{"id":106785,"date":"2023-07-04T05:49:00","date_gmt":"2023-07-04T05:49:00","guid":{"rendered":"https:\/\/fr.cryptonews.com\/?p=118604"},"modified":"2023-07-04T11:32:02","modified_gmt":"2023-07-04T11:32:02","slug":"coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/","title":{"rendered":"Coinbase vise \u00e0 moderniser et s\u00e9curiser les syst\u00e8mes de d\u00e9p\u00f4t direct avec des r\u00e8glements bas\u00e9s sur la blockchain et les stablecoins"},"content":{"rendered":"<figure class=\"image\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/news\/118604\/316024\/coinbase-blockchain-stablecoin.jpg\" alt=\"Coinbase vise &agrave; moderniser et s&eacute;curiser les syst&egrave;mes de d&eacute;p&ocirc;t direct avec des r&egrave;glements bas&eacute;s sur la blockchain et les stablecoins\" srcset=\"https:\/\/cimg.co\/news\/118604\/316024\/responsive-images\/coinbase-blockchain-stablecoin___media_library_original_1260_630.jpg 1260w, https:\/\/cimg.co\/news\/118604\/316024\/responsive-images\/coinbase-blockchain-stablecoin___media_library_original_1200_600.jpg 1200w, https:\/\/cimg.co\/news\/118604\/316024\/responsive-images\/coinbase-blockchain-stablecoin___media_library_original_900_450.jpg 900w, https:\/\/cimg.co\/news\/118604\/316024\/responsive-images\/coinbase-blockchain-stablecoin___media_library_original_720_360.jpg 720w, https:\/\/cimg.co\/news\/118604\/316024\/responsive-images\/coinbase-blockchain-stablecoin___media_library_original_600_300.jpg 600w, https:\/\/cimg.co\/news\/118604\/316024\/responsive-images\/coinbase-blockchain-stablecoin___media_library_original_300_150.jpg 300w\" sizes=\"100vw\" width=\"1260\" class=\"content-img\"><\/figure><p>Coinbase &oelig;uvre &agrave; la modernisation du syst&egrave;me financier en proposant <strong>des produits fiables visant &agrave; &eacute;tendre l&#8217;utilit&eacute; et l&#8217;adoption des crypto-monnaies<\/strong>. La crypto-monnaie repr&eacute;sente une mise &agrave; jour du syst&egrave;me de d&eacute;p&ocirc;t direct, connu sous le nom de <strong>Automated Clearing House (ACH)<\/strong>, <strong>qui est plus ancien et plus lent<\/strong>.<\/p><p>Le syst&egrave;me de d&eacute;p&ocirc;t direct ACH, qui comprend plusieurs &eacute;tapes telles que <strong>l&#8217;initiation, la transmission, la compensation et le d&eacute;p&ocirc;t<\/strong>, pr&eacute;sente des inconv&eacute;nients majeurs tels que des d&eacute;lais de traitement <strong>pouvant aller jusqu&#8217;&agrave; 2 jours ouvrables<\/strong>. Coinbase vise &agrave; r&eacute;soudre ces lacunes en proposant des r&egrave;glements<strong> en stablecoin bas&eacute;s sur la blockchain<\/strong>.<\/p><h2>Les Avantages des R&egrave;glements en Stablecoin Bas&eacute;s sur la Blockchain<\/h2><span class=\"replacer\"><\/span><p>Les avantages de cette solution sont nombreux. Tout d&#8217;abord, les <strong>d&eacute;lais de confirmation des transactions en stablecoin sont consid&eacute;rablement plus rapides<\/strong>, allant de quelques minutes &agrave; quelques minutes seulement, <strong>par rapport aux d&eacute;p&ocirc;ts directs ACH<\/strong>.&nbsp;<\/p><p>Cette am&eacute;lioration de la vitesse<strong> permet des &eacute;conomies de co&ucirc;ts importantes<\/strong>, estim&eacute;es &agrave; environ 2,67 milliards de dollars par an, en tenant compte du temps de r&egrave;glement plus court et du volume des transactions.<\/p><p>De plus, <a href=\"https:\/\/cryptonews.com\/fr\/exclusives\/les-stablecoins-a-quoi-servent-ils-et-a-quel-point-sont-ils-stables\/\">les stablecoins<\/a>, tels que l&#8217;<a href=\"https:\/\/cryptonews.com\/fr\/coins\/usd-coin\/\">USDC<\/a> index&eacute; sur le dollar am&eacute;ricain, garantissent la stabilit&eacute; des transactions <strong>en minimisant la volatilit&eacute; des prix<\/strong>. En &eacute;liminant les interm&eacute;diaires tels que les institutions financi&egrave;res d&eacute;positaires, les r&egrave;glements en stablecoin bas&eacute;s sur la blockchain permettent <strong>aux utilisateurs de contr&ocirc;ler directement leurs actifs<\/strong>, r&eacute;duisant ainsi les risques de d&eacute;faillances et de retards.<\/p><p>La nature atomique des transactions en stablecoin garantit qu&#8217;une fois confirm&eacute;es et enregistr&eacute;es sur la blockchain, elles <strong>deviennent irr&eacute;versibles<\/strong>. De plus, la transparence et la confiance offertes par les blockchains en open source favorisent l&#8217;innovation et l&#8217;efficacit&eacute; <strong>en permettant aux d&eacute;veloppeurs d&#8217;examiner, de modifier et d&#8217;int&eacute;grer<\/strong> les infrastructures existantes.<\/p><h2>Une Alternative Robuste Compar&eacute;e aux D&eacute;p&ocirc;ts Directs ACH<\/h2><span class=\"replacer\"><\/span><p>Pour <strong>renforcer la s&eacute;curit&eacute; des r&egrave;glements en stablecoin<\/strong>, Coinbase a mis en place des mesures suppl&eacute;mentaires, telles que les portefeuilles crypto bas&eacute;s sur <strong>le Multipartite Computation (MPC)<\/strong>, les portefeuilles intelligents &agrave; signatures multiples et les portefeuilles de garde.<\/p><p>Parall&egrave;lement, des efforts l&eacute;gislatifs sont en cours pour &eacute;tablir des lignes directrices compl&egrave;tes pour les march&eacute;s des <a href=\"https:\/\/cryptonews.com\/fr\/exclusives\/meilleurs-stablecoins\/\">stablecoins<\/a>, <strong>renfor&ccedil;ant ainsi la fiabilit&eacute; et la gestion responsable<\/strong> de ces r&egrave;glements bas&eacute;s sur la blockchain.<\/p><p>En modernisant le syst&egrave;me financier avec des r&egrave;glements en stablecoin bas&eacute;s sur la <a href=\"https:\/\/cryptonews.com\/fr\/guides\/blockchain\/\">blockchain<\/a>, Coinbase vise &agrave; rem&eacute;dier<strong> aux inefficacit&eacute;s et aux probl&egrave;mes de protection<\/strong> des consommateurs des m&eacute;thodes traditionnelles.&nbsp;<\/p><p>Des d&eacute;lais de confirmation plus rapides, <strong>des &eacute;conomies de co&ucirc;ts significatives, une volatilit&eacute; des prix r&eacute;duite et une s&eacute;curit&eacute; accrue<\/strong> contribuent &agrave; un syst&egrave;me financier <strong>plus efficace et s&ucirc;r par rapport aux D&eacute;p&ocirc;ts Directs ACH.<\/strong><\/p><p>Coinbase envisage un avenir avec lequel les transactions financi&egrave;res permettent aux individus et aux entreprises <strong>de b&eacute;n&eacute;ficier d&#8217;une libert&eacute; &eacute;conomique<\/strong> et d&#8217;opportunit&eacute;s &agrave; l&#8217;&eacute;chelle mondiale.<\/p><p><i>Source : <\/i><a href=\"https:\/\/www.coinbase.com\/blog\/modernizing-and-securing-direct-deposit-systems-with-blockchain-based\"><i>Coinbase<\/i><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Coinbase &oelig;uvre &agrave; la modernisation du syst&egrave;me financier en proposant des produits fiables visant &agrave; &eacute;tendre l&#8217;utilit&eacute; et l&#8217;adoption des crypto-monnaies. La crypto-monnaie repr&eacute;sente une mise &agrave; jour du syst&egrave;me de d&eacute;p&ocirc;t direct, connu sous le nom de Automated Clearing House (ACH), qui est plus ancien et plus lent.Le syst&egrave;me de d&eacute;p&ocirc;t direct ACH, qui [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5,2],"tags":[],"editors":[2550],"sponsored_companies":[],"class_list":["post-106785","post","type-post","status-publish","format-standard","hentry","category-features","category-exclusives","editors-jurgen-hoffman"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Coinbase vise \u00e0 moderniser et s\u00e9curiser les syst\u00e8mes de d\u00e9p\u00f4t direct avec des r\u00e8glements bas\u00e9s sur la blockchain et les stablecoins<\/title>\n<meta name=\"description\" content=\"Coinbase, la plateforme de cryptomonnaies, vise \u00e0 moderniser les r\u00e8glements financiers en proposant des r\u00e8glements en stablecoin bas\u00e9s sur la blockchain.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Coinbase vise \u00e0 moderniser et s\u00e9curiser les syst\u00e8mes de d\u00e9p\u00f4t direct avec des r\u00e8glements bas\u00e9s sur la blockchain et les stablecoins\" \/>\n<meta property=\"og:description\" content=\"Coinbase, la plateforme de cryptomonnaies, vise \u00e0 moderniser les r\u00e8glements financiers en proposant des r\u00e8glements en stablecoin bas\u00e9s sur la blockchain.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/\" \/>\n<meta property=\"og:site_name\" content=\"Cryptonews France\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-04T05:49:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-04T11:32:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cimg.co\/news\/118604\/316024\/coinbase-blockchain-stablecoin.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Coinbase vise \u00e0 moderniser et s\u00e9curiser les syst\u00e8mes de d\u00e9p\u00f4t direct avec des r\u00e8glements bas\u00e9s sur la blockchain et les stablecoins\" \/>\n<meta name=\"twitter:description\" content=\"Coinbase, la plateforme de cryptomonnaies, vise \u00e0 moderniser les r\u00e8glements financiers en proposant des r\u00e8glements en stablecoin bas\u00e9s sur la blockchain.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/cimg.co\/news\/118604\/316024\/coinbase-blockchain-stablecoin.jpg\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Coinbase vise \u00e0 moderniser et s\u00e9curiser les syst\u00e8mes de d\u00e9p\u00f4t direct avec des r\u00e8glements bas\u00e9s sur la blockchain et les stablecoins","description":"Coinbase, la plateforme de cryptomonnaies, vise \u00e0 moderniser les r\u00e8glements financiers en proposant des r\u00e8glements en stablecoin bas\u00e9s sur la blockchain.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/","og_locale":"fr_FR","og_type":"article","og_title":"Coinbase vise \u00e0 moderniser et s\u00e9curiser les syst\u00e8mes de d\u00e9p\u00f4t direct avec des r\u00e8glements bas\u00e9s sur la blockchain et les stablecoins","og_description":"Coinbase, la plateforme de cryptomonnaies, vise \u00e0 moderniser les r\u00e8glements financiers en proposant des r\u00e8glements en stablecoin bas\u00e9s sur la blockchain.","og_url":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/","og_site_name":"Cryptonews France","article_published_time":"2023-07-04T05:49:00+00:00","article_modified_time":"2023-07-04T11:32:02+00:00","og_image":[{"url":"https:\/\/cimg.co\/news\/118604\/316024\/coinbase-blockchain-stablecoin.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_title":"Coinbase vise \u00e0 moderniser et s\u00e9curiser les syst\u00e8mes de d\u00e9p\u00f4t direct avec des r\u00e8glements bas\u00e9s sur la blockchain et les stablecoins","twitter_description":"Coinbase, la plateforme de cryptomonnaies, vise \u00e0 moderniser les r\u00e8glements financiers en proposant des r\u00e8glements en stablecoin bas\u00e9s sur la blockchain.","twitter_image":"https:\/\/cimg.co\/news\/118604\/316024\/coinbase-blockchain-stablecoin.jpg","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/#article","isPartOf":{"@id":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/"},"author":{"name":"giedrius","@id":"https:\/\/cryptonews.com\/fr\/#\/schema\/person\/5d79e712f570715212460260f4f9cc0f"},"headline":"Coinbase vise \u00e0 moderniser et s\u00e9curiser les syst\u00e8mes de d\u00e9p\u00f4t direct avec des r\u00e8glements bas\u00e9s sur la blockchain et les stablecoins","datePublished":"2023-07-04T05:49:00+00:00","dateModified":"2023-07-04T11:32:02+00:00","mainEntityOfPage":{"@id":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/"},"wordCount":663,"publisher":{"@id":"https:\/\/cryptonews.com\/fr\/#organization"},"image":{"@id":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/#primaryimage"},"thumbnailUrl":"https:\/\/cimg.co\/news\/118604\/316024\/coinbase-blockchain-stablecoin.jpg","articleSection":["Articles","Exclusives"],"inLanguage":"fr-FR","copyrightYear":"2023","copyrightHolder":{"@id":"https:\/\/cryptonews.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/","url":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/","name":"Coinbase vise \u00e0 moderniser et s\u00e9curiser les syst\u00e8mes de d\u00e9p\u00f4t direct avec des r\u00e8glements bas\u00e9s sur la blockchain et les stablecoins","isPartOf":{"@id":"https:\/\/cryptonews.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/#primaryimage"},"image":{"@id":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/#primaryimage"},"thumbnailUrl":"https:\/\/cimg.co\/news\/118604\/316024\/coinbase-blockchain-stablecoin.jpg","datePublished":"2023-07-04T05:49:00+00:00","dateModified":"2023-07-04T11:32:02+00:00","description":"Coinbase, la plateforme de cryptomonnaies, vise \u00e0 moderniser les r\u00e8glements financiers en proposant des r\u00e8glements en stablecoin bas\u00e9s sur la blockchain.","breadcrumb":{"@id":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/"]}],"author":[]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/#primaryimage","url":"https:\/\/cimg.co\/news\/118604\/316024\/coinbase-blockchain-stablecoin.jpg","contentUrl":"https:\/\/cimg.co\/news\/118604\/316024\/coinbase-blockchain-stablecoin.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/cryptonews.com\/fr\/exclusives\/coinbase-moderniser-securiser-systemes-depot-direct-reglements-bases-blockchain-stablecoins\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cryptonews.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Coinbase vise \u00e0 moderniser et s\u00e9curiser les syst\u00e8mes de d\u00e9p\u00f4t direct avec des r\u00e8glements bas\u00e9s sur la blockchain et les stablecoins"}]},{"@type":"WebSite","@id":"https:\/\/cryptonews.com\/fr\/#website","url":"https:\/\/cryptonews.com\/fr\/","name":"Cryptonews","description":"","publisher":{"@id":"https:\/\/cryptonews.com\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cryptonews.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/cryptonews.com\/fr\/#organization","name":"Cryptonews France","url":"https:\/\/cryptonews.com\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/cryptonews.com\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/3\/2023\/09\/4.jpg","contentUrl":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/3\/2023\/09\/4.jpg","width":1669,"height":874,"caption":"Cryptonews France"},"image":{"@id":"https:\/\/cryptonews.com\/fr\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/posts\/106785","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/comments?post=106785"}],"version-history":[{"count":0,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/posts\/106785\/revisions"}],"wp:attachment":[{"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/media?parent=106785"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/categories?post=106785"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/tags?post=106785"},{"taxonomy":"editors","embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/editors?post=106785"},{"taxonomy":"sponsored_companies","embeddable":true,"href":"https:\/\/cryptonews.com\/fr\/wp-json\/wp\/v2\/sponsored_companies?post=106785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}