{"id":105758,"date":"2023-05-02T10:06:00","date_gmt":"2023-05-02T10:06:00","guid":{"rendered":"https:\/\/fr.cryptonews.com\/?p=112708"},"modified":"2023-06-26T11:08:13","modified_gmt":"2023-06-26T11:08:13","slug":"blur-lance-un-nouveau-protocole-de-pret-perpetuel-nft","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/blur-lance-un-nouveau-protocole-de-pret-perpetuel-nft\/","title":{"rendered":"Blur lance un nouveau protocole de pr\u00eat perp\u00e9tuel NFT"},"content":{"rendered":"<figure class=\"image\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/news\/112708\/272393\/fvdr4ikaeauymw.jpg\" srcset=\"https:\/\/cimg.co\/news\/112708\/272393\/responsive-images\/fvdr4ikaeauymw___media_library_original_1920_1080.jpg 1920w, https:\/\/cimg.co\/news\/112708\/272393\/responsive-images\/fvdr4ikaeauymw___media_library_original_1200_675.jpg 1200w, https:\/\/cimg.co\/news\/112708\/272393\/responsive-images\/fvdr4ikaeauymw___media_library_original_900_506.jpg 900w, https:\/\/cimg.co\/news\/112708\/272393\/responsive-images\/fvdr4ikaeauymw___media_library_original_720_405.jpg 720w, https:\/\/cimg.co\/news\/112708\/272393\/responsive-images\/fvdr4ikaeauymw___media_library_original_600_338.jpg 600w, https:\/\/cimg.co\/news\/112708\/272393\/responsive-images\/fvdr4ikaeauymw___media_library_original_300_169.jpg 300w\" width=\"1920\" class=\"content-img\" alt=\"\"><figcaption>Source : Blur_io \/ Twitter<\/figcaption><\/figure><p class=\"wp-block-paragraph\">La plateforme d&rsquo;&eacute;change de jetons non fongibles Blur <a href=\"https:\/\/www.paradigm.xyz\/2023\/05\/blend\">a officialis&eacute; le lancement<\/a>&nbsp;de Blend, le 1er mai. Il s&rsquo;agit d&rsquo;un <strong>protocole de pr&ecirc;t perp&eacute;tuel peer-to-peer prenant en charge les garanties NFT.&nbsp;<\/strong><\/p><p>Ce moyen servira &agrave; la financiarisation &agrave; l&rsquo;&eacute;chelle selon les d&eacute;veloppeurs. Blend a &eacute;t&eacute; d&eacute;velopp&eacute; avec le concours de la soci&eacute;t&eacute; Paradigm.<\/p><h2>Blur annonce le lancement de son protocole de pr&ecirc;t NFT<\/h2><span class=\"replacer\"><\/span><p>Blur, la plateforme d&rsquo;&eacute;change <a href=\"https:\/\/cryptonews.com\/fr\/news\/les-ventes-de-nft-de-donald-trump-lui-auraient-rapporte-jusqua-1-million-de-dollars\/\">NFT<\/a> a <strong>lanc&eacute; Blend<\/strong>, son nouveau protocole de pr&ecirc;t qui ne d&eacute;pend pas d&rsquo;un oracle, et n&rsquo;impose pas de temps d&rsquo;expiration. Il permet donc <strong>l&rsquo;ouverture des positions d&rsquo;emprunt de fa&ccedil;on ind&eacute;finie jusqu&rsquo;&agrave; leur r&eacute;siliation<\/strong>.<\/p><p>Selon les d&eacute;veloppeurs, ce protocole ne pr&eacute;l&egrave;ve pas de frais sur les emprunts ni sur les pr&ecirc;ts.<\/p><figure class=\"media\"><oembed url=\"https:\/\/twitter.com\/blur_io\/status\/1653051815011971073?s=20\"><\/oembed><\/figure><p>Avec Blend, les positions d&rsquo;emprunt s&rsquo;ex&eacute;cutent automatiquement pendant la dur&eacute;e de temps que le pr&ecirc;teur est capable de consentir contre sa garantie NFT.<\/p><p>Pour mener &agrave; bien son objectif, Blend propose un <strong>protocole hors cha&icirc;ne sophistiqu&eacute;<\/strong> capable d&rsquo;offrir le taux le plus comp&eacute;titif. Ainsi, les transactions en cha&icirc;ne ne sont pas requises, sauf si une partie d&eacute;cide unilat&eacute;ralement de quitter la position ou en cas de changement de taux d&rsquo;int&eacute;r&ecirc;t. Dans ce cas, les positions peuvent &ecirc;tre refinanc&eacute;es.<\/p><h2>Reconduction tacite du pr&ecirc;t entre les parties<\/h2><span class=\"replacer\"><\/span><p>Le principe du protocole de pr&ecirc;t perp&eacute;tuel est de permettre aux pr&ecirc;teurs et aux emprunteurs de prolonger par d&eacute;faut le d&eacute;lai d&rsquo;expiration du pr&ecirc;t d&rsquo;une p&eacute;riode pr&eacute;d&eacute;termin&eacute;e.<\/p><p>Dans le cas o&ugrave; le pr&ecirc;teur veut r&eacute;silier le pr&ecirc;t contre la volont&eacute; de l&rsquo;emprunteur, le <strong>refinancement est organis&eacute; sous forme d&rsquo;une \u00ab\u00a0ench&egrave;re n&eacute;erlandaise\u00a0\u00bb<\/strong> de taux d&rsquo;int&eacute;r&ecirc;t. Cette ench&egrave;re intervient lorsque l&rsquo;emprunteur n&rsquo;a pas rembours&eacute; sa dette &agrave; l&rsquo;expiration du pr&ecirc;t.<\/p><p><strong>L&rsquo;int&eacute;r&ecirc;t d&eacute;bute &agrave; 0 % de refinancement <\/strong>et son taux augmente de mani&egrave;re constante avec l&rsquo;&eacute;volution de l&rsquo;ench&egrave;re.<\/p><p>Les d&eacute;veloppeurs ont aussi ajout&eacute; que le protocole permettrait de <strong>liquider un jeton non fongible chaque fois qu&rsquo;un pr&ecirc;teur d&eacute;clenche une ench&egrave;re de refinancement<\/strong> et qu&rsquo;aucun emprunteur ne se propose pour reprendre la dette &agrave; n&rsquo;importe quel taux d&rsquo;int&eacute;r&ecirc;t.<\/p><p>Toujours d&rsquo;apr&egrave;s les d&eacute;veloppeurs de Blend, les emprunteurs ont <strong>la possibilit&eacute; de rembourser le pr&ecirc;t &agrave; tout moment<\/strong>. Ils ont ajout&eacute; que l&rsquo;emprunteur peut modifier le montant de l&rsquo;emprunt ou obtenir un meilleur taux d&rsquo;int&eacute;r&ecirc;t s&rsquo;il le souhaite. Pour cela, il peut choisir de contracter un nouveau pr&ecirc;t et s&rsquo;en servir pour rembourser l&rsquo;ancien pr&ecirc;t contre sa garantie.<\/p><p>Blur a vu le jour au troisi&egrave;me trimestre 2022. Depuis le 14 f&eacute;vrier, la plateforme a lanc&eacute; des \u00ab\u00a0forfaits de soins\u00a0\u00bb gr&acirc;ce auxquels les utilisateurs recevaient des r&eacute;compenses &eacute;changeables contre des jetons BLUR. Cette strat&eacute;gie lui a permis d&rsquo;augmenter consid&eacute;rablement son activit&eacute; commerciale. D&eacute;sormais, Blur a <a href=\"https:\/\/dune.com\/hildobby\/NFTs\">d&eacute;pass&eacute;<\/a>&nbsp;<a href=\"https:\/\/cryptonews.com\/fr\/news\/opensea-pro-envisage-de-recuperer-des-parts-de-marche-a-blur\/\">OpenSea en termes de volume de transactions<\/a>.&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Source : Blur_io \/ TwitterLa plateforme d&rsquo;&eacute;change de jetons non fongibles Blur a officialis&eacute; le lancement&nbsp;de Blend, le 1er mai. Il s&rsquo;agit d&rsquo;un protocole de pr&ecirc;t perp&eacute;tuel peer-to-peer prenant en charge les garanties NFT.&nbsp;Ce moyen servira &agrave; la financiarisation &agrave; l&rsquo;&eacute;chelle selon les d&eacute;veloppeurs. Blend a &eacute;t&eacute; d&eacute;velopp&eacute; avec le concours de la soci&eacute;t&eacute; Paradigm.Blur [&hellip;]<\/p>\n","protected":false},"author":128,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10,1],"tags":[],"editors":[2034],"sponsored_companies":[],"class_list":["post-105758","post","type-post","status-publish","format-standard","hentry","category-defi-news","category-news","editors-rose-bidzogo"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blur lance un nouveau protocole de pr\u00eat perp\u00e9tuel NFT<\/title>\n<meta name=\"description\" content=\"La plateforme d&#039;\u00e9change Blur a annonc\u00e9 le lancement d&#039;un nouveau protocole de pr\u00eat perp\u00e9tuel NFT nomm\u00e9 Blend.\" \/>\n<meta name=\"robots\" content=\"index, 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