{"id":100710,"date":"2023-01-10T11:39:00","date_gmt":"2023-01-10T11:39:00","guid":{"rendered":"https:\/\/fr.cryptonews.com\/?p=100710"},"modified":"2023-06-26T11:07:45","modified_gmt":"2023-06-26T11:07:45","slug":"metropolitan-commercial-bank-suspend-crypto-segment-fr","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/fr\/news\/metropolitan-commercial-bank-suspend-crypto-segment-fr\/","title":{"rendered":"La Metropolitan Commercial Bank suspend les activit\u00e9s de son segment crypto et souligne l&#8217;absence de passif li\u00e9 \u00e0 celui-ci"},"content":{"rendered":"<figure class=\"image\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/news\/100676\/248900\/adobestock-krizde-1.jpeg\" alt=\"\" srcset=\"https:\/\/cimg.co\/news\/100676\/248900\/responsive-images\/adobestock-krizde-1___media_library_original_1021_681.jpeg 1021w, https:\/\/cimg.co\/news\/100676\/248900\/responsive-images\/adobestock-krizde-1___media_library_original_900_600.jpeg 900w, https:\/\/cimg.co\/news\/100676\/248900\/responsive-images\/adobestock-krizde-1___media_library_original_720_480.jpeg 720w, https:\/\/cimg.co\/news\/100676\/248900\/responsive-images\/adobestock-krizde-1___media_library_original_600_400.jpeg 600w, https:\/\/cimg.co\/news\/100676\/248900\/responsive-images\/adobestock-krizde-1___media_library_original_300_200.jpeg 300w\" sizes=\"100vw\" width=\"1021\" class=\"content-img\"><figcaption>Source: AdobeStock \/ Krizde<\/figcaption><\/figure><p style=\"text-align:justify;\">La <strong>Metropolitan Bank Holding Corp<\/strong>, soci&eacute;t&eacute; m&egrave;re de la <strong>Metropolitan Commercial Bank<\/strong> (MCB), bas&eacute;e &agrave; New York et dot&eacute;e de 6,4 milliards de dollars d&#8217;actifs, a annonc&eacute; qu&#8217;elle allait se retirer du secteur des crypto-actifs.<\/p><p style=\"text-align:justify;\"><strong>Mark R. DeFazio<\/strong>, pr&eacute;sident et chef de la direction de MCB, a d&eacute;clar&eacute; que cette d&eacute;cision &#8220;repr&eacute;sente l&#8217;aboutissement d&#8217;un processus qui a commenc&eacute; en 2017, lorsque nous avons d&eacute;cid&eacute; de pivoter &agrave; l&rsquo;&eacute;cart de la crypto et de ne pas d&eacute;velopper l&#8217;activit&eacute;.&#8221;<\/p><p style=\"text-align:justify;\"><a href=\"https:\/\/investors.mcbankny.com\/news-events\/news\/news-details\/2023\/Metropolitan-Bank-Holding-Corp.-to-Exit-Crypto-Asset-Related-Vertical\/default.aspx\" rel=\"nofollow\">Selon<\/a> le communiqu&eacute; de presse, cette d&eacute;cision est le r&eacute;sultat d'&#8221;un examen minutieux&#8221; par le conseil d&#8217;administration et la direction &agrave; la lumi&egrave;re de :<\/p><ul><li style=\"text-align:justify;\">des r&eacute;cents d&eacute;veloppements dans l&#8217;industrie crypto,&nbsp;<\/li><li style=\"text-align:justify;\">des changements importants dans l&#8217;environnement r&eacute;glementaire concernant l&#8217;implication des banques dans les activit&eacute;s cryptos,&nbsp;<\/li><li style=\"text-align:justify;\">et d&#8217;une &eacute;valuation strat&eacute;gique de l&#8217;analyse de rentabilit&eacute; de l&#8217;engagement futur de la MCB.<\/li><\/ul><p style=\"text-align:justify;\">L&rsquo;annonce de la MCB intervient peu apr&egrave;s la <a href=\"https:\/\/cryptonews.com\/fr\/news\/la-crypto-pourrait-elle-etre-exclue-du-systeme-bancaire-americain\/\" rel=\"nofollow\">d&eacute;claration commune<\/a> de trois r&eacute;gulateurs am&eacute;ricains &#8211; la <strong>Federal Reserve<\/strong>, la <strong>Federal Deposit Insurance Corporation<\/strong> (FDIC) et l&#8217;<strong>Office of the Comptroller of the Currency<\/strong> (OCC) &#8211; le 3 janvier dernier. Dans celle-ci, ils ont mis en garde les banques contre les risques li&eacute;s aux cryptomonnaies, &agrave; la suite des faillites de plusieurs grandes soci&eacute;t&eacute;s cryptos.<\/p><p style=\"text-align:justify;\">Les &#8220;risques cl&eacute;s&#8221; associ&eacute;s au secteur et &agrave; ses participants, selon la d&eacute;claration, comprennent les escroqueries et la fraude, les incertitudes juridiques, la volatilit&eacute;, le risque de &ldquo;<i>bank run<\/i>&rdquo; pour les stablecoins, ainsi que les risques li&eacute;s &agrave; la d&eacute;centralisation, &agrave; la contagion et au manque de maturit&eacute; et de robustesse dans l&#8217;espace.<\/p><p style=\"text-align:justify;\">L&#8217;annonce de MCB pr&eacute;cise cependant que,<\/p><blockquote><p style=\"text-align:justify;\">&#8220;L&#8217;impact financier de cette d&eacute;cision sur la soci&eacute;t&eacute; sera minimal&#8221;.<\/p><\/blockquote><p>DeFazio a comment&eacute; que la soci&eacute;t&eacute; se concentre sur la croissance de son activit&eacute; principale, ainsi que sur &#8220;la discipline financi&egrave;re et la gestion saine des risques.&#8221; Il a ajout&eacute; que ,<\/p><blockquote><p style=\"text-align:justify;\">&#8220;Les clients, les actifs et les d&eacute;p&ocirc;ts li&eacute;s aux cryptomonnaies n&#8217;ont jamais repr&eacute;sent&eacute; une part importante des activit&eacute;s de la soci&eacute;t&eacute; et ne l&#8217;ont jamais expos&eacute;e &agrave; des risques financiers importants.&#8221;<\/p><\/blockquote><p style=\"text-align:justify;\">La banque compte actuellement quatre clients institutionnels actifs du secteur crypto &#8211; et ceux-ci, dans l&#8217;ensemble, repr&eacute;sentent environ 1,5 % du total des revenus et 6 % du total des d&eacute;p&ocirc;ts.<\/p><p style=\"text-align:justify;\">Elle a poursuivi en soulignant que la relation de la banque avec ces clients sp&eacute;cifiques concerne la fourniture de services de cartes de d&eacute;bit, de paiement et de comptes, en d&eacute;clarant :&nbsp;<\/p><blockquote><p style=\"text-align:justify;\">&#8220;La soci&eacute;t&eacute; n&#8217;a aucun pr&ecirc;t en cours &agrave; l&#8217;un de ces clients, ne d&eacute;tient pas de crypto-actifs dans son bilan et ne commercialise ni ne vend de crypto-actifs &agrave; ses clients.&#8221;&nbsp;<\/p><\/blockquote><p style=\"text-align:justify;\">Par cons&eacute;quent, la banque mettra un terme &agrave; ses activit&eacute;s avec ses clients &#8220;de mani&egrave;re ordonn&eacute;e.&#8221; Ce processus, a-t-elle dit, devrait &ecirc;tre achev&eacute; d&#8217;ici la fin de l&#8217;ann&eacute;e.&nbsp;<\/p><p style=\"text-align:justify;\">Le communiqu&eacute; pr&eacute;cise que la d&eacute;cision n&#8217;aura aucune incidence sur la capacit&eacute; actuelle des clients &agrave; envoyer ou &agrave; recevoir des fonds de soci&eacute;t&eacute;s cryptos avec lesquelles ils choisissent eux-m&ecirc;mes de faire affaire.&nbsp;<\/p><p style=\"text-align:justify;\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20221020006028\/en\/Metropolitan-Bank-Holding-Corp.-Reports-Quarterly-Net-Income\" rel=\"nofollow\">Selon<\/a> une annonce faite en octobre, les actifs de la soci&eacute;t&eacute; repr&eacute;sentaient un total de 6,4 milliards de dollars au 30 septembre 2022, soit une diminution de 445 millions de dollars, ou 6,5 %, par rapport au 30 juin, et une augmentation de 280,8 millions de dollars, ou 4,6 %, par rapport au 30 septembre 2021.<\/p><p style=\"text-align:justify;\">&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Source: AdobeStock \/ KrizdeLa Metropolitan Bank Holding Corp, soci&eacute;t&eacute; m&egrave;re de la Metropolitan Commercial Bank (MCB), bas&eacute;e &agrave; New York et dot&eacute;e de 6,4 milliards de dollars d&#8217;actifs, a annonc&eacute; qu&#8217;elle allait se retirer du secteur des crypto-actifs.Mark R. DeFazio, pr&eacute;sident et chef de la direction de MCB, a d&eacute;clar&eacute; que cette d&eacute;cision &#8220;repr&eacute;sente l&#8217;aboutissement [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8,1],"tags":[109,74,201],"editors":[2550],"sponsored_companies":[],"class_list":["post-100710","post","type-post","status-publish","format-standard","hentry","category-altcoin-news","category-news","tag-banque","tag-crypto","tag-regulation","editors-jurgen-hoffman"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Suspension des activit\u00e9s de la Metropolitan Commercial Bank dans le secteur crypto<\/title>\n<meta name=\"description\" content=\"La Metropolitan Commercial Bank a indiqu\u00e9 que cette 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