{"id":169218,"date":"2025-09-26T15:00:00","date_gmt":"2025-09-26T15:00:00","guid":{"rendered":"https:\/\/cryptonews.com\/fr\/?p=169218"},"modified":"2025-09-26T15:00:00","modified_gmt":"2025-09-26T15:00:00","slug":"australie-projet-loi-crypto","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/australie-projet-loi-crypto\/","title":{"rendered":"Australie : un projet de loi veut int\u00e9grer la crypto dans les services financiers"},"content":{"rendered":"<p>En Australie, la crypto r\u00e9pondra bient\u00f4t aux m\u00eames r\u00e8gles que la finance. Le gouvernement a pr\u00e9sent\u00e9 un texte pour imposer aux plateformes crypto des r\u00e8gles similaires \u00e0 celles des institutions financi\u00e8res. Son but : mieux prot\u00e9ger les utilisateurs, et harmoniser le march\u00e9. Canberra d\u00e9sire ainsi s\u2019aligner sur les standards internationaux en mati\u00e8re de r\u00e9gulation des actifs num\u00e9riques.<\/p><h2 class=\"wp-block-heading\"><strong>Un projet de loi pour encadrer les acteurs crypto<\/strong><\/h2><span class=\"replacer\"><\/span><p>Le <a href=\"https:\/\/ministers.treasury.gov.au\/ministers\/daniel-mulino-2025\/media-releases\/consulting-laws-innovative-digital-asset-industry-and\" target=\"_blank\" rel=\"noreferrer noopener\">texte<\/a> a \u00e9t\u00e9 publi\u00e9 ce 25 septembre par le Tr\u00e9sor australien. Il confie \u00e0 <strong>l\u2019ASIC<\/strong> (Australian Securities and Investments Commission) le soin de <strong>r\u00e9guler les plateformes d\u2019\u00e9change et les services de portefeuilles<\/strong>. D\u00e9sormais, impossible d\u2019op\u00e9rer sans licence officielle.<\/p><p>Canberra insiste : il faut prot\u00e9ger les \u00e9pargnants. Le souvenir des faillites pass\u00e9es p\u00e8se encore, et le gouvernement veut \u00e9viter de nouveaux fiascos. Dans le m\u00eame temps, le texte cherche \u00e0 <strong>limiter les d\u00e9rives li\u00e9es au blanchiment<\/strong> ou au financement illicite. Reste enfin un enjeu plus large : r\u00e9tablir la confiance dans un \u00e9cosyst\u00e8me encore fragilis\u00e9.<\/p><h2 class=\"wp-block-heading\"><strong>Une r\u00e9gulation inspir\u00e9e du mod\u00e8le europ\u00e9en et singapourien<\/strong><\/h2><span class=\"replacer\"><\/span><p>L\u2019approche australienne n\u2019arrive pas dans un vide r\u00e9glementaire. Elle s\u2019inspire directement des cadres mis en place dans d\u2019autres r\u00e9gions, comme le r\u00e8glement <strong>MiCA en Europe<\/strong> ou le <strong>Payment Services Act \u00e0 Singapour<\/strong>. Dans ces juridictions, les acteurs crypto doivent d\u00e9j\u00e0 se conformer \u00e0 des obligations strictes de transparence, de protection des fonds et de contr\u00f4le d\u2019identit\u00e9 (KYC\/AML).<\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Australia is moving to tighten oversight of crypto exchanges with a newly drafted law aimed at stricter regulations. The proposal focuses on improving transparency, investor protection, and financial system stability. Adel Burton gets you more details.<br><br>For more videos and latest\u2026 <a href=\"https:\/\/t.co\/rt5vJDbkcI\">pic.twitter.com\/rt5vJDbkcI<\/a><\/p>&mdash; Web3.TV (@Web3TV_) <a href=\"https:\/\/twitter.com\/Web3TV_\/status\/1971191179501818099?ref_src=twsrc%5Etfw\">September 25, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><p>Pour Canberra, il s\u2019agit d\u2019\u00e9viter la \u00ab zone grise \u00bb qui a longtemps caract\u00e9ris\u00e9 le march\u00e9 local et laiss\u00e9 les consommateurs expos\u00e9s en cas de d\u00e9faillance. Le projet de loi impose notamment <strong>des r\u00e8gles sur la s\u00e9gr\u00e9gation des fonds, des rapports financiers r\u00e9guliers, et la preuve de r\u00e9serves<\/strong>. Autant d\u2019exigences qui, selon les autorit\u00e9s, permettront de rapprocher les plateformes crypto du fonctionnement des institutions financi\u00e8res classiques.<\/p><p>Cette convergence des standards pourrait aussi aider les acteurs australiens \u00e0 s\u2019int\u00e9grer sur les <a href=\"https:\/\/cryptonews.com\/fr\/news\/170-milliards-effaces-marche-crypto-que-sest-il-passe\/\">march\u00e9s mondiaux<\/a>. Cela leur donnerait en effet acc\u00e8s \u00e0 un label de conformit\u00e9 reconnu.<\/p><h2 class=\"wp-block-heading\"><strong>Enjeux pour le march\u00e9 australien et r\u00e9actions des acteurs<\/strong><\/h2><span class=\"replacer\"><\/span><p>L\u2019Australie compte d\u00e9j\u00e0 parmi les pays o\u00f9 l\u2019adoption est la plus forte : <strong>18 % de la population d\u00e9tient des cryptomonnaies<\/strong>. Ce dynamisme pousse le gouvernement \u00e0 offrir un cadre clair, cens\u00e9 prot\u00e9ger les investisseurs mais aussi soutenir une croissance plus durable du secteur.<\/p><p>Le projet ne fait pas l\u2019unanimit\u00e9. Certaines petites structures redoutent des <strong>co\u00fbts de conformit\u00e9 trop lourds<\/strong>, difficiles \u00e0 absorber. D\u2019autres au contraire y voient une chance : celle d\u2019obtenir enfin une reconnaissance officielle, gage de cr\u00e9dibilit\u00e9 aupr\u00e8s des investisseurs institutionnels. Une exemption existe n\u00e9anmoins, quand la plateforme d\u00e9tient moins de 5 000 dollars australiens par client et traite moins de 10 millions par an.<\/p><p>Les associations professionnelles, elles, saluent l\u2019initiative. Mais elles demandent du temps pour s\u2019adapter aux nouvelles r\u00e8gles. Si les exigences sont trop strictes, certains acteurs pourraient aller s\u2019installer ailleurs.<\/p><p>On observe ici que l\u2019Australie cherche \u00e0 <strong>peser dans les d\u00e9bats internationaux<\/strong>. Elle adopte ici une approche proche de l\u2019Union europ\u00e9enne ou de Singapour\u2026 et envoie ainsi un signal de s\u00e9rieux \u00e0 ses partenaires financiers.<\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p>Source : <a href=\"https:\/\/ministers.treasury.gov.au\/ministers\/daniel-mulino-2025\/media-releases\/consulting-laws-innovative-digital-asset-industry-and\" target=\"_blank\" rel=\"noreferrer noopener\">Australian Treasury<\/a>, <a href=\"https:\/\/www.regulationtomorrow.com\/au\/treasury-regulating-digital-asset-platforms-exposure-draft-legislation\" target=\"_blank\" rel=\"noreferrer noopener\">Regulation Tomorrow<\/a><\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p>Pour aller plus loin sur le sujet :<\/p><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/coinbase-et-okx-convoitent-le-juteux-fond-de-pension-australien-a-2-800-milliards\/\">Coinbase et OKX convoitent le juteux fond de pension australien \u00e0 2 800 milliards<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/170-milliards-effaces-marche-crypto-que-sest-il-passe\/\">170 milliards $ effac\u00e9s du march\u00e9 crypto : que s\u2019est-il pass\u00e9 ?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/rwa-chine-suspension-csrc-innovation-hong-kong\/\">La Chine suspend les RWA \u00e0 Hong-Kong ? La CSRC entrave l\u2019innovation crypto<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>En Australie, la crypto r\u00e9pondra bient\u00f4t aux m\u00eames r\u00e8gles que la finance. Le gouvernement a pr\u00e9sent\u00e9 un texte pour imposer aux plateformes crypto des r\u00e8gles similaires \u00e0 celles des institutions financi\u00e8res. Son but : mieux prot\u00e9ger les utilisateurs, et harmoniser le march\u00e9. Canberra d\u00e9sire ainsi s\u2019aligner sur les standards internationaux en mati\u00e8re de r\u00e9gulation des [&hellip;]<\/p>\n","protected":false},"author":697,"featured_media":169224,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[42,1],"tags":[],"editors":[2551],"sponsored_companies":[],"class_list":["post-169218","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-news","category-news","editors-julien-leroy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Australie : un projet de loi veut int\u00e9grer la crypto dans les services financiers<\/title>\n<meta name=\"description\" content=\"Le gouvernement a pr\u00e9sent\u00e9 un texte pour imposer aux plateformes crypto des r\u00e8gles similaires \u00e0 celles des 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