{"id":185449,"date":"2026-03-25T10:16:08","date_gmt":"2026-03-25T10:16:08","guid":{"rendered":"https:\/\/cryptonews.com\/es\/noticias\/xrp-swift-cross-border-payments-infrastructure-2026\/"},"modified":"2026-03-25T10:14:04","modified_gmt":"2026-03-25T10:14:04","slug":"xrp-posiciona-red-pagos-swift","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/","title":{"rendered":"XRP se posiciona en la nueva red de pagos de SWIFT para 2026"},"content":{"rendered":"<div class=\"widget widget_block in-content-block\">\n        <div class=\"single-post-new__accordion post-block-selector-widget\" style=\"display: block;\">\n            <div class=\"single-post-new__accordion-one\">\n                <div class=\"single-post-new__accordion-head js_single-post-new__accordion-head post-block-selector\">\n                    <span class=\"icon\">\n                        <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n                            <g clip-path=\"url(#clip0_12065_47213)\">\n                                <path d=\"M24.0055 16.0012L16.0039 24L24.0055 31.9988L32.0071 24L24.0055 16.0012Z\" fill=\"#351774\"><\/path>\n                                <path d=\"M24.0096 0H8.00391L16.0067 8L24.0096 16L32.0124 8L24.0096 0Z\" fill=\"#DC5992\"><\/path>\n                                <path d=\"M16.0056 24L8.00282 16L0 24L8.00282 32H24.0085L16.0056 24Z\" fill=\"#591C7E\"><\/path>\n                                <path d=\"M8.00282 0L0 8V24L8.00282 16L16.0056 8L8.00282 0Z\" fill=\"#A72E83\"><\/path>\n                            <\/g>\n                            <defs>\n                                <clippath id=\"clip0_12065_47213\">\n                                    <rect width=\"32\" height=\"32\" fill=\"white\"><\/rect>\n                                <\/clippath>\n                            <\/defs>\n                        <\/svg>\n\n                    <\/span>\n                    <span class=\"value mb-0\">Por qu\u00e9 confiar en CryptoNews<\/span>\n                <\/div>\n\n\n                <div class=\"single-post-new__accordion-body\" style=\"display: none\">\n                    <span style=\"font-weight: 400\">Cryptonews ha cubierto los temas de la industria de las criptomonedas desde 2017, con el objetivo de proporcionar informaci\u00f3n \u00fatil a nuestros lectores. Nuestros periodistas y analistas tienen una amplia experiencia en an\u00e1lisis de mercado y tecnolog\u00edas blockchain. Nos esforzamos por mantener altos<\/span><a href=\"https:\/\/cryptonews.com\/es\/pautas-editoriales\/\"><span style=\"font-weight: 400\">est\u00e1ndares editoriales<\/span><\/a><span style=\"font-weight: 400\">, centr\u00e1ndonos en la precisi\u00f3n de los hechos y la presentaci\u00f3n de informes equilibrados en todas las \u00e1reas, desde criptomonedas y proyectos blockchain hasta eventos de la industria, productos y desarrollos tecnol\u00f3gicos. Nuestra presencia continua en la industria refleja nuestro compromiso de brindar informaci\u00f3n relevante en el cambiante mundo de los activos digitales.<\/span><a href=\"https:\/\/cryptonews.com\/es\/sobre-nosotros\/\"><span style=\"font-weight: 400\">Lea m\u00e1s sobre Cryptonews<\/span><\/a><span style=\"font-weight: 400\">.<\/span><span style=\"font-weight: 400\">Divulgaci\u00f3n de anuncios: Creemos en la transparencia total con nuestros lectores. Algunos de nuestros contenidos incluyen enlaces de afiliados y podemos ganar una comisi\u00f3n a trav\u00e9s de estas asociaciones.<\/span>                <\/div>\n            <\/div>\n        <\/div>\n    <\/div><p>SWIFT est\u00e1 construyendo una infraestructura de pagos transfronterizos basada en blockchain con la participaci\u00f3n de m\u00e1s de 40 bancos globales, apuntando a un esquema en vivo para mediados de 2026.<\/p><p>En este despliegue silencioso, el dise\u00f1o de la red posiciona a <strong>XRP<\/strong> como un riel de liquidez opcional dentro del sistema.<\/p><p>Este mecanismo no se presenta como un anuncio de asociaci\u00f3n directa o una integraci\u00f3n de alto perfil. En su lugar, opera a trav\u00e9s de <strong>Thunes<\/strong>, una empresa de pagos que ya est\u00e1 embebida en la <strong>red de SWIFT<\/strong> y cuyas conexiones alcanzan los productos de pago de Ripple, permitiendo el acceso a las funciones de liquidez bajo demanda de la criptomoneda XRP.<\/p><p>El mercado observa con atenci\u00f3n porque la iniciativa blockchain de SWIFT ha dejado de ser un programa piloto.<\/p><p>Instituciones de la talla de <strong>Bank of America, JPMorgan Chase, HSBC, Deutsche Bank, BNP Paribas y Lloyds Bank<\/strong> forman parte del grupo. No se trata de una simple prueba de concepto; es la columna vertebral del asentamiento institucional decidiendo qu\u00e9 rieles conectar para el futuro del dinero.<\/p><div>\n<p><strong>Puntos clave:<\/strong><\/p>\n<ul>\n<li><strong>Contexto de liquidaci\u00f3n:<\/strong> El esquema blockchain de SWIFT busca un Producto M\u00ednimo Viable (MVP) para el primer semestre de 2026 tras completar la migraci\u00f3n a ISO 20022 en noviembre de 2025.<\/li>\n<li><strong>Posici\u00f3n de XRP:<\/strong> La integraci\u00f3n SWIFT-Thunes ofrece a m\u00e1s de 11.000 bancos acceso opcional a los productos de Ripple, utilizando a <strong>XRP<\/strong> como activo puente.<\/li>\n<li><strong>Se\u00f1al del mercado:<\/strong> Esta infraestructura crea una opcionalidad de demanda estructural para el activo, aunque el volumen no est\u00e1 garantizado de antemano.<\/li>\n<\/ul>\n<\/div><div>\n    <section class=\"toc-sticky w-100 bg-white \">\n        <div class=\"toc-sticky__container container\">\n            <div class=\"toc-sticky__open d-flex align-items-end\" data-bs-toggle=\"collapse\" aria-controls=\"multiCollapse1\" data-bs-target=\"#multiCollapse1\">\n                <button class=\"btn btn-primary collapse-action-btn p-1 rounded-circle\" type=\"button\">\n                    <i class=\"icon-chevron-up\"><\/i>\n                <\/button>\n                <span class=\"toc-main-title-permanent\">Table of Contents<\/span>\n            <\/div>\n            <div class=\"collapse  show my-3\" id=\"multiCollapse1\">\n                <ol class=\"StepProgress\">\n                    <li class=\"StepProgress-item current\">En este art\u00edculo<\/li>\n                                                                    <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-como-funciona-la-conexion-entre-swift-thunes-y-xrp\" class=\"StepProgress-item__link\" data-level=\"2\">\u00bfC\u00f3mo funciona la conexi\u00f3n entre SWIFT, Thunes y XRP?<\/a>\n                                                    <\/div>\n                                                \n                                                                        <li class=\"StepProgress-item subList-in-progress\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-el-giro-de-swift-en-el-debate-de-los-pagos-transfronterizos\" class=\"StepProgress-item__link\" data-level=\"2\">El giro de SWIFT en el debate de los pagos transfronterizos<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"TOC1sublist-h-el-giro-de-swift-en-el-debate-de-los-pagos-transfronterizos\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-ultimas-noticias-de-mercado\" class=\"StepProgress-item__link\" data-level=\"3\">\u00daltimas noticias de mercado:<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                    <\/ol>\n                <div class=\"toc-sticky__container__disperse\"><\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n    <div class=\"toc-sticky-list\">\n        <div class=\"toc-sticky__container container\">\n            <div class=\"toc-sticky__open d-flex align-items-end\" data-bs-toggle=\"collapse\" aria-controls=\"multiCollapse2\" data-bs-target=\"#multiCollapse2\">\n                <button class=\"btn btn-primary collapse-action-btn p-1 rounded-circle\" type=\"button\">\n                    <i class=\"icon-chevron-up up\"><\/i>\n                <\/button>\n            <\/div>\n            <div class=\"collapse show my-3\" id=\"multiCollapse2\">\n                <ol class=\"StepProgress\">\n                    <li class=\"StepProgress-item current\">En este art\u00edculo<\/li>\n\n                                                                                                                        <li class=\"StepProgress-item \">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-como-funciona-la-conexion-entre-swift-thunes-y-xrp\" class=\"StepProgress-item__link\" data-level=\"2\">\u00bfC\u00f3mo funciona la conexi\u00f3n entre SWIFT, Thunes y XRP?<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                                                                                                    <li class=\"StepProgress-item subList-in-progress \">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-el-giro-de-swift-en-el-debate-de-los-pagos-transfronterizos\" class=\"StepProgress-item__link\" data-level=\"2\">El giro de SWIFT en el debate de los pagos transfronterizos<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"sublist-h-el-giro-de-swift-en-el-debate-de-los-pagos-transfronterizos\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-ultimas-noticias-de-mercado\" class=\"StepProgress-item__link\" data-level=\"3\">\u00daltimas noticias de mercado:<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                    <\/ol>\n            <\/div>\n            <div class=\"toc-sticky__container__disperse\"><\/div>\n        <\/div>\n    <\/div>\n<\/div><script id=\"toc-js\">\n    window.addEventListener(\"DOMContentLoaded\", () => {\n        const header = document.querySelector(\".header_wrapper\");\n\n        const pageLegend = document.querySelector('#multiCollapse1');\n        const pageLegendList = document.querySelector('#multiCollapse2');\n        const pageLegendCollapse = new bootstrap.Collapse(pageLegend, {toggle: document.querySelector(\".toc-sticky\").classList.contains('sticky')});\n\n        \/**\n         * Changing current title\n         *\/\n        (function (pageLegend) {\n            const titleNodes = pageLegend.querySelectorAll('.StepProgress-item__link');\n\n            if (!titleNodes.length) return;\n\n            const titles = [...titleNodes].map((itm, i) => ({\n                id: itm.getAttribute('data-id'),\n                text: itm.textContent,\n                level: itm.getAttribute('data-level'),\n                linkNode: itm,\n                titleNode: document.getElementById(itm.getAttribute('data-id')),\n                index: i,\n            }));\n\n            \/**\n             * Source: https:\/\/www.sitepoint.com\/throttle-scroll-events\/\n             * @param {Function} fn\n             * @param {number} wait\n             * @returns {(function(): void)|*}\n             *\/\n            const throttle = (fn, wait) => {\n                let time = Date.now();\n                return function () {\n                    if ((time + wait - Date.now()) < 0) {\n                        fn();\n                        time = Date.now();\n                    }\n                }\n            }\n\n            const changeCurrentTitle = () => {\n                const documentScrollTop = window.pageYOffset || document.documentElement.scrollTop || document.body.scrollTop || 0;\n                let current = 0;\n\n                \/\/ Title\n                titles.forEach((itm, i) => {\n                    \/\/console.log(itm)\n                    const itmOffsetTop = itm.titleNode ? itm.titleNode.offsetTop - 100 : 0;\n\n                    if (documentScrollTop >= itmOffsetTop) {\n                        document.getElementById('toc-current-title').innerHTML = itm.text;\n                        document.getElementById('toc-current-title').setAttribute('data-current-id', itm.id);\n                        document.getElementById('toc-current-title').setAttribute('data-current-level', itm.level);\n                        current = i;\n                    }\n                })\n\n                \/\/ close all list and open sub list if needed\n                if (document.querySelector(\".toc-sticky\").classList.contains('sticky')) {\n                    document.querySelectorAll('.subList-in-progress').forEach((el) => {\n                        el.children[1].classList.remove('show');\n                        el.getElementsByClassName('icon-chevron-down')[0].classList.remove('up');\n                    });\n                    const currentEl = titles[current];\n                    currentEl.linkNode.classList.add('show');\n                }\n\n                titles.forEach((itm, i) => {\n                    itm.linkNode.parentNode.parentNode.classList.remove('current', 'is-done');\n                    if (current > i) {\n                        itm.linkNode.parentNode.parentNode.classList.add('is-done')\n                    };\n                    if (current === i) {\n                        itm.linkNode.parentNode.parentNode.classList.add('current');\n                    };\n                })\n\n            }\n\n            changeCurrentTitle();\n\n            document.addEventListener('scroll', throttle(changeCurrentTitle, 50));\n        })(pageLegend);\n\n        \/**\n         *  Collapse\n         *\/\n        (function (pageLegend, header) {\n            const icon = pageLegend.parentNode.querySelector(\".collapse-action-btn i\");\n\n            const collapseToggle = (status) => (e) => {\n                if (!e.target.isEqualNode(pageLegend)) return;\n\n                icon.classList.toggle(\"up\");\n\n                const containerHeight = pageLegend.getBoundingClientRect().height;\n\n                const showSubtitleContent = () => {\n                    const currentId = document.getElementById('toc-current-title').getAttribute('data-current-id');\n                    const currentLevel = document.getElementById('toc-current-title').getAttribute('data-current-level');\n                    const currentSubTitle = currentLevel == 3 ? document.querySelector(`a[data-id=\"${currentId}\"]`).parentNode.parentNode.parentNode : false;\n\n                    if (!currentSubTitle) return;\n                    new bootstrap.Collapse(currentSubTitle, {toggle: false}).show();\n                }\n\n                showSubtitleContent();\n                console.log(status + 'fdsfsd' + containerHeight);\n                if (status === 'shown' && document.querySelector(\".toc-sticky\").classList.contains('sticky')) {\n                    document.querySelector('html').classList.remove('overflow-hidden');\n                    pageLegend.classList.add('overflow-auto');\n                    pageLegend.style.height = `calc(100vh - ${header.getBoundingClientRect().height + document.querySelector('.toc-sticky__open').getBoundingClientRect().height + 16}px)`;\n                } else if (status === 'hide') {\n                    document.querySelector('html').removeClass('overflow-hidden');\n                    pageLegend.classList.remove('overflow-auto');\n                    pageLegend.style.height = 'auto';\n                }\n            }\n\n            pageLegend.addEventListener('shown.bs.collapse', collapseToggle('shown'));\n            pageLegend.addEventListener('hide.bs.collapse', collapseToggle('hide'));\n        })(pageLegend, header);\n\n        \/**\n         * Collapse sub-titles\n         *\/\n        (function (pageLegend) {\n            const collapseEls = pageLegend.querySelectorAll('.collapse');\n\n            collapseEls.forEach(function (el) {\n\n                const toggleArrowDirection = function (e) {\n                    if (!e.target.isEqualNode(el)) return;\n\n                    const id = this.getAttribute('id');\n                    document.querySelector(`.collapse-action-btn[data-bs-target=\"#${id}\"] .icon-chevron-down`).classList.toggle('up');\n                }\n                el.addEventListener('shown.bs.collapse', toggleArrowDirection);\n                el.addEventListener('hide.bs.collapse', toggleArrowDirection);\n            })\n        })(pageLegend);\n\n        \/**\n         *  Collapse main title\n         *\/\n        (function (pageLegendList) {\n            const icon = pageLegendList.parentNode.querySelector(\".collapse-action-btn i\");\n\n            const collapseToggle = () => (e) => {\n                if (!e.target.isEqualNode(pageLegendList)) return;\n\n                icon.classList.toggle(\"up\");\n\n            }\n            pageLegendList.addEventListener('shown.bs.collapse', collapseToggle());\n            pageLegendList.addEventListener('hide.bs.collapse', collapseToggle());\n        })(pageLegendList);\n\n        (function (pageLegendList) {\n            const collapseEls = pageLegendList.querySelectorAll('.collapse');\n\n            collapseEls.forEach(function (el) {\n\n                const toggleArrowDirection = function (e) {\n                    if (!e.target.isEqualNode(el)) return;\n\n                    const id = this.getAttribute('id');\n                    document.querySelector(`.toc-sticky-list .collapse-action-btn[data-bs-target=\"#${id}\"] .icon-chevron-down`).classList.toggle('up');\n                }\n                el.addEventListener('shown.bs.collapse', toggleArrowDirection);\n                el.addEventListener('hide.bs.collapse', toggleArrowDirection);\n            })\n        })(pageLegendList);\n\n        \/**\n         * Sticky functionality\n         * Source: https:\/\/stackoverflow.com\/questions\/17893771\/javascript-sticky-div-after-scroll\n         *\/\n        (function (header, pageLegendCollapse) {\n            \/\/ set everything outside the onscroll event (less work per scroll)\n            const target = document.querySelector(\".toc-sticky\");\n            const targetListStatic = document.querySelector(\".toc-sticky-list\");\n\n            if (!target || !header) return;\n\n            const headerHeight = header.getBoundingClientRect().height;\n            const targetHeight = targetListStatic.getBoundingClientRect().height;\n\n            \/\/ -headerHeight so it won't be jumpy\n            const stop = targetListStatic.offsetTop + headerHeight + targetHeight;\n            const docBody =\n                document.documentElement || document.body.parentNode || document.body;\n            const hasOffset = window.pageYOffset !== undefined;\n\n            const applySticky = function () {\n                \/\/ cross-browser compatible scrollTop.\n                const scrollTop = hasOffset ? window.pageYOffset : docBody.scrollTop;\n\n                \/\/ if user scrolls to headerHeight from the top of the target div\n                if (scrollTop >= stop) {\n                    pageLegendCollapse.hide();\n                    \/\/ stick the div\n                    target.classList.add(\"sticky\");\n                    \/\/target.style.marginTop = `${headerHeight}px`;\n                } else {\n                    pageLegendCollapse.show();\n                    \/\/ release the div\n                    target.classList.remove(\"sticky\");\n                    target.style.marginTop = \"\";\n                }\n            }\n\n            applySticky();\n\n            window.addEventListener('scroll', applySticky);\n        })(header, pageLegendCollapse);\n\n        jQuery('span.show_moretoc').click(function () {\n            jQuery('span.show_moretoc').hide();\n            jQuery('.ms_hidetoc').show();\n        });\n    });\n<\/script><h2>\u00bfC\u00f3mo funciona la conexi\u00f3n entre SWIFT, Thunes y XRP?<\/h2><span class=\"replacer\"><\/span><p>Los mecanismos detr\u00e1s de esta integraci\u00f3n no son te\u00f3ricos. El 22 de noviembre de 2025, SWIFT complet\u00f3 su migraci\u00f3n total al est\u00e1ndar de mensajer\u00eda <strong>ISO 20022<\/strong>, lo que permite flujos de datos m\u00e1s ricos y estructurados, un requisito indispensable para la liquidaci\u00f3n de las <a href=\"https:\/\/cryptonews.com\/es\/criptomonedas\/mejores-criptomonedas-para-invertir\/\" target=\"_blank\" rel=\"noopener\">mejores criptomonedas para invertir<\/a>.<\/p><p>Sobre esta base se construye un esquema de libro mayor compartido (shared ledger) con reglas exigibles sobre tarifas, tipos de cambio y trazabilidad. En este ecosistema, <strong>Chainlink<\/strong> aporta la interoperabilidad entre blockchains p\u00fablicas y privadas, manteniendo siempre el cumplimiento con ISO 20022.<\/p><p>La entrada de <strong>XRP<\/strong> ocurre en la integraci\u00f3n con Thunes. SWIFT se conecta al servicio &#8220;pay-to-bank&#8221; de Thunes, que ahora reside dentro de la red de SWIFT y vincula a m\u00e1s de 11.000 bancos a nivel mundial.<\/p><p>Al ofrecer los productos de Ripple, Thunes permite aprovechar la <strong>liquidez de XRP<\/strong> para eliminar la necesidad de cuentas <em>nostro<\/em> pre-fondeadas en divisas de destino.<\/p><p><\/p><blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">What if sending money across borders felt as seamless as sending it domestically?<br><br>Last year, we set out to transform the cross\u2011border payment experience with the launch of a new Swift payments scheme \u2013 designed to deliver fast, predictable and transparent payments worldwide.\u2026 <a href=\"https:\/\/t.co\/bDsfV64nVk\">pic.twitter.com\/bDsfV64nVk<\/a><\/p>&mdash; Swift (@swiftcommunity) <a href=\"https:\/\/twitter.com\/swiftcommunity\/status\/2036014641155875261?ref_src=twsrc%5Etfw\">March 23, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><p>La secuencia de enrutamiento es clara: una empresa env\u00eda un pago v\u00eda SWIFT; la red lo dirige a trav\u00e9s de Thunes; Thunes ofrece acceso a la<strong> infraestructura de Ripple<\/strong> y XRP liquida el tramo correspondiente. Es fundamental entender que ning\u00fan paso obliga a un banco a usar el token; la opcionalidad est\u00e1 integrada, pero no es mandatoria.<\/p><p>Esta flexibilidad es estructuralmente significativa. SWIFT ya ejecut\u00f3 pruebas exitosas con Citi utilizando <strong>USDC<\/strong> en noviembre de 2025, y complet\u00f3 una prueba de concepto con HSBC para transferencias de dep\u00f3sitos tokenizados.<\/p><p>Adem\u00e1s, en enero de 2026, entidades como BNP Paribas y Societe Generale FORGE liquidaron bonos tokenizados. La instituci\u00f3n est\u00e1 probando cada riel de activos digitales disponible, y el de XRP ya est\u00e1 cableado.<\/p><h2>El giro de SWIFT en el debate de los pagos transfronterizos<\/h2><span class=\"replacer\"><\/span><p>Durante a\u00f1os, la narrativa de <strong>XRP<\/strong> depend\u00eda de las asociaciones directas de Ripple y de los resultados regulatorios. El giro de SWIFT hacia el blockchain cambia la pregunta: ya no se debate si los bancos adoptar\u00e1n esta tecnolog\u00eda, sino sobre cu\u00e1l ser\u00e1 la criptomoneda capaz de ser proveer liquidez.<\/p><p>En esta carrera, XRP no compite en solitario. Las <a href=\"https:\/\/cryptonews.com\/es\/criptomonedas\/stablecoins\/\" target=\"_blank\" rel=\"noopener\">stablecoins<\/a> est\u00e1n siendo integradas en marcos de pagos regulados, y el rol de Chainlink sugiere un entorno de liquidaci\u00f3n multi-activo en lugar de un \u00fanico ganador absoluto. Los marcos bancarios ya est\u00e1n regulando las stablecoins para estos fines.<\/p><p><\/p><blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">\ud83d\udea8MASSIVE: <a href=\"https:\/\/twitter.com\/search?q=%24XRP&amp;src=ctag&amp;ref_src=twsrc%5Etfw\">$XRP<\/a> JOINS OIL AND GOLD AS A MAJOR COMMODITY ASSET<br><br>According to several sources interpreting recent statements by the SEC and CFTC, <a href=\"https:\/\/twitter.com\/Ripple?ref_src=twsrc%5Etfw\">@Ripple<\/a>&#39;s <a href=\"https:\/\/twitter.com\/search?q=%24XRP&amp;src=ctag&amp;ref_src=twsrc%5Etfw\">$XRP<\/a> token is now deemed a digital commodity in the eyes of US regulators.<a href=\"https:\/\/twitter.com\/search?q=%24XRP&amp;src=ctag&amp;ref_src=twsrc%5Etfw\">$XRP<\/a> is not the only asset to have claimed\u2026 <a href=\"https:\/\/t.co\/f7ZEXIAkSV\">pic.twitter.com\/f7ZEXIAkSV<\/a><\/p>&mdash; BSCN (@BSCNews) <a href=\"https:\/\/twitter.com\/BSCNews\/status\/2036603721967345839?ref_src=twsrc%5Etfw\">March 25, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><p>La fase de infraestructura se decide ahora. Los actores institucionales est\u00e1n conectando rieles digitales en sistemas heredados a gran escala. La ventaja de <strong>XRP<\/strong> es que ya est\u00e1 conectado; el riesgo es que estar conectado no garantiza ser el preferido.<\/p><p>El activo que se convierta en el<strong> est\u00e1ndar por defecto dentro de SWIFT<\/strong> no lo anunciar\u00e1 con un comunicado, lo har\u00e1 a trav\u00e9s de los datos de volumen de transacciones.<\/p><h3>\u00daltimas noticias de mercado:<\/h3><ol>\n<li><a href=\"https:\/\/cryptonews.com\/es\/noticias\/el-precio-bitcoin-se-recupera-tras-tregua-en-iran\/\" target=\"_blank\" rel=\"noopener\">El precio Bitcoin se recupera tras tregua en Ir\u00e1n<\/a><\/li>\n<li><a href=\"https:\/\/cryptonews.com\/es\/noticias\/fallo-arbitrum-sepolia-se-detuvo-red\/\" target=\"_blank\" rel=\"noopener\">Fallo en Arbitrum Sepolia: \u00bfPor qu\u00e9 se detuvo la red?<\/a><\/li>\n<li><a href=\"https:\/\/cryptonews.com\/es\/noticias\/circle-desafia-ue-limite-capital-frena-eurc\/\" target=\"_blank\" rel=\"noopener\">Circle desaf\u00eda a la UE: El l\u00edmite de capital frena al EURC<\/a><\/li>\n<\/ol><p><\/p>","protected":false},"excerpt":{"rendered":"<p>SWIFT prepara su esquema de pagos blockchain para 2026. Conozca c\u00f3mo XRP se integra como activo puente opcional para 11.000 bancos.<\/p>\n","protected":false},"author":759,"featured_media":185455,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1770],"tags":[106,216],"redactores":[512],"sponsored_companies":[],"class_list":["post-185449","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-xrp","tag-regulacion","tag-xrp","redactores-marina-flores"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>XRP se posiciona en la nueva red de pagos de SWIFT para 2026<\/title>\n<meta name=\"description\" content=\"SWIFT prepara su esquema de pagos blockchain para 2026. Conozca c\u00f3mo XRP se integra como activo puente opcional para 11.000 bancos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"XRP se posiciona en la nueva red de pagos de SWIFT para 2026\" \/>\n<meta property=\"og:description\" content=\"SWIFT prepara su esquema de pagos blockchain para 2026. Conozca c\u00f3mo XRP se integra como activo puente opcional para 11.000 bancos.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/\" \/>\n<meta property=\"og:site_name\" content=\"Cryptonews en Espa\u00f1ol\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-25T10:16:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2026\/03\/25101518\/red-pagos-xrp-transfronterizo.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"686\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"XRP se posiciona en la nueva red de pagos de SWIFT para 2026\" \/>\n<meta name=\"twitter:description\" content=\"SWIFT prepara su esquema de pagos blockchain para 2026. Conozca c\u00f3mo XRP se integra como activo puente opcional para 11.000 bancos.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2026\/03\/25101518\/red-pagos-xrp-transfronterizo.webp\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"XRP se posiciona en la nueva red de pagos de SWIFT para 2026","description":"SWIFT prepara su esquema de pagos blockchain para 2026. Conozca c\u00f3mo XRP se integra como activo puente opcional para 11.000 bancos.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/","og_locale":"es_ES","og_type":"article","og_title":"XRP se posiciona en la nueva red de pagos de SWIFT para 2026","og_description":"SWIFT prepara su esquema de pagos blockchain para 2026. Conozca c\u00f3mo XRP se integra como activo puente opcional para 11.000 bancos.","og_url":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/","og_site_name":"Cryptonews en Espa\u00f1ol","article_published_time":"2026-03-25T10:16:08+00:00","og_image":[{"width":1200,"height":686,"url":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2026\/03\/25101518\/red-pagos-xrp-transfronterizo.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_title":"XRP se posiciona en la nueva red de pagos de SWIFT para 2026","twitter_description":"SWIFT prepara su esquema de pagos blockchain para 2026. Conozca c\u00f3mo XRP se integra como activo puente opcional para 11.000 bancos.","twitter_image":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2026\/03\/25101518\/red-pagos-xrp-transfronterizo.webp","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/#article","isPartOf":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/"},"author":{"name":"domn","@id":"https:\/\/cryptonews.com\/es\/#\/schema\/person\/7505e51895f10feb029abe55e2dadfa2"},"headline":"XRP se posiciona en la nueva red de pagos de SWIFT para 2026","datePublished":"2026-03-25T10:16:08+00:00","mainEntityOfPage":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/"},"wordCount":813,"commentCount":0,"publisher":{"@id":"https:\/\/cryptonews.com\/es\/#organization"},"image":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/#primaryimage"},"thumbnailUrl":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2026\/03\/25101518\/red-pagos-xrp-transfronterizo.webp","keywords":["Regulaci\u00f3n","XRP"],"articleSection":["Noticias de XRP"],"inLanguage":"es-ES","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/#respond"]}],"copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/cryptonews.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/","url":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/","name":"XRP se posiciona en la nueva red de pagos de SWIFT para 2026","isPartOf":{"@id":"https:\/\/cryptonews.com\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/#primaryimage"},"image":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/#primaryimage"},"thumbnailUrl":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2026\/03\/25101518\/red-pagos-xrp-transfronterizo.webp","datePublished":"2026-03-25T10:16:08+00:00","description":"SWIFT prepara su esquema de pagos blockchain para 2026. Conozca c\u00f3mo XRP se integra como activo puente opcional para 11.000 bancos.","breadcrumb":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/#breadcrumb"},"inLanguage":"es-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/"]}],"author":[]},{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/#primaryimage","url":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2026\/03\/25101518\/red-pagos-xrp-transfronterizo.webp","contentUrl":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2026\/03\/25101518\/red-pagos-xrp-transfronterizo.webp","width":1200,"height":686,"caption":"XRP se posiciona en la nueva red de pagos de SWIFT para 2026"},{"@type":"BreadcrumbList","@id":"https:\/\/cryptonews.com\/es\/noticias\/xrp-posiciona-red-pagos-swift\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cryptonews.com\/es\/"},{"@type":"ListItem","position":2,"name":"XRP se posiciona en la nueva red de pagos de SWIFT para 2026"}]},{"@type":"WebSite","@id":"https:\/\/cryptonews.com\/es\/#website","url":"https:\/\/cryptonews.com\/es\/","name":"Cryptonews en Espa\u00f1ol","description":"","publisher":{"@id":"https:\/\/cryptonews.com\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cryptonews.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-ES"},{"@type":"Organization","@id":"https:\/\/cryptonews.com\/es\/#organization","name":"Cryptonews en Espa\u00f1ol","url":"https:\/\/cryptonews.com\/es\/","logo":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/cryptonews.com\/es\/#\/schema\/logo\/image\/","url":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/12\/2023\/09\/cropped-CryptoNews-Logo-1.png","contentUrl":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/12\/2023\/09\/cropped-CryptoNews-Logo-1.png","width":100,"height":91,"caption":"Cryptonews en Espa\u00f1ol"},"image":{"@id":"https:\/\/cryptonews.com\/es\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/posts\/185449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/users\/759"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/comments?post=185449"}],"version-history":[{"count":3,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/posts\/185449\/revisions"}],"predecessor-version":[{"id":185454,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/posts\/185449\/revisions\/185454"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/media\/185455"}],"wp:attachment":[{"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/media?parent=185449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/categories?post=185449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/tags?post=185449"},{"taxonomy":"redactores","embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/redactores?post=185449"},{"taxonomy":"sponsored_companies","embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/sponsored_companies?post=185449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}