{"id":31933,"date":"2019-09-17T15:17:00","date_gmt":"2019-09-17T15:17:00","guid":{"rendered":"https:\/\/fr.cryptonews.com\/?p=31933"},"modified":"2023-06-26T11:08:11","modified_gmt":"2023-06-26T11:08:11","slug":"jpmorgan-ubs-and-now-wells-fargo-builds-own-digital-cash-4367","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/jpmorgan-ubs-and-now-wells-fargo-builds-own-digital-cash-4367\/","title":{"rendered":"JPMorgan, UBS et maintenant Wells Fargo cr\u00e9ent leur propre monnaie num\u00e9rique"},"content":{"rendered":"

Wells Fargo<\/b>, un géant américain du secteur bancaire ayant des actifs de 1 900 milliards de dollars américains, prévoit de lancer son service de règlement interne, Wells Fargo Digital Cash<\/b>, en 2020.<\/p>

\"\"
Source: iStock\/raksyBH<\/figcaption><\/figure>

Le service fonctionnera sur la première plateforme DLT (\u00ab\u00a0Distributed Ledger Technology<\/i>\u00ab\u00a0) de Wells Fargo et \u00ab\u00a0ne sera connecté à aucune autre solution de paiement numérique émergente sur les marchés des services financiers\u00a0\u00bb, a annoncé la société aujourd’hui.<\/p>

La société affirme que le projet contribuera à l’échange de fonds à toute heure, sans limitation de l’infrastructure de comptabilisation traditionnelle ni des différences d’infrastructure sur le réseau.<\/p>

\u00ab\u00a0Le règlement final se fera sans recours à des tiers, ce qui réduira les délais et les coûts de transfert. Les entreprises ne seront pas obligées de modifier leurs processus de paiement, leurs responsabilités en matière de gestion de la trésorerie ou leurs pratiques en matière de gestion des relations\u00a0\u00bb, a déclaré la banque, en ajoutant qu’ils ont déjà prouvé ce concept de valeur mobile entre les États-Unis et le Canada \u00ab\u00a0.<\/p>

En outre, le réseau DLT interne constituera un utilitaire d’entreprise réutilisable permettant à Wells Fargo de créer et de déployer plusieurs applications DLT.<\/p>

Dans le même temps, comme indiqué, un autre géant du secteur bancaire, JPMorgan<\/b>, basé aux États-Unis, a créé JPM Coin<\/b> pour régler instantanément les paiements entre clients institutionnels. Le jeton sera d’abord utilisé avec un petit nombre de clients institutionnels de JPMorgan, mais il pourrait également devenir un produit de consommation<\/a>.<\/p>

Après que JPMorgan a annoncé ses plans en février de cette année, Brad Garlinghouse<\/b>, PDG de Ripple<\/b>, une startup du secteur de la cryptographie basée en Californie, spécialisée dans le secteur bancaire, a déclaré qu’il ne comprenait pas le problème résolu par JPM Coin<\/a> et que le projet de JPMorgan \u00ab\u00a0passe à côté de l’essentiel\u00a0\u00bb.<\/p>

Lire aussi: Goldman Sachs veut aller plus loin que jamais dans la crypto<\/a> et En quoi les cryptomonnaies diffèrent-elles?<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Wells Fargo, un géant américain du secteur bancaire ayant des actifs de 1 900 milliards de dollars américains, prévoit de lancer son service de règlement interne, Wells Fargo Digital Cash, en 2020.Source: iStock\/raksyBHLe service fonctionnera sur la première plateforme DLT (\u00ab\u00a0Distributed Ledger Technology\u00ab\u00a0) de Wells Fargo et \u00ab\u00a0ne sera connecté à aucune autre solution de […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,1],"tags":[109,372,104],"editors":[926],"sponsored_companies":[],"class_list":["post-31933","post","type-post","status-publish","format-standard","hentry","category-blockchain-news","category-news","tag-banque","tag-paiements","tag-ripple","editors-linas-kmieliauskas"],"acf":[],"yoast_head":"\nJPMorgan, UBS et maintenant Wells Fargo cr\u00e9ent leur propre monnaie 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