{"id":50236,"date":"2020-02-24T13:39:00","date_gmt":"2020-02-24T13:39:00","guid":{"rendered":"https:\/\/cn.cryptonews.com\/?p=50236"},"modified":"2023-06-26T11:26:58","modified_gmt":"2023-06-26T11:26:58","slug":"world-is-ready-for-private-money-jpmorgan-2998","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/cn\/news\/world-is-ready-for-private-money-jpmorgan-2998\/","title":{"rendered":"\u6469\u6839\u5927\u901a\uff1a\u4e16\u754c\u5df2\u4e3a\u79c1\u4eba\u8d44\u91d1\u505a\u597d\u4e86\u51c6\u5907"},"content":{"rendered":"

国际金融可能正处于大规模采用「私人资金」边际，例如脸书<\/b>的一家大型投资银行预测 ，尽管在实现 Libra<\/a> 梦想前，仍有许多障碍要克服。<\/p>

\"\"
来源：iStock\/danielvfung<\/figcaption><\/figure>

根据深度报告<\/a>，大型投资银行摩根大通<\/b>在过去的一周，人们已经准备好接受所谓的“私人货币”，意味着私人机构发行的任何类型货币。对此论点，我们今天所知的绝大多数法定货币已通过部分储备银行方式由私人发行。<\/p>

当今所有已采用这种系统的国家中，私人银行确实在每次发放贷款时都会创建电子货币。但大多数国家政府仍然在发行现金方面拥有垄断地位，尽管这只占社会上所有货币交易的很小一部分。<\/p>

在区块链、数字货币和加密货币：已进入市场主流？<\/i>的报告中，该银行非常重视稳定币作用。同时，报告中，在很大程度上驳斥了传统加密货币的高波动性，称波动性仍然是广泛采用的严重障碍，而加密货币目前作为资产组合多元化和对冲资产的 「作用有限」。<\/p>

根据该报告，金融资产支持的稳定币首先获得大规模接纳，可能挑战传统法币的资产类型和资产。 但是，稳定币发行人应做好其业务<\/a>，到目前为止，相比可能将面临全新的监管审查，监管机构对这些机构的对待方式与传统银行的对待方式大致相同。正如摩根大通指出的那样，这样做 (发行私人资金) 的特权往往伴随着重大的监管监督和昂贵的合规义务。<\/p>

在同一点上，该报告称底层技术和对实质性监管的需要，阻碍了快速采用和规模化，同时估计传统银行业务中基于区块链的解决方案仍需要三到五年之久。<\/p>

总而言之，报告作者重申，接受稳定币向政府缴税的监管障碍 (可以看作是批准的印章) 仍然非常 “重要”。此外，它还将稳定币抵押品的采购和工作量证明加密货币的能源需求列为潜在限制。<\/p>

「我们认为，缺乏效率的持续大幅度提高，真正分布式的稳定币很难达到全球规模。」 报告总结说，依靠中央机构来验证交易和维护分类帐的完整性是种可能的解决方案，但却不能提供与真正的「分布式分类帐技术」相同的收益。<\/p>","protected":false},"excerpt":{"rendered":"

国际金融可能正处于大规模采用「私人资金」边际，例如脸书的一家大型投资银行预测 ，尽管在实现 Libra 梦想前，仍有许多障碍要克服。来源：iStock\/danielvfung根据深度报告，大型投资银行摩根大通在过去的一周，人们已经准备好接受所谓的“私人货币”，意味着私人机构发行的任何类型货币。对此论点，我们今天所知的绝大多数法定货币已通过部分储备银行方式由私人发行。当今所有已采用这种系统的国家中，私人银行确实在每次发放贷款时都会创建电子货币。但大多数国家政府仍然在发行现金方面拥有垄断地位，尽管这只占社会上所有货币交易的很小一部分。在区块链、数字货币和加密货币：已进入市场主流？的报告中，该银行非常重视稳定币作用。同时，报告中，在很大程度上驳斥了传统加密货币的高波动性，称波动性仍然是广泛采用的严重障碍，而加密货币目前作为资产组合多元化和对冲资产的 「作用有限」。根据该报告，金融资产支持的稳定币首先获得大规模接纳，可能挑战传统法币的资产类型和资产。 但是，稳定币发行人应做好其业务，到目前为止，相比可能将面临全新的监管审查，监管机构对这些机构的对待方式与传统银行的对待方式大致相同。正如摩根大通指出的那样，这样做 (发行私人资金) 的特权往往伴随着重大的监管监督和昂贵的合规义务。在同一点上，该报告称底层技术和对实质性监管的需要，阻碍了快速采用和规模化，同时估计传统银行业务中基于区块链的解决方案仍需要三到五年之久。总而言之，报告作者重申，接受稳定币向政府缴税的监管障碍 (可以看作是批准的印章) 仍然非常 “重要”。此外，它还将稳定币抵押品的采购和工作量证明加密货币的能源需求列为潜在限制。「我们认为，缺乏效率的持续大幅度提高，真正分布式的稳定币很难达到全球规模。」 报告总结说，依靠中央机构来验证交易和维护分类帐的完整性是种可能的解决方案，但却不能提供与真正的「分布式分类帐技术」相同的收益。<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,8],"tags":[],"editors":[],"sponsored_companies":[],"class_list":["post-50236","post","type-post","status-publish","format-standard","hentry","category-news","category-altcoin-news"],"acf":[],"yoast_head":"\n\u6469\u6839\u5927\u901a\uff1a\u4e16\u754c\u5df2\u4e3a\u79c1\u4eba\u8d44\u91d1\u505a\u597d\u4e86\u51c6\u5907<\/title>\n<meta name=\"description\" content=\"国际金融可能正处于大规模采用「私人资金\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.com\/cn\/news\/world-is-ready-for-private-money-jpmorgan-2998\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" 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