0131llar i\u00e7inde d\u00fczenleyicilerden daha fazla etkilendi. ABD Menkul K\u0131ymetler ve Borsa Komisyonu (SEC), XRP\u2019yi bir menkul k\u0131ymet olarak de\u011ferlendirdi. 2020\u2019de Ripple\u2019a kay\u0131t d\u0131\u015f\u0131 sat\u0131\u015f yapt\u0131\u011f\u0131 gerek\u00e7esiyle dava a\u00e7t\u0131.<\/p><p>2023\u2019te bir ABD yarg\u0131c\u0131, XRP\u2019nin kripto borsalar\u0131ndaki i\u015flemlerinin menkul k\u0131ymet say\u0131lmad\u0131\u011f\u0131na karar verdi.<\/p><p>2025\u2019in ba\u015flar\u0131nda Ripple ve SEC, 50 milyon dolarl\u0131k bir anla\u015fmaya vard\u0131. Ancak XRP, h\u00e2l\u00e2 netle\u015fmemi\u015f bir d\u00fczenleyici alanda kalmaya devam ediyor.<\/p><p>Buna kar\u015f\u0131l\u0131k Stellar, mevcut d\u00fczenleyici \u00e7er\u00e7evelerle uyumlu bir yap\u0131da tasarland\u0131\u011f\u0131 i\u00e7in daha az yasal bask\u0131yla kar\u015f\u0131la\u015ft\u0131.<\/p><h2><b>XLM mi XRP mi? Temel Verilerle Kar\u015f\u0131la\u015ft\u0131rma<\/b><\/h2><p><span class=\"replacer\"><\/span><br>\nYukar\u0131da da de\u011findi\u011fimiz gibi, Ripple ve Stellar bir\u00e7ok benzerlik ta\u015f\u0131sa da baz\u0131 temel y\u00f6nlerden ayr\u0131\u015f\u0131r.<\/p><p>A\u015fa\u011f\u0131daki tablo, en b\u00fcy\u00fck iki kripto \u00f6deme a\u011f\u0131 olan XRP ve XLM\u2019in \u00f6nemli \u00f6zelliklerini ve temel verilerini kar\u015f\u0131la\u015ft\u0131rmaktad\u0131r:<\/p><div class=\"rts-responsive-table\">\n<table>\n<tbody>\n<tr>\n<td><\/td>\n<td><b>Ripple (XRP)<\/b><\/td>\n<td><b>Stellar (XLM)<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>\u0130\u015flem S\u00fcresi<\/b><\/td>\n<td data-title=\"Ripple (XRP)\">3\u20135 saniye<\/td>\n<td data-title=\"Stellar (XLM)\">3\u20135 saniye<\/td>\n<\/tr>\n<tr>\n<td><b>\u0130\u015flem \u00dccreti<\/b><\/td>\n<td data-title=\"Ripple (XRP)\">\u0130\u015flem ba\u015f\u0131na $0.00002<\/td>\n<td data-title=\"Stellar (XLM)\">\u0130\u015flem ba\u015f\u0131na $0.000002<\/td>\n<\/tr>\n<tr>\n<td><b>\u0130\u015flem H\u0131z\u0131 (TPS)<\/b><\/td>\n<td data-title=\"Ripple (XRP)\">1.500 TPS<\/td>\n<td data-title=\"Stellar (XLM)\">1.000 TPS<\/td>\n<\/tr>\n<tr>\n<td><b>Maksimum Arz<\/b><\/td>\n<td data-title=\"Ripple (XRP)\">100 milyar<\/td>\n<td data-title=\"Stellar (XLM)\">50 milyar<\/td>\n<\/tr>\n<tr>\n<td><b>Merkeziyetsizlik<\/b><\/td>\n<td data-title=\"Ripple (XRP)\">Yar\u0131 merkezi \u2013 Do\u011frulay\u0131c\u0131 listesi (UNL) Ripple taraf\u0131ndan y\u00f6netiliyor<\/td>\n<td data-title=\"Stellar (XLM)\">Daha merkeziyetsiz \u2013 Do\u011frulay\u0131c\u0131lar\u0131 kullan\u0131c\u0131lar se\u00e7iyor<\/td>\n<\/tr>\n<tr>\n<td><b>Enerji T\u00fcketimi<\/b><\/td>\n<td data-title=\"Ripple (XRP)\">0.0079\u202fkWh<\/td>\n<td data-title=\"Stellar (XLM)\">0.00022\u202fkWh<\/td>\n<\/tr>\n<tr>\n<td><b>Uyumluluk ve Eri\u015fim<\/b><\/td>\n<td data-title=\"Ripple (XRP)\">Banka entegrasyonlar\u0131, fiat ge\u00e7i\u015fleri<\/td>\n<td data-title=\"Stellar (XLM)\">MoneyGram entegrasyonu, s\u0131n\u0131r \u00f6tesi \u00f6demeler ve banka hesab\u0131 olmayanlar i\u00e7in tokenizasyon<\/td>\n<\/tr>\n<tr>\n<td><b>ISO 20022 Uyumu<\/b><\/td>\n<td data-title=\"Ripple (XRP)\">Evet<\/td>\n<td data-title=\"Stellar (XLM)\">Evet<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/governance-token-nedir\/\"><b>Governance<\/b><b> (Y\u00f6netim)<\/b><\/a><\/td>\n<td data-title=\"Ripple (XRP)\">Kararlar Ripple Payments \u00fcyeleri taraf\u0131ndan al\u0131n\u0131r; XAO DAO ile merkeziyetsiz y\u00f6netime ge\u00e7i\u015f planlan\u0131yor<\/td>\n<td data-title=\"Stellar (XLM)\">Topluluk odakl\u0131 y\u00f6netim; do\u011frulay\u0131c\u0131lar ve Stellar Vakf\u0131 etkili<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><p><b>Kazanan Var m\u0131? <\/b>Bu, Hedeflere Ba\u011fl\u0131<\/p><p>XRP ve XLM, s\u0131n\u0131r \u00f6tesi \u00f6demeler i\u00e7in tasarlanm\u0131\u015f, h\u0131zl\u0131 ve d\u00fc\u015f\u00fck maliyetli kripto varl\u0131klard\u0131r. \u0130\u015flemleri saniyeler i\u00e7inde tamamlarlar. <a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/iso-20022-standartlarina-uygun-kripto-paralar-nelerdir\/\">ISO 20022 uyumlu<\/a> olduklar\u0131 i\u00e7in modern finans sistemleriyle entegre olabilirler. Ancak aralar\u0131nda baz\u0131 \u00f6nemli farklar vard\u0131r.<\/p><p>XRP, saniyede 1.500 i\u015flem kapasitesiyle daha y\u00fcksek i\u015flem h\u0131z\u0131 sunar ve maksimum arz\u0131 daha fazlad\u0131r. Bankac\u0131l\u0131k altyap\u0131s\u0131na odaklan\u0131r ve kurumlarla daha yak\u0131ndan ili\u015fkilidir.<\/p><p>Ripple, y\u00f6netim ve do\u011frulay\u0131c\u0131 se\u00e7imi \u00fczerinde b\u00fcy\u00fck \u00f6l\u00e7\u00fcde s\u00f6z sahibidir. Ancak Haziran 2025\u2019te, XRP sahiplerinin a\u011f\u0131n gelece\u011fi hakk\u0131nda s\u00f6z sahibi olabilece\u011fi merkeziyetsiz bir yap\u0131 olan <a href=\"https:\/\/x.com\/XAODAOLLC\/status\/1934929642739150851\">XAO<\/a> adl\u0131 <a href=\"https:\/\/cryptonews.com\/tr\/academy\/merkeziyetsiz-otonom-organizasyon-dao-nedir\/\">DAO<\/a>\u2019yu duyurdu.<\/p><p>Buna kar\u015f\u0131l\u0131k XLM, daha merkeziyetsiz bir yap\u0131ya sahiptir. Do\u011frulay\u0131c\u0131lar topluluk taraf\u0131ndan se\u00e7ilir. Stellar Development Foundation sayesinde y\u00f6netim daha kat\u0131l\u0131mc\u0131 \u015fekilde ilerler.<\/p><p>\u00d6zetle: XRP, banka dostu ve performans odakl\u0131d\u0131r. XLM ise daha sade, \u00e7evre dostu ve kullan\u0131c\u0131ya a\u00e7\u0131k bir yap\u0131ya sahiptir. \u0130kisi de k\u00fcresel \u00f6demeleri hedefler, ancak felsefeleri farkl\u0131d\u0131r.<\/p><h2><b>XLM ve XRP Gelece\u011fi<\/b><\/h2><p><span class=\"replacer\"><\/span><br>\nRipple Labs ile SEC aras\u0131nda var\u0131lan son anla\u015fma ve ABD&#8217;de kriptoya daha s\u0131cak bakan yeni y\u00f6netim sayesinde, XRP\u2019nin gelece\u011fi art\u0131k \u00e7ok daha parlak g\u00f6r\u00fcn\u00fcyor.<\/p><p><a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/the-2023-mckinsey-global-payments-report\">McKinsey&#8217;e g\u00f6re<\/a> s\u0131n\u0131r \u00f6tesi \u00f6deme hacmi 2022\u2019de yakla\u015f\u0131k 150 trilyon dolara ula\u015ft\u0131 ve 2027\u2019ye kadar 250 trilyon dolara \u00e7\u0131kmas\u0131 bekleniyor. Ripple, bu dev pazardan \u00f6nemli bir pay almay\u0131 hedefliyor.<\/p><p>Ripple CEO\u2019su Brad Garlinghouse, \u00f6n\u00fcm\u00fczdeki be\u015f y\u0131l i\u00e7inde XRP\u2019nin, SWIFT taraf\u0131ndan ger\u00e7ekle\u015fen s\u0131n\u0131r \u00f6tesi \u00f6demelerin <a href=\"https:\/\/x.com\/payment_infrast\/status\/1934605024010641634\">%14\u2019\u00fcn\u00fc kar\u015f\u0131layabilece\u011fini s\u00f6yledi.<\/a><\/p><p>Merkeziyet\u00e7ilikle ilgili endi\u015felere ra\u011fmen Ripple, bir\u00e7ok banka ve finans kurumu taraf\u0131ndan desteklenen k\u00fcresel \u00f6deme alan\u0131ndaki liderli\u011fini s\u00fcrd\u00fcr\u00fcyor.<\/p><p>Ayr\u0131ca Ripple <a href=\"https:\/\/x.com\/JoelKatz\/status\/1930130532182176043\">sadece s\u0131n\u0131r \u00f6tesi \u00f6demelerle s\u0131n\u0131rl\u0131 de\u011fil.<\/a> Tokenizasyon ve DeFi gibi b\u00fcy\u00fck pazarlara da a\u00e7\u0131lma potansiyeline sahip. Kendi stablecoinine sahip olmas\u0131 ve ger\u00e7ek d\u00fcnya varl\u0131klar\u0131n\u0131 tokenle\u015ftirme yetene\u011fi, projenin g\u00fc\u00e7l\u00fc y\u00f6nlerinden biri.<\/p><p>Stellar da, s\u0131n\u0131r \u00f6tesi \u00f6demelerdeki varl\u0131\u011f\u0131n\u0131 g\u00fc\u00e7lendirirken, tokenizasyon ve <a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/kriptoda-defi-nedir-finans-dunyasinin-yenilikci-teknolojisi\/\">DeFi alanlar\u0131nda<\/a> b\u00fcy\u00fcmeye uygun bir konumda bulunuyor.<\/p><p>2025\u2019te ABD H\u0131zl\u0131 \u00d6demeler Konseyi (FPC) taraf\u0131ndan <a href=\"https:\/\/fasterpaymentscouncil.org\/userfiles\/2080\/files\/20250113_FPC%20Town%20Hall_Cross%20Border%20Payments_Final_to%20Post.pdf\">yay\u0131nlanan bir rapora g\u00f6re<\/a>, Ripple ve Stellar\u2019\u0131n s\u0131n\u0131r \u00f6tesi a\u011flar\u0131, d\u00fc\u015f\u00fck maliyetli ve h\u0131zl\u0131 i\u015flem kapasiteleri sayesinde daha fazla benimsenmeye ba\u015flayacak. Bu a\u011flar, AB ve Afrika Birli\u011fi dahil olmak \u00fczere G20 \u00fclkelerinin \u00f6deme ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131lamada \u00f6ne \u00e7\u0131k\u0131yor.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-227545 size-full lazyload\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"XLM ve XRP Gelece\u011fi\" width=\"1035\" height=\"589\" sizes=\"auto, (max-width: 1035px) 100vw, 1035px\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110633\/1752145593-5.jpg\" data-srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110633\/1752145593-5.jpg 1035w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110633\/1752145593-5-300x171.jpg 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110633\/1752145593-5-1024x583.jpg 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110633\/1752145593-5-768x437.jpg 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/5\/2025\/07\/10110633\/1752145593-5-450x256.jpg 450w\"><\/p><h2><b>XRP ve XLM Fiyat Tahminleri<\/b><\/h2><p><span class=\"replacer\"><\/span><br>\nXRP ve XLM, piyasa de\u011feri a\u00e7\u0131s\u0131ndan en b\u00fcy\u00fck ilk 20 kripto para aras\u0131nda yer al\u0131yor. \u00d6n\u00fcm\u00fczdeki y\u0131llarda b\u00fcy\u00fcme potansiyelleri h\u00e2l\u00e2 olduk\u00e7a y\u00fcksek.<\/p><p>\u00d6ncelikle g\u00fcn\u00fcm\u00fczdeki durumlar\u0131n\u0131 kar\u015f\u0131la\u015ft\u0131rarak ba\u015flayal\u0131m:<\/p><div class=\"rts-responsive-table\">\n<table>\n<tbody>\n<tr>\n<td><\/td>\n<td><b>XRP<\/b><\/td>\n<td><b>XLM<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Fiyat<\/b><\/td>\n<td data-title=\"XRP\">$1.10<\/td>\n<td data-title=\"XLM\">$0.18<\/td>\n<\/tr>\n<tr>\n<td><b>Piyasa De\u011feri<\/b><\/td>\n<td data-title=\"XRP\">$109.87B<\/td>\n<td data-title=\"XLM\">$9.21B<\/td>\n<\/tr>\n<tr>\n<td><b>Dola\u015f\u0131mdaki Arz<\/b><\/td>\n<td data-title=\"XRP\">59.07 milyar<\/td>\n<td data-title=\"XLM\">31.01 milyar<\/td>\n<\/tr>\n<tr>\n<td><b>Maksimum Arz<\/b><\/td>\n<td data-title=\"XRP\">100 milyar<\/td>\n<td data-title=\"XLM\">50 milyar<\/td>\n<\/tr>\n<tr>\n<td><b>24 Saatlik Hacim<\/b><\/td>\n<td data-title=\"XRP\">$5.64 milyar<\/td>\n<td data-title=\"XLM\">$931 milyon<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><p>XRP ve XLM\u2019in dola\u015f\u0131mdaki arz\u0131, toplam arz\u0131n yakla\u015f\u0131k %60\u2019\u0131na denk geliyor. Bu nedenle fiyat hareketlerini b\u00fcy\u00fck \u00f6l\u00e7\u00fcde talep belirleyecek.<\/p><p>Ripple\u2019\u0131n SEC ile anla\u015fmaya varmas\u0131n\u0131n ard\u0131ndan <a href=\"https:\/\/cryptonews.com\/tr\/news\/xrp-fiyat-tahmini-yeni-bir-rekor-mu-geliyor\/\">XRP fiyat tahminleri<\/a> daha olumlu h\u00e2le geldi. 2024 sonunda token be\u015f kat de\u011fer kazand\u0131 ve 2025 ile sonraki y\u0131llar i\u00e7in daha b\u00fcy\u00fck hedefleri bulunuyor.<\/p><p><a href=\"https:\/\/www.cmegroup.com\/markets\/cryptocurrencies\/xrp.html\">XRP vadeli i\u015flemlerinin<\/a> CME\u2019de ba\u015flamas\u0131, kurumsal yat\u0131r\u0131mlar\u0131n artmas\u0131na yol a\u00e7t\u0131. Bu da uzun vadeli ve s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme i\u00e7in \u00f6nemli bir ad\u0131m. E\u011fer SEC, <a href=\"https:\/\/cryptonews.com\/tr\/news\/xrp-etf-basvurulari-onaylanir-mi-analistler-acikladi\/\">XRP\u2019ye y\u00f6nelik bir borsa yat\u0131r\u0131m fonunu (ETF)<\/a> onaylarsa, fiyat\u0131n <a href=\"https:\/\/cryptonews.com\/tr\/news\/xrp-10-dolara-ulasabilir-mi-iste-on-chain-verilerin-cevabi\/\">10 dolara do\u011fru y\u00fckselmesi<\/a> m\u00fcmk\u00fcn olabilir.<\/p><p><a href=\"https:\/\/cryptonews.com\/price-predictions\/stellar-xlm-price-prediction\/\">XLM fiyat\u0131<\/a> i\u00e7in ise daha temkinli bir g\u00f6r\u00fcn\u00fcm s\u00f6z konusu. Stellar, fiyat art\u0131\u015f\u0131ndan \u00e7ok i\u015flevselli\u011fe odaklan\u0131yor. XLM h\u00e2l\u00e2 <a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/1-dolara-ulasacak-sonraki-kripto-paralar\/\">1 dolar seviyesini<\/a> a\u015fmad\u0131 ve \u00f6n\u00fcm\u00fczdeki y\u0131llarda da bu seviyenin alt\u0131nda i\u015flem g\u00f6rmesi bekleniyor.<\/p><h3><b>XRP 10 Dolara Ula\u015fabilir mi?<\/b><\/h3><a class=\"cpp-widget-coin\" href=\"https:\/\/cryptonews.com\/tr\/ext\/bestwallet\/\" target=\"_blank\" rel=\"nofollow sponsored\" data-symbol=\"xrp\" data-name=\"xrp\" data-price=\"1.09889295\" data-change=\"-3.3100\" data-chart-style=\"cryptonews\" data-cta_text=\"XRP\u2019yi Best Wallet ile sat\u0131n al\u0131n\" data-cta_link=\"https:\/\/cryptonews.com\/tr\/ext\/bestwallet\/\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"xrp logo\" class=\" lazyload\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/2024\/03\/05094533\/xrp-xrp-logo.svg\" data-srcset=\"\">XRP <span style=\"color: #ef4546;\">3.31%<\/span><\/a><p> i\u00e7in 10 dolar hedefi ger\u00e7ek\u00e7i g\u00f6r\u00fcn\u00fcyor, \u00f6zellikle de SEC bir ETF onay\u0131 verirse. Bu k\u0131sa vadede olmasa bile, 2025 ba\u015f\u0131ndaki yasal s\u00fcrecin tamamlanmas\u0131 ve kurumsal ilginin artmas\u0131, \u00f6n\u00fcm\u00fczdeki y\u0131llarda bu seviyeye ula\u015fmak i\u00e7in yeterli olabilir.<\/p><p>XRP\u2019nin maksimum arz\u0131 sabittir ve her i\u015flemde al\u0131nan k\u00fc\u00e7\u00fck \u00fccretler yak\u0131larak basit bir deflasyon mekanizmas\u0131 uygulan\u0131r.<\/p><p>\ud83d\udc49 <b>Ka\u00e7\u0131rma: <\/b><a href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/en-iyi-xrp-opsiyon-islem-platformlari-guvenilir-borsalar\/\">En iyi XRP opsiyon i\u015flem platformlar\u0131?<\/a> ba\u015fl\u0131kl\u0131 i\u00e7eri\u011fimize de g\u00f6z at.<\/p><h3><b>XLM 10 Dolara Ula\u015fabilir mi?<\/b><\/h3><p>Daha \u00f6nce de belirtildi\u011fi gibi, <a class=\"cpp-widget-coin\" href=\"https:\/\/cryptonews.com\/tr\/ext\/bestwallet\/\" target=\"_blank\" rel=\"nofollow sponsored\" data-symbol=\"xlm\" data-name=\"stellar\" data-price=\"0.18419116\" data-change=\"-4.9900\" data-chart-style=\"cryptonews\" data-cta_text=\"XLM\u2019yi Best Wallet ile sat\u0131n al\u0131n\" data-cta_link=\"https:\/\/cryptonews.com\/tr\/ext\/bestwallet\/\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"xlm logo\" class=\" lazyload\" data-src=\"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/6\/2024\/12\/1733070097-stellar.svg\" data-srcset=\"\">XLM <span style=\"color: #ef4546;\">4.99%<\/span><\/a> toplam arz\u0131n\u0131 yar\u0131ya d\u00fc\u015f\u00fcrd\u00fc. Ancak a\u011f i\u015flevselli\u011fine odakland\u0131\u011f\u0131 i\u00e7in k\u0131sa vadede 10 dolara ula\u015fmas\u0131 pek olas\u0131 g\u00f6r\u00fcnm\u00fcyor.<\/p><p>XLM bug\u00fcne kadar genellikle 1 dolar\u0131n alt\u0131nda i\u015flem g\u00f6rd\u00fc. Bu seviyeyi a\u015fmas\u0131 bile \u00f6nemli bir ba\u015far\u0131 say\u0131labilir.<\/p><h2><b>Sonu\u00e7 <\/b><\/h2><p><span class=\"replacer\"><\/span><br>\nXRP ve XLM, \u00f6deme odakl\u0131 en b\u00fcy\u00fck ve en verimli iki kripto para birimidir. Her iki a\u011f da h\u0131zl\u0131 ve d\u00fc\u015f\u00fck maliyetli i\u015flemleri m\u00fcmk\u00fcn k\u0131lar.<\/p><p>Ripple ve Stellar, s\u0131n\u0131r \u00f6tesi \u00f6demeler ba\u015fta olmak \u00fczere \u00e7e\u015fitli kullan\u0131m alanlar\u0131yla geleneksel finans sistemleriyle entegre \u00e7al\u0131\u015f\u0131r.<\/p><p>Ortak kurucuya ve benzer hedeflere sahip olsalar da, yakla\u015f\u0131mlar\u0131 farkl\u0131d\u0131r. Ripple yar\u0131 merkezi bir yap\u0131ya sahiptir ve kurumlara odaklan\u0131r. Stellar ise daha merkeziyetsizdir ve bireysel kullan\u0131c\u0131lar\u0131 hedefler.<\/p><p>XRP, bankalar ve \u00f6deme sa\u011flay\u0131c\u0131lar\u0131 aras\u0131nda daha fazla benimsenmi\u015f durumda. Ayr\u0131ca kurumsal alanda daha h\u0131zl\u0131 ilerliyor ve yerel stablecoin gibi \u00e7e\u015fitli \u00fcr\u00fcnler sunuyor.<\/p><p>Buna kar\u015f\u0131l\u0131k Stellar, daha merkeziyetsiz bir yap\u0131ya sahip. Geli\u015fmekte olan \u00fclkelerde banka hesab\u0131 olmayan kesimi hedefliyor.<\/p><p>\ud83d\udca1 Uzun vadeli yat\u0131r\u0131m a\u00e7\u0131s\u0131ndan bak\u0131ld\u0131\u011f\u0131nda, XRP daha y\u00fcksek potansiyel sunuyor. Olumlu yarg\u0131 karar\u0131, Trump y\u00f6netiminin deste\u011fi ve ETF ihtimali bu durumu g\u00fc\u00e7lendiriyor. Yine de XLM, i\u015flevselli\u011fi ve pratik kullan\u0131m\u0131yla h\u00e2l\u00e2 \u00f6nemli bir konumda.<\/p><p>Sonu\u00e7 olarak, her iki a\u011f da blokzincir ile geleneksel finans aras\u0131ndaki k\u00f6pr\u00fcy\u00fc kurmada kritik bir rol oynuyor.<\/p><h2><b>S\u0131k\u00e7a Sorulan Sorular (SSS)<\/b><\/h2><p><span class=\"replacer\"><\/span><br>\n<\/p><div class=\"man_faq_sec\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\r\n<!--                            <script>jQuery(document).ready(function() {\r\n\t\t\t\t\t\t\t\tjQuery(\".accordionButton\").click(function() {\r\n\t\t\t\t\t\t\t\t\tjQuery(\".accordionButton\").removeClass(\"on\");\r\n\t\t\t\t\t\t\t\t\tjQuery(\".accordionContent\").slideUp(\"normal\");\r\n\t\t\t\t\t\t\t\t\tif(jQuery(this).next().is(\":hidden\") == true) {\r\n\t\t\t\t\t\t\t\t\t\tjQuery(this).addClass(\"on\");\r\n\t\t\t\t\t\t\t\t\t\tjQuery(this).next().slideDown(\"normal\");\r\n\t\t\t\t\t\t\t\t\t } \r\n\t\t\t\t\t\t\t\t\t  \r\n\t\t\t\t\t\t\t\t });\r\n\t\t\t\t\t\t\t\t });\r\n\t\t\t\t\t\t\t<\/script>-->\r\n\t\t\t\t\t\t\t<section class=\"ms_faq ms_card \"><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">XLM, XRP\u2019den daha m\u0131 iyi?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">Bu, hedeflerine ba\u011fl\u0131. XLM daha merkeziyetsizdir ve bireysel kullan\u0131ma odaklan\u0131r. XRP ise finansal kurumlar\u0131 hedefler. Yat\u0131r\u0131m a\u00e7\u0131s\u0131ndan XRP\u2019nin y\u00fckselme potansiyeli daha y\u00fcksek olabilir, ancak g\u00fcvenlik a\u00e7\u0131s\u0131ndan daha zay\u0131f kabul edilir.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \"><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">Bankalar XLM kullan\u0131yor mu?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">XLM do\u011frudan \u00e7ok az banka taraf\u0131ndan kullan\u0131l\u0131yor. Ancak Stellar, bankalarla entegre \u00e7al\u0131\u015fan finansal \u00e7\u00f6z\u00fcmler sunmak i\u00e7in MoneyGram ile ortakl\u0131k kurdu.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \"><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">XLM\u2019nin h\u00e2l\u00e2 gelece\u011fi var m\u0131?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">Evet, XLM h\u0131zl\u0131 ve d\u00fc\u015f\u00fck maliyetli \u00f6demeler sunan k\u00fcresel bir blokzinciri destekler. A\u011f, ger\u00e7ek d\u00fcnya uygulamalar\u0131yla entegrasyonlar\u0131n\u0131 art\u0131rmaya ve DeFi alan\u0131ndaki varl\u0131\u011f\u0131n\u0131 geni\u015fletmeye devam edecek. <\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \"><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">Ripple ve Stellar farklar\u0131 nelerdir?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">Ripple, k\u00e2r amac\u0131 g\u00fcden bir \u015firkettir ve XRP kullanarak k\u00fcresel \u00f6demeleri kolayla\u015ft\u0131rmak i\u00e7in bankalar ve finansal kurumlarla ortakl\u0131klar kurar. Stellar ise k\u00e2r amac\u0131 g\u00fctmeyen bir vak\u0131ft\u0131r. Banka hesab\u0131 olmayanlara finansal eri\u015fim sa\u011flamak, a\u00e7\u0131k kaynak geli\u015ftirmeyi desteklemek ve kapsay\u0131c\u0131 finansal ara\u00e7lar sunmak amac\u0131yla \u00e7al\u0131\u015f\u0131r. Her iki proje benzer teknoloji kullan\u0131r, ancak ama\u00e7lar\u0131 ve i\u015f modelleri farkl\u0131d\u0131r.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \"><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">Hangi c\u00fczdanlar ve borsalar XRP ve XLM\u2019yi destekliyor?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">Binance ve Coinbase gibi pop\u00fcler kripto borsalar\u0131 hem XRP hem de XLM\u2019yi destekler. G\u00fcvenli saklama i\u00e7in Ledger ve Trezor gibi donan\u0131m c\u00fczdanlar\u0131 g\u00fc\u00e7l\u00fc koruma sunar. Trust Wallet ve Atomic Wallet gibi yaz\u0131l\u0131m c\u00fczdanlar\u0131 ise kullan\u0131c\u0131 dostu aray\u00fczleriyle temel g\u00fcvenlik sa\u011flar. Ayr\u0131ca, sadece XRP\u2019ye \u00f6zel Xumm ve Bithomp Wallet gibi c\u00fczdanlar ile sadece XLM\u2019ye \u00f6zel Lobstr ve Solar Wallet gibi se\u00e7enekler de mevcuttur. <\/p>\r\n                <\/div><\/div><\/section>\n<h2><b>Referanslar<\/b><\/h2>\n<p><span class=\"replacer\"><\/span><\/p>\n<ul>\n<li>XRP Do\u011frulay\u0131c\u0131 Grafi\u011fi (<a href=\"https:\/\/xrpscan.com\/validators\">xrpscan<\/a>)<\/li>\n<li>XRP vs XLM G\u00fcnl\u00fck \u0130\u015flem Say\u0131s\u0131 (<a href=\"https:\/\/app.artemisanalytics.com\/home\">Artemis<\/a>)<\/li>\n<li>G20 \u00d6deme Hedefleri (<a href=\"https:\/\/fasterpaymentscouncil.org\/userfiles\/2080\/files\/20250113_FPC%20Town%20Hall_Cross%20Border%20Payments_Final_to%20Post.pdf\">H\u0131zl\u0131 \u00d6demeler Konseyi<\/a>)<\/li>\n<\/ul>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Stellar (XLM) ve XRP (XRP), ortak kuruculara sahip ve benzer ama\u00e7lara hizmet ediyor. Ancak izledikleri yollar farkl\u0131: XRP, merkezi bir yap\u0131yla kurumsal kullan\u0131m alanlar\u0131na odaklan\u0131yor. XLM ise daha \u00e7ok bireysel kullan\u0131c\u0131lar ve merkeziyetsizlik \u00fczerine kurulu.Yat\u0131r\u0131mc\u0131lar ve geli\u015ftiriciler i\u00e7in bu farklar\u0131 anlamak olduk\u00e7a \u00f6nemli. Hangi coinin yat\u0131r\u0131m hedeflerine, risk anlay\u0131\u015f\u0131na ya da kullan\u0131m amac\u0131na daha uygun [&hellip;]<\/p>\n","protected":false},"author":456,"featured_media":227547,"parent":141172,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"new-page-template.php","meta":{"_acf_changed":false,"footnotes":""},"editors":[807],"class_list":["post-227538","page","type-page","status-publish","has-post-thumbnail","hentry","editors-mehmet-ali-guder"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Stellar (XLM) ve Ripple (XRP): Hangi \u00d6deme Coini Daha \u0130yi? - Cryptonews T\u00fcrk\u00e7e<\/title>\n<meta name=\"description\" content=\"Kurumsal h\u0131z ve geni\u015f benimsemede XRP: bireysel kullan\u0131m, d\u00fc\u015f\u00fck maliyetli i\u015flemler ve merkeziyetsizlik a\u00e7\u0131s\u0131ndan ise Stellar \u00f6ne \u00e7\u0131k\u0131yor.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.com\/tr\/kripto-para\/stellar-mi-ripple-mi\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Stellar (XLM) ve Ripple (XRP): Hangi \u00d6deme Coini Daha \u0130yi? 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