{"id":129958,"date":"2024-01-16T08:44:52","date_gmt":"2024-01-16T08:44:52","guid":{"rendered":"https:\/\/fr.cryptonews.com\/?p=129958"},"modified":"2024-01-16T08:44:56","modified_gmt":"2024-01-16T08:44:56","slug":"regulateur-francais-campagne-controle-psan-2024","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/regulateur-francais-campagne-controle-psan-2024\/","title":{"rendered":"Le r\u00e9gulateur fran\u00e7ais va mener une campagne de contr\u00f4le sur les PSAN en 2024"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-127850\" src=\"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/3\/2023\/12\/PSAN-AMF-France.jpg\" alt=\"\" width=\"1260\" height=\"630\" srcset=\"https:\/\/cryptonews.com\/fr\/wp-content\/uploads\/sites\/3\/2023\/12\/PSAN-AMF-France.jpg 1260w, https:\/\/cryptonews.com\/fr\/wp-content\/uploads\/sites\/3\/2023\/12\/PSAN-AMF-France-300x150.jpg 300w, https:\/\/cryptonews.com\/fr\/wp-content\/uploads\/sites\/3\/2023\/12\/PSAN-AMF-France-1024x512.jpg 1024w, https:\/\/cryptonews.com\/fr\/wp-content\/uploads\/sites\/3\/2023\/12\/PSAN-AMF-France-768x384.jpg 768w\" sizes=\"auto, (max-width: 1260px) 100vw, 1260px\"><\/p><p>Selon son programme de travail d&eacute;voil&eacute; hier, l&rsquo;Autorit&eacute; de contr&ocirc;le prudentiel et de r&eacute;solution (ACPR) surveillera de pr&egrave;s les prestataires de services crypto (PSAN) et la finance d&eacute;centralis&eacute;e (<a href=\"https:\/\/cryptonews.com\/fr\/news\/finance-traditionnelle-defi-meilleur-pire\/\">DeFi<\/a>) au cours de l&rsquo;ann&eacute;e 2024.\n<\/p><h2>Les axes de travail de l&rsquo;ACPR sur la blockchain<\/h2><p><span class=\"replacer\"><\/span><\/p><p>\nEn guise de feuille de route pour la nouvelle ann&eacute;e, l&rsquo;autorit&eacute; de r&eacute;gulation des banques et des assurances, l&rsquo;ACPR, a publi&eacute; son programme de travail pour 2024. Dans ce document, le r&eacute;gulateur pr&eacute;cise ses priorit&eacute;s, qui reposent sur &ldquo;<strong>la cartographie des risques du syst&egrave;me financier fran&ccedil;ais&rdquo;<\/strong>, &eacute;tablie par l&rsquo;ACPR et la Banque de France.<\/p><blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"fr\" dir=\"ltr\">\ud83c\udf89[2024]Meilleurs <a href=\"https:\/\/twitter.com\/hashtag\/v%C5%93ux?src=hash&amp;ref_src=twsrc%5Etfw\">#v\u0153ux<\/a> pour 2024!<br>Cette ann\u00e9e, l&#39;<a href=\"https:\/\/twitter.com\/hashtag\/ACPR?src=hash&amp;ref_src=twsrc%5Etfw\">#ACPR<\/a> continuera \u00e0 assurer ses missions dans les domaines de la <a href=\"https:\/\/twitter.com\/hashtag\/banque?src=hash&amp;ref_src=twsrc%5Etfw\">#banque<\/a> et de l&#39;<a href=\"https:\/\/twitter.com\/hashtag\/assurance?src=hash&amp;ref_src=twsrc%5Etfw\">#assurance<\/a> :<br>\ud83d\udd39 La pr\u00e9servation de la stabilit\u00e9 financi\u00e8re<br>\ud83d\udd39 La protection de la client\u00e8le<br>\ud83d\udd39 La LCB-FT<br>\ud83d\udd39 La pr\u00e9vention des crises et la r\u00e9solution <a href=\"https:\/\/t.co\/eBaxxXUmho\">pic.twitter.com\/eBaxxXUmho<\/a><\/p>\n<p>&mdash; Autorit\u00e9 de contr\u00f4le prudentiel et de r\u00e9solution (@ACPR_actu) <a href=\"https:\/\/twitter.com\/ACPR_actu\/status\/1742116241316188290?ref_src=twsrc%5Etfw\">January 2, 2024<\/a><\/p><\/blockquote><p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p><p>Quatre grands axes de travail ont &eacute;t&eacute; d&eacute;finis par le Coll&egrave;ge de supervision. Parmi eux, le deuxi&egrave;me point revient &agrave; rem&eacute;dier aux &ldquo;vuln&eacute;rabilit&eacute;s structurelles&rdquo; et &agrave; &ecirc;tre &ldquo;proactif dans l&rsquo;identification, la pr&eacute;vention et la supervision des risques nouveaux et en d&eacute;veloppement&rdquo;.\n<\/p><blockquote><p>&ldquo;Le risque cyber et la s&eacute;curit&eacute; des syst&egrave;mes d&rsquo;information continueront de faire l&rsquo;objet d&rsquo;un suivi soutenu dans un contexte de sophistication et d&rsquo;augmentation des attaques touchant le syst&egrave;me financier.&rdquo;<\/p><\/blockquote><h2>Lois MiCA et DORA, contr&ocirc;le sur les PSAN<\/h2><p><span class=\"replacer\"><\/span><\/p><p>\nDans ce cadre, l&rsquo;autorit&eacute; qui fait partie de la Banque de France &ldquo;continuera de suivre les travaux r&eacute;glementaires en cours au niveau international&rdquo;, en lien notamment la mise en place du <strong>r&egrave;glement europ&eacute;en<\/strong> <a href=\"https:\/\/cryptonews.com\/fr\/news\/council-of-european-union-advances-talks-on-mica-dora-regulations-fr\/\">MiCA<\/a> (Markets in Crypto-Assets) et de la loi sur la r&eacute;silience op&eacute;rationnelle num&eacute;rique (Digital Operational Resilience Act, <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/en\/TXT\/?uri=CELEX:32022R2554\" rel=\"sponsored\">DORA<\/a>), entr&eacute;s en vigueur le 29 juin 2023, et dont la mise en application est pr&eacute;vue pour la fin de l&rsquo;ann&eacute;e.<\/p><p>En 2024, l&rsquo;ACPR entend &eacute;galement maintenir les dispositifs de lutte contre le blanchiment d&rsquo;argent et le financement du terrorisme (LCB-FT) &agrave; un niveau de &ldquo;haute qualit&eacute;&rdquo;. Cela passera en particulier par la conduite d&rsquo;une &ldquo;<strong>campagne de contr&ocirc;le d&eacute;di&eacute;e<\/strong>&rdquo; au secteur des prestataires de services sur actifs num&eacute;riques (PSAN). Les modalit&eacute;s de cette campagne n&rsquo;ont pas &eacute;t&eacute; pr&eacute;cis&eacute;es.<\/p><p>Une centaine de soci&eacute;t&eacute;s sont enregistr&eacute;es aupr&egrave;s de l&rsquo;Autorit&eacute; des march&eacute;s financiers (AMF), dont certaines grandes plateformes internationales d&rsquo;&eacute;change crypto &eacute;tablies : Binance, <a href=\"https:\/\/cryptonews.com\/fr\/news\/okx-gemini-enregistrement-psan-france\/\">OKX<\/a>, <a href=\"https:\/\/cryptonews.com\/fr\/news\/ambitions-bitpanda-france-entretien-thomas-romain-directeur-commercial\/\">Bitpanda<\/a>, <a href=\"https:\/\/cryptonews.com\/fr\/news\/coinbase-enregistrement-psan-france\/\">Coinbase<\/a> ou encore Gemini. Pour rappel, une seule entit&eacute; a l&rsquo;agr&eacute;ment PSAN, il s&rsquo;agit de la filiale FORGE de la Soci&eacute;t&eacute; G&eacute;n&eacute;rale.\n<\/p><h2>La DeFI dans le viseur du r&eacute;gulateur<\/h2><p><span class=\"replacer\"><\/span><\/p><p>\nLe r&eacute;gulateur poursuivra ses travaux sur les &ldquo;dispositifs automatis&eacute;s de surveillance des transactions&rdquo;, y compris pr&eacute;cise l&rsquo;ACPR, chez les &ldquo;<strong>nouveaux acteurs de la <a href=\"https:\/\/cryptonews.com\/fr\/news\/banque-de-france-finance-decentralisee-defi\/\">finance d&eacute;sinterm&eacute;di&eacute;e<\/a><\/strong>&rdquo; et en renfor&ccedil;ant son approche de supervision fond&eacute;e sur les risques&rdquo;. Finance &ldquo;d&eacute;sinterm&eacute;di&eacute;e&rdquo;, un terme que l&rsquo;autorit&eacute; de contr&ocirc;le a d&eacute;velopp&eacute; pour la premi&egrave;re fois en 2023 &agrave; la suite d&rsquo;une consultation des acteurs du web3, pr&eacute;f&eacute;r&eacute; &agrave; celui de &ldquo;finance d&eacute;centralis&eacute;e&rdquo;.<\/p><hr><p>Sur le m&ecirc;me sujet :\n<\/p><ul>\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/2024-entretien-euci-lobby-crypto-europeen\/\">A quoi s&rsquo;attendre pour 2024 ? Entretien avec l&rsquo;EUCI, le plus gros lobby crypto europ&eacute;en<\/a><\/li>\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/banque-de-france-finance-decentralisee-defi\/\">Les pistes de la Banque de France pour r&eacute;glementer la finance d&eacute;centralis&eacute;e<\/a><\/li>\n<li><a href=\"https:\/\/cryptonews.com\/fr\/news\/council-of-european-union-advances-talks-on-mica-dora-regulations-fr\/\">Les discussions de l&rsquo;Union europ&eacute;enne sur la r&eacute;gulation (MiCA et DORA) avancent<\/a><\/li>\n<\/ul><p><!-- notionvc: a2ac13c0-b880-49f5-aac9-f18cefaa92c1 --><\/p>","protected":false},"excerpt":{"rendered":"<p>Selon son programme de travail d&eacute;voil&eacute; hier, l&rsquo;Autorit&eacute; de contr&ocirc;le prudentiel et de r&eacute;solution (ACPR) surveillera de pr&egrave;s les prestataires de services crypto (PSAN) et la finance d&eacute;centralis&eacute;e (DeFi) au cours de l&rsquo;ann&eacute;e 2024. Les axes de travail de l&rsquo;ACPR sur la blockchain En guise de feuille de route pour la nouvelle ann&eacute;e, l&rsquo;autorit&eacute; de [&hellip;]<\/p>\n","protected":false},"author":279,"featured_media":127850,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,10],"tags":[266],"editors":[2550],"sponsored_companies":[],"class_list":["post-129958","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain-news","category-defi-news","tag-defi","editors-jurgen-hoffman"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Le r\u00e9gulateur fran\u00e7ais va mener une campagne de contr\u00f4le sur les PSAN en 2024<\/title>\n<meta name=\"description\" content=\"L\u2019Autorit\u00e9 de contr\u00f4le prudentiel et de r\u00e9solution (ACPR) 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