{"id":168574,"date":"2025-09-22T17:30:00","date_gmt":"2025-09-22T17:30:00","guid":{"rendered":"https:\/\/cryptonews.com\/fr\/?p=168574"},"modified":"2025-09-22T17:30:00","modified_gmt":"2025-09-22T17:30:00","slug":"allemagne-bitcoin-reserves-officielles-banques","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/allemagne-bitcoin-reserves-officielles-banques\/","title":{"rendered":"Allemagne : la Deutsche Bank pr\u00e9voit le bitcoin dans les r\u00e9serves officielles d\u2019ici 2030"},"content":{"rendered":"<p>La Deutsche Bank a publi\u00e9 un rapport qui fait r\u00e9agir. Selon l\u2019\u00e9tablissement allemand, le bitcoin a sa place dans les r\u00e9serves officielles des banques centrales. Il pourrait m\u00eame y \u00eatre int\u00e9gr\u00e9 aux c\u00f4t\u00e9s de l\u2019or d\u2019ici 2030. Cela ne signifie certes pas une adoption imm\u00e9diate mais montre un r\u00e9el basculement dans la perception de l\u2019actif. Le bitcoin est pass\u00e9 d\u2019une valeur sp\u00e9culative \u00e0 une r\u00e9serve strat\u00e9gique.<\/p><h2 class=\"wp-block-heading\"><strong>Une projection audacieuse de la Deutsche Bank<\/strong><\/h2><span class=\"replacer\"><\/span><p>Le <a href=\"https:\/\/x.com\/matthew_sigel\/status\/1970096786455908723\" target=\"_blank\" rel=\"noreferrer noopener\">rapport<\/a> sugg\u00e8re que la pr\u00e9sence du bitcoin dans les bilans des banques centrales est <strong>envisageable \u00e0 moyen terme<\/strong>. L\u2019argument principal mis en avant repose sur l\u2019\u00e9volution de la volatilit\u00e9. En ao\u00fbt, celle-ci a atteint son plus bas niveau sur trente jours depuis plusieurs ann\u00e9es, signe d\u2019une <strong>stabilisation relative<\/strong>.<\/p><p>Cette donn\u00e9e nourrit l\u2019hypoth\u00e8se d\u2019un bitcoin <strong>qui se rapproche progressivement d\u2019actifs consid\u00e9r\u00e9s comme \u00ab refuges \u00bb<\/strong>. L\u2019or reste le mod\u00e8le mais l\u2019actif num\u00e9rique gagne en maturit\u00e9. L\u2019id\u00e9e qu\u2019il puisse \u00eatre utilis\u00e9 pas seulement par les investisseurs, mais aussi par des \u00c9tats, franchit ainsi une \u00e9tape suppl\u00e9mentaire.<\/p><p>L\u2019architecture mon\u00e9taire ne change pas du tout au tout pour autant. Le dollar est toujours la devise de r\u00e9f\u00e9rence mondiale et l\u2019or conserve sa supr\u00e9matie. L\u2019ajout de bitcoin aux bilans des banques centrales rel\u00e8verait davantage d\u2019une <strong>logique de diversification<\/strong>.<\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">\ud83d\udea8 Deutsche Bank New Research:<br>Bitcoin to Coexist with Gold on Central Bank Balance Sheets by 2030<br>&gt;Bitcoin vol to decline<br>&gt;Neither needs to &quot;replace&quot; USD as reserve asset<br>&gt;This time is not different (Gold was once risky)<br>&gt;BTC &amp; other alternative assets are part of human nature <a href=\"https:\/\/t.co\/Zk3m392jCw\">pic.twitter.com\/Zk3m392jCw<\/a><\/p>&mdash; matthew sigel, recovering CFA (@matthew_sigel) <a href=\"https:\/\/twitter.com\/matthew_sigel\/status\/1970096786455908723?ref_src=twsrc%5Etfw\">September 22, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><h2 class=\"wp-block-heading\"><strong>L\u2019or et Bitcoin, deux actifs compl\u00e9mentaires<\/strong><\/h2><span class=\"replacer\"><\/span><p>Aujourd\u2019hui, les banques centrales d\u00e9tiennent environ <strong>36 000 tonnes d\u2019or<\/strong>, selon le World Gold Council. Le m\u00e9tal jaune reste le pilier des r\u00e9serves officielles. La Deutsche Bank rappelle que cette place historique n\u2019est pas menac\u00e9e. En revanche, le bitcoin pourrait s\u2019y adjoindre en tant que \u00ab <strong>r\u00e9serve num\u00e9rique \u00bb alternative<\/strong>.<\/p><p>La comparaison repose sur plusieurs points communs. Tous les deux sont <strong>rares par nature<\/strong>. L\u2019or, en raison de ses contraintes physiques d\u2019extraction. Le bitcoin, car le nombre d&#8217;unit\u00e9s produites s&#8217;arr\u00eatera \u00e0 21 millions. Dans les deux cas cette raret\u00e9 nourrit ce r\u00f4le de \u00ab valeur refuge \u00bb. Leur <strong>ind\u00e9pendance vis-\u00e0-vis des politiques mon\u00e9taires<\/strong> leur conf\u00e8re aussi une aura particuli\u00e8re, encore plus en p\u00e9riode d\u2019incertitude.<\/p><p>Mais il reste encore des diff\u00e9rences capitales. L\u2019or est l\u00e9gitime depuis plusieurs mill\u00e9naires et il reste un <strong>actif stable<\/strong>. Le bitcoin, au contraire, n\u2019a que quinze ans d\u2019existence et il conserve une <strong>volatilit\u00e9 importante malgr\u00e9 ses progr\u00e8s r\u00e9cents<\/strong>. Pour beaucoup de banques, cette instabilit\u00e9 reste un frein \u00e0 toute adoption rapide.<\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">20 years ago. <br><br>Gold was $470\u2026.today $3700. <br><br>Gold up almost 8 fold. <br><br>Any professional money managers out there outperforming this?<br><br>If you think gold is expensive it is because you don\u2019t understand the dollar is actually a worthless piece of paper. <br><br>Time is short. <a href=\"https:\/\/t.co\/0oroG3nV3t\">pic.twitter.com\/0oroG3nV3t<\/a><\/p>&mdash; Buck (@BuckRight) <a href=\"https:\/\/twitter.com\/BuckRight\/status\/1970109555289047129?ref_src=twsrc%5Etfw\">September 22, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><h2 class=\"wp-block-heading\"><strong>Quels \u00c9tats pourraient franchir le pas ?<\/strong><\/h2><span class=\"replacer\"><\/span><p>La projection de la Deutsche Bank ouvre une question : <strong>quelles banques centrales oseraient en premier ?<\/strong> Jusqu\u2019ici, seul <a href=\"https:\/\/cryptonews.com\/fr\/news\/el-salvador-6-326-btc\/\">El Salvador<\/a> d\u00e9tient officiellement du bitcoin dans ses r\u00e9serves, avec <strong>6 326 BTC<\/strong> (environ 732 millions de dollars). Mais le pays reste une exception isol\u00e9e, port\u00e9 par la strat\u00e9gie volontariste du pr\u00e9sident Nayib Bukele.<\/p><p>D\u2019autres \u00c9tats pourraient \u00eatre tent\u00e9s de se diversifier. Des pays \u00e9mergents comme l\u2019Argentine<strong>, le Nigeria ou la Turquie<\/strong> reviennent souvent. Leur int\u00e9r\u00eat pour les crypto est connu. Dans ces \u00e9conomies, o\u00f9 l\u2019inflation et l\u2019instabilit\u00e9 mon\u00e9taire sont des enjeux r\u00e9currents, le bitcoin pourrait appara\u00eetre comme <strong>une couverture partielle<\/strong>.<\/p><p>Mais la prudence domine pour les grandes puissances. Car le FMI, la Banque centrale europ\u00e9enne ou la R\u00e9serve f\u00e9d\u00e9rale restent tr\u00e8s critiques envers <strong>la vuln\u00e9rabilit\u00e9 du bitcoin face \u00e0 des corrections brutales<\/strong> et son <strong>cadre r\u00e9glementaire<\/strong> <strong>encore incertain<\/strong>. Le sc\u00e9nario \u00e9voqu\u00e9 par la Deutsche Bank reste donc prospectif.<\/p><p>Une telle adoption aurait un impact consid\u00e9rable. Si seulement 1 % des r\u00e9serves mondiales est converti en bitcoin, cela repr\u00e9sente plusieurs centaines de milliards de dollars de demande potentielle.<\/p><p>La projection allemande souligne surtout un changement de perception. Longtemps consid\u00e9r\u00e9 comme un actif sp\u00e9culatif et instable, le bitcoin commence \u00e0 \u00eatre vu dans un <strong>r\u00f4le strat\u00e9gique<\/strong>, et compl\u00e9mentaire \u00e0 l\u2019or.<\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p>Pour aller plus loin sur le sujet :<\/p><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/el-salvador-6-326-btc\/\">El Salvador monte ses r\u00e9serves \u00e0 6 326 BTC (732 M$) : strat\u00e9gie de r\u00e9serve ou pari risqu\u00e9 ?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/les-difficultes-bitcoin-transformer-finance-globale\/\">Les difficult\u00e9s de Bitcoin pourraient transformer la finance globale : quelles perspectives ?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/minage-bitcoin-laos-gouvernement-dette\/\">Minage de bitcoin au Laos ? Le gouvernement envisage des pistes pour r\u00e9duire la dette<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>La Deutsche Bank a publi\u00e9 un rapport qui fait r\u00e9agir. Selon l\u2019\u00e9tablissement allemand, le bitcoin a sa place dans les r\u00e9serves officielles des banques centrales. Il pourrait m\u00eame y \u00eatre int\u00e9gr\u00e9 aux c\u00f4t\u00e9s de l\u2019or d\u2019ici 2030. Cela ne signifie certes pas une adoption imm\u00e9diate mais montre un r\u00e9el basculement dans la perception de l\u2019actif. [&hellip;]<\/p>\n","protected":false},"author":697,"featured_media":168578,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6,1],"tags":[],"editors":[2551],"sponsored_companies":[],"class_list":["post-168574","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin-news","category-news","editors-julien-leroy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Allemagne : la Deutsche Bank pr\u00e9voit le bitcoin dans les r\u00e9serves officielles d\u2019ici 2030<\/title>\n<meta name=\"description\" content=\"Selon la Deutsche Bank, le bitcoin pourrait \u00eatre int\u00e9gr\u00e9 dans les r\u00e9serves officielles des banques centrales aux c\u00f4t\u00e9s de l\u2019or d\u2019ici 2030.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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