{"id":77214,"date":"2022-04-27T05:51:00","date_gmt":"2022-04-27T05:51:00","guid":{"rendered":"https:\/\/cn.cryptonews.com\/?p=77214"},"modified":"2023-06-26T11:26:46","modified_gmt":"2023-06-26T11:26:46","slug":"fu-da-fidelity-investments-tui-xiu-jin-ji-hua-jiang-yun-xu-yuan-gong-tou-zi-bi-te-bi","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/cn\/news\/fu-da-fidelity-investments-tui-xiu-jin-ji-hua-jiang-yun-xu-yuan-gong-tou-zi-bi-te-bi\/","title":{"rendered":"\u5bcc\u8fbe (Fidelity Investments) \u9000\u4f11\u91d1\u8ba1\u5212\u5c06\u5141\u8bb8\u5458\u5de5\u6295\u8d44\u6bd4\u7279\u5e01"},"content":{"rendered":"
\"\"
来源：AdobeStock \/ JHVEPhoto<\/figcaption><\/figure>

美国最大的 401(k) 退休金计划供应商富达 (Fidelity Investments) 将允许参与者选择将钱以比特币 (<\/strong>BTC<\/strong><\/a>)来储存，但前提是他们的雇主允许。<\/strong><\/p>

401(k) 计划是雇主赞助的固定缴款退休金账户，根据研究人员 Cerulli Associates 编制的 2020 年数据，富达将 2.4 兆美元锁定在 401(k) 账户中。 《纽约时报》<\/strong>指出<\/strong><\/a>，这一数字占美国国内市场的三分之一以上。<\/strong><\/p>

富达<\/strong>在其网站上<\/strong><\/a>解释说，其“新的专有产品”被称为数位资产账户，对于公司而言，可以“为您的员工提供投资数位资产的机会，特别是比特币。” 它声称已经开发了新产品来“作为富达整体数位资产服务的一部分”。<\/strong><\/p>

《纽约时报》补充说，账户费用将在资产的 0.75% 到 0.9% 之间，但这将“取决于几个因素，包括雇主和投资金额”。<\/strong><\/p>

除此之外，还将收取“额外交易费”。这方面的细节仍未公布，但援引公司发言人的话称，这项收费将“具有竞争力的价格”。<\/strong><\/p>

富达的工作场所退休产品和平台负责人戴夫格雷被引述说：<\/strong><\/p>

“我们开始听到计划赞助者自发性地对于如何提供比特币或数位资产到其退休计划中表现出日益浓厚的兴趣。”<\/strong><\/p><\/blockquote>

媒体机构财富管理公司 (Wealth Management)<\/strong> 补充<\/strong><\/a>说，到 2022 年的年中，该类型产品将会“广泛地提供”给雇主。<\/strong><\/p>

该公司在其网站上表示，投资者将被授予造访其数位资产账户的权限，该账户“主要的持有资产是比特币和短期货币市场的各项投资”。<\/strong><\/p>

但“计划赞助人” — 即雇主 — 将对“选择提供”账户以及确定这些账户的缴费和兑换的限额拥有最终的发言权。<\/strong><\/p>

该公司表示，还将向员工提供有关比特币的教育资讯，“ 以帮助他们做出明智的决定”。<\/strong><\/p>

《纽约时报》表示，监管机构“已经表示对这个想法抱持怀疑的态度”，并指出今年 3 月，负责管理该领域的劳工部“表示对于增加数位资产到投资选项中的任何退休金计划都将投以不赞同的目光。”<\/strong><\/p>","protected":false},"excerpt":{"rendered":"

来源：AdobeStock \/ JHVEPhoto美国最大的 401(k) 退休金计划供应商富达 (Fidelity Investments) 将允许参与者选择将钱以比特币 (BTC)来储存，但前提是他们的雇主允许。401(k) 计划是雇主赞助的固定缴款退休金账户，根据研究人员 Cerulli Associates 编制的 2020 年数据，富达将 2.4 兆美元锁定在 401(k) 账户中。 《纽约时报》指出，这一数字占美国国内市场的三分之一以上。富达在其网站上解释说，其“新的专有产品”被称为数位资产账户，对于公司而言，可以“为您的员工提供投资数位资产的机会，特别是比特币。” 它声称已经开发了新产品来“作为富达整体数位资产服务的一部分”。《纽约时报》补充说，账户费用将在资产的 0.75% 到 0.9% 之间，但这将“取决于几个因素，包括雇主和投资金额”。除此之外，还将收取“额外交易费”。这方面的细节仍未公布，但援引公司发言人的话称，这项收费将“具有竞争力的价格”。富达的工作场所退休产品和平台负责人戴夫格雷被引述说： “我们开始听到计划赞助者自发性地对于如何提供比特币或数位资产到其退休计划中表现出日益浓厚的兴趣。” 媒体机构财富管理公司 (Wealth Management) 补充说，到 2022 年的年中，该类型产品将会“广泛地提供”给雇主。该公司在其网站上表示，投资者将被授予造访其数位资产账户的权限，该账户“主要的持有资产是比特币和短期货币市场的各项投资”。但“计划赞助人” — 即雇主 — 将对“选择提供”账户以及确定这些账户的缴费和兑换的限额拥有最终的发言权。该公司表示，还将向员工提供有关比特币的教育资讯，“ 以帮助他们做出明智的决定”。《纽约时报》表示，监管机构“已经表示对这个想法抱持怀疑的态度”，并指出今年 3 月，负责管理该领域的劳工部“表示对于增加数位资产到投资选项中的任何退休金计划都将投以不赞同的目光。”<\/p>\n","protected":false},"author":47,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,6],"tags":[],"editors":[],"sponsored_companies":[],"class_list":["post-77214","post","type-post","status-publish","format-standard","hentry","category-news","category-bitcoin-news"],"acf":[],"yoast_head":"\n\u5bcc\u8fbe (Fidelity Investments) \u9000\u4f11\u91d1\u8ba1\u5212\u5c06\u5141\u8bb8\u5458\u5de5\u6295\u8d44\u6bd4\u7279\u5e01<\/title>\n<meta name=\"description\" content=\"来源：AdobeStock \/ JHVEPhoto美国最大的 401(k)\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.com\/cn\/news\/fu-da-fidelity-investments-tui-xiu-jin-ji-hua-jiang-yun-xu-yuan-gong-tou-zi-bi-te-bi\/\" \/>\n<meta property=\"og:locale\" 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