{"id":221276,"date":"2026-09-26T12:24:00","date_gmt":"2026-09-26T10:24:00","guid":{"rendered":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/"},"modified":"2026-09-26T12:24:00","modified_gmt":"2026-09-26T10:24:00","slug":"tokenized-deposits-swift-blockchainledger","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/","title":{"rendered":"Tokenized deposits krijgen toegang tot Swifts blockchainledger"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>IBM<\/strong> heeft een b\u00e8ta-integratie gelanceerd waarmee financi\u00eble instellingen via <strong>Digital Asset Haven<\/strong> kunnen aansluiten op de blockchain-gebaseerde shared ledger van <strong>Swift<\/strong>. Banken kunnen daarbij tokenized-deposittransacties versturen met de bestaande ISO 20022-berichtenstandaard, zonder nieuwe blockchain-specifieke systemen te hoeven bouwen. Swift verbindt wereldwijd ruim 12.500 financi\u00eble instellingen in meer dan 200 markten, en zeventien vroege deelnemers testen het systeem al actief.<\/p><h2>Waarom ISO 20022 het verschil maakt<\/h2><span class=\"replacer\"><\/span><p class=\"wp-block-paragraph\">De grootste horde voor institutionele blockchainadoptie zit zelden in de techniek zelf, maar in de aansluiting op bestaande compliance- en betalingssystemen. IBM&#8217;s nieuwe adapter lost dat op door banken toe te staan instructies te versturen in het berichtformaat dat ze al gebruiken voor conventionele grensoverschrijdende betalingen. Swifts ledger draait op <strong>Hyperledger Besu<\/strong>, een Ethereum Virtual Machine-compatibele permissioned blockchain waarbij alleen bekende, goedgekeurde validatornodes &#8211; de deelnemende banken zelf &#8211; transacties bevestigen.<\/p><p class=\"wp-block-paragraph\">Transacties kunnen daardoor 24 uur per dag, zeven dagen per week worden verplaatst, terwijl de uiteindelijke afwikkeling via bestaande systemen zoals real-time gross settlement blijft lopen. Volgens het persbericht van IBM is de shared ledger van Swift in minder dan negen maanden van concept naar activatie gegaan, ontwikkeld in samenwerking met meer dan veertig financi\u00eble instellingen wereldwijd.<\/p><h2>Tokenized deposits als antwoord op stablecoins<\/h2><span class=\"replacer\"><\/span><p class=\"wp-block-paragraph\">Tokenized deposits gelden binnen de banksector als een van de belangrijkste reacties op de opmars van stablecoins. Ze bieden een deel van de programmeerbaarheid en snellere afwikkeling van blockchaintechnologie, terwijl ze een verplichting blijven van gereguleerde commerci\u00eble banken. IBM en Swift proberen die overgang operationeel zo herkenbaar mogelijk te houden: de blockchain vormt de onderlaag, terwijl ISO 20022-berichten, bestaande compliance-processen en bankgestuurde infrastructuur bovenop blijven draaien.<\/p><p class=\"wp-block-paragraph\">Vergelijkbare experimenten lopen ook buiten het Swift-netwerk, zoals blijkt uit de <a href=\"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposito-banktest-canada\/\">tokenized-depositotest van banken in Canada<\/a>, waarbij eveneens wordt gekeken hoe blockchaininfrastructuur zich verhoudt tot bestaande betalings- en toezichtkaders.<\/p><h2>On-premises versie voor gereguleerde instellingen<\/h2><span class=\"replacer\"><\/span><p class=\"wp-block-paragraph\">Naast de Swift-adapter introduceert IBM tegelijkertijd een on-premises b\u00e8taversie van Digital Asset Haven. Instellingen kunnen het platform daarmee volledig binnen hun eigen datacenters draaien op <strong>IBM Z<\/strong>&#8211; en <strong>LinuxONE<\/strong>-infrastructuur, zonder afhankelijkheid van publieke cloudomgevingen. Voor zwaar gereguleerde banken kan die mate van controle over data en cryptografische sleutels net zo zwaar wegen als de blockchainfunctionaliteit zelf.<\/p><figure><img decoding=\"async\" src=\"https:\/\/cryptonews.com\/nl\/wp-content\/uploads\/sites\/7\/2026\/09\/ibm-headquarters-inline.webp\" alt=\"Een luchtfoto van het voormalige hoofdkantoor van IBM in Franklin Lakes, New Jersey, omringd door herfstbladeren.\" loading=\"lazy\"><figcaption>Voormalig hoofdkantoor van IBM in Franklin Lakes, New Jersey<\/figcaption><\/figure><p class=\"wp-block-paragraph\">De koppeling tussen blockchainmarkten en gereguleerd bankgeld staat ook centraal in bredere institutionele initiatieven, zoals te zien is bij <a href=\"https:\/\/cryptonews.com\/nl\/news\/pontes-centralebankgeld-getokeniseerde-markten\/\">Pontes en de infrastructuur rond getokeniseerde markten<\/a>, waar centrale banken vergelijkbare vraagstukken over afwikkeling en toezicht onderzoeken.<\/p><h2>Wat volgt in het lopende pilotprogramma<\/h2><span class=\"replacer\"><\/span><p class=\"wp-block-paragraph\">Zowel de ISO 20022-adapter als de on-premises versie van Digital Asset Haven bevinden zich nog in de b\u00e8tafase. IBM heeft geen concrete datum genoemd voor algemene beschikbaarheid van beide onderdelen. Onder de zeventien deelnemende instellingen bevinden zich onder meer Citi, HSBC, UBS, BNP Paribas, Standard Chartered, Wells Fargo, BNY, DBS en MUFG Bank, wat de reikwijdte van de pilot over meerdere regio&#8217;s onderstreept.<\/p>","protected":false},"excerpt":{"rendered":"<p>IBM koppelt tokenized deposits via ISO 20022 aan Swifts blockchainledger; zeventien banken testen de b\u00e8taintegratie voor snellere afwikkeling.<\/p>\n","protected":false},"author":831,"featured_media":221274,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9],"tags":[48],"editors":[],"sponsored_companies":[],"class_list":["post-221276","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain-nieuws","tag-blockchain"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tokenized deposits via Swift en IBM<\/title>\n<meta name=\"description\" content=\"IBM koppelt tokenized deposits via ISO 20022 aan Swifts blockchainledger; zeventien banken testen de b\u00e8taintegratie voor snellere afwikkeling.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tokenized deposits via Swift en IBM\" \/>\n<meta property=\"og:description\" content=\"IBM koppelt tokenized deposits via ISO 20022 aan Swifts blockchainledger; zeventien banken testen de b\u00e8taintegratie voor snellere afwikkeling.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/\" \/>\n<meta property=\"og:site_name\" content=\"Cryptonews Netherland\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-26T10:24:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/7\/2026\/09\/tokenized-deposits-swift-blockchainledger.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Tokenized deposits via Swift en IBM\" \/>\n<meta name=\"twitter:description\" content=\"IBM koppelt tokenized deposits via ISO 20022 aan Swifts blockchainledger; zeventien banken testen de b\u00e8taintegratie voor snellere afwikkeling.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/7\/2026\/09\/tokenized-deposits-swift-blockchainledger.webp\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tokenized deposits via Swift en IBM","description":"IBM koppelt tokenized deposits via ISO 20022 aan Swifts blockchainledger; zeventien banken testen de b\u00e8taintegratie voor snellere afwikkeling.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/","og_locale":"nl_NL","og_type":"article","og_title":"Tokenized deposits via Swift en IBM","og_description":"IBM koppelt tokenized deposits via ISO 20022 aan Swifts blockchainledger; zeventien banken testen de b\u00e8taintegratie voor snellere afwikkeling.","og_url":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/","og_site_name":"Cryptonews Netherland","article_published_time":"2026-09-26T10:24:00+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/7\/2026\/09\/tokenized-deposits-swift-blockchainledger.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_title":"Tokenized deposits via Swift en IBM","twitter_description":"IBM koppelt tokenized deposits via ISO 20022 aan Swifts blockchainledger; zeventien banken testen de b\u00e8taintegratie voor snellere afwikkeling.","twitter_image":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/7\/2026\/09\/tokenized-deposits-swift-blockchainledger.webp","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/#article","isPartOf":{"@id":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/"},"author":{"name":"Nadia Okonkwo","@id":"https:\/\/cryptonews.com\/nl\/#\/schema\/person\/1f11fe7f29a3aa0c36092a9865f72c19"},"headline":"Tokenized deposits krijgen toegang tot Swifts blockchainledger","datePublished":"2026-09-26T10:24:00+00:00","mainEntityOfPage":{"@id":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/"},"wordCount":481,"commentCount":0,"publisher":{"@id":"https:\/\/cryptonews.com\/nl\/#organization"},"image":{"@id":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/#primaryimage"},"thumbnailUrl":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/7\/2026\/09\/tokenized-deposits-swift-blockchainledger.webp","keywords":["Blockchain"],"articleSection":["Blockchain nieuws"],"inLanguage":"nl-NL","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/#respond"]}],"copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/cryptonews.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/","url":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/","name":"Tokenized deposits via Swift en IBM","isPartOf":{"@id":"https:\/\/cryptonews.com\/nl\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/#primaryimage"},"image":{"@id":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/#primaryimage"},"thumbnailUrl":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/7\/2026\/09\/tokenized-deposits-swift-blockchainledger.webp","datePublished":"2026-09-26T10:24:00+00:00","description":"IBM koppelt tokenized deposits via ISO 20022 aan Swifts blockchainledger; zeventien banken testen de b\u00e8taintegratie voor snellere afwikkeling.","breadcrumb":{"@id":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/#breadcrumb"},"inLanguage":"nl-NL","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/"]}],"author":[]},{"@type":"ImageObject","inLanguage":"nl-NL","@id":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/#primaryimage","url":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/7\/2026\/09\/tokenized-deposits-swift-blockchainledger.webp","contentUrl":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/7\/2026\/09\/tokenized-deposits-swift-blockchainledger.webp","width":1200,"height":675,"caption":"3D illustration of a regulated bank vault connecting tokenized deposits to a permissioned blockchain ledger"},{"@type":"BreadcrumbList","@id":"https:\/\/cryptonews.com\/nl\/news\/tokenized-deposits-swift-blockchainledger\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cryptonews.com\/nl\/"},{"@type":"ListItem","position":2,"name":"Tokenized deposits krijgen toegang tot Swifts blockchainledger"}]},{"@type":"WebSite","@id":"https:\/\/cryptonews.com\/nl\/#website","url":"https:\/\/cryptonews.com\/nl\/","name":"Cryptonews","description":"","publisher":{"@id":"https:\/\/cryptonews.com\/nl\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cryptonews.com\/nl\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"nl-NL"},{"@type":"Organization","@id":"https:\/\/cryptonews.com\/nl\/#organization","name":"Cryptonews Netherlands","url":"https:\/\/cryptonews.com\/nl\/","logo":{"@type":"ImageObject","inLanguage":"nl-NL","@id":"https:\/\/cryptonews.com\/nl\/#\/schema\/logo\/image\/","url":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/7\/2023\/09\/4.jpg","contentUrl":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/7\/2023\/09\/4.jpg","width":1669,"height":874,"caption":"Cryptonews Netherlands"},"image":{"@id":"https:\/\/cryptonews.com\/nl\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/posts\/221276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/users\/831"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/comments?post=221276"}],"version-history":[{"count":1,"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/posts\/221276\/revisions"}],"predecessor-version":[{"id":221287,"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/posts\/221276\/revisions\/221287"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/media\/221274"}],"wp:attachment":[{"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/media?parent=221276"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/categories?post=221276"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/tags?post=221276"},{"taxonomy":"editors","embeddable":true,"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/editors?post=221276"},{"taxonomy":"sponsored_companies","embeddable":true,"href":"https:\/\/cryptonews.com\/nl\/wp-json\/wp\/v2\/sponsored_companies?post=221276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}