{"id":32198,"date":"2019-12-10T12:29:00","date_gmt":"2019-12-10T12:29:00","guid":{"rendered":"https:\/\/fr.cryptonews.com\/?p=32198"},"modified":"2023-06-26T11:06:29","modified_gmt":"2023-06-26T11:06:29","slug":"global-citizens-call-for-a-global-unit-of-account-says-centr-5054","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/exclusives\/global-citizens-call-for-a-global-unit-of-account-says-centr-5054\/","title":{"rendered":"Les citoyens du monde r\u00e9clament une monnaie fiduciaire num\u00e9rique"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Les banques centrales de la zone euro s&rsquo;int&eacute;ressent de plus en plus &agrave; la question des monnaies fiduciaires num&eacute;riques, car elles s&#8217;empressent de r&eacute;pondre aux besoins des citoyens qui sont de plus en plus r&eacute;ticents &agrave; utiliser les solutions de paiement transfrontalier traditionnelles. Mais ces monnaies num&eacute;riques &eacute;mises par les banques centrales (CBDC) pourraient-ils ouvrir une porte d&rsquo;entr&eacute;e inattendue pour le Bitcoin au grand public (BTC) et les altcoins ?<\/p><figure><img decoding=\"async\" src=\"https:\/\/cimg.co\/w\/articles-attachments\/1\/5de\/f7a6416a1f.jpg\" sizes=\"(min-width: 640px) 720px, 100vw\" srcset=\"https:\/\/cimg.co\/w\/articles-attachments\/1\/5de\/f7a6416a1f.jpg 300w, https:\/\/cimg.co\/w\/articles-attachments\/2\/5de\/f7a6416a1f.jpg 600w, https:\/\/cimg.co\/w\/articles-attachments\/3\/5de\/f7a6416a1f.jpg 720w, https:\/\/cimg.co\/w\/articles-attachments\/4\/5de\/f7a6416a1f.jpg 900w\" alt=\"\" class=\"content-img\"><figcaption>Source: iStock\/bCracker<\/figcaption><\/figure><p>Selon <a href=\"https:\/\/www.lb.lt\/uploads\/publications\/docs\/23913_984f47719aab72656f391827b0c1cee4.pdf\" target=\"_blank\" rel=\"noopener\">une &eacute;tude de la Banque centrale de Lituanie<\/a>, qui a analys&eacute; les recherches effectu&eacute;es par les banques centrales du monde entier, l&rsquo;institution semble conclure que l&rsquo;interop&eacute;rabilit&eacute; des banques centrales et les initiatives autour de ces multidevises pourraient &ecirc;tre int&eacute;ressantes.<\/p><p>Les auteurs de l&rsquo;article &eacute;crivent,<\/p><blockquote class=\"left\"><p>\u00ab\u00a0Les initiatives &agrave; l&rsquo;&eacute;chelle d&rsquo;une seule juridiction ne sont pas en mesure de r&eacute;pondre au besoin des citoyens du monde entier qui cherche un instrument s&ucirc;r, fiable et peu co&ucirc;teux pour les paiements transfrontaliers. La technologie moderne semble &ecirc;tre en mesure de r&eacute;pondre &agrave; ce besoin. La question des devises num&eacute;riques de banques centrales m&eacute;rite une analyse conjointe approfondie\u00a0\u00bb.<\/p><\/blockquote><p><b>Lire aussi: <a href=\"https:\/\/cryptonews.com\/fr\/news\/china-to-pilot-digital-yuan-with-four-banks-in-two-cities-re-5041\/\">La Chine va tester le yuan num&eacute;rique avec quatre banques dans deux villes<\/a>.<\/b><\/p><p>La banque ne traite pas de la question de savoir si la cryptomonnaie la plus populaire et d&eacute;centralis&eacute;e, Bitcoin, pourrait r&eacute;pondre aux besoins des citoyens du monde, indiquant seulement que \u00ab\u00a0la mont&eacute;e de Bitcoin, l&rsquo;int&eacute;r&ecirc;t pour Libra sugg&egrave;rent que la soci&eacute;t&eacute; actuelle a envie d&rsquo;une unit&eacute; de compte globale\u00a0\u00bb.<\/p><p>\u00ab\u00a0En effet, avec le d&eacute;veloppement des cha&icirc;nes d&rsquo;approvisionnement mondiales et du commerce international, la croissance constante du commerce &eacute;lectronique et le fait que 3,3 % de la population mondiale vit en dehors de son pays d&rsquo;origine (selon le Fonds des Nations Unies pour la population 2015), le besoin d&rsquo;une unit&eacute; de compte universellement acceptable et pratique semble &eacute;vident&rdquo;.<\/p><p>La banque a par ailleurs constat&eacute; que la plupart des recherches men&eacute;es jusqu&rsquo;&agrave; pr&eacute;sent autour des monnaie fiduciaires num&eacute;riques par les banque se sont \u00ab\u00a0concentr&eacute;es sur l&rsquo;&eacute;valuation des besoins et de leurs implications pour une seule juridiction\u00a0\u00bb. Les impacts entre les juridictions sont limit&eacute;s pour le moment.<\/p><p>Toutefois, comme les paiements transfrontaliers sont l&rsquo;un des principaux obstacles aux initiatives des banques centrales en mati&egrave;re de monnaies num&eacute;riques, une approche coordonn&eacute;e &agrave; l&rsquo;&eacute;chelle mondiale et intergouvernementale serait sans doute plus logique pour toutes les parties concern&eacute;es.  <\/p><p>Bien que l&rsquo;&eacute;tude se termine sur une note peu engageante, ses auteurs semblent laisser entendre que les &eacute;missions des monnaies num&eacute;riques pourraient un jour devenir in&eacute;vitables.<\/p><p>La banque &eacute;crit, dans sa conclusion,<\/p><blockquote class=\"left\"><p>\u00ab\u00a0Les avantages d&rsquo;un moyen de paiement sans risque et largement accessible sont &eacute;vidents\u00a0\u00bb.<\/p><\/blockquote>","protected":false},"excerpt":{"rendered":"<p>Les banques centrales de la zone euro s&rsquo;int&eacute;ressent de plus en plus &agrave; la question des monnaies fiduciaires num&eacute;riques, car elles s&#8217;empressent de r&eacute;pondre aux besoins des citoyens qui sont de plus en plus r&eacute;ticents &agrave; utiliser les solutions de paiement transfrontalier traditionnelles. Mais ces monnaies num&eacute;riques &eacute;mises par les banques centrales (CBDC) pourraient-ils ouvrir [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2,3],"tags":[109,44,227],"editors":[2550],"sponsored_companies":[],"class_list":["post-32198","post","type-post","status-publish","format-standard","hentry","category-exclusives","category-people","tag-banque","tag-bitcoin","tag-libra","editors-jurgen-hoffman"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les citoyens du monde r\u00e9clament une monnaie fiduciaire num\u00e9rique<\/title>\n<meta name=\"description\" content=\"Les citoyens du monde r\u00e9clament une monnaie fiduciaire num\u00e9rique\" \/>\n<meta name=\"robots\" content=\"index, follow, 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