{"id":181585,"date":"2026-06-29T09:39:30","date_gmt":"2026-06-29T09:39:30","guid":{"rendered":"https:\/\/cryptonews.com\/fr\/news\/ripple-xrp-price-california-dfal-compliance-deadline\/"},"modified":"2026-06-29T09:39:30","modified_gmt":"2026-06-29T09:39:30","slug":"ripple-le-xrp-sous-pression-face-a-la-nouvelle-loi-dfal","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/ripple-le-xrp-sous-pression-face-a-la-nouvelle-loi-dfal\/","title":{"rendered":"Ripple : Le XRP sous pression face \u00e0 la nouvelle loi DFAL"},"content":{"rendered":"<p class=\"wp-block-paragraph\">La loi californienne sur les actifs financiers num\u00e9riques, la <strong>Digital Financial Assets Law (DFAL)<\/strong>, entrera en vigueur le 1er juillet. Elle impose \u00e0 toute entreprise exer\u00e7ant des activit\u00e9s li\u00e9es aux actifs num\u00e9riques avec des r\u00e9sidents de l&rsquo;\u00c9tat de d\u00e9tenir une licence DFAL, d&rsquo;avoir d\u00e9pos\u00e9 une demande compl\u00e8te aupr\u00e8s du <strong>DFPI<\/strong> (Department of Financial Protection and Innovation), ou de cesser ses op\u00e9rations concern\u00e9es. \u00c0 ce jour, selon les registres publics, aucune entit\u00e9 li\u00e9e \u00e0 <strong>Ripple<\/strong> n&rsquo;appara\u00eet parmi les candidats. Dans ce climat d&rsquo;incertitude, le prix du <strong>XRP<\/strong> est repass\u00e9 sous la barre des 1,10 $.<\/p><p class=\"wp-block-paragraph\">La DFAL encadre l&rsquo;\u00e9change d&rsquo;actifs num\u00e9riques contre des monnaies fiduciaires ou d&rsquo;autres actifs num\u00e9riques, leur transfert entre personnes, leur garde (custody), ainsi que l&rsquo;\u00e9mission d&rsquo;instruments adoss\u00e9s \u00e0 des r\u00e9serves. Ces dispositions concernent directement les activit\u00e9s de Ripple en Californie : infrastructures de paiement, services de conservation et l&rsquo;\u00e9mission ainsi que le rachat du <strong>RLUSD<\/strong>, le <a href=\"https:\/\/cryptonews.com\/news\/xrp-price-prediction-uk-climate-bond\/\" target=\"_blank\" rel=\"noreferrer noopener\">stablecoin<\/a> de Ripple index\u00e9 sur le dollar.<\/p><div class=\"wp-block-embed__wrapper\">\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-x wp-block-embed-x\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">\u203c\ufe0fBEGINNING JULY 1 2026 ONLY LICENSED CRYPTO COMPANIES WILL BE ALLOWED TO OPERATE IN CALIFORNIA\u203c\ufe0f<br><br>Documented below.\ud83d\udcdd\ud83d\udc47 <a href=\"https:\/\/t.co\/0KRRRyDe1u\">https:\/\/t.co\/0KRRRyDe1u<\/a> <a href=\"https:\/\/t.co\/T1VIzh8AVR\">pic.twitter.com\/T1VIzh8AVR<\/a><\/p>&mdash; SMQKE (@SMQKEDQG) <a href=\"https:\/\/x.com\/SMQKEDQG\/status\/2070478992423932253?ref_src=twsrc%5Etfw\">June 26, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n<\/div><p class=\"wp-block-paragraph\">Le portefeuille actuel de Ripple, qui comprend plus de 40 licences de transmetteur de fonds aux \u00c9tats-Unis, ne suffit pas automatiquement \u00e0 satisfaire aux exigences de la DFAL. Cette loi constitue un r\u00e9gime distinct administr\u00e9 par le DFPI via le <strong>Nationwide Multistate Licensing System (NMLS)<\/strong>.<\/p><p class=\"wp-block-paragraph\">Toutefois, trois voies permettent d&rsquo;\u00eatre en conformit\u00e9 d&rsquo;ici le 1er juillet : d\u00e9tenir une licence DFAL, avoir une demande compl\u00e8te en cours d&rsquo;examen par le DFPI, ou b\u00e9n\u00e9ficier d&rsquo;une exemption statutaire \u00e9troite. Cette derni\u00e8re est principalement r\u00e9serv\u00e9e aux banques, \u00e0 certaines soci\u00e9t\u00e9s fiduciaires et aux entit\u00e9s enregistr\u00e9es aupr\u00e8s de la <strong>SEC<\/strong> ou de la <strong>CFTC<\/strong> op\u00e9rant dans le cadre d&rsquo;activit\u00e9s d\u00e9j\u00e0 r\u00e9glement\u00e9es.<\/p><div class=\"wp-block-embed__wrapper\">\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-x wp-block-embed-x\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">\ud83d\uddd3\ufe0fKey date for <a href=\"https:\/\/x.com\/Ripple?ref_src=twsrc%5Etfw\">@Ripple<\/a> &#8211; July 1.<br>Ripple previously engaged CA&#39;s DFPI for a DFAL license noting firms can keep operating if submit by 7\/1\/26. Public docs through March &#39;26 don&#39;t list any Ripple entities, though likely filed.  Necessary for all CA offerings, issue\/redeem\/custody. <a href=\"https:\/\/t.co\/xfQK4Z3IBc\">pic.twitter.com\/xfQK4Z3IBc<\/a><\/p>&mdash; WrathofKahneman (@WKahneman) <a href=\"https:\/\/x.com\/WKahneman\/status\/2068061143546122399?ref_src=twsrc%5Etfw\">June 19, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n<\/div><p class=\"wp-block-paragraph\">Ripple a pris part au processus en soumettant une lettre de commentaires officielle au DFPI, plaidant pour l&rsquo;\u00e9limination des exigences redondantes en mati\u00e8re de licence de transmetteur de fonds pour les entreprises d\u00e9j\u00e0 titulaires d&rsquo;une licence DFAL. Cependant, une participation au d\u00e9bat r\u00e9glementaire ne \u00e9quivaut pas au d\u00e9p\u00f4t d&rsquo;une demande formelle.<\/p><p class=\"wp-block-paragraph\">Plusieurs cabinets d&rsquo;avocats de premier plan d\u00e9crivent la DFAL comme l&rsquo;un des r\u00e9gimes de licence pour actifs num\u00e9riques les plus vastes et les plus contraignants au niveau \u00e9tatique aux \u00c9tats-Unis.<\/p><h2 class=\"wp-block-heading\">Le prix du XRP peut-il se maintenir au-dessus de 1 $ si Ripple manque l&rsquo;\u00e9ch\u00e9ance ?<\/h2><span class=\"replacer\"><\/span><p class=\"wp-block-paragraph\">Le <strong>XRP<\/strong> se n\u00e9gocie actuellement autour de 1,10 $, un niveau bien inf\u00e9rieur aux pr\u00e9visions de 2,50 $ avanc\u00e9es par de nombreux analystes. L&rsquo;action r\u00e9cente des prix t\u00e9moigne d&rsquo;un manque de dynamisme, les vendeurs bloquant syst\u00e9matiquement les tentatives de hausse entre 1,15 $ et 1,20 $. Malgr\u00e9 l&rsquo;attention port\u00e9e aux d\u00e9veloppements r\u00e9glementaires de Ripple, le march\u00e9 n&rsquo;a pas encore int\u00e9gr\u00e9 d&rsquo;issue positive d\u00e9cisive.<\/p><p class=\"wp-block-paragraph\">Parall\u00e8lement, les investisseurs restent focalis\u00e9s sur plusieurs \u00e9tapes juridiques cl\u00e9s. Si la d\u00e9cision de justice \u00e9tablissant que le XRP n&rsquo;est pas en soi une valeur mobili\u00e8re (security) a lev\u00e9 une incertitude majeure, les questions restantes concernant les p\u00e9nalit\u00e9s et les injonctions demeurent cruciales. Elles pourraient en effet influencer les futures op\u00e9rations commerciales de Ripple et le sentiment g\u00e9n\u00e9ral du march\u00e9.<\/p><p class=\"wp-block-paragraph\">D&rsquo;un point de vue technique, le XRP doit imp\u00e9rativement reconqu\u00e9rir la zone des 1,15 $ &#8211; 1,20 $ avant que l&rsquo;on puisse envisager un v\u00e9ritable retournement de tendance. Si les acheteurs reprennent la main et que le contexte r\u00e9glementaire s&rsquo;am\u00e9liore, la prochaine zone de r\u00e9sistance pourrait se situer entre 1,30 $ et 1,50 $. Un franchissement durable de ces niveaux n\u00e9cessiterait probablement un catalyseur significatif.<\/p><p class=\"wp-block-paragraph\">\u00c0 la baisse, les supports se concentrent autour de 1,05 $ et 1,00 $. Si les attentes r\u00e9glementaires s&rsquo;essoufflent ou si le march\u00e9 crypto global se replie, ces niveaux pourraient \u00eatre test\u00e9s. Le seuil de 1,00 $ reste un pivot psychologique majeur ; une cassure nette de ce support pourrait provoquer une vague de ventes suppl\u00e9mentaire.<\/p><p class=\"wp-block-paragraph\">Pour l&rsquo;instant, le march\u00e9 semble privil\u00e9gier la prudence et l&rsquo;attente de confirmations plut\u00f4t que de sp\u00e9culer sur des suppositions. Si les progr\u00e8s r\u00e9glementaires pourraient am\u00e9liorer le sentiment, la trajectoire \u00e0 long terme du XRP d\u00e9pendra \u00e0 la fois de la clart\u00e9 juridique et du retour d&rsquo;une demande solide sur le march\u00e9.<\/p>","protected":false},"excerpt":{"rendered":"<p>Le XRP tombe sous 1,10 $ alors que Ripple fait face \u00e0 l&rsquo;\u00e9ch\u00e9ance de la loi DFAL en Californie. D\u00e9couvrez les enjeux r\u00e9glementaires pour le stablecoin RLUSD.<\/p>\n","protected":false},"author":759,"featured_media":181584,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"editors":[2551],"sponsored_companies":[],"class_list":["post-181585","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","editors-julien-leroy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ripple : Le XRP sous pression face \u00e0 la nouvelle loi DFAL<\/title>\n<meta name=\"description\" content=\"Le XRP tombe sous 1,10 $ alors que Ripple fait face \u00e0 l&#039;\u00e9ch\u00e9ance de la loi DFAL en Californie. 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