{"id":165242,"date":"2025-08-28T16:00:00","date_gmt":"2025-08-28T16:00:00","guid":{"rendered":"https:\/\/cryptonews.com\/fr\/?p=165242"},"modified":"2025-08-28T16:00:00","modified_gmt":"2025-08-28T16:00:00","slug":"circle-finastra-mastercard-usdc","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/circle-finastra-mastercard-usdc\/","title":{"rendered":"Circle int\u00e8gre l\u2019USDC aux paiements internationaux avec Mastercard et Finastra"},"content":{"rendered":"<p>Le monde des paiements transfrontaliers conna\u00eet une nouvelle secousse. En effet, Circle, l\u2019\u00e9metteur du stablecoin <strong>USDC<\/strong>, a annonc\u00e9 une int\u00e9gration strat\u00e9gique avec <strong>Finastra<\/strong> et <strong>Mastercard<\/strong>. Cette collaboration vise non seulement \u00e0 moderniser les flux financiers mondiaux, mais aussi \u00e0 rapprocher les stablecoins des infrastructures bancaires classiques.<\/p><h2 class=\"wp-block-heading\">Une alliance in\u00e9dite entre Circle, Finastra et Mastercard<\/h2><span class=\"replacer\"><\/span><p>D\u2019une part, <strong>Finastra<\/strong>, acteur majeur des logiciels bancaires utilis\u00e9s par plus de 45 des 50 plus grandes banques mondiales, va int\u00e9grer l\u2019USDC dans sa plateforme <strong>Global PAYplus (GPP)<\/strong>. Or, cette derni\u00e8re traite d\u00e9j\u00e0 plus de <strong>5 000 milliards de dollars de flux transfrontaliers par jour<\/strong>, ce qui offre un potentiel consid\u00e9rable \u00e0 l\u2019adoption des stablecoins.<\/p><p>D\u2019autre part, <a href=\"https:\/\/cryptonews.com\/fr\/news\/binance-europe-retrait-crypto-mastercard\/\">Mastercard participe activement \u00e0 ce partenariat<\/a>. Gr\u00e2ce \u00e0 son r\u00e9seau, ses commer\u00e7ants et institutions acqu\u00e9reuses, notamment en <strong>Europe de l\u2019Est, au Moyen-Orient et en Afrique<\/strong>, pourront r\u00e9gler des transactions non seulement en <strong>USDC<\/strong>, mais \u00e9galement en <strong>EURC<\/strong>, la version euro du stablecoin de Circle. Ainsi, cette double int\u00e9gration d\u00e9montre une volont\u00e9 claire d\u2019\u00e9largir la gamme de solutions disponibles pour les acteurs financiers mondiaux.<\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">BREAKING: <br><br>MASTERCARD AND CIRCLE TO ENABLE <a href=\"https:\/\/twitter.com\/search?q=%24USDC&amp;src=ctag&amp;ref_src=twsrc%5Etfw\">$USDC<\/a> PAYMENTS ACROSS EUROPE, MIDDLE EAST AND AFRICA.<br><br>BULLISH FOR CRYPTO! <a href=\"https:\/\/t.co\/xZ83i1KRh1\">pic.twitter.com\/xZ83i1KRh1<\/a><\/p>&mdash; Mister Crypto (@misterrcrypto) <a href=\"https:\/\/twitter.com\/misterrcrypto\/status\/1960701255715561701?ref_src=twsrc%5Etfw\">August 27, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><h2 class=\"wp-block-heading\">Des paiements plus rapides, moins co\u00fbteux et transparents<\/h2><span class=\"replacer\"><\/span><p>Traditionnellement, les paiements transfrontaliers s\u2019appuient sur des r\u00e9seaux correspondants longs et co\u00fbteux. Cependant, l\u2019USDC permet des r\u00e8glements quasi <strong>instantan\u00e9s<\/strong>, disponibles <strong>24h\/24<\/strong> et avec des frais r\u00e9duits. Par cons\u00e9quent, les banques peuvent offrir \u00e0 leurs clients une exp\u00e9rience plus fluide et comp\u00e9titive.<\/p><p>En outre, les institutions clientes de <a href=\"https:\/\/www.finastra.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Finastra<\/a> pourront initier leurs paiements dans des devises fiat classiques, tout en les r\u00e9glant en stablecoins. Ainsi, elles profitent de la rapidit\u00e9 et de la transparence offertes par la blockchain, sans avoir besoin de mettre en place une infrastructure technique parall\u00e8le. En cons\u00e9quence, cette innovation all\u00e8ge consid\u00e9rablement la charge op\u00e9rationnelle des banques.<\/p><figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/08\/28131056\/ChatGPT-Image-Aug-28-2025-03_10_06-PM-1024x683.jpg\" alt=\"\" class=\"wp-image-165252\" srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/08\/28131056\/ChatGPT-Image-Aug-28-2025-03_10_06-PM-1024x683.jpg 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/08\/28131056\/ChatGPT-Image-Aug-28-2025-03_10_06-PM-300x200.jpg 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/08\/28131056\/ChatGPT-Image-Aug-28-2025-03_10_06-PM-768x512.jpg 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/08\/28131056\/ChatGPT-Image-Aug-28-2025-03_10_06-PM-450x300.jpg 450w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/3\/2025\/08\/28131056\/ChatGPT-Image-Aug-28-2025-03_10_06-PM.jpg 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"><\/figure><h2 class=\"wp-block-heading\">Les dirigeants saluent un pas vers l\u2019innovation bancaire<\/h2><span class=\"replacer\"><\/span><p>Pour <strong>Chris Walters<\/strong>, CEO de Finastra, ce partenariat illustre une nouvelle \u00e9tape dans la modernisation du secteur :<\/p><blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u00ab Nous donnons aux institutions financi\u00e8res les moyens d\u2019innover dans les paiements transfrontaliers, facilement et rapidement. \u00bb<\/p>\n<\/blockquote><p>De plus, <strong>Jeremy Allaire<\/strong>, co-fondateur et CEO de Circle, a insist\u00e9 sur l\u2019impact strat\u00e9gique de cette int\u00e9gration :<\/p><blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u00ab En unissant la technologie blockchain de Circle et la plateforme bancaire de Finastra, nous ouvrons la voie \u00e0 de nouveaux mod\u00e8les de paiement de confiance adopt\u00e9s \u00e0 grande \u00e9chelle. \u00bb<\/p>\n<\/blockquote><p>Ces d\u00e9clarations soulignent donc une m\u00eame ambition : faciliter l\u2019innovation bancaire tout en conservant la solidit\u00e9 du syst\u00e8me existant.<\/p><h2 class=\"wp-block-heading\">Le march\u00e9 des stablecoins en pleine expansion<\/h2><span class=\"replacer\"><\/span><p>Par ailleurs, cette annonce s\u2019inscrit dans un contexte de croissance spectaculaire. Avec une offre en circulation de <strong>69 milliards de dollars<\/strong>, l\u2019USDC reste la <strong>deuxi\u00e8me stablecoin mondiale<\/strong>, derri\u00e8re l\u2019USDT. Pourtant, sa trajectoire est prometteuse.<\/p><p>En effet, les pr\u00e9visions de march\u00e9 estiment que les stablecoins pourraient atteindre <strong>1 200 milliards de dollars d\u2019ici 2028<\/strong>. Cette expansion devrait \u00eatre port\u00e9e, d\u2019une part, par une r\u00e9glementation de plus en plus claire et, d\u2019autre part, par une adoption massive des entreprises et institutions. Enfin, cette alliance avec Mastercard et Finastra illustre parfaitement cette tendance, car elle d\u00e9montre que les stablecoins ne se contentent plus d\u2019\u00eatre un outil p\u00e9riph\u00e9rique : ils deviennent d\u00e9sormais un <strong>maillon central de la finance internationale<\/strong>.<\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p><strong>Sources<\/strong> : <a href=\"https:\/\/www.finastra.com\/press-media\/finastra-and-circle-forge-strategic-collaboration-bring-stablecoin-settlement-cross?utm_source=chatgpt.com\">Finastra<\/a><\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p><strong>Pour aller plus loin sur le sujet :<\/strong><\/p><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/polymarket-mise-ethereum-5000\/\">Polymarket mise toujours sur Ethereum \u00e0 5 000 $ ce mois-ci<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/binance-europe-retrait-crypto-mastercard\/\">Binance Europe : retirez d\u00e9sormais vos cryptos avec Mastercard<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/goldman-sachs-stablecoins-trillions-dollars\/\">Goldman Sachs anticipe un march\u00e9 des stablecoins \u00e0 plusieurs trillions de dollars<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Le monde des paiements transfrontaliers conna\u00eet une nouvelle secousse. En effet, Circle, l\u2019\u00e9metteur du stablecoin USDC, a annonc\u00e9 une int\u00e9gration strat\u00e9gique avec Finastra et Mastercard. Cette collaboration vise non seulement \u00e0 moderniser les flux financiers mondiaux, mais aussi \u00e0 rapprocher les stablecoins des infrastructures bancaires classiques.Une alliance in\u00e9dite entre Circle, Finastra et MastercardD\u2019une part, Finastra, [&hellip;]<\/p>\n","protected":false},"author":691,"featured_media":165248,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8,9,42,1],"tags":[],"editors":[2554],"sponsored_companies":[],"class_list":["post-165242","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoin-news","category-blockchain-news","category-finance-news","category-news","editors-ronan-gaillard"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Circle int\u00e8gre l\u2019USDC aux paiements internationaux avec 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