{"id":31570,"date":"2019-05-27T14:41:00","date_gmt":"2019-05-27T14:41:00","guid":{"rendered":"https:\/\/fr.cryptonews.com\/?p=31570"},"modified":"2023-06-26T11:08:11","modified_gmt":"2023-06-26T11:08:11","slug":"s-korean-bank-unveils-country-s-first-blockchain-powered-loa-3559","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/s-korean-bank-unveils-country-s-first-blockchain-powered-loa-3559\/","title":{"rendered":"Un premier pr\u00eat blockchain pour une banque sud-cor\u00e9enne"},"content":{"rendered":"

La banque sud-coréenne Shinhan<\/b> a annoncé avoir lancé le premier système de prêt basé sur la blockchain.<\/p>

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Source: iStock\/Im Yeongsik<\/figcaption><\/figure>

La banque indique qu’elle utilisera des solutions basées sur la blockchain pour surmonter les obstacles rencontrés par les clients qui demandent un prêt en ligne et dans le cadre de ses activités de scraping. Dans le monde bancaire, le scraping fait référence au processus par lequel les banques vérifient de grandes quantités de données financières sur les demandeurs de prêt.<\/p>

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Une femme tient une pancarte indiquant «prêts blockchain» en coréen. Source: Shinhan Bank<\/figcaption><\/figure>

Bien que ces données comprennent généralement des informations faciles à télécharger telles que des certificats d’emploi, dans le cas de certains autres documents (papiers prouvant que des personnes possèdent certaines qualifications ou appartiennent à des organisations reconnues), ces données doivent généralement être traitées manuellement, ce qui peut prendre jusqu’à trois jours ouvrables avec des solutions autres que la blockchain. Shinhan indique que son nouveau système basé sur la chaîne de blocs lui permettra d’effectuer des contrôles “en temps réel” sur les certifications, accélérant ainsi considérablement la procédure d’approbation des prêts.<\/p>

Selon le média Paxnet<\/a>, un porte-parole de Shinhan a déclaré “Cette nouvelle solution blockchain nous permettra de lancer une gamme de produits en ligne”.<\/p>

La banque a également indiqué que la technologie avait déjà été introduite dans une certaine mesure avec son produit Shinhan Doctor Loan, un prêt disponible pour les professionnels de la santé, qui a été lancé à la fin de l’été dernier.<\/p>

Les banques sud-coréennes sont actuellement engagées dans une course à la commercialisation de leurs offres blockchain, la plupart d’entre elles espérant lancer une multitude d’offres au second semestre de 2019.<\/p>

Shinhan espère dévoiler prochainement des produits de crédit, des obligations, des produits dérivés et des services de financement des importations et des exportations reposant sur la blockchain.<\/p>","protected":false},"excerpt":{"rendered":"

La banque sud-coréenne Shinhan a annoncé avoir lancé le premier système de prêt basé sur la blockchain.Source: iStock\/Im YeongsikLa banque indique qu’elle utilisera des solutions basées sur la blockchain pour surmonter les obstacles rencontrés par les clients qui demandent un prêt en ligne et dans le cadre de ses activités de scraping. Dans le monde […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,1],"tags":[109,85,334],"editors":[2550],"sponsored_companies":[],"class_list":["post-31570","post","type-post","status-publish","format-standard","hentry","category-blockchain-news","category-news","tag-banque","tag-blockchain","tag-coree-du-sud","editors-jurgen-hoffman"],"acf":[],"yoast_head":"\nUn premier pr\u00eat blockchain pour une banque sud-cor\u00e9enne<\/title>\n<meta name=\"description\" content=\"Un premier pr\u00eat blockchain pour une banque sud-cor\u00e9enne\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.com\/fr\/news\/s-korean-bank-unveils-country-s-first-blockchain-powered-loa-3559\/\" \/>\n<meta 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