{"id":31036,"date":"2018-11-20T10:23:00","date_gmt":"2018-11-20T10:23:00","guid":{"rendered":"https:\/\/fr.cryptonews.com\/?p=31036"},"modified":"2023-06-26T11:07:59","modified_gmt":"2023-06-26T11:07:59","slug":"transferwise-still-not-convinced-by-ripple-2352","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/transferwise-still-not-convinced-by-ripple-2352\/","title":{"rendered":"TransferWise, toujours pas convaincu par Ripple"},"content":{"rendered":"<p>Le service de transfert d&rsquo;argent bas&eacute; au Royaume-Uni <b>TransferWise<\/b> a annonc&eacute; qu&rsquo;il commencerait &agrave; chercher des solutions bas&eacute;es sur la blockchain quand il y aura plus de banques qui utiliseront <b>Ripple<\/b>, m&ecirc;me si Ripple remporte des victoires importantes en signant avec PNC Bank et Santander, entre autres.<\/p><figure><img decoding=\"async\" src=\"https:\/\/cimg.co\/w\/articles-attachments\/1\/5bf\/3e0d6ebf75.jpg\" sizes=\"(min-width: 640px) 720px, 100vw\" srcset=\"https:\/\/cimg.co\/w\/articles-attachments\/1\/5bf\/3e0d6ebf75.jpg 300w, https:\/\/cimg.co\/w\/articles-attachments\/2\/5bf\/3e0d6ebf75.jpg 600w, https:\/\/cimg.co\/w\/articles-attachments\/3\/5bf\/3e0d6ebf75.jpg 720w, https:\/\/cimg.co\/w\/articles-attachments\/4\/5bf\/3e0d6ebf75.jpg 900w, https:\/\/cimg.co\/w\/articles-attachments\/0\/5bf\/3e0d6ebf75.jpg 1484w\" alt=\"\" class=\"content-img\"><figcaption>Taavet Hinrikus. Source: a video screenshot<\/figcaption><\/figure><p>Taavet Hinrikus, cofondateur et pr&eacute;sident de TransferWise, a d&eacute;clar&eacute; au cours de la plus r&eacute;cente &eacute;mission &ldquo;Balancing the Ledger&rdquo; du magazine Fortune: &ldquo;Si toutes les banques du monde utilisaient le r&eacute;seau Ripple, ce serait formidable. Mais concr&egrave;tement, combien de banques utilisent Ripple aujourd&#8217;hui? Il y en a tr&egrave;s peu. Nous sommes de grands partisans de Ripple, ou de tout autre &eacute;quivalent, et si l&rsquo;une de ces cryptos est suffisamment adopt&eacute;e et qu&rsquo;elle nous permet de faire les choses moins cher et plus vite, on embarque, mais jusqu&rsquo;&agrave; pr&eacute;sent, il n&rsquo;y a en a aucune&#8221;.<\/p><div class=\"raw-html-embed\"><iframe width=\"560\" height=\"405\" class=\"lazyload\" data-src=\"\/\/players.brightcove.net\/2111767321001\/default_default\/index.html?videoId=5968116558001\" allowfullscreen frameborder=\"0\"><\/iframe><\/div><p>TransferWise affirme avoir plus de 4 millions de clients et exp&eacute;die &#8220;plus de 3 milliards de livres sterling par mois dans le monde, permettant ainsi d&#8217;&eacute;conomiser 80 millions de livres sterling de frais cach&eacute;s&#8221;. Il est disponible dans 71 pays couvrant plus de 1 300 &ldquo;itin&eacute;raires de devises&rdquo;.<\/p><p>De son c&ocirc;t&eacute;, Ripple continue d&rsquo;accumuler des victoires. En signant tout d&rsquo;abord avec trois nouvelles soci&eacute;t&eacute;s: <b>Mercury FX<\/b>, <b>Cuallix<\/b>, et <b>Catalyst Corporate Federal Credit Union<\/b>, l&#8217;op&eacute;rateur de transferts de fonds TransferGo, qui utilise xCurrent de Ripple pour le traitement crois&eacute; paiements transfrontaliers (il n&#8217;utilise pas XRP). Autre bonne nouvelle, XRP a pris la deuxi&egrave;me place par capitalisation boursi&egrave;re et l&rsquo;a gard&eacute;e. La soci&eacute;t&eacute; voit une adoption plus large que beaucoup d&#8217;autres solutions bas&eacute;es sur la blockchain.TransferWise, quant &agrave; lui, estime prudent d&#8217;attendre une adoption de Ripple encore plus massive, afin de rendre la blockchain plus efficace que les syst&egrave;mes de paiement en vigueur dans les banques.<\/p><p>TransferWise n&#8217;est pas la seule soci&eacute;t&eacute; &agrave; ne pas &ecirc;tre convaincue. En juin 2018, <b>Western Union<\/b>, un g&eacute;ant am&eacute;ricain des transferts de fonds, a d&eacute;clar&eacute; qu&rsquo;elle n&rsquo;a pas r&eacute;ussi &agrave; tirer partie de la technologie de Ripple au cours d&rsquo;une p&eacute;riode d&rsquo;essai de six mois. Le pr&eacute;sident de la soci&eacute;t&eacute;, Hikmet Ersek, a d&eacute;clar&eacute; &agrave; Fortune: &ldquo;Nous sommes toujours critiqu&eacute;s pour le fait que Western Union n&rsquo;est pas rentable blah blah blah, mais nous n&rsquo;avons pas constat&eacute; d&rsquo;efficacit&eacute; de Ripple en la mati&egrave;re au cours de nos tests. En pratique, c&rsquo;est encore trop cher&rdquo;.<\/p><p>TransferGo affirme avoir 700 000 clients r&eacute;partis en 47 destinations dans le monde, r&eacute;aliser 1,5 million de transactions par an et avoir impl&eacute;ment&eacute; xCurrent pour ses paiements transfrontaliers. En octobre dernier, le PDG, Daumantas Dvilinskas, avait d&eacute;clar&eacute; que son objectif &eacute;tait de faire passer la base de clients de la soci&eacute;t&eacute; de un million &agrave; cent millions. Pour lui, le partenariat entre TransferGo et Ripple sera essentiel.<\/p>","protected":false},"excerpt":{"rendered":"<p>Le service de transfert d&rsquo;argent bas&eacute; au Royaume-Uni TransferWise a annonc&eacute; qu&rsquo;il commencerait &agrave; chercher des solutions bas&eacute;es sur la blockchain quand il y aura plus de banques qui utiliseront Ripple, m&ecirc;me si Ripple remporte des victoires importantes en signant avec PNC Bank et Santander, entre autres.Taavet Hinrikus. Source: a video screenshotTaavet Hinrikus, cofondateur et [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8,1],"tags":[84,85,372,104],"editors":[2550],"sponsored_companies":[],"class_list":["post-31036","post","type-post","status-publish","format-standard","hentry","category-altcoin-news","category-news","tag-adoption","tag-blockchain","tag-paiements","tag-ripple","editors-jurgen-hoffman"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>TransferWise, toujours pas convaincu par Ripple<\/title>\n<meta name=\"description\" content=\"Le service de transfert d&rsquo;argent bas&eacute; au Royaume-Uni TransferWise a annonc&eacute; qu&rsquo;il commencerait &agrave; chercher des solutions\" \/>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TransferWise, toujours pas convaincu par Ripple\" \/>\n<meta property=\"og:description\" content=\"Le service de transfert d&rsquo;argent bas&eacute; 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