{"id":170874,"date":"2025-10-15T11:00:00","date_gmt":"2025-10-15T11:00:00","guid":{"rendered":"https:\/\/cryptonews.com\/fr\/?p=170874"},"modified":"2025-10-15T11:00:00","modified_gmt":"2025-10-15T11:00:00","slug":"banque-oddo-bhf-stablecoin-euro-union-europeenne","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/banque-oddo-bhf-stablecoin-euro-union-europeenne\/","title":{"rendered":"La banque fran\u00e7aise Oddo BHF lance son stablecoin euro : un tournant pour l&#8217;UE ?"},"content":{"rendered":"<p>En vigueur depuis le d\u00e9but d&#8217;ann\u00e9e 2025, MiCA n&#8217;est pas accueilli favorablement par l&#8217;industrie. Vue comme une <strong>r\u00e9glementation bien trop contraignante<\/strong>, limitant l&#8217;innovation sur le territoire europ\u00e9en, cela retarde l&#8217;entr\u00e9e d&#8217;acteurs bancaires dans le Web 3. Toutefois, la dynamique s&#8217;inverse l\u00e9g\u00e8rement, confort\u00e9e par un nouvel acteur dans la partie : Oddo BHF. <\/p><h2 class=\"wp-block-heading\">Oddo BHF lance son stablecoin et rejoins la course du Web3 <\/h2><span class=\"replacer\"><\/span><p>C&#8217;est une annonce positive qui concerne l&#8217;Europe ce mercredi 15 octobre. En effet, la banque fran\u00e7aise Oddo BHF a annonc\u00e9 le lancement de son stablecoin adoss\u00e9 \u00e0 l&#8217;euro. S&#8217;intitulant le $EUROD, il sera d\u00e9ploy\u00e9 en <strong>totale compliance avec MiCA<\/strong>. <\/p><p>Pr\u00e9sent sur le march\u00e9 <strong>depuis plus de 175 ans<\/strong>, ce groupe financier ind\u00e9pendant se positionne sur plusieurs segments : <\/p><ul class=\"wp-block-list\">\n<li>Banque Priv\u00e9e.<\/li>\n\n\n\n<li>Gestion d&#8217;actifs.<\/li>\n\n\n\n<li>Banque d&#8217;investissement.<\/li>\n\n\n\n<li>Corporate Banking, Assets Services &#038; Metal. <\/li>\n<\/ul><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"424\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15092116\/Capture-decran-2025-10-15-a-11.21.10-1024x424.png\" alt=\"\" class=\"wp-image-170887\" srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15092116\/Capture-decran-2025-10-15-a-11.21.10-1024x424.png 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15092116\/Capture-decran-2025-10-15-a-11.21.10-300x124.png 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15092116\/Capture-decran-2025-10-15-a-11.21.10-768x318.png 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15092116\/Capture-decran-2025-10-15-a-11.21.10-1536x636.png 1536w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15092116\/Capture-decran-2025-10-15-a-11.21.10-2048x849.png 2048w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15092116\/Capture-decran-2025-10-15-a-11.21.10-450x186.png 450w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"><\/figure><p>Avec 156 milliards de dollars d&#8217;actifs sous gestion, <strong>Oddo BHF est not\u00e9 BBB+ par Fitch<\/strong>. \u00c0 ce jour, l&#8217;entreprise dispose de plus de 3 000 collaborateurs dans le monde. Concr\u00e8tement, ce n&#8217;est pas un petit acteur qui fait son entr\u00e9e dans le Web 3. S&#8217;adressant \u00e0 la fois aux particuliers et institutionnels, ce stablecoin $EUROD sera initialement lanc\u00e9 sur Bit2Me, une plateforme d&#8217;\u00e9change espagnole. <\/p><h2 class=\"wp-block-heading\">L&#8217;UE, confront\u00e9e \u00e0 une acc\u00e9l\u00e9ration d&#8217;acteurs bancaires favorable aux stablecoins<\/h2><span class=\"replacer\"><\/span><p>En d\u00e9pit des limites pos\u00e9es par MiCA et l&#8217;ensemble du processus pour lancer un stablecoin, certains acteurs bancaires ne l\u00e2chent pas l&#8217;affaire, comprenant que le <strong>futur de la finance se joue en ce moment<\/strong> sur la blockchain : stablecoins, Real-World Assets, Deposit Tokens et bien plus encore. Nous assistons d\u00e9sormais \u00e0 une <a href=\"https:\/\/cryptonews.com\/fr\/news\/bybit-feu-vert-emirats\/\">entr\u00e9e d&#8217;acteurs institutionnels<\/a> de diff\u00e9rentes mani\u00e8res : partenariats TradFi x Web 3 , des flux records sur les ETFs et de nouvelles r\u00e9serves strat\u00e9giques sur bitcoin, ethereum et Solana.<\/p><p>Au-del\u00e0 de l&#8217;annonce r\u00e9alis\u00e9e par la banque fran\u00e7ais Oddo BHF, nous retrouvons \u00e9galement le g\u00e9ant Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, en plein dans la course avec son <strong>EUR CoinVertible (EURCV)<\/strong>, un stablecoin adoss\u00e9 \u00e0 l&#8217;euro, lanc\u00e9 via la filiale SG-Forge. Ce d\u00e9ploiement fait suite \u00e0 l&#8217;obtention de la licence EMI (Institution de Monnaie \u00c9lectronique), permettant d&#8217;op\u00e9rer l\u00e9galement sur le territoire europ\u00e9en. <\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"597\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"\" class=\"wp-image-170888 lazyload\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15093515\/Capture-decran-2025-10-15-a-11.35.08-1024x597.jpg\" data-srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15093515\/Capture-decran-2025-10-15-a-11.35.08-1024x597.jpg 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15093515\/Capture-decran-2025-10-15-a-11.35.08-300x175.jpg 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15093515\/Capture-decran-2025-10-15-a-11.35.08-768x448.jpg 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15093515\/Capture-decran-2025-10-15-a-11.35.08-1536x896.jpg 1536w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15093515\/Capture-decran-2025-10-15-a-11.35.08-2048x1195.jpg 2048w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/10\/15093515\/Capture-decran-2025-10-15-a-11.35.08-450x263.jpg 450w\"><\/figure><p>Quelques mois plus t\u00f4t, c&#8217;est un consortium qui fut \u00e9galement annonc\u00e9 avec <strong>neuf banques europ\u00e9ennes<\/strong> (ING, Banca Sella, KBC, &#8230;), travaillant activement sur le d\u00e9ploiement d&#8217;un stablecoin euro. Toutes ces initiatives, plut\u00f4t r\u00e9centes, n&#8217;interviennent pas sans raison. <\/p><p>En effet, avec MiCA, c&#8217;est un <strong>v\u00e9ritable plafond de l&#8217;innovation qui est impos\u00e9<\/strong>, notamment aux plus petits \u00e9metteurs. Ces derniers, ne disposant pas des m\u00eames moyens que <a href=\"https:\/\/cryptonews.com\/fr\/news\/essor-stablecoins-prediction-jpmorgan\/\">certains g\u00e9ants bancaires<\/a>, se retrouvent <strong>\u00e9touff\u00e9s par la concurrence et la compliance<\/strong>. Ainsi, cela explique pourquoi le stablecoin euro le plus capitalis\u00e9 est \u00e9mis par Circle, un acteur am\u00e9ricain.<\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p>Pour aller plus loin sur le sujet : <\/p><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/tao-hausse-rebond-narrative-ia-crypto\/\">TAO en pleine hausse : la narrative IA revient en force<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/ath-or-retournement-tendance-metal-jaune\/\">Nouvel ATH pour l&#8217;or : retournement de tendance en approche pour le m\u00e9tal jaune ?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/chute-cryptomonnaies-liquidation-niveaux-surveiller\/\">Nouvelle chute des cryptomonnaies : comment r\u00e9agir et quels niveaux surveiller ?<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>En vigueur depuis le d\u00e9but d&#8217;ann\u00e9e 2025, MiCA n&#8217;est pas accueilli favorablement par l&#8217;industrie. Vue comme une r\u00e9glementation bien trop contraignante, limitant l&#8217;innovation sur le territoire europ\u00e9en, cela retarde l&#8217;entr\u00e9e d&#8217;acteurs bancaires dans le Web 3. Toutefois, la dynamique s&#8217;inverse l\u00e9g\u00e8rement, confort\u00e9e par un nouvel acteur dans la partie : Oddo BHF. Oddo BHF lance [&hellip;]<\/p>\n","protected":false},"author":594,"featured_media":170890,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"editors":[2550],"sponsored_companies":[],"class_list":["post-170874","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","editors-jurgen-hoffman"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La banque fran\u00e7aise Oddo BHF lance son stablecoin euro : un tournant pour l&#039;UE ?<\/title>\n<meta name=\"description\" content=\"Un tournant pour l&#039;Union europ\u00e9enne ? 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