{"id":162701,"date":"2025-08-14T13:00:00","date_gmt":"2025-08-14T13:00:00","guid":{"rendered":"https:\/\/cryptonews.com\/fr\/?p=162701"},"modified":"2025-08-14T13:00:00","modified_gmt":"2025-08-14T13:00:00","slug":"google-play-licence-crypto-wallet-france","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/google-play-licence-crypto-wallet-france\/","title":{"rendered":"Google Play exige une licence pour les wallets crypto en France"},"content":{"rendered":"<p><strong>Google Play applique d\u00e9sormais une politique stricte obligeant les applications de portefeuilles crypto custodial et les plateformes d\u2019\u00e9change \u00e0 obtenir une licence officielle pour \u00eatre distribu\u00e9es en France et dans 14 autres march\u00e9s cl\u00e9s.<\/strong> Cette d\u00e9cision renforce l\u2019alignement des grandes plateformes avec les r\u00e9gulations financi\u00e8res nationales et internationales.<\/p><h3 class=\"wp-block-heading\">Un cadre pr\u00e9cis pour les applications crypto<\/h3><p>Les d\u00e9veloppeurs doivent d\u00e9sormais <strong>d\u00e9clarer clairement<\/strong> la nature de leur application dans les \u201capp content declarations\u201d de <a href=\"https:\/\/support.google.com\/googleplay\/android-developer\/answer\/16329703?hl=en\" target=\"_blank\" rel=\"noreferrer noopener\">Google Play<\/a>. L\u2019obligation concerne principalement les <strong>portefeuilles custodial<\/strong>, c\u2019est-\u00e0-dire ceux qui d\u00e9tiennent les fonds des utilisateurs et g\u00e8rent leurs cl\u00e9s priv\u00e9es. \u00c0 l\u2019inverse, les <strong>portefeuilles non-custodial<\/strong>, qui laissent aux d\u00e9tenteurs un contr\u00f4le exclusif sur leurs cl\u00e9s, restent exempts de cette contrainte.<\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"fr\" dir=\"ltr\">\ud83d\udcf1\u274c Google Play Store interdit les wallets qui ne disposent pas de licence bancaire.<br><br>La nouvelle politique du Google Play Store exige d\u00e9sormais l&#39;enregistrement FinCEN, une licence bancaire d&#39;\u00c9tat ou une licence MiCA pour les non custodial wallets. <a href=\"https:\/\/t.co\/UyFeK76YFJ\">pic.twitter.com\/UyFeK76YFJ<\/a><\/p>&mdash; Goku \ud83d\uddde (@Crypto__Goku) <a href=\"https:\/\/twitter.com\/Crypto__Goku\/status\/1955721286664982867?ref_src=twsrc%5Etfw\">August 13, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><p>En France, cette r\u00e8gle s\u2019appuie directement sur le cadre fix\u00e9 par l\u2019<a href=\"https:\/\/www.amf-france.org\/fr\" target=\"_blank\" rel=\"noreferrer noopener\">Autorit\u00e9 des March\u00e9s Financiers (AMF)<\/a>. Jusqu\u2019au <strong>30 juin 2026<\/strong>, les op\u00e9rateurs doivent obtenir un enregistrement en tant que <strong>Prestataire de Services sur Actifs Num\u00e9riques (PSAN)<\/strong> s\u2019ils ne sont pas encore conformes au futur r\u00e8glement europ\u00e9en <strong>MiCA<\/strong>. Pass\u00e9 cette date, seule une licence <a href=\"https:\/\/cryptonews.com\/fr\/news\/licence-mica-kraken-solution-crypto-union-europeenne\/\">MiCA<\/a> permettra de rester sur la plateforme.<\/p><p>Cette transition donne un d\u00e9lai raisonnable aux acteurs d\u00e9j\u00e0 pr\u00e9sents pour adapter leurs op\u00e9rations, tout en incitant les nouveaux entrants \u00e0 anticiper rapidement les d\u00e9marches r\u00e9glementaires.<\/p><h3 class=\"wp-block-heading\">Une application internationale de la r\u00e8gle<\/h3><p>La mesure ne se limite pas \u00e0 la France. <strong>Quinze march\u00e9s majeurs<\/strong> sont vis\u00e9s, dont les \u00c9tats-Unis, le Royaume-Uni, le Canada, le Japon et l\u2019ensemble de l\u2019Union europ\u00e9enne. Dans chaque r\u00e9gion, Google Play impose l\u2019obtention des licences locales requises : par exemple, un enregistrement <strong>FinCEN<\/strong> aux \u00c9tats-Unis ou une autorisation MiCA dans l\u2019UE.<\/p><p>En cas d\u2019incapacit\u00e9 \u00e0 se conformer aux obligations d\u2019un pays, Google demande de <strong>retirer ce march\u00e9<\/strong> de la liste des zones de distribution. Ce m\u00e9canisme vise \u00e0 \u00e9viter toute offre ill\u00e9gale et \u00e0 prot\u00e9ger les utilisateurs contre les risques li\u00e9s au blanchiment d\u2019argent (AML), au financement du terrorisme (CTF) et aux violations des proc\u00e9dures KYC.<\/p><h3 class=\"wp-block-heading\">Un impact fort sur l\u2019\u00e9cosyst\u00e8me<\/h3><p>Certains saluent cette initiative, y voyant une \u00e9tape vers un environnement crypto plus s\u00fbr et mieux r\u00e9gul\u00e9. D\u2019autres, notamment parmi les d\u00e9veloppeurs et partisans de la DeFi, d\u00e9noncent un <strong>frein \u00e0 l\u2019innovation<\/strong>. Les petites structures risquent de souffrir davantage, car les d\u00e9marches pour obtenir un statut <a href=\"https:\/\/cryptonews.com\/fr\/news\/regulateur-francais-campagne-controle-psan-2024\/\">PSAN<\/a> ou MiCA restent co\u00fbteuses et complexes : fonds propres minimum, audits r\u00e9guliers, conformit\u00e9 stricte et obligations de reporting.<\/p><p>Les grands exchanges centralis\u00e9s, d\u00e9j\u00e0 habitu\u00e9s \u00e0 travailler avec des r\u00e9gulateurs, devraient absorber ces contraintes sans grande difficult\u00e9. En revanche, de nombreuses start-up pourraient changer de mod\u00e8le, en privil\u00e9giant le non-custodial pour rester sur Google Play sans passer par une licence.<\/p><h3 class=\"wp-block-heading\">Une strat\u00e9gie globale des stores d\u2019applications<\/h3><p>Google n\u2019agit pas seul. Apple impose d\u00e9j\u00e0 certaines conditions aux applications crypto, notamment sur les paiements in-app et la conformit\u00e9 l\u00e9gale. Mais Google se d\u00e9marque par une <strong>harmonisation explicite avec les cadres r\u00e9glementaires<\/strong> de chaque pays. Cette strat\u00e9gie refl\u00e8te une \u00e9volution de fond : les grandes plateformes ne veulent plus seulement h\u00e9berger des applications, elles veulent aussi garantir qu\u2019elles respectent les lois locales.<\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Google Play will ban non-custodial wallets unless developers hold a FinCEN, state banking, or MiCA license.<br><br>In the EU, MiCA rules effectively block such wallets entirely from the store. <a href=\"https:\/\/t.co\/N11EcXjzzT\">pic.twitter.com\/N11EcXjzzT<\/a><\/p>&mdash; TFTC (@TFTC21) <a href=\"https:\/\/twitter.com\/TFTC21\/status\/1955693250876243992?ref_src=twsrc%5Etfw\">August 13, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><p>\u00c0 long terme, ce virage pourrait remodeler le march\u00e9 des applications crypto mobiles. Les acteurs r\u00e9gul\u00e9s b\u00e9n\u00e9ficieront d\u2019une visibilit\u00e9 accrue et d\u2019un avantage comp\u00e9titif, tandis que les services non conformes se tourneront vers des canaux de distribution alternatifs, comme les APK en t\u00e9l\u00e9chargement direct ou des stores d\u00e9centralis\u00e9s.<\/p><h3 class=\"wp-block-heading\">Vers un futur plus encadr\u00e9 de la finance num\u00e9rique<\/h3><p>Cette d\u00e9cision illustre une tendance mondiale : <strong>l\u2019encadrement progressif de la finance num\u00e9rique par des r\u00e8gles proches de celles de la finance traditionnelle<\/strong>. Pour les utilisateurs, cela peut renforcer la s\u00e9curit\u00e9 et la transparence. Pour les d\u00e9veloppeurs, en revanche, cela impose une professionnalisation acc\u00e9l\u00e9r\u00e9e et une adaptation strat\u00e9gique.<\/p><p>Le d\u00e9bat reste ouvert : faut-il privil\u00e9gier la conformit\u00e9 r\u00e9glementaire, au risque de brider l\u2019innovation, ou laisser plus de libert\u00e9 aux d\u00e9veloppeurs, quitte \u00e0 exposer les utilisateurs \u00e0 plus de risques ? Google Play, en tout cas, a choisi son camp.<\/p><p><\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p><\/p><p><strong>Sources<\/strong> : <a class=\"\" href=\"https:\/\/support.google.com\/googleplay\/android-developer\/answer\/16329703?hl=en\">Google Play \u2013 Policy Update<\/a><\/p><p><\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p><\/p><p><strong>Pour aller plus loin sur le sujet<\/strong> :<\/p><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/kucoin-quitte-france-mica\/\">KuCoin quitte la France \u00e0 cause de MiCA : l\u2019alternative pour conserver vos cryptos en s\u00e9curit\u00e9<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/cryptomonnaies-vie-privee-ua-altcoins-dac-8\/\">Cryptomonnaies et vie priv\u00e9e en danger : l\u2019UE et DAC 8, une menace syst\u00e9mique<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/coinbase-obtient-sa-licence-mica-pour-les-cryptomonnaies\/\">Coinbase frappe un grand coup en Europe : la licence MiCA qui change tout !<\/a><\/li>\n<\/ul><p><\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"><p><\/p>","protected":false},"excerpt":{"rendered":"<p>Google Play applique d\u00e9sormais une politique stricte obligeant les applications de portefeuilles crypto custodial et les plateformes d\u2019\u00e9change \u00e0 obtenir une licence officielle pour \u00eatre distribu\u00e9es en France et dans 14 autres march\u00e9s cl\u00e9s. Cette d\u00e9cision renforce l\u2019alignement des grandes plateformes avec les r\u00e9gulations financi\u00e8res nationales et internationales.Un cadre pr\u00e9cis pour les applications cryptoLes d\u00e9veloppeurs [&hellip;]<\/p>\n","protected":false},"author":691,"featured_media":162706,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,42,11,1,43],"tags":[],"editors":[2554],"sponsored_companies":[],"class_list":["post-162701","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain-news","category-finance-news","category-press-releases","category-news","category-technology-news","editors-ronan-gaillard"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Google Play exige une licence pour les wallets crypto en France<\/title>\n<meta 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