{"id":176972,"date":"2025-10-25T08:00:00","date_gmt":"2025-10-25T08:00:00","guid":{"rendered":"https:\/\/cryptonews.com\/es\/?p=176972"},"modified":"2025-10-27T07:56:51","modified_gmt":"2025-10-27T07:56:51","slug":"los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/","title":{"rendered":"Los pagos con stablecoins ya rivalizan con Paypal y Visa"},"content":{"rendered":"<div class=\"widget widget_block in-content-block\">\n        <div class=\"single-post-new__accordion post-block-selector-widget\" style=\"display: block;\">\n            <div class=\"single-post-new__accordion-one\">\n                <div class=\"single-post-new__accordion-head js_single-post-new__accordion-head post-block-selector\">\n                    <span class=\"icon\">\n                        <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\">\n                            <g clip-path=\"url(#clip0_12065_47213)\">\n                                <path d=\"M24.0055 16.0012L16.0039 24L24.0055 31.9988L32.0071 24L24.0055 16.0012Z\" fill=\"#351774\"><\/path>\n                                <path d=\"M24.0096 0H8.00391L16.0067 8L24.0096 16L32.0124 8L24.0096 0Z\" fill=\"#DC5992\"><\/path>\n                                <path d=\"M16.0056 24L8.00282 16L0 24L8.00282 32H24.0085L16.0056 24Z\" fill=\"#591C7E\"><\/path>\n                                <path d=\"M8.00282 0L0 8V24L8.00282 16L16.0056 8L8.00282 0Z\" fill=\"#A72E83\"><\/path>\n                            <\/g>\n                            <defs>\n                                <clippath id=\"clip0_12065_47213\">\n                                    <rect width=\"32\" height=\"32\" fill=\"white\"><\/rect>\n                                <\/clippath>\n                            <\/defs>\n                        <\/svg>\n\n                    <\/span>\n                    <span class=\"value mb-0\">Por qu\u00e9 confiar en CryptoNews<\/span>\n                <\/div>\n\n\n                <div class=\"single-post-new__accordion-body\" style=\"display: none\">\n                    <span style=\"font-weight: 400\">Cryptonews ha cubierto los temas de la industria de las criptomonedas desde 2017, con el objetivo de proporcionar informaci\u00f3n \u00fatil a nuestros lectores. Nuestros periodistas y analistas tienen una amplia experiencia en an\u00e1lisis de mercado y tecnolog\u00edas blockchain. Nos esforzamos por mantener altos<\/span><a href=\"https:\/\/cryptonews.com\/es\/pautas-editoriales\/\"><span style=\"font-weight: 400\">est\u00e1ndares editoriales<\/span><\/a><span style=\"font-weight: 400\">, centr\u00e1ndonos en la precisi\u00f3n de los hechos y la presentaci\u00f3n de informes equilibrados en todas las \u00e1reas, desde criptomonedas y proyectos blockchain hasta eventos de la industria, productos y desarrollos tecnol\u00f3gicos. Nuestra presencia continua en la industria refleja nuestro compromiso de brindar informaci\u00f3n relevante en el cambiante mundo de los activos digitales.<\/span><a href=\"https:\/\/cryptonews.com\/es\/sobre-nosotros\/\"><span style=\"font-weight: 400\">Lea m\u00e1s sobre Cryptonews<\/span><\/a><span style=\"font-weight: 400\">.<\/span><span style=\"font-weight: 400\">Divulgaci\u00f3n de anuncios: Creemos en la transparencia total con nuestros lectores. Algunos de nuestros contenidos incluyen enlaces de afiliados y podemos ganar una comisi\u00f3n a trav\u00e9s de estas asociaciones.<\/span>                <\/div>\n            <\/div>\n        <\/div>\n    <\/div><div class=\"su-note\" style=\"border-color:#e0d5e5;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#faefff;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n\n\n\n<ul class=\"wp-block-list\">\n<li>Los pagos con stablecoins superan los 9 billones USD en 2025, seg\u00fan a16z Crypto.<\/li>\n\n\n\n<li>El uso se extiende en regiones como Am\u00e9rica Latina, \u00c1frica y Asia Pac\u00edfico.<\/li>\n\n\n\n<li>Empresas fintech y comercios digitales impulsan la adopci\u00f3n por su bajo costo.<\/li>\n\n\n\n<li>PayPal y Visa exploran integraciones con blockchain para mantenerse competitivos.<\/li>\n<\/ul>\n\n\n\n<\/div><\/div><p>Los <strong>pagos con stablecoins<\/strong> ya no son una rareza dentro del ecosistema cripto. En 2025, las transacciones con monedas estables superaron los nueve billones de d\u00f3lares, un volumen comparable al de gigantes como PayPal o Visa. <\/p><p>Lo que naci\u00f3 como una alternativa experimental para mover valor entre usuarios se ha transformado en una red global de pagos r\u00e1pida, barata y abierta.<\/p><h2 class=\"wp-block-heading\">Una revoluci\u00f3n silenciosa en los pagos digitales<\/h2><span class=\"replacer\"><\/span><p>Las <a href=\"https:\/\/cryptonews.com\/es\/criptomonedas\/stablecoins\/\" target=\"_blank\" rel=\"noreferrer noopener\">stablecoins<\/a>, monedas digitales vinculadas a divisas como el d\u00f3lar o el euro, se han convertido en una infraestructura esencial del nuevo sistema financiero digital. Incluso durante los a\u00f1os de mercado bajista, su adopci\u00f3n no se detuvo. Seg\u00fan informes recientes de a16z Crypto, las transferencias diarias en cadenas como Ethereum o Tron ya superan a las de algunos sistemas de pago convencionales.<\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">4 takeaways from the <a href=\"https:\/\/twitter.com\/a16zcrypto?ref_src=twsrc%5Etfw\">@a16zcrypto<\/a> 2025 State of Crypto report: <a href=\"https:\/\/t.co\/SsXDt64UuO\">https:\/\/t.co\/SsXDt64UuO<\/a> <a href=\"https:\/\/t.co\/4fqFDQWALg\">pic.twitter.com\/4fqFDQWALg<\/a><\/p>&mdash; a16z (@a16z) <a href=\"https:\/\/twitter.com\/a16z\/status\/1981021403215462830?ref_src=twsrc%5Etfw\">October 22, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><p>Detr\u00e1s de este salto hay razones pr\u00e1cticas. Las stablecoins eliminan intermediarios, reducen comisiones y procesan pagos en segundos, incluso entre pa\u00edses. Fintechs, servicios de remesas y comercios en l\u00ednea las han adoptado por pura eficiencia. No dependen de bancos, no cierran los fines de semana y mantienen un nivel de trazabilidad que pocos sistemas tradicionales pueden igualar.<\/p><p>El <strong>avance de las stablecoins<\/strong> no ha pasado desapercibido para los reguladores. Un <a href=\"https:\/\/www.bis.org\/publ\/bppdf\/bispap137.htm\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">informe del Banco de Pagos Internacionales<\/a> sobre stablecoins y pagos transfronterizos destaca que estas redes privadas ya igualan en volumen a los principales sistemas de pago del mundo, lo que plantea nuevos desaf\u00edos de interoperabilidad y supervisi\u00f3n.<\/p><p>Mientras tanto, compa\u00f1\u00edas como PayPal o Visa intentan adaptarse. Algunas experimentan con sus propias versiones digitales del d\u00f3lar o integraciones con blockchain, pero el ritmo del ecosistema cripto se mueve m\u00e1s r\u00e1pido que su capacidad de respuesta.<\/p><h2 class=\"wp-block-heading\">Del entusiasmo al uso cotidiano<\/h2><span class=\"replacer\"><\/span><p>El auge de los <strong>pagos con stablecoins<\/strong> refleja algo m\u00e1s profundo: el paso de la especulaci\u00f3n al uso real. En Am\u00e9rica Latina, \u00c1frica o el sudeste asi\u00e1tico, millones de personas recurren a estas monedas para proteger su dinero de la inflaci\u00f3n o enviar remesas sin pagar comisiones abusivas.<\/p><p>Proyectos consolidados como <strong>USDT <\/strong>y <strong>USDC <\/strong>aportaron la confianza necesaria. Al estar respaldados por reservas verificadas, se convirtieron en la puerta de entrada al mundo cripto para usuarios comunes y empresas peque\u00f1as. En muchos pa\u00edses, ya se usan para pagar n\u00f3minas, servicios o importaciones, algo impensado hace apenas tres a\u00f1os.<\/p><p>Tambi\u00e9n ha cambiado la mirada de los inversores. Para muchos analistas, la expansi\u00f3n de las stablecoins refuerza la base del mercado y consolida su papel dentro de las <a href=\"https:\/\/cryptonews.com\/es\/criptomonedas\/mejores-criptomonedas-para-invertir\/\" target=\"_blank\" rel=\"noreferrer noopener\">mejores criptomonedas para invertir<\/a>, al sostener la liquidez de todo el ecosistema.<\/p><h2 class=\"wp-block-heading\">Un desaf\u00edo para los gigantes financieros<\/h2><span class=\"replacer\"><\/span><p>El crecimiento de los <strong>pagos con stablecoins<\/strong> plantea un reto directo a los actores hist\u00f3ricos del dinero digital. Las autoridades financieras estudian c\u00f3mo regular este fen\u00f3meno sin frenar la innovaci\u00f3n, mientras los grandes procesadores de pagos exploran alianzas o modelos h\u00edbridos para no quedarse atr\u00e1s.<\/p><p>M\u00e1s all\u00e1 de las regulaciones, la competencia ya est\u00e1 en marcha. Cada vez m\u00e1s usuarios comparan la experiencia de usar stablecoins con la de los medios de pago cl\u00e1sicos, y muchos prefieren la rapidez, el bajo costo y la autonom\u00eda que ofrece blockchain.<\/p><p>Por ahora, las stablecoins se consolidan como el puente m\u00e1s estable entre el dinero tradicional y las finanzas descentralizadas. Su expansi\u00f3n no es una promesa, sino un hecho: una nueva infraestructura de pagos que ya rivaliza, en volumen y en confianza, con los nombres m\u00e1s grandes de la industria.<\/p><h3 class=\"wp-block-heading\">Leer m\u00e1s:<\/h3><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/cryptonews.com\/es\/noticias\/vuelven-ico-criptomonedas-coinbase-compra-echo\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vuelven las ICO de criptomonedas: Coinbase compra Echo por 375 millones<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/es\/noticias\/ue-prohibe-operativa-exchanges-rusos-stablecoin-a7a5\/\" target=\"_blank\" rel=\"noreferrer noopener\">La UE proh\u00edbe la operativa de exchanges rusos y la stablecoin A7A5<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/es\/noticias\/donald-trump-indulta-al-fundador-de-binance-regresara-al-exchange\/\" target=\"_blank\" rel=\"noreferrer noopener\">Donald Trump indulta al fundador de Binance: \u00bfregresar\u00e1 al exchange?<\/a><\/li>\n<\/ul><div>\n    <section class=\"toc-sticky w-100 bg-white \">\n        <div class=\"toc-sticky__container container\">\n            <div class=\"toc-sticky__open d-flex align-items-end\" data-bs-toggle=\"collapse\" aria-controls=\"multiCollapse1\" data-bs-target=\"#multiCollapse1\">\n                <button class=\"btn btn-primary collapse-action-btn p-1 rounded-circle\" type=\"button\">\n                    <i class=\"icon-chevron-up\"><\/i>\n                <\/button>\n                <span class=\"toc-main-title-permanent\">Table of Contents<\/span>\n            <\/div>\n            <div class=\"collapse  show my-3\" id=\"multiCollapse1\">\n                <ol class=\"StepProgress\">\n                    <li class=\"StepProgress-item current\">En este art\u00edculo<\/li>\n                                                                    <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-una-revolucion-silenciosa-en-los-pagos-digitales\" class=\"StepProgress-item__link\" data-level=\"2\">Una revoluci\u00f3n silenciosa en los pagos digitales<\/a>\n                                                    <\/div>\n                                                \n                                                                    <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-del-entusiasmo-al-uso-cotidiano\" class=\"StepProgress-item__link\" data-level=\"2\">Del entusiasmo al uso cotidiano<\/a>\n                                                    <\/div>\n                                                \n                                                                        <li class=\"StepProgress-item subList-in-progress\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-un-desafio-para-los-gigantes-financieros\" class=\"StepProgress-item__link\" data-level=\"2\">Un desaf\u00edo para los gigantes financieros<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"TOC1sublist-h-un-desafio-para-los-gigantes-financieros\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-leer-mas\" class=\"StepProgress-item__link\" data-level=\"3\">Leer m\u00e1s:<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                    <\/ol>\n                <div class=\"toc-sticky__container__disperse\"><\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n    <div class=\"toc-sticky-list\">\n        <div class=\"toc-sticky__container container\">\n            <div class=\"toc-sticky__open d-flex align-items-end\" data-bs-toggle=\"collapse\" aria-controls=\"multiCollapse2\" data-bs-target=\"#multiCollapse2\">\n                <button class=\"btn btn-primary collapse-action-btn p-1 rounded-circle\" type=\"button\">\n                    <i class=\"icon-chevron-up up\"><\/i>\n                <\/button>\n            <\/div>\n            <div class=\"collapse show my-3\" id=\"multiCollapse2\">\n                <ol class=\"StepProgress\">\n                    <li class=\"StepProgress-item current\">En este art\u00edculo<\/li>\n\n                                                                                                                        <li class=\"StepProgress-item \">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-una-revolucion-silenciosa-en-los-pagos-digitales\" class=\"StepProgress-item__link\" data-level=\"2\">Una revoluci\u00f3n silenciosa en los pagos digitales<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                                                                                                        <li class=\"StepProgress-item \">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-del-entusiasmo-al-uso-cotidiano\" class=\"StepProgress-item__link\" data-level=\"2\">Del entusiasmo al uso cotidiano<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                                                                                                    <li class=\"StepProgress-item subList-in-progress \">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-un-desafio-para-los-gigantes-financieros\" class=\"StepProgress-item__link\" data-level=\"2\">Un desaf\u00edo para los gigantes financieros<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"sublist-h-un-desafio-para-los-gigantes-financieros\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-leer-mas\" class=\"StepProgress-item__link\" data-level=\"3\">Leer m\u00e1s:<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                    <\/ol>\n            <\/div>\n            <div class=\"toc-sticky__container__disperse\"><\/div>\n        <\/div>\n    <\/div>\n<\/div><script id=\"toc-js\">\n    window.addEventListener(\"DOMContentLoaded\", () => {\n        const header = document.querySelector(\".header_wrapper\");\n\n        const pageLegend = document.querySelector('#multiCollapse1');\n        const pageLegendList = document.querySelector('#multiCollapse2');\n        const pageLegendCollapse = new bootstrap.Collapse(pageLegend, {toggle: document.querySelector(\".toc-sticky\").classList.contains('sticky')});\n\n        \/**\n         * Changing current title\n         *\/\n        (function (pageLegend) {\n            const titleNodes = pageLegend.querySelectorAll('.StepProgress-item__link');\n\n            if (!titleNodes.length) return;\n\n            const titles = [...titleNodes].map((itm, i) => ({\n                id: itm.getAttribute('data-id'),\n                text: itm.textContent,\n                level: itm.getAttribute('data-level'),\n                linkNode: itm,\n                titleNode: document.getElementById(itm.getAttribute('data-id')),\n                index: i,\n            }));\n\n            \/**\n             * Source: https:\/\/www.sitepoint.com\/throttle-scroll-events\/\n             * @param {Function} fn\n             * @param {number} wait\n             * @returns {(function(): void)|*}\n             *\/\n            const throttle = (fn, wait) => {\n                let time = Date.now();\n                return function () {\n                    if ((time + wait - Date.now()) < 0) {\n                        fn();\n                        time = Date.now();\n                    }\n                }\n            }\n\n            const changeCurrentTitle = () => {\n                const documentScrollTop = window.pageYOffset || document.documentElement.scrollTop || document.body.scrollTop || 0;\n                let current = 0;\n\n                \/\/ Title\n                titles.forEach((itm, i) => {\n                    \/\/console.log(itm)\n                    const itmOffsetTop = itm.titleNode ? itm.titleNode.offsetTop - 100 : 0;\n\n                    if (documentScrollTop >= itmOffsetTop) {\n                        document.getElementById('toc-current-title').innerHTML = itm.text;\n                        document.getElementById('toc-current-title').setAttribute('data-current-id', itm.id);\n                        document.getElementById('toc-current-title').setAttribute('data-current-level', itm.level);\n                        current = i;\n                    }\n                })\n\n                \/\/ close all list and open sub list if needed\n                if (document.querySelector(\".toc-sticky\").classList.contains('sticky')) {\n                    document.querySelectorAll('.subList-in-progress').forEach((el) => {\n                        el.children[1].classList.remove('show');\n                        el.getElementsByClassName('icon-chevron-down')[0].classList.remove('up');\n                    });\n                    const currentEl = titles[current];\n                    currentEl.linkNode.classList.add('show');\n                }\n\n                titles.forEach((itm, i) => {\n                    itm.linkNode.parentNode.parentNode.classList.remove('current', 'is-done');\n                    if (current > i) {\n                        itm.linkNode.parentNode.parentNode.classList.add('is-done')\n                    };\n                    if (current === i) {\n                        itm.linkNode.parentNode.parentNode.classList.add('current');\n                    };\n                })\n\n            }\n\n            changeCurrentTitle();\n\n            document.addEventListener('scroll', throttle(changeCurrentTitle, 50));\n        })(pageLegend);\n\n        \/**\n         *  Collapse\n         *\/\n        (function (pageLegend, header) {\n            const icon = pageLegend.parentNode.querySelector(\".collapse-action-btn i\");\n\n            const collapseToggle = (status) => (e) => {\n                if (!e.target.isEqualNode(pageLegend)) return;\n\n                icon.classList.toggle(\"up\");\n\n                const containerHeight = pageLegend.getBoundingClientRect().height;\n\n                const showSubtitleContent = () => {\n                    const currentId = document.getElementById('toc-current-title').getAttribute('data-current-id');\n                    const currentLevel = document.getElementById('toc-current-title').getAttribute('data-current-level');\n                    const currentSubTitle = currentLevel == 3 ? document.querySelector(`a[data-id=\"${currentId}\"]`).parentNode.parentNode.parentNode : false;\n\n                    if (!currentSubTitle) return;\n                    new bootstrap.Collapse(currentSubTitle, {toggle: false}).show();\n                }\n\n                showSubtitleContent();\n                console.log(status + 'fdsfsd' + containerHeight);\n                if (status === 'shown' && document.querySelector(\".toc-sticky\").classList.contains('sticky')) {\n                    document.querySelector('html').classList.remove('overflow-hidden');\n                    pageLegend.classList.add('overflow-auto');\n                    pageLegend.style.height = `calc(100vh - ${header.getBoundingClientRect().height + document.querySelector('.toc-sticky__open').getBoundingClientRect().height + 16}px)`;\n                } else if (status === 'hide') {\n                    document.querySelector('html').removeClass('overflow-hidden');\n                    pageLegend.classList.remove('overflow-auto');\n                    pageLegend.style.height = 'auto';\n                }\n            }\n\n            pageLegend.addEventListener('shown.bs.collapse', collapseToggle('shown'));\n            pageLegend.addEventListener('hide.bs.collapse', collapseToggle('hide'));\n        })(pageLegend, header);\n\n        \/**\n         * Collapse sub-titles\n         *\/\n        (function (pageLegend) {\n            const collapseEls = pageLegend.querySelectorAll('.collapse');\n\n            collapseEls.forEach(function (el) {\n\n                const toggleArrowDirection = function (e) {\n                    if (!e.target.isEqualNode(el)) return;\n\n                    const id = this.getAttribute('id');\n                    document.querySelector(`.collapse-action-btn[data-bs-target=\"#${id}\"] .icon-chevron-down`).classList.toggle('up');\n                }\n                el.addEventListener('shown.bs.collapse', toggleArrowDirection);\n                el.addEventListener('hide.bs.collapse', toggleArrowDirection);\n            })\n        })(pageLegend);\n\n        \/**\n         *  Collapse main title\n         *\/\n        (function (pageLegendList) {\n            const icon = pageLegendList.parentNode.querySelector(\".collapse-action-btn i\");\n\n            const collapseToggle = () => (e) => {\n                if (!e.target.isEqualNode(pageLegendList)) return;\n\n                icon.classList.toggle(\"up\");\n\n            }\n            pageLegendList.addEventListener('shown.bs.collapse', collapseToggle());\n            pageLegendList.addEventListener('hide.bs.collapse', collapseToggle());\n        })(pageLegendList);\n\n        (function (pageLegendList) {\n            const collapseEls = pageLegendList.querySelectorAll('.collapse');\n\n            collapseEls.forEach(function (el) {\n\n                const toggleArrowDirection = function (e) {\n                    if (!e.target.isEqualNode(el)) return;\n\n                    const id = this.getAttribute('id');\n                    document.querySelector(`.toc-sticky-list .collapse-action-btn[data-bs-target=\"#${id}\"] .icon-chevron-down`).classList.toggle('up');\n                }\n                el.addEventListener('shown.bs.collapse', toggleArrowDirection);\n                el.addEventListener('hide.bs.collapse', toggleArrowDirection);\n            })\n        })(pageLegendList);\n\n        \/**\n         * Sticky functionality\n         * Source: https:\/\/stackoverflow.com\/questions\/17893771\/javascript-sticky-div-after-scroll\n         *\/\n        (function (header, pageLegendCollapse) {\n            \/\/ set everything outside the onscroll event (less work per scroll)\n            const target = document.querySelector(\".toc-sticky\");\n            const targetListStatic = document.querySelector(\".toc-sticky-list\");\n\n            if (!target || !header) return;\n\n            const headerHeight = header.getBoundingClientRect().height;\n            const targetHeight = targetListStatic.getBoundingClientRect().height;\n\n            \/\/ -headerHeight so it won't be jumpy\n            const stop = targetListStatic.offsetTop + headerHeight + targetHeight;\n            const docBody =\n                document.documentElement || document.body.parentNode || document.body;\n            const hasOffset = window.pageYOffset !== undefined;\n\n            const applySticky = function () {\n                \/\/ cross-browser compatible scrollTop.\n                const scrollTop = hasOffset ? window.pageYOffset : docBody.scrollTop;\n\n                \/\/ if user scrolls to headerHeight from the top of the target div\n                if (scrollTop >= stop) {\n                    pageLegendCollapse.hide();\n                    \/\/ stick the div\n                    target.classList.add(\"sticky\");\n                    \/\/target.style.marginTop = `${headerHeight}px`;\n                } else {\n                    pageLegendCollapse.show();\n                    \/\/ release the div\n                    target.classList.remove(\"sticky\");\n                    target.style.marginTop = \"\";\n                }\n            }\n\n            applySticky();\n\n            window.addEventListener('scroll', applySticky);\n        })(header, pageLegendCollapse);\n\n        jQuery('span.show_moretoc').click(function () {\n            jQuery('span.show_moretoc').hide();\n            jQuery('.ms_hidetoc').show();\n        });\n    });\n<\/script>","protected":false},"excerpt":{"rendered":"<p>Los pagos con stablecoins ya no son una rareza dentro del ecosistema cripto. En 2025, las transacciones con monedas estables superaron los nueve billones de d\u00f3lares, un volumen comparable al de gigantes como PayPal o Visa. Lo que naci\u00f3 como una alternativa experimental para mover valor entre usuarios se ha transformado en una red global [&hellip;]<\/p>\n","protected":false},"author":91,"featured_media":176974,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10],"tags":[1767,90,220],"redactores":[496],"sponsored_companies":[],"class_list":["post-176972","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-defi-news","tag-adopcion","tag-criptomonedas","tag-stablecoin","redactores-alberto-rodriguez-de-la-cruz"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Los pagos con stablecoins ya rivalizan con Paypal y Visa<\/title>\n<meta name=\"description\" content=\"Los pagos con stablecoins superan los nueve billones de d\u00f3lares y desaf\u00edan el dominio de PayPal y Visa en las finanzas digitales.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Los pagos con stablecoins ya rivalizan con Paypal y Visa\" \/>\n<meta property=\"og:description\" content=\"Los pagos con stablecoins superan los nueve billones de d\u00f3lares y desaf\u00edan el dominio de PayPal y Visa en las finanzas digitales.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/\" \/>\n<meta property=\"og:site_name\" content=\"Cryptonews en Espa\u00f1ol\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-25T08:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-27T07:56:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2025\/10\/24201722\/pagos-con-stablecoins-rivalizan-con-paypal-y-visa.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Los pagos con stablecoins ya rivalizan con Paypal y Visa\" \/>\n<meta name=\"twitter:description\" content=\"Los pagos con stablecoins superan los nueve billones de d\u00f3lares y desaf\u00edan el dominio de PayPal y Visa en las finanzas digitales.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2025\/10\/24201722\/pagos-con-stablecoins-rivalizan-con-paypal-y-visa.jpg\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Los pagos con stablecoins ya rivalizan con Paypal y Visa","description":"Los pagos con stablecoins superan los nueve billones de d\u00f3lares y desaf\u00edan el dominio de PayPal y Visa en las finanzas digitales.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/","og_locale":"es_ES","og_type":"article","og_title":"Los pagos con stablecoins ya rivalizan con Paypal y Visa","og_description":"Los pagos con stablecoins superan los nueve billones de d\u00f3lares y desaf\u00edan el dominio de PayPal y Visa en las finanzas digitales.","og_url":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/","og_site_name":"Cryptonews en Espa\u00f1ol","article_published_time":"2025-10-25T08:00:00+00:00","article_modified_time":"2025-10-27T07:56:51+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2025\/10\/24201722\/pagos-con-stablecoins-rivalizan-con-paypal-y-visa.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_title":"Los pagos con stablecoins ya rivalizan con Paypal y Visa","twitter_description":"Los pagos con stablecoins superan los nueve billones de d\u00f3lares y desaf\u00edan el dominio de PayPal y Visa en las finanzas digitales.","twitter_image":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2025\/10\/24201722\/pagos-con-stablecoins-rivalizan-con-paypal-y-visa.jpg","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/#article","isPartOf":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/"},"author":{"name":"albertorodriguezdelacruztf","@id":"https:\/\/cryptonews.com\/es\/#\/schema\/person\/3965d7a2f1ec0260d5eb1fdb0ddb6f0a"},"headline":"Los pagos con stablecoins ya rivalizan con Paypal y Visa","datePublished":"2025-10-25T08:00:00+00:00","dateModified":"2025-10-27T07:56:51+00:00","mainEntityOfPage":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/"},"wordCount":718,"publisher":{"@id":"https:\/\/cryptonews.com\/es\/#organization"},"image":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/#primaryimage"},"thumbnailUrl":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2025\/10\/24201722\/pagos-con-stablecoins-rivalizan-con-paypal-y-visa.jpg","keywords":["adopci\u00f3n","Criptomonedas","Stablecoin"],"articleSection":["Noticias DeFi"],"inLanguage":"es-ES","copyrightYear":"2025","copyrightHolder":{"@id":"https:\/\/cryptonews.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/","url":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/","name":"Los pagos con stablecoins ya rivalizan con Paypal y Visa","isPartOf":{"@id":"https:\/\/cryptonews.com\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/#primaryimage"},"image":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/#primaryimage"},"thumbnailUrl":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2025\/10\/24201722\/pagos-con-stablecoins-rivalizan-con-paypal-y-visa.jpg","datePublished":"2025-10-25T08:00:00+00:00","dateModified":"2025-10-27T07:56:51+00:00","description":"Los pagos con stablecoins superan los nueve billones de d\u00f3lares y desaf\u00edan el dominio de PayPal y Visa en las finanzas digitales.","breadcrumb":{"@id":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/#breadcrumb"},"inLanguage":"es-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/"]}],"author":[]},{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/#primaryimage","url":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2025\/10\/24201722\/pagos-con-stablecoins-rivalizan-con-paypal-y-visa.jpg","contentUrl":"https:\/\/cimg.co\/wp-content\/uploads\/sites\/12\/2025\/10\/24201722\/pagos-con-stablecoins-rivalizan-con-paypal-y-visa.jpg","width":1200,"height":800,"caption":"Los pagos con stablecoins ya rivalizan con Paypal y Visa"},{"@type":"BreadcrumbList","@id":"https:\/\/cryptonews.com\/es\/noticias\/los-pagos-con-stablecoins-ya-rivalizan-con-paypal-y-visa\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cryptonews.com\/es\/"},{"@type":"ListItem","position":2,"name":"Los pagos con stablecoins ya rivalizan con Paypal y Visa"}]},{"@type":"WebSite","@id":"https:\/\/cryptonews.com\/es\/#website","url":"https:\/\/cryptonews.com\/es\/","name":"Cryptonews en Espa\u00f1ol","description":"","publisher":{"@id":"https:\/\/cryptonews.com\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cryptonews.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-ES"},{"@type":"Organization","@id":"https:\/\/cryptonews.com\/es\/#organization","name":"Cryptonews en Espa\u00f1ol","url":"https:\/\/cryptonews.com\/es\/","logo":{"@type":"ImageObject","inLanguage":"es-ES","@id":"https:\/\/cryptonews.com\/es\/#\/schema\/logo\/image\/","url":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/12\/2023\/09\/cropped-CryptoNews-Logo-1.png","contentUrl":"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/12\/2023\/09\/cropped-CryptoNews-Logo-1.png","width":100,"height":91,"caption":"Cryptonews en Espa\u00f1ol"},"image":{"@id":"https:\/\/cryptonews.com\/es\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/posts\/176972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/users\/91"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/comments?post=176972"}],"version-history":[{"count":3,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/posts\/176972\/revisions"}],"predecessor-version":[{"id":177010,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/posts\/176972\/revisions\/177010"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/media\/176974"}],"wp:attachment":[{"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/media?parent=176972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/categories?post=176972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/tags?post=176972"},{"taxonomy":"redactores","embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/redactores?post=176972"},{"taxonomy":"sponsored_companies","embeddable":true,"href":"https:\/\/cryptonews.com\/es\/wp-json\/wp\/v2\/sponsored_companies?post=176972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}