{"id":166224,"date":"2025-09-04T14:00:00","date_gmt":"2025-09-04T14:00:00","guid":{"rendered":"https:\/\/cryptonews.com\/fr\/?p=166224"},"modified":"2025-09-04T14:00:00","modified_gmt":"2025-09-04T14:00:00","slug":"stablecoins-dollars-union-europeenne-mica","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/","title":{"rendered":"Explosion des stablecoins dollars : l&#8217;Union Europ\u00e9enne continue son combat"},"content":{"rendered":"<p>L&#8217;Union europ\u00e9enne multiplie les mauvais choix \u00e0 l&#8217;encontre des cryptomonnaies. Progressivement, les stablecoins euros restant se font <strong>\u00e9vinc\u00e9s de la sc\u00e8ne internationale<\/strong>. Les 10 premiers actifs de cette branche sont adoss\u00e9s au dollar, signe de maux profonds qu&#8217;il faut r\u00e9soudre \u00e0 la racine. Malgr\u00e9 cela, le vieux continent continue son combat, plus fort que jamais, \u00e0 l&#8217;encontre de cette classe d&#8217;actifs.<\/p><h2 class=\"wp-block-heading\">Best Wallet : quand la crypto permet de prot\u00e9ger sa vie priv\u00e9e  <\/h2><span class=\"replacer\"><\/span><p>Avant de se pencher sur les r\u00e9cents d\u00e9veloppements autour des stablecoins au sein de l&#8217;Union europ\u00e9enne, le contexte est id\u00e9al pour faire le point sur les <strong>meilleures initiatives du march\u00e9. <\/strong><\/p><p>Ayant \u00e9merg\u00e9 en 2024, Best Wallet est un portefeuille non-custodial, orient\u00e9 sur la vie priv\u00e9e avec de nombreuses options pour s\u00e9curiser ses actifs. L\u00e0 o\u00f9 le march\u00e9 s&#8217;y int\u00e9resse, c&#8217;est en raison de son vaste \u00e9cosyst\u00e8me : <a href=\"https:\/\/cryptonews.com\/fr\/ext\/best-wallet\/\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">DEX natif, int\u00e9gration de 60 blockchains<\/a>, large choix de cryptomonnaies, <strong>swap cross-chains et airdrops<\/strong> pour les d\u00e9tenteurs de $BEST.<\/p><p>En participant \u00e0 la pr\u00e9vente, cela permet une exposition au projet, <strong>obtenir des frais r\u00e9duits<\/strong> lors des achats et ventes de cryptomonnaies, un support d\u00e9di\u00e9 et bien plus encore. Avec une interface intuitive et plusieurs centaines de milliers d&#8217;utilisateurs, il est encore temps de <a href=\"https:\/\/cryptonews.com\/fr\/cryptomonnaie\/acheter-best-wallet-token\/\">d\u00e9couvrir le projet<\/a> et y participer avant son lancement public.<\/p><p><\/p><div style=\"background: #920047;margin: auto;width: 50%;text-align: center;padding:8px;border-radius:5px;background-image:linear-gradient(107deg,#930046,#59008a);color: white;padding-left: 1em;padding-right: 1em;font-size: 16px\"><a style=\"text-decoration:none;color:white\" href=\"https:\/\/cryptonews.com\/fr\/ext\/bestwalletprevente\/\" target=\"_blank\" rel=\"nofollow noindex\">D\u00e9couvrez la pr\u00e9vente de BEST<\/a><\/div><p><\/p><p class=\"disclaimer-rw\" style=\"text-align: center\"><em>Les crypto-actifs repr\u00e9sentent un investissement risqu\u00e9.<\/em><\/p><h2 class=\"wp-block-heading\">De nouvelles d\u00e9clarations prennent place : la BCE, toujours d\u00e9fiante <\/h2><span class=\"replacer\"><\/span><p>Le mercredi 3 d\u00e9cembre, la neuvi\u00e8me conf\u00e9rence annuelle du <strong>Comit\u00e9 europ\u00e9en du risque syst\u00e9mique<\/strong> (CERS) s&#8217;est tenue. Au coeur des discussions, nous retrouvons une nouvelle fois les stablecoins. <\/p><p>Le CERS est ind\u00e9pendant, charg\u00e9 de la surveillance macroprudentielle du syst\u00e8me financier. En effet, son objectif est de contribuer \u00e0 la pr\u00e9vention ou l&#8217;att\u00e9nuation des risques. D&#8217;autant plus, <a href=\"https:\/\/www.esrb.europa.eu\/about\/html\/index.fr.html\" target=\"_blank\" rel=\"noreferrer noopener\">le CERS<\/a> est actif quant aux \u00e9volutions financi\u00e8res. Ne pas menacer la stabilit\u00e9 du syst\u00e8me est un crit\u00e8re majeur.<\/p><p>\u00c9galement, d&#8217;apr\u00e8s les informations rapport\u00e9s par Coindesk, Piero Cipollone, <strong>membre du conseil d&#8217;administration de la BCE<\/strong>, a rapport\u00e9 que :<\/p><blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Si une cyberattaque provoquait la panne de la propre application d&#8217;une banque, mais que les services backend de la banque fonctionnaient, les clients acc\u00e9deront toujours \u00e0 leurs comptes <strong>via l&#8217;application de l&#8217;euro num\u00e9rique de la BCE<\/strong> (&#8230;).  Seul l&#8217;euro num\u00e9rique \u00e9mis par notre BCE a cours l\u00e9gal et cela doit \u00eatre indiqu\u00e9 \u00e0 tous les citoyens<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mauvaises d\u00e9cisions et r\u00e9gulation : l&#8217;UE fait fausse route <\/h2><span class=\"replacer\"><\/span>\n<\/blockquote><p>Pour rappel, le march\u00e9 des stablecoins <strong>s&#8217;approche des 300 milliards de dollars<\/strong>. Une r\u00e9volution qui est donc in\u00e9vitable, se traduisant indirectement par l&#8217;\u00e9viction de l&#8217;euro, r\u00e9sultant des mauvaises d\u00e9cisions de l&#8217;Union europ\u00e9enne. Par exemple : <\/p><ul class=\"wp-block-list\">\n<li>Une sur-r\u00e9gulation du march\u00e9 crypto.<\/li>\n\n\n\n<li>L&#8217;arriv\u00e9e de MiCA qui est un frein aux \u00e9metteurs<\/li>\n\n\n\n<li>Un manque de comp\u00e9titivit\u00e9 crucial. <\/li>\n<\/ul><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"503\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04133641\/Capture-decran-2025-09-04-a-15.36.38-1024x503.png\" alt=\"\" class=\"wp-image-166240\" srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04133641\/Capture-decran-2025-09-04-a-15.36.38-1024x503.png 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04133641\/Capture-decran-2025-09-04-a-15.36.38-300x147.png 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04133641\/Capture-decran-2025-09-04-a-15.36.38-768x377.png 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04133641\/Capture-decran-2025-09-04-a-15.36.38-130x63.png 130w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04133641\/Capture-decran-2025-09-04-a-15.36.38-450x221.png 450w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04133641\/Capture-decran-2025-09-04-a-15.36.38.png 1268w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"><\/figure><p>Pendant ce temps, World Liberty Financial a d\u00e9ploy\u00e9 son <a href=\"https:\/\/cryptonews.com\/fr\/news\/wlfi-usd1-listing-solana-world-liberty-financial-trump\/\">USD1 sur Solana<\/a> en parall\u00e8le du listing de son jeton de gouvernance, le WLFI. Les stablecoins dollars repr\u00e9sentent \u00e0 ce jour plus de<strong> 99 % du march\u00e9 des stablecoins<\/strong>. L&#8217;euro est enti\u00e8rement \u00e9cart\u00e9, ce qui porte un coup \u00e0 la comp\u00e9titivit\u00e9 des pays europ\u00e9ens.<\/p><p>D&#8217;autant plus, avec le GENIUS Act, les USA se positionne \u00e0 contre-courant de MiCA : une r\u00e9ponse indirecte et audacieuse qui <strong>influence directement le d\u00e9placement des liquidit\u00e9s<\/strong>.<\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p class=\"disclaimer-rw\"><em>Les informations pr\u00e9sent\u00e9es dans cet article ne constituent en aucun cas un conseil en investissement. Elles sont fournies \u00e0 des fins exclusivement informatives. Le march\u00e9 des crypto-actifs demeure hautement volatil et comporte des risques significatifs de pertes. Il est recommand\u00e9 aux lecteurs de n\u2019investir que les montants qu\u2019ils peuvent se permettre de perdre, et de proc\u00e9der \u00e0 leurs propres recherches avant toute prise de position sur les march\u00e9s.<\/em><\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p>Pour aller plus loin sur le sujet : <\/p><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/chagpt-predictions-xrp-cardano-dogecoin\/\">ChatGPT pr\u00e9dit le prix de XRP, Cardano, Dogecoin et WEPE pour fin 2025<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/fondation-ethereum-revendre-10-000-eth-impact-prix\/\">La fondation Ethereum va vendre 10 000 ETH, quel impact sur le prix ?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollar-mondial-ou-crise-2008\/\">Stablecoins : Un dollar mondial ou \u00e7a va p\u00e9ter comme en 2008 ?<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>L&#8217;Union europ\u00e9enne multiplie les mauvais choix \u00e0 l&#8217;encontre des cryptomonnaies. Progressivement, les stablecoins euros restant se font \u00e9vinc\u00e9s de la sc\u00e8ne internationale. Les 10 premiers actifs de cette branche sont adoss\u00e9s au dollar, signe de maux profonds qu&#8217;il faut r\u00e9soudre \u00e0 la racine. Malgr\u00e9 cela, le vieux continent continue son combat, plus fort que jamais, [&hellip;]<\/p>\n","protected":false},"author":594,"featured_media":166244,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2106],"tags":[],"editors":[2550],"sponsored_companies":[],"class_list":["post-166224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-price-predictions","editors-jurgen-hoffman"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Explosion des stablecoins dollars : l&#039;Union Europ\u00e9enne continue son combat<\/title>\n<meta name=\"description\" content=\"Les stablecoins, la strat\u00e9gie des \u00c9tats-Unis pour maintenir sa dominance. Pendant ce temps, l&#039;UE fait le choix de l&#039;euro num\u00e9rique.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Explosion des stablecoins dollars : l&#039;Union Europ\u00e9enne continue son combat\" \/>\n<meta property=\"og:description\" content=\"Les stablecoins, la strat\u00e9gie des \u00c9tats-Unis pour maintenir sa dominance. Pendant ce temps, l&#039;UE fait le choix de l&#039;euro num\u00e9rique.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/\" \/>\n<meta property=\"og:site_name\" content=\"Cryptonews France\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-04T14:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04135327\/1756994006-cryptonews-83.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Explosion des stablecoins dollars : l&#039;Union Europ\u00e9enne continue son combat\" \/>\n<meta name=\"twitter:description\" content=\"Les stablecoins, la strat\u00e9gie des \u00c9tats-Unis pour maintenir sa dominance. Pendant ce temps, l&#039;UE fait le choix de l&#039;euro num\u00e9rique.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04135327\/1756994006-cryptonews-83.jpg\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Explosion des stablecoins dollars : l'Union Europ\u00e9enne continue son combat","description":"Les stablecoins, la strat\u00e9gie des \u00c9tats-Unis pour maintenir sa dominance. Pendant ce temps, l'UE fait le choix de l'euro num\u00e9rique.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/","og_locale":"fr_FR","og_type":"article","og_title":"Explosion des stablecoins dollars : l'Union Europ\u00e9enne continue son combat","og_description":"Les stablecoins, la strat\u00e9gie des \u00c9tats-Unis pour maintenir sa dominance. Pendant ce temps, l'UE fait le choix de l'euro num\u00e9rique.","og_url":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/","og_site_name":"Cryptonews France","article_published_time":"2025-09-04T14:00:00+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04135327\/1756994006-cryptonews-83.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_title":"Explosion des stablecoins dollars : l'Union Europ\u00e9enne continue son combat","twitter_description":"Les stablecoins, la strat\u00e9gie des \u00c9tats-Unis pour maintenir sa dominance. Pendant ce temps, l'UE fait le choix de l'euro num\u00e9rique.","twitter_image":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04135327\/1756994006-cryptonews-83.jpg","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/#article","isPartOf":{"@id":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/"},"author":{"name":"J\u00fcrgen Hoffmann","@id":"https:\/\/cryptonews.com\/fr\/#\/schema\/person\/81c8693c469d29b9a4ba777e78fb5b29"},"headline":"Explosion des stablecoins dollars : l&#8217;Union Europ\u00e9enne continue son combat","datePublished":"2025-09-04T14:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/"},"wordCount":717,"publisher":{"@id":"https:\/\/cryptonews.com\/fr\/#organization"},"image":{"@id":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/#primaryimage"},"thumbnailUrl":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04135327\/1756994006-cryptonews-83.jpg","articleSection":["Pr\u00e9dictions de prix"],"inLanguage":"fr-FR","copyrightYear":"2025","copyrightHolder":{"@id":"https:\/\/cryptonews.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/","url":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/","name":"Explosion des stablecoins dollars : l'Union Europ\u00e9enne continue son combat","isPartOf":{"@id":"https:\/\/cryptonews.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/#primaryimage"},"image":{"@id":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/#primaryimage"},"thumbnailUrl":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04135327\/1756994006-cryptonews-83.jpg","datePublished":"2025-09-04T14:00:00+00:00","description":"Les stablecoins, la strat\u00e9gie des \u00c9tats-Unis pour maintenir sa dominance. Pendant ce temps, l'UE fait le choix de l'euro num\u00e9rique.","breadcrumb":{"@id":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/"]}],"author":[]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/#primaryimage","url":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04135327\/1756994006-cryptonews-83.jpg","contentUrl":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/09\/04135327\/1756994006-cryptonews-83.jpg","width":1200,"height":800},{"@type":"BreadcrumbList","@id":"https:\/\/cryptonews.com\/fr\/news\/stablecoins-dollars-union-europeenne-mica\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cryptonews.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Explosion des stablecoins dollars : l&#8217;Union Europ\u00e9enne continue son combat"}]},{"@type":"WebSite","@id":"https:\/\/cryptonews.com\/fr\/#website","url":"https:\/\/cryptonews.com\/fr\/","name":"Cryptonews","description":"","publisher":{"@id":"https:\/\/cryptonews.com\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cryptonews.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/cryptonews.com\/fr\/#organization","name":"Cryptonews France","url":"https:\/\/cryptonews.com\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/cryptonews.com\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/3\/2023\/09\/4.jpg","contentUrl":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/3\/2023\/09\/4.jpg","width":1669,"height":874,"caption":"Cryptonews France"},"image":{"@id":"https:\/\/cryptonews.com\/fr\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/posts\/166224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/users\/594"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/comments?post=166224"}],"version-history":[{"count":1,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/posts\/166224\/revisions"}],"predecessor-version":[{"id":166243,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/posts\/166224\/revisions\/166243"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/media\/166244"}],"wp:attachment":[{"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/media?parent=166224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/categories?post=166224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/tags?post=166224"},{"taxonomy":"editors","embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/editors?post=166224"},{"taxonomy":"sponsored_companies","embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/sponsored_companies?post=166224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}