{"id":172092,"date":"2025-10-27T15:00:00","date_gmt":"2025-10-27T15:00:00","guid":{"rendered":"https:\/\/cryptonews.com\/fr\/?p=172092"},"modified":"2025-10-27T15:00:00","modified_gmt":"2025-10-27T15:00:00","slug":"western-union-stablecoins-projet-pilote","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/western-union-stablecoins-projet-pilote\/","title":{"rendered":"Western Union int\u00e9ress\u00e9 par les stablecoins : Un projet pilote est en approche"},"content":{"rendered":"<p>Le g\u00e9ant historique des transferts de paiement, Western Union, compte <strong>lancer un projet pilote<\/strong> portant sur les stablecoins. Une mani\u00e8re d&#8217;embrasser l&#8217;industrie crypto pour prendre le virage de la r\u00e9volution Web 3 ? Faisons le point sur cette information.<\/p><h2 class=\"wp-block-heading\">Best Wallet : la meilleure solution pour les transferts instantan\u00e9s <\/h2><span class=\"replacer\"><\/span><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"303\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/27134112\/Capture-decran-2025-10-27-a-14.41.09-1024x303.png\" alt=\"\" class=\"wp-image-172096\" srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/27134112\/Capture-decran-2025-10-27-a-14.41.09-1024x303.png 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/27134112\/Capture-decran-2025-10-27-a-14.41.09-300x89.png 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/27134112\/Capture-decran-2025-10-27-a-14.41.09-768x227.png 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/27134112\/Capture-decran-2025-10-27-a-14.41.09-1536x455.png 1536w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/27134112\/Capture-decran-2025-10-27-a-14.41.09-450x133.png 450w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/27134112\/Capture-decran-2025-10-27-a-14.41.09.png 1790w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"><\/figure><p>Alors que les g\u00e9ants de la finance essayent de prendre le virage de l&#8217;industrie Web3, les projets natifs \u00e0 cet \u00e9cosyst\u00e8me dispose d&#8217;un <strong>positionnement bien plus int\u00e9ressant<\/strong> : une meilleure connaissance de l&#8217;industrie crypto, des services intuitifs ainsi qu&#8217;une UX\/UI g\u00e9n\u00e9ralement plus avanc\u00e9e.<\/p><p><\/p><div style=\"background: #920047;margin: auto;width: 50%;text-align: center;padding:8px;border-radius:5px;background-image:linear-gradient(107deg,#930046,#59008a);color: white;padding-left: 1em;padding-right: 1em;font-size: 16px\"><a style=\"text-decoration:none;color:white\" href=\"https:\/\/cryptonews.com\/fr\/ext\/bestwalletprevente\/\" target=\"_blank\" rel=\"nofollow noindex\">D\u00e9couvrez Best Wallet<\/a><\/div><p><\/p><p class=\"disclaimer-rw\" style=\"text-align: center\"><em>Les crypto-actifs repr\u00e9sentent un investissement risqu\u00e9.<\/em><\/p><p>\u00c0 l&#8217;\u00e8re des paiements instantan\u00e9s, <strong>certains acteurs trainent la patte<\/strong> et restent encore dans la TradFi avec une solution opaque \u00e0 la blockchain. En parall\u00e8le, les portefeuilles non-custodial sont plus pr\u00e9sents que jamais sur le march\u00e9. <a href=\"https:\/\/cryptonews.com\/fr\/ext\/bestwalletprevente\/\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">Best Wallet est un tr\u00e8s bon exemple<\/a>. Avec plusieurs centaines de milliers d&#8217;utilisateurs, lanc\u00e9 depuis pr\u00e8s d&#8217;un an, la pr\u00e9vente est toujours en cours et engage pr\u00e8s de 20 millions de dollars. <\/p><p><strong>$BEST est le jeton natif<\/strong> de cet \u00e9cosyst\u00e8me. Ouvrant la voie \u00e0 des frais de transaction r\u00e9duits, des rendements en staking, des airdrops, l&#8217;acc\u00e8s \u00e0 des jetons exclusifs dans le cadre du launchpad et bien plus encore, il est toujours possible de s&#8217;y exposer avant son lancement. <\/p><p><strong>Une opportunit\u00e9 int\u00e9ressante<\/strong>, permettant de se positionner sur une solution indispensable pour l&#8217;adoption du Web 3 et des transactions instantann\u00e9es.<\/p><h2 class=\"wp-block-heading\">Un projet pilote portant sur les stablecoins : le virage de Western Union \u00e0 long terme <\/h2><span class=\"replacer\"><\/span><p>Pendant que les projets cryptos d\u00e9ploient progressivement leurs cartes, des g\u00e9ants comme Western Union s&#8217;appr\u00eatent \u00e0 <strong>emboiter le pas et int\u00e9grer l&#8217;industrie<\/strong>. Acteur historique avec plus de 150 millions de clients dans le monde et une moyenne de 70 millions de transferts par trimestre, sa r\u00e9putation est entach\u00e9e par ses frais exorbitants.<\/p><p>Ce lundi 27 octobre, dans le cadre de la conf\u00e9rence portant sur les r\u00e9sultats de l&#8217;entreprise pour le 3e trimestre, le CEO a d\u00e9voil\u00e9 le lancement d&#8217;un programme pilote portant sur <strong>l&#8217;utilisation de stablecoins pour les r\u00e8glements. <\/strong><\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">And another one: Western Union <a href=\"https:\/\/twitter.com\/WesternUnion?ref_src=twsrc%5Etfw\">@WesternUnion<\/a> Launches Stablecoin Pilot for Global Remittances<br><br>Western Union announced on October 26, 2025, during its Q3 earnings call that it\u2019s piloting stablecoin-based settlements to revolutionize cross-border transfers for its 150+ million\u2026<\/p>&mdash; MartyParty (@martypartymusic) <a href=\"https:\/\/twitter.com\/martypartymusic\/status\/1982656495943586303?ref_src=twsrc%5Etfw\">October 27, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><p>Sur certaines zones g\u00e9ographiques (Am\u00e9rique du Sud et Afrique), <strong>le projet pilote<\/strong> vise \u00e0 tester l&#8217;utilisation des <a href=\"https:\/\/www.westernunion.com\/blog\/en\/stablecoins-open-new-doors-to-move-money-globally-and-affordably\/\" target=\"_blank\" rel=\"noreferrer noopener\">stablecoins pour les transferts transfrontaliers<\/a>. <\/p><h2 class=\"wp-block-heading\">Cadre r\u00e8glementaire \u00e9clair\u00e9 et concurrence \u00e0 venir ? <\/h2><span class=\"replacer\"><\/span><p>Cette ambition intervient dans un <a href=\"https:\/\/cryptonews.com\/fr\/news\/regulation-us-genius-act-calendrier\/\">contexte r\u00e8glementaire clarifi\u00e9<\/a> aux \u00c9tats-Unis par le biais du <strong>GENIUS Act. <\/strong>Derri\u00e8re ce projet, de nombreux objectifs sont mis en exergue :<\/p><ul class=\"wp-block-list\">\n<li>La <strong>r\u00e9duction des co\u00fbts<\/strong> de transfert.<\/li>\n\n\n\n<li>Un <strong>d\u00e9lai de r\u00e8glement raccourci<\/strong>, pouvant passer de quelques jours \u00e0 quelques minutes maximum.<\/li>\n\n\n\n<li>Une <strong>meilleure liquidit\u00e9<\/strong> et une accessibilit\u00e9 accrue pour certains pays.<\/li>\n<\/ul><p>Pour le moment, cela reste au stade de projet pilote. Les prochains mois seront \u00e0 surveiller attentivement du c\u00f4t\u00e9 de Western Union. Son entr\u00e9e dans l&#8217;\u00e9cosyst\u00e8me crypto viendrait <strong>concurrencer directement les portefeuilles<\/strong> tels que Best Wallet, Metamask ou Trust Wallet. Une situation \u00e0 monitorer activement.<\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p class=\"disclaimer-rw\"><em>Les informations pr\u00e9sent\u00e9es dans cet article ne constituent en aucun cas un conseil en investissement. Elles sont fournies \u00e0 des fins exclusivement informatives. Le march\u00e9 des crypto-actifs demeure hautement volatil et comporte des risques significatifs de pertes. Il est recommand\u00e9 aux lecteurs de n\u2019investir que les montants qu\u2019ils peuvent se permettre de perdre, et de proc\u00e9der \u00e0 leurs propres recherches avant toute prise de position sur les march\u00e9s.<\/em><\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p>Pour aller plus loin sur le sujet : <\/p><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/japon-jpyc-stablecoin-lancement\/\">Japon : premier stablecoin index\u00e9 sur le yen lanc\u00e9, test grandeur nature pour les paiements<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/kirghizstan-stablecoin-national-kgst\/\">Le Kirghizstan lance son propre stablecoin national<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/rebond-cryptomonnaies-bitcoin-ethereum-ath-novembre\/\">Rebond des cryptomonnaies : Bitcoin et ethereum, pr\u00eats pour un ATH en novembre 2025 ?<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Le g\u00e9ant historique des transferts de paiement, Western Union, compte lancer un projet pilote portant sur les stablecoins. Une mani\u00e8re d&#8217;embrasser l&#8217;industrie crypto pour prendre le virage de la r\u00e9volution Web 3 ? Faisons le point sur cette information.Best Wallet : la meilleure solution pour les transferts instantan\u00e9s Alors que les g\u00e9ants de la finance [&hellip;]<\/p>\n","protected":false},"author":594,"featured_media":172097,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2106],"tags":[],"editors":[2550],"sponsored_companies":[],"class_list":["post-172092","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-price-predictions","editors-jurgen-hoffman"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Western Union int\u00e9ress\u00e9 par les stablecoins : Un projet pilote est en approche<\/title>\n<meta name=\"description\" content=\"Western Union s&#039;int\u00e9resse aux stablecoins ? 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