{"id":205761,"date":"2025-12-22T22:45:41","date_gmt":"2025-12-22T13:45:41","guid":{"rendered":"https:\/\/cryptonews.com\/kr\/?p=205761"},"modified":"2025-12-22T22:40:35","modified_gmt":"2025-12-22T13:40:35","slug":"hong-kong-proposes-strict-crypto-risk-charges-as-insurers-eye-digital-assets","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/kr\/news\/hong-kong-proposes-strict-crypto-risk-charges-as-insurers-eye-digital-assets\/","title":{"rendered":"\ud64d\ucf69, \ubcf4\ud5d8\uc0ac \uc554\ud638\ud654\ud3d0 \ud22c\uc790\uc5d0 \uc5c4\uaca9\ud55c \uc704\ud5d8\uac00\uc911\uce58 \ubd80\uacfc"},"content":{"rendered":"<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"574\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/12\/22223409\/image-4-2-1024x574.jpg\" alt=\"\ud64d\ucf69 \uc554\ud638\ud654\ud3d0 \uaddc\uc81c\uc548 \" class=\"wp-image-205762\" srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/12\/22223409\/image-4-2-1024x574.jpg 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/12\/22223409\/image-4-2-300x168.jpg 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/12\/22223409\/image-4-2-768x431.jpg 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/12\/22223409\/image-4-2-450x252.jpg 450w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/12\/22223409\/image-4-2.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"><\/figure><p>\ud64d\ucf69 \ubcf4\ud5d8\uac10\ub3c5\ub2f9\uad6d\uc774 \ubcf4\ud5d8\uc0ac \uc790\uae08\uc744 \uc554\ud638\ud654\ud3d0\uc5d0 \uc77c\ubd80 \ubc30\ubd84\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uc0c8 \uc790\ubcf8\uaddc\uc81c \uccb4\uacc4\ub97c \uac80\ud1a0\ud558\uace0 \uc788\ub2e4. \ub2e4\ub9cc \uc2dc\uc7a5\uc5d0\uc11c \ubcf4\uae30 \ub4dc\ubb38 \uc218\uc900\uc758 \uac15\ud55c \uacfc\uc9d5\uae08\uc744 \ubd80\uacfc\ud574 \ubcc0\ub3d9\uc131\uacfc \uc2dc\uc7a5 \uc704\ud5d8\uc744 \ucd5c\ub300\ud55c \ud761\uc218\ud558\uaca0\ub2e4\ub294 \uad6c\uc0c1\uc774\ub2e4.<\/p><div class=\"su-note\" style=\"border-color:#e0d5e5;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FAEFFF;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n\n\n\n<p>\ud575\uc2ec \uc694\uc57d<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud64d\ucf69\uc740 \ubcf4\ud5d8\uc0ac\uc758 \u2018\uc81c\ud55c\uc801\u2019 \uc554\ud638\ud654\ud3d0 \ud22c\uc790\ub97c \ud5c8\uc6a9\ud558\ub418, \ub2f4\ubcf4 \uc5c6\ub294 \uc554\ud638\ud654\ud3d0 \uc790\uc0b0\uc5d0\ub294 100% \uc704\ud5d8\uac00\uc911\uce58\ub97c \uc801\uc6a9\ud558\ub294 \ubc29\uc548\uc744 \ucd94\uc9c4 \uc911\uc774\ub2e4.<\/li>\n\n\n\n<li>\uaddc\uc81c\ub41c \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc740 \ubc95\uc815\ud1b5\ud654 \uae30\ubc18(\uc900\ube44\uc790\uc0b0)\uc5d0 \ub530\ub77c \ucc28\ub4f1 \uc704\ud5d8\uac00\uc911\uce58\ub97c \ub9e4\uae30\ub294 \ubc29\uc2dd\uc774 \uac80\ud1a0\ub418\uace0 \uc788\ub2e4.<a href=\"https:\/\/www.aastocks.com\/en\/stocks\/news\/aafn-con\/NOW.1491811\/latest-news\/AAFN?utm_source=chatgpt.com\"> <\/a><\/li>\n\n\n\n<li>\uc774\ubc88 \uc81c\uc548\uc740 \ub514\uc9c0\ud138\uc790\uc0b0 \uc0dd\ud0dc\uacc4 \uc131\uc7a5\uacfc \uae08\uc735\uc2dc\uc2a4\ud15c \uc548\uc804\uc7a5\uce58\ub97c \ub3d9\uc2dc\uc5d0 \uc7a1\uaca0\ub2e4\ub294 \ud64d\ucf69\uc758 \uae30\uc870\ub97c \ubc18\uc601\ud55c\ub2e4. <\/li>\n<\/ul>\n\n\n\n<\/div><\/div><p><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2025-12-22\/hong-kong-plans-new-crypto-infrastructure-rules-for-insurers\">\ube14\ub8f8\ubc84\uadf8\uac00 \ud655\uc778\ud55c \uc790\ub8cc<\/a>\uc5d0 \ub530\ub974\uba74, \ud64d\ucf69 \ubcf4\ud5d8\uac10\ub3c5\ub2f9\uad6d(IA)\uc740 \ubcf4\ud5d8\uc0ac\uc758 \uc554\ud638\ud654\ud3d0 \ud22c\uc790\ubd84\uc5d0 100% \uc704\ud5d8\uac00\uc911\uce58\ub97c \uc801\uc6a9\ud558\ub294 \ub0b4\uc6a9\uc744 \uc81c\uc548\ud588\ub2e4.<\/p><p>\uc0ac\uc2e4\uc0c1 \uc554\ud638\ud654\ud3d0 \ubcf4\uc720\ubd84\uc744 \uc804\uc561 \uc790\ubcf8\uc73c\ub85c \ucee4\ubc84\ud558\ub3c4\ub85d \ud558\ub294 \uc870\uce58\ub85c, \uac00\uaca9 \ubcc0\ub3d9\uc131\uacfc \uc2dc\uc7a5 \uc704\ud5d8\uc5d0 \ub300\ud574 \ub9e4\uc6b0 \ubcf4\uc218\uc801\uc73c\ub85c \uc811\uadfc\ud558\uaca0\ub2e4\ub294 \uac10\ub3c5\ub2f9\uad6d\uc758 \uae30\uc870\uac00 \ubc18\uc601\ub41c \uc870\uce58\ub85c \ud574\uc11d\ub41c\ub2e4.<\/p><h2 class=\"wp-block-heading\">\ud64d\ucf69 \u201c\uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc740 \ucc28\ub4f1, \ubb34\ub2f4\ubcf4 \ucf54\uc778\uc740 \uace0\uc704\ud5d8\u201d\u2026 \ubcf4\ud5d8\uc0ac \uc790\ubcf8\uaddc\uc81c \uc190\ubcf8\ub2e4<\/h2><span class=\"replacer\"><\/span><p>\ud64d\ucf69\uc740 <a href=\"https:\/\/cryptonews.com\/kr\/cryptocurrency\/stablecoins\/\">\uc2a4\ud14c\uc774\ube14\ucf54\uc778<\/a>\uacfc \ubb34\ub2f4\ubcf4 \uc554\ud638\ud654\ud3d0 \uc790\uc0b0\uc744 \uba85\ud655\ud788 \uad6c\ubd84\ud558\ub294 \ubc29\ud5a5\uc73c\ub85c \uaddc\uc81c \ud2c0\uc744 \uc7a1\uace0 \uc788\ub2e4. \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc5d0\ub294 \ub3d9\uc77c \uc7a3\ub300\ub97c \ub4e4\uc774\ub300\uae30\ubcf4\ub2e4, \uac01 \ud1a0\ud070\uc774 \uc5b4\ub5a4 \ubc95\uc815\ud1b5\ud654 \uc900\ube44\uc790\uc0b0\uc73c\ub85c \ub4b7\ubc1b\uce68\ub418\ub294\uc9c0\uc5d0 \ub530\ub77c \uc704\ud5d8\uac00\uc911\uce58\ub97c \ucc28\ub4f1 \uc801\uc6a9\ud558\uaca0\ub2e4\ub294 \uad6c\uc0c1\uc774\ub2e4. \ub2e8, \ud64d\ucf69 \uad00\ud560 \ub0b4\uc5d0\uc11c \uc815\uc2dd \uaddc\uc81c\ub97c \ubc1b\ub294 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc5d0 \ud55c\ud574 \ud574\ub2f9 \uae30\uc900\uc774 \uc801\uc6a9\ub41c\ub2e4.<\/p><p>\uc774\ubc88 \uc811\uadfc\uc740 \uac00\uaca9 \uc548\uc815\uc131\uc744 \ubaa9\ud45c\ub85c \uc124\uacc4\ub41c \ub514\uc9c0\ud138 \ud1a0\ud070\uacfc \ubcc4\ub3c4\uc758 \ub4b7\ubc1b\uce68 \uc790\uc0b0 \uc5c6\uc774 \uac00\uaca9\uc774 \ucd9c\ub801\uc774\ub294 \uc77c\ubc18 \uc554\ud638\ud654\ud3d0\ub97c \u2018\uc11c\ub85c \ub2e4\ub978 \uc704\ud5d8\uad70\u2019\uc73c\ub85c \ubcf4\uace0 \uc120\uc744 \uae0b\uaca0\ub2e4\ub294 \uba54\uc2dc\uc9c0\ub85c \ud574\uc11d\ub41c\ub2e4.<\/p><p>\ud574\ub2f9 \uc81c\uc548\uc740 \ubcf4\ud5d8\uc790\uae08\uc774 \uc815\ubd80 \uc815\ucc45 \ubc29\ud5a5\uacfc \ub9de\ub2ff\uc740 \uc790\uc0b0\uc73c\ub85c \ud758\ub7ec\uac00\ub3c4\ub85d \uc720\ub3c4\ud558\ub824\ub294 \ub354 \ud070 \uad6c\uc0c1\uc758 \uc77c\ubd80\uc774\uae30\ub3c4 \ud558\ub2e4. \uc778\ud504\ub77c \ud504\ub85c\uc81d\ud2b8 \ub4f1 \uc815\ucc45 \uc6b0\uc120\uc21c\uc704 \uc790\uc0b0\uc5d0 \ubcf4\ud5d8 \uc790\ubcf8\uc744 \uc5f0\uacb0\ud558\uaca0\ub2e4\ub294 \ucde8\uc9c0\ub2e4.<\/p><p>\ub2e4\ub9cc \ubb38\uc744 \uc5f0\ub2e4\uace0 \ud574\uc11c \ucc38\uc5ec\uac00 \ub113\uac8c \ud655\uc0b0\ub418\uae34 \uc27d\uc9c0 \uc54a\ub2e4\ub294 \uad00\uce21\uc774 \ub098\uc628\ub2e4. \uc554\ud638\ud654\ud3d0\uc5d0\uc758 \ub178\ucd9c\uc744 \ud5c8\uc6a9\ud558\ub354\ub77c\ub3c4 \uc790\ubcf8 \uc801\ub9bd \ubd80\ub2f4\uc774 \ud070 \ub9cc\ud07c \uc2e4\uc81c\ub85c\ub294 \uc7ac\ubb34 \uccb4\ub825\uc774 \ucda9\ubd84\ud558\uace0 \uc704\ud5d8 \uac10\ub0b4 \uc5ec\ub825\uc774 \ud070 \ubcf4\ud5d8\uc0ac \uc911\uc2ec\uc73c\ub85c \ucc38\uc5ec\uac00 \uc81c\ud55c\ub420 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4\ub294 \uc598\uae30\ub2e4.<\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">The Hong Kong Insurance Authority is proposing a slate of new rules to channel insurance capital into assets including cryptocurrencies and infrastructure <a href=\"https:\/\/t.co\/9gfuoU0YaU\">https:\/\/t.co\/9gfuoU0YaU<\/a><\/p>&mdash; Bloomberg (@business) <a href=\"https:\/\/twitter.com\/business\/status\/2002948963519914087?ref_src=twsrc%5Etfw\">December 22, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><p>\uac10\ub3c5\ub2f9\uad6d\uc740 \ube14\ub8f8\ubc84\uadf8\uc5d0 \ubcf4\ub0b8 \uc785\uc7a5\ubb38\uc5d0\uc11c \u201c\uc62c\ud574 \ucd08 \uc704\ud5d8\uae30\ubc18\uc790\ubcf8(RBC) \uc81c\ub3c4\ub97c \uc7ac\uac80\ud1a0\ud558\uae30 \uc2dc\uc791\ud588\ub2e4\u201d\uba70, \ubcf4\ud5d8\uc5c5\uacc4\uc758 \uac74\uc804\ud55c \uc131\uc7a5\uacfc \ud64d\ucf69 \uacbd\uc81c \uc804\ubc18\uc758 \ubc1c\uc804\uc744 \ud568\uaed8 \ub4b7\ubc1b\uce68\ud558\uae30 \uc704\ud55c \uc870\uce58\ub77c\uace0 \uc124\uba85\ud588\ub2e4.<\/p><p>\uc774\ubc88 \uc6c0\uc9c1\uc784\uc740 \ud64d\ucf69\uc774 \ub514\uc9c0\ud138\uc790\uc0b0 \ubd84\uc57c\uc5d0\uc11c \uc9c0\uc5ed \ud5c8\ube0c\ub85c \uc790\ub9ac\ub9e4\uae40\ud558\ub824\ub294 \uc804\ub7b5\uc744 \uac15\ud654\ud558\ub294 \ud750\ub984\uacfc\ub3c4 \ub9de\ubb3c\ub9b0\ub2e4. \uc9c0\ub09c 1\ub144\uac04 \ud64d\ucf69\uc740 \uac00\uc0c1\uc790\uc0b0 \uac70\ub798 \ud50c\ub7ab\ud3fc \uc778\ud5c8\uac00 \uccb4\uacc4\ub97c \ub3c4\uc785\ud588\uace0, \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \ubc1c\ud589\uc790 \uaddc\uc81c\ub3c4 \uad6c\uccb4\ud654\ud574 \uc654\ub2e4.<\/p><p>\uc2dc\uc7a5 \uc811\uadfc\uc131 \ud655\ub300 \uc870\uce58\ub3c4 \ubcd1\ud589\ub418\uace0 \uc788\ub2e4. 11\uc6d4\uc5d0\ub294 \uc99d\uad8c\uc120\ubb3c\uc704\uc6d0\ud68c(SFC)\uac00 \uc778\ud5c8\uac00 \uac70\ub798\uc18c\uc758 \uc720\ub3d9\uc131\uc744 \ub192\uc774\uace0 \uc0c1\ud488 \ub77c\uc778\uc5c5\uc744 \ub113\ud788\uae30 \uc704\ud55c \uc9c0\uce68\uc744 \ub0b4\ub1a8\uc73c\uba70, \u2018\uacf5\uc720 \uc624\ub354\ubd81\u2019\uc744 \ud1b5\ud574 \uae00\ub85c\ubc8c \uc720\ub3d9\uc131\uacfc \uc5f0\uacb0\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ubc29\uc548\ub3c4 \ud3ec\ud568\ub410\ub2e4.<\/p><p>\uc885\ud569\ud558\uba74, \uc774\ubc88 \uc81c\uc548\uc740 \ub514\uc9c0\ud138\uc790\uc0b0 \uc721\uc131\uacfc \uae08\uc735\uc2dc\uc2a4\ud15c \uc548\uc804\uc7a5\uce58 \uac15\ud654\ub97c \ub3d9\uc2dc\uc5d0 \ub2ec\uc131\ud558\ub824\ub294 \ud64d\ucf69\uc758 \u2018\uade0\ud615 \uc804\ub7b5\u2019\uc744 \ubcf4\uc5ec\uc900\ub2e4\ub294 \ud3c9\uac00\uac00 \ub098\uc628\ub2e4.<\/p><h2 class=\"wp-block-heading\">\ud64d\ucf69, \uac00\uc0c1\uc790\uc0b0 \uac70\ub798\ub97c \uae00\ub85c\ubc8c \uc624\ub354\ubd81\uacfc \uc5f0\ub3d9\ud55c\ub2e4<\/h2><span class=\"replacer\"><\/span><p>\ubcf4\ub3c4\uc5d0 \ub530\ub974\uba74 <a href=\"https:\/\/cryptonews.com\/news\/hong-kong-to-let-licensed-crypto-exchanges-connect-with-global-markets\/\">\ud64d\ucf69\uc740 \uac00\uc0c1\uc790\uc0b0 \uac70\ub798 \uaddc\uc815<\/a>\uc744 \ub300\ub300\uc801\uc73c\ub85c \uc190\uc9c8\ud574, \ub77c\uc774\uc120\uc2a4 \uac70\ub798\uc18c\uac00 \ucc98\uc74c\uc73c\ub85c \uae00\ub85c\ubc8c \uc624\ub354\ubd81\uc5d0 \uc5f0\uacb0\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ubc29\uc548\uc744 \uc900\ube44 \uc911\uc774\ub2e4.<\/p><p>\uc774\ubc88 \ubcc0\ud654\ub294 \ud64d\ucf69 \ud540\ud14c\ud06c \uc704\ud06c\uc5d0\uc11c \uc904\ub9ac\uc544 \ub801(Julia Leung) \ud64d\ucf69 \uc99d\uad8c\uc120\ubb3c\uc704\uc6d0\ud68c(SFC) \ucd5c\uace0\uacbd\uc601\uc790(CEO)\uac00 \ubc1c\ud45c\ud55c \ub0b4\uc6a9\uc73c\ub85c, \uadf8\ub3d9\uc548 \ud64d\ucf69\uc774 \uc720\uc9c0\ud574 \uc628 \u2018\uc12c\ucc98\ub7fc \uace0\ub9bd\ub41c\u2019 \uac70\ub798 \ubaa8\ub378\uc744 \ub05d\ub0b4\uace0 \ub514\uc9c0\ud138\uc790\uc0b0 \uaddc\uc815\uc744 \uc804\ud1b5 \uae08\uc735\uc2dc\uc7a5\uc5d0 \uc801\uc6a9\ub418\ub294 \uac70\ub798 \uaddc\uc728\uacfc \ub354 \uac00\uae5d\uac8c \ub9de\ucd94\uaca0\ub2e4\ub294 \uc758\ubbf8\ub85c \ud574\uc11d\ub41c\ub2e4.<\/p><p>\ub2f9\uad6d\uc740 \uc774\ub97c \ud1b5\ud574 \ud64d\ucf69\uc758 \u2018\uc9c0\uc5ed \uc554\ud638\ud654\ud3d0 \ud5c8\ube0c\u2019 \uc5ed\ud560\uc744 \uac15\ud654\ud558\uaca0\ub2e4\ub294 \uad6c\uc0c1\uc774\ub2e4.<\/p><p>\ud64d\ucf69\uc740 2022\ub144 \uc774\ud6c4 \uac70\ub798\uc18c \ub77c\uc774\uc120\uc2a4 \uc81c\ub3c4\ub97c \ub3c4\uc785\ud588\uace0, <a href=\"https:\/\/cryptonews.com\/kr\/coins\/bitcoin\/\">\ube44\ud2b8\ucf54\uc778<\/a>\u00b7<a href=\"https:\/\/cryptonews.com\/kr\/coins\/ethereum\/\">\uc774\ub354\ub9ac\uc6c0<\/a> \uc5f0\uacc4 \ud22c\uc790\uc0c1\ud488\uc744 \uc2b9\uc778\ud588\uc73c\uba70, \ub514\uc9c0\ud138\uc790\uc0b0 \ud380\ub4dc \uc0dd\ud0dc\uacc4 \uc870\uc131\uc5d0\ub3c4 \ucc29\uc218\ud574 \uc654\ub2e4.<\/p><p>\ub2e4\ub9cc \uc774\ub7f0 \ub178\ub825\uc5d0\ub3c4 \ud64d\ucf69\uc758 \uac70\ub798 \uaddc\ubaa8\ub294 \uc5ec\uc804\ud788 \ubbf8\uad6d \ub4f1 \uc8fc\uc694 \uc2dc\uc7a5\uc5d0 \ube44\ud574 \ub4a4\ucc98\uc9c4\ub2e4\ub294 \ud3c9\uac00\uac00 \ub098\uc628\ub2e4. \uc774\uc5d0 \uaddc\uc81c\ub2f9\uad6d\uc740 \ud22c\uc790\uc790 \ubcf4\ud638\ub294 \uc5c4\uaca9\ud558\uac8c \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \uc2dc\uc7a5 \ud604\uc2e4\uc5d0 \ub9de\uac8c \uc81c\ub3c4\ub97c \ub2e4\ub4ec\ub294 \ubc29\ud5a5\uc73c\ub85c \uc811\uadfc\uc744 \uc870\uc815\ud558\uace0 \uc788\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\ud64d\ucf69 \ubcf4\ud5d8\uac10\ub3c5\ub2f9\uad6d\uc774 \ubcf4\ud5d8\uc0ac \uc790\uae08\uc744 \uc554\ud638\ud654\ud3d0\uc5d0 \uc77c\ubd80 \ubc30\ubd84\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uc0c8 \uc790\ubcf8\uaddc\uc81c \uccb4\uacc4\ub97c \uac80\ud1a0\ud558\uace0 \uc788\ub2e4. \ub2e4\ub9cc \uc2dc\uc7a5\uc5d0\uc11c \ubcf4\uae30 \ub4dc\ubb38 \uc218\uc900\uc758 \uac15\ud55c \uacfc\uc9d5\uae08\uc744 \ubd80\uacfc\ud574 \ubcc0\ub3d9\uc131\uacfc \uc2dc\uc7a5 \uc704\ud5d8\uc744 \ucd5c\ub300\ud55c \ud761\uc218\ud558\uaca0\ub2e4\ub294 \uad6c\uc0c1\uc774\ub2e4.\ube14\ub8f8\ubc84\uadf8\uac00 \ud655\uc778\ud55c \uc790\ub8cc\uc5d0 \ub530\ub974\uba74, \ud64d\ucf69 \ubcf4\ud5d8\uac10\ub3c5\ub2f9\uad6d(IA)\uc740 \ubcf4\ud5d8\uc0ac\uc758 \uc554\ud638\ud654\ud3d0 \ud22c\uc790\ubd84\uc5d0 100% \uc704\ud5d8\uac00\uc911\uce58\ub97c \uc801\uc6a9\ud558\ub294 \ub0b4\uc6a9\uc744 \uc81c\uc548\ud588\ub2e4.\uc0ac\uc2e4\uc0c1 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