{"id":107059,"date":"2023-07-20T17:06:00","date_gmt":"2023-07-20T17:06:00","guid":{"rendered":"https:\/\/fr.cryptonews.com\/?p=120164"},"modified":"2023-07-20T20:20:53","modified_gmt":"2023-07-20T20:20:53","slug":"fed-affirme-service-fednow-est-aucun-cas-cbdc","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/fed-affirme-service-fednow-est-aucun-cas-cbdc\/","title":{"rendered":"La FED affirme que son service FedNow n\u2019est en aucun cas une CBDC"},"content":{"rendered":"<figure class=\"image\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/news\/120164\/319060\/fed-cbdc.jpg\" alt=\"La FED affirme que son service FedNow n&rsquo;est en aucun cas une CBDC\" srcset=\"https:\/\/cimg.co\/news\/120164\/319060\/responsive-images\/fed-cbdc___media_library_original_1260_630.jpg 1260w, https:\/\/cimg.co\/news\/120164\/319060\/responsive-images\/fed-cbdc___media_library_original_1200_600.jpg 1200w, https:\/\/cimg.co\/news\/120164\/319060\/responsive-images\/fed-cbdc___media_library_original_900_450.jpg 900w, https:\/\/cimg.co\/news\/120164\/319060\/responsive-images\/fed-cbdc___media_library_original_720_360.jpg 720w, https:\/\/cimg.co\/news\/120164\/319060\/responsive-images\/fed-cbdc___media_library_original_600_300.jpg 600w, https:\/\/cimg.co\/news\/120164\/319060\/responsive-images\/fed-cbdc___media_library_original_300_150.jpg 300w\" sizes=\"100vw\" width=\"1260\" class=\"content-img\"><\/figure><p class=\"wp-block-paragraph\">Le service FedNow de la R&eacute;serve f&eacute;d&eacute;rale am&eacute;ricaine (FED) a r&eacute;cemment fait l&rsquo;objet d&rsquo;une clarification de la part de l&rsquo;institution, <strong>affirmant qu&rsquo;il<\/strong> <strong>n&rsquo;entretient aucun lien avec les monnaies num&eacute;riques de banque centrale (CBDC)<\/strong>.<\/p><p>Cette clarification intervient apr&egrave;s <strong>que la FED a<\/strong> <strong>certifi&eacute; le FedNow Service comme &eacute;tant \u00ab\u00a0pr&ecirc;t\u00a0\u00bb<\/strong> suite &agrave; l&rsquo;int&eacute;gration de 41 institutions financi&egrave;res, 15 prestataires de services, ainsi que du D&eacute;partement du Tr&eacute;sor am&eacute;ricain pour tester le syst&egrave;me avant son lancement pr&eacute;vu d&rsquo;ici la fin de juillet 2023.<\/p><h2>La Fed D&eacute;ment les Rumeurs liant FedNow &agrave; une Future CBDC<\/h2><span class=\"replacer\"><\/span><p>Des <strong>sp&eacute;culations ont circul&eacute;<\/strong>, sugg&eacute;rant que le FedNow Service pourrait &ecirc;tre le premier pas au d&eacute;veloppement <a href=\"https:\/\/cryptonews.com\/fr\/news\/il-pourrait-avoir-20-cbdc-operationnelles-2030\/\">d&rsquo;une CBDC<\/a> aux &Eacute;tats-Unis. Cette clarification de la FED vise &agrave; dissiper les confusions et &agrave; pr&eacute;ciser que <strong>le FedNow Service n&rsquo;a aucun lien direct avec les initiatives de CBDC <\/strong>en cours dans d&rsquo;autres pays.<\/p><p>Suite &agrave; l&rsquo;int&eacute;gration de <strong>41 institutions financi&egrave;res, de 15 prestataires de services et du D&eacute;partement du Tr&eacute;sor am&eacute;ricain pour tester le syst&egrave;me<\/strong>, la R&eacute;serve f&eacute;d&eacute;rale a certifi&eacute; le FedNow Service comme &eacute;tant \u00ab\u00a0pr&ecirc;t\u00a0\u00bb. Ce service, dont le lancement est pr&eacute;vu <strong>d&rsquo;ici la fin de juillet 2023<\/strong>, offre des paiements en monnaie fiduciaire instantan&eacute;s et un r&egrave;glement brut en temps r&eacute;el (RTGS).<\/p><p>Le FedNow Service, annonc&eacute; par la FED en 2019, est <strong>un syst&egrave;me de paiement en temps r&eacute;el con&ccedil;u pour faciliter les transferts de fonds instantan&eacute;s<\/strong>, 24 heures sur 24 et 7 jours sur 7, &agrave; destination des particuliers et des entreprises. Son objectif est <strong>d&rsquo;am&eacute;liorer l&rsquo;efficacit&eacute; et la rapidit&eacute; des paiements aux &Eacute;tats-Unis<\/strong>, en offrant une alternative plus rapide aux syst&egrave;mes de compensation existants.<\/p><h2>La Fed S&eacute;pare FedNow des Monnaies Num&eacute;riques et Retarde la CBDC<\/h2><span class=\"replacer\"><\/span><p>Le monde de la cryptomonnaie <strong>attend avec impatience la r&eacute;ponse des banques centrales <\/strong>face &agrave; l&rsquo;essor sans pr&eacute;c&eacute;dent <a href=\"https:\/\/cryptonews.com\/fr\/news\/rapport-maison-blanche-fustige-industrie-actifs-numeriques-reglementation-severe\/\">des actifs num&eacute;riques<\/a>. Pour certains, la solution se trouve dans les <a href=\"https:\/\/cryptonews.com\/fr\/news\/sept-banques-centrales-partagent-leurs-points-de-vue-sur-lavenir-des-cbdc-dans-un-document\/\">CBDC<\/a>, les Monnaies Digitales de Banque Centrale, dont le lancement est anticip&eacute; depuis des mois.<\/p><p>Cependant, la R&eacute;serve F&eacute;d&eacute;rale am&eacute;ricaine (la Fed) vient <strong>de pr&eacute;ciser ses intentions dans un tweet <\/strong>qui pourrait d&eacute;cevoir certains.<\/p><figure class=\"media\"><oembed url=\"https:\/\/twitter.com\/federalreserve\/status\/1681714825896787972?s=20\"><\/oembed><\/figure><p>En effet, la FED a d&eacute;clar&eacute; que le service FedNow, <strong>souvent compar&eacute; &agrave; des services de paiement tels que<\/strong> <strong>Fedwire et FedACH<\/strong>, op&egrave;re uniquement au sein de <a href=\"https:\/\/cryptonews.com\/fr\/news\/cbdcs-an-investment-protect-fiat-system-cash-will-disappear-swedish-central-banker-says-fr\/\">l&rsquo;&eacute;cosyst&egrave;me fiat<\/a> traditionnel. Elle a clarifi&eacute; :<\/p><blockquote><p>\u00ab\u00a0Le service FedNow n&rsquo;est pas li&eacute; &agrave; une monnaie num&eacute;rique. Il s&rsquo;agit d&rsquo;un service de paiement que la R&eacute;serve F&eacute;d&eacute;rale met &agrave; la disposition des banques et des unions de cr&eacute;dit pour transf&eacute;rer des fonds pour leurs clients.\u00a0\u00bb<\/p><\/blockquote><p>Cette mise au point r&eacute;affirme la s&eacute;paration entre les activit&eacute;s traditionnelles de la banque centrale et l&rsquo;univers des cryptomonnaies. De plus, <strong>la FED a confirm&eacute; qu&rsquo;elle n&rsquo;a pas encore pris de d&eacute;cision quant &agrave; l&rsquo;&eacute;mission d&rsquo;un CBDC<\/strong>, \u00ab\u00a0la d&eacute;marche vers l&rsquo;&eacute;mission d&rsquo;une telle monnaie num&eacute;rique ne serait entreprise qu&rsquo;avec l&rsquo;existence d&rsquo;une loi sp&eacute;cifiquement l&rsquo;autorisant.\u00a0\u00bb.<\/p><p>La <a href=\"https:\/\/cryptonews.com\/fr\/news\/la-reserve-federale-americaine-annonce-un-financement-de-25-milliards-de-dollars-pour-soutenir-les-banques\/\">R&eacute;serve F&eacute;d&eacute;rale<\/a>, comme d&rsquo;autres banques centrales &agrave; travers le monde, <strong>continue donc d&rsquo;analyser l&rsquo;&eacute;ventualit&eacute; d&rsquo;une monnaie num&eacute;rique<\/strong>.<\/p><p><i>Source : <\/i><a href=\"https:\/\/cointelegraph.com\/news\/federal-reserve-service-not-related-to-cbdcs\"><i>Cointelegraph<\/i><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Le service FedNow de la R&eacute;serve f&eacute;d&eacute;rale am&eacute;ricaine (FED) a r&eacute;cemment fait l&rsquo;objet d&rsquo;une clarification de la part de l&rsquo;institution, affirmant qu&rsquo;il n&rsquo;entretient aucun lien avec les monnaies num&eacute;riques de banque centrale (CBDC).Cette clarification intervient apr&egrave;s que la FED a certifi&eacute; le FedNow Service comme &eacute;tant \u00ab\u00a0pr&ecirc;t\u00a0\u00bb suite &agrave; l&rsquo;int&eacute;gration de 41 institutions financi&egrave;res, 15 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[42,1],"tags":[],"editors":[2550],"sponsored_companies":[],"class_list":["post-107059","post","type-post","status-publish","format-standard","hentry","category-finance-news","category-news","editors-jurgen-hoffman"],"acf":[],"yoast_head":"<!-- This site is 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