{"id":209679,"date":"2025-12-15T06:19:47","date_gmt":"2025-12-15T06:19:47","guid":{"rendered":"https:\/\/cryptonews.com\/cn\/?p=209679"},"modified":"2025-12-15T06:05:07","modified_gmt":"2025-12-15T06:05:07","slug":"sec-beginner-guide-retail-investors-crypto-assets","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/cn\/news\/sec-beginner-guide-retail-investors-crypto-assets\/","title":{"rendered":"\u5b98\u65b9\u65b0\u624b\u6559\u5b66 \u7f8e\u56fdSEC\u7ed9\u6563\u6237\u7684\u5165\u95e8\u52a0\u5bc6\u8d44\u4ea7\u6307\u5357"},"content":{"rendered":"<p>\u7f8e\u56fd\u8bc1\u5238\u4ea4\u6613\u59d4\u5458\u4f1a\uff08SEC\uff09\u6295\u8d44\u8005\u6559\u80b2\u4e0e\u534f\u52a9\u529e\u516c\u5ba4\u53d1\u5e03\u672c\u300a\u6295\u8d44\u8005\u516c\u544a\u300b\uff0c\u65e8\u5728\u5e2e\u52a9\u6563\u6237\u6295\u8d44\u8005\u4e86\u89e3\u6301\u6709<a href=\"https:\/\/cryptonews.com\/cn\/cryptocurrency\/best-crypto-to-buy\/\">\u52a0\u5bc6\u8d44\u4ea7<\/a>\u7684\u65b9\u5f0f\u3002\u8be5\u516c\u544a\u6982\u8ff0\u52a0\u5bc6\u8d44\u4ea7\u6258\u7ba1\u7684\u7c7b\u578b\uff0c\u5e76\u63d0\u4f9b\u63d0\u793a\u4e0e\u95ee\u9898\uff0c\u5e2e\u52a9\u4f60\u5224\u65ad\u5982\u4f55\u66f4\u9002\u5408\u5730\u6301\u6709\u52a0\u5bc6\u8d44\u4ea7\u3002<\/p><h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662f\u52a0\u5bc6\u8d44\u4ea7\u6258\u7ba1\uff1f<\/h2><span class=\"replacer\"><\/span><p>\u52a0\u5bc6\u8d44\u4ea7\u201c\u6258\u7ba1\u201d\uff08custody\uff09\u6307\u4f60\u5982\u4f55\u3001\u4ee5\u53ca\u5728\u4f55\u5904\u5b58\u50a8\u4e0e\u8bbf\u95ee\u4f60\u7684\u52a0\u5bc6\u8d44\u4ea7\u3002\u4e00\u822c\u800c\u8a00\uff0c\u4f60\u901a\u8fc7\u4e00\u79cd\u79f0\u4e3a\u52a0\u5bc6\u94b1\u5305\uff08crypto wallet\uff09\u7684\u8bbe\u5907\u6216\u7535\u8111\u7a0b\u5e8f\u6765\u8bbf\u95ee\u52a0\u5bc6\u8d44\u4ea7\u3002\u52a0\u5bc6\u94b1\u5305\u672c\u8eab\u4e0d\u201c\u5b58\u653e\u201d\u52a0\u5bc6\u8d44\u4ea7\uff1b\u5b83\u5b58\u653e\u7684\u662f\u4f60\u52a0\u5bc6\u8d44\u4ea7\u7684\u201c\u79c1\u94a5\u201d\uff08private keys\uff09\u6216\u901a\u884c\u7801\uff08passcodes\uff09\u3002<\/p><p>\u52a0\u5bc6\u8d44\u4ea7\uff08Crypto Asset\uff09\uff1a\u52a0\u5bc6\u8d44\u4ea7\u662f\u6307\u4f7f\u7528\u533a\u5757\u94fe\u6216\u7c7b\u4f3c\u7684\u5206\u5e03\u5f0f\u8d26\u672c\u6280\u672f\u7f51\u7edc\u751f\u6210\u3001\u53d1\u884c\u53ca\/\u6216\u8f6c\u79fb\u7684\u8d44\u4ea7\uff0c\u5305\u62ec\u201c\u4ee3\u5e01\u201d\uff08tokens\uff09\u3001\u201c\u6570\u5b57\u8d44\u4ea7\u201d\uff08digital assets\uff09\u3001\u201c\u865a\u62df\u8d27\u5e01\u201d\uff08virtual currencies\uff09\u4e0e\u201c\u5e01\u201d\uff08coins\uff09\u3002\u6295\u8d44\u8005\u5e94\u4e86\u89e3\uff0c\u52a0\u5bc6\u8d44\u4ea7\u7684\u7279\u6027\u4e0e\u8bbe\u8ba1\uff0c\u4ee5\u53ca\u5176\u53d1\u884c\u53ca\/\u6216\u8f6c\u79fb\u6240\u4f9d\u8d56\u7684\u5206\u5e03\u5f0f\u8d26\u672c\u6216\u533a\u5757\u94fe\u6280\u672f\uff0c\u53ef\u80fd\u5dee\u5f02\u5f88\u5927\u3002\u6362\u8a00\u4e4b\uff0c\u4e0d\u540c\u52a0\u5bc6\u8d44\u4ea7\u53ef\u80fd\u5e26\u6765\u4e0d\u540c\u7684\u6536\u76ca\u6216\u98ce\u9669\u3002<\/p><p><strong>\u5f53\u4f60\u521b\u5efa\u4e00\u4e2a\u52a0\u5bc6\u94b1\u5305\u65f6\uff0c\u901a\u5e38\u4f1a\u751f\u6210\u4ee5\u4e0b\u4e24\u628a\u5bc6\u94a5\u6216\u901a\u884c\u7801\uff1a<\/strong><\/p><ul class=\"wp-block-list\">\n<li>\u79c1\u94a5\uff08Private key\uff09\uff1a\u79c1\u94a5\u662f\u4e00\u4e32\u968f\u673a\u751f\u6210\u7684\u82f1\u6570\u5b57\u901a\u884c\u7801\uff0c\u7528\u4e8e\u6388\u6743\u52a0\u5bc6\u8d44\u4ea7\u4ea4\u6613\u3002\u79c1\u94a5\u5c31\u50cf\u52a0\u5bc6\u94b1\u5305\u7684\u5bc6\u7801\u3002\u4e00\u65e6\u521b\u5efa\uff0c\u79c1\u94a5\u65e0\u6cd5\u66f4\u6539\u6216\u66ff\u6362\u3002\u5982\u679c\u4f60\u4e22\u5931\u79c1\u94a5\uff0c\u4f60\u5c06\u6c38\u4e45\u5931\u53bb\u8bbf\u95ee\u94b1\u5305\u5185\u52a0\u5bc6\u8d44\u4ea7\u7684\u6743\u9650\u3002<\/li>\n\n\n\n<li>\u516c\u94a5\uff08Public key\uff09\uff1a\u516c\u94a5\u662f\u53e6\u4e00\u7ec4\u7528\u4e8e\u9a8c\u8bc1\u4ea4\u6613\u3001\u5e76\u5141\u8bb8\u4ed6\u4eba\u5411\u4f60\u7684\u52a0\u5bc6\u94b1\u5305\u53d1\u9001\u52a0\u5bc6\u8d44\u4ea7\u7684\u4ee3\u7801\u3002\u516c\u94a5\u4e0d\u80fd\u8ba9\u4eba\u8bbf\u95ee\u94b1\u5305\u4e2d\u7684\u79c1\u94a5\uff0c\u4e5f\u4e0d\u80fd\u7528\u4e8e\u6388\u6743\u4ea4\u6613\u3002\u516c\u94a5\u5c31\u50cf\u52a0\u5bc6\u94b1\u5305\u7684\u7535\u5b50\u90ae\u4ef6\u5730\u5740\u3002<\/li>\n<\/ul><p>\u8fd9\u4e24\u628a\u5bc6\u94a5\u5171\u540c\u8bc1\u660e\u4f60\u5bf9\u52a0\u5bc6\u8d44\u4ea7\u7684\u6240\u6709\u6743\uff0c\u5e76\u8d4b\u4e88\u4f60\u53d1\u9001\u3001\u63a5\u6536\u6216\u82b1\u8d39\u52a0\u5bc6\u8d44\u4ea7\u7684\u6743\u5229\u3002<\/p><h2 class=\"wp-block-heading\">\u70ed\u94b1\u5305 vs. \u51b7\u94b1\u5305<\/h2><span class=\"replacer\"><\/span><p>\u52a0\u5bc6\u94b1\u5305\u6709\u4e0d\u540c\u79cd\u7c7b\uff0c\u6563\u6237\u6295\u8d44\u8005\u6301\u6709\u94b1\u5305\u7684\u65b9\u5f0f\u4e5f\u4e0d\u540c\u3002\u4e24\u79cd\u4e3b\u8981\u7c7b\u578b\u4e3a\u201c\u70ed\u94b1\u5305\u201d\uff08hot wallet\uff09\u548c\u201c\u51b7\u94b1\u5305\u201d\uff08cold wallet\uff09\u3002<\/p><ul class=\"wp-block-list\">\n<li>\u70ed\u94b1\u5305\uff1a\u8fde\u63a5\u4e92\u8054\u7f51\u7684\u52a0\u5bc6\u94b1\u5305\uff0c\u53ef\u80fd\u662f\u684c\u9762\u3001\u624b\u673a\u6216\u7f51\u9875\u5e94\u7528\u3002\u70ed\u94b1\u5305\u4ea4\u6613\u8bbf\u95ee\u65b9\u4fbf\uff0c\u4f46\u4e5f\u66f4\u5bb9\u6613\u66b4\u9732\u5728\u7f51\u7edc\u5a01\u80c1\u4e4b\u4e0b\u3002<\/li>\n\n\n\n<li>\u51b7\u94b1\u5305\uff1a\u901a\u5e38\u662f\u4e0d\u8054\u7f51\u7684\u5b9e\u4f53\u8bbe\u5907\uff0c\u4f8b\u5982 U \u76d8\u3001\u79fb\u52a8\u786c\u76d8\uff0c\u751a\u81f3\u4e00\u5f20\u7eb8\u3002\u51b7\u94b1\u5305\u4ea4\u6613\u4e0d\u5982\u70ed\u94b1\u5305\u65b9\u4fbf\uff0c\u4f46\u56e0\u4e0d\u8054\u7f51\uff0c\u901a\u5e38\u66f4\u80fd\u62b5\u5fa1\u7f51\u7edc\u5a01\u80c1\u3002\u4e0d\u8fc7\u51b7\u94b1\u5305\u7684\u5b9e\u4f53\u8bbe\u5907\u53ef\u80fd\u4e22\u5931\u3001\u635f\u574f\u6216\u88ab\u76d7\uff0c\u5bfc\u81f4\u4f60\u6c38\u4e45\u5931\u53bb\u52a0\u5bc6\u8d44\u4ea7\u3002<\/li>\n<\/ul><h2 class=\"wp-block-heading\">\u4fdd\u62a4\u4f60\u7684\u52a9\u8bb0\u8bcd\uff08Seed Phrase\uff09<\/h2><span class=\"replacer\"><\/span><p>\u8bb8\u591a\u52a0\u5bc6\u94b1\u5305\u4f1a\u751f\u6210\u201c\u52a9\u8bb0\u8bcd\u201d\uff08seed phrase\uff09\uff0c\u4e5f\u79f0\u79cd\u5b50\u6062\u590d\u77ed\u8bed\u3001\u5907\u4efd\u52a9\u8bb0\u8bcd\u6216\u8bb0\u5fc6\u77ed\u8bed\u3002\u52a9\u8bb0\u8bcd\u662f\u4e00\u4e32\u968f\u673a\u5355\u8bcd\u5e8f\u5217\uff0c\u53ef\u5728\u4f60\u4e22\u5931\u94b1\u5305\u6216\u79c1\u94a5\uff0c\u6216\u786c\u4ef6\/\u8f6f\u4ef6\u635f\u574f\u6216\u6570\u636e\u635f\u6bc1\u65f6\uff0c\u7528\u4e8e\u6062\u590d\u94b1\u5305\u3002\u8bf7\u5c06\u52a9\u8bb0\u8bcd\u4fdd\u5b58\u5728\u5b89\u5168\u5730\u65b9\uff0c\u4e14\u4e0d\u8981\u4e0e\u4efb\u4f55\u4eba\u5206\u4eab\u3002<\/p><h2 class=\"wp-block-heading\">\u81ea\u6258\u7ba1 vs. \u7b2c\u4e09\u65b9\u6258\u7ba1<\/h2><span class=\"replacer\"><\/span><p>\u4f60\u8fd8\u9700\u8981\u51b3\u5b9a\uff1a\u662f\u81ea\u5df1\u7ba1\u7406\u52a0\u5bc6\u8d44\u4ea7\uff08\u81ea\u6258\u7ba1\uff0cself-custody\uff09\uff0c\u8fd8\u662f\u4ea4\u7531\u7b2c\u4e09\u65b9\u7ba1\u7406\uff08\u7b2c\u4e09\u65b9\u6258\u7ba1\uff0cthird-party custody\uff09\u3002\u65e0\u8bba\u81ea\u6258\u7ba1\u6216\u7b2c\u4e09\u65b9\u6258\u7ba1\uff0c\u90fd\u53ef\u80fd\u6709\u70ed\u94b1\u5305\u4e0e\u51b7\u94b1\u5305\u9009\u9879\u3002<\/p><p><strong>\u81ea\u6258\u7ba1\uff08Self-Custody\uff09<\/strong><\/p><p>\u81ea\u6258\u7ba1\u610f\u5473\u7740\u4f60\u638c\u63a7\u52a0\u5bc6\u8d44\u4ea7\uff0c\u5e76\u81ea\u884c\u8d1f\u8d23\u7ba1\u7406\u6240\u6709\u94b1\u5305\u7684\u79c1\u94a5\u3002\u4f60\u5bf9\u79c1\u94a5\u62e5\u6709\u5b8c\u5168\u63a7\u5236\u6743\uff0c\u4e5f\u8981\u5bf9\u79c1\u94a5\u5b89\u5168\u627f\u62c5\u5b8c\u5168\u8d23\u4efb\u3002\u82e5\u94b1\u5305\u4e22\u5931\u3001\u88ab\u76d7\u3001\u635f\u574f\u6216\u88ab\u9ed1\u5ba2\u653b\u51fb\uff0c\u4f60\u53ef\u80fd\u6c38\u4e45\u5931\u53bb\u8bbf\u95ee\u52a0\u5bc6\u8d44\u4ea7\u7684\u6743\u9650\u3002<\/p><p><strong>\u9009\u62e9\u81ea\u6258\u7ba1\u65f6\u7684\u5173\u952e\u95ee\u9898\uff1a<\/strong><\/p><ul class=\"wp-block-list\">\n<li>\u4f60\u662f\u5426\u80fd\u81ea\u884c\u8bbe\u7f6e\u4e0e\u7ef4\u62a4\u52a0\u5bc6\u94b1\u5305\uff1f\u8fd9\u53ef\u80fd\u9700\u8981\u4e00\u5b9a\u6280\u672f\u80fd\u529b\uff0c\u786e\u4fdd\u4f60\u80fd\u5904\u7406\u76f8\u5173\u6280\u672f\u7ec6\u8282\u3002<\/li>\n\n\n\n<li>\u4f60\u662f\u5426\u613f\u610f\u627f\u62c5\u52a0\u5bc6\u8d44\u4ea7\u7684\u5168\u90e8\u8d23\u4efb\uff1f\u4f60\u5fc5\u987b\u81ea\u884c\u4fdd\u7ba1\u79c1\u94a5\u4e0e\u52a9\u8bb0\u8bcd\uff1b\u4e00\u65e6\u4e22\u5931\u6216\u88ab\u76d7\uff0c\u53ef\u80fd\u5931\u53bb\u8d44\u4ea7\u8bbf\u95ee\u6743\u3002<\/li>\n<\/ul><p>\u4f60\u60f3\u4f7f\u7528\u54ea\u79cd\u94b1\u5305\uff1f\u5728\u4fbf\u5229\u6027\u4e0e\u5b89\u5168\u6027\u4e4b\u95f4\u6743\u8861\u9009\u62e9\u70ed\u94b1\u5305\u6216\u51b7\u94b1\u5305\u3002<\/p><p>\u94b1\u5305\u6210\u672c\u662f\u591a\u5c11\uff1f\u51b7\u94b1\u5305\u786c\u4ef6\u901a\u5e38\u9700\u8981\u8d2d\u4e70\uff1b\u70ed\u94b1\u5305\u53ef\u80fd\u8d77\u521d\u514d\u8d39\uff0c\u4f46\u8fdb\u884c\u4ea4\u6613\u901a\u5e38\u4f1a\u4ea7\u751f\u8d39\u7528\u3002\u9009\u62e9\u524d\u5148\u4e86\u89e3\u6210\u672c\u3002<\/p><h2 class=\"wp-block-heading\">\u7b2c\u4e09\u65b9\u6258\u7ba1\uff08Third-Party Custody\uff09<\/h2><span class=\"replacer\"><\/span><p>\u7b2c\u4e09\u65b9\u6258\u7ba1\u662f\u7531\u4e13\u4e1a\u6258\u7ba1\u673a\u6784\u6216\u670d\u52a1\u5546\u66ff\u4f60\u4fdd\u7ba1\u52a0\u5bc6\u8d44\u4ea7\uff0c\u5305\u62ec\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u6240\u4e0e\u4e13\u95e8\u7684\u52a0\u5bc6\u8d44\u4ea7\u6258\u7ba1\u516c\u53f8\u3002\u7b2c\u4e09\u65b9\u6258\u7ba1\u65b9\u4f1a\u7ba1\u7406\u5e76\u63a7\u5236\u4f60\u52a0\u5bc6\u8d44\u4ea7\u79c1\u94a5\u7684\u8bbf\u95ee\uff0c\u5176\u7528\u4e8e\u4fdd\u7ba1\u79c1\u94a5\u7684\u8d26\u6237\u53ef\u80fd\u662f\u51b7\u94b1\u5305\u3001\u70ed\u94b1\u5305\u6216\u4e24\u8005\u7ed3\u5408\u3002\u82e5\u7b2c\u4e09\u65b9\u88ab\u9ed1\u5ba2\u653b\u51fb\u3001\u505c\u6b62\u8fd0\u8425\u6216\u7834\u4ea7\uff0c\u4f60\u53ef\u80fd\u5931\u53bb\u8bbf\u95ee\u52a0\u5bc6\u8d44\u4ea7\u7684\u6743\u9650\u3002<\/p><p><strong>\u9009\u62e9\u7b2c\u4e09\u65b9\u6258\u7ba1\u65f6\u7684\u5173\u952e\u95ee\u9898\uff1a<\/strong><\/p><p>\u4f60\u662f\u5426\u8c03\u67e5\u8fc7\u6258\u7ba1\u65b9\u80cc\u666f\uff1f\u4e0a\u7f51\u641c\u7d22\u662f\u5426\u6709\u6295\u8bc9\uff1b\u4e86\u89e3\u5176\u53d7\u4f55\u79cd\u76d1\u7ba1\u3002\u867d\u7136\u884c\u4e1a\u76d1\u7ba1\u4ecd\u5728\u53d1\u5c55\uff0c\u4f46\u5df2\u6709\u4e00\u5b9a\u89c4\u8303\u3002<\/p><p>\u6258\u7ba1\u65b9\u5141\u8bb8\u4f60\u6301\u6709\u54ea\u4e9b\u52a0\u5bc6\u8d44\u4ea7\uff1f\u4e0d\u540c\u6258\u7ba1\u65b9\u652f\u6301\u7684\u8d44\u4ea7\u4e0d\u540c\uff0c\u786e\u8ba4\u5176\u652f\u6301\u4f60\u60f3\u6301\u6709\u7684\u8d44\u4ea7\u3002<\/p><p>\u5982\u679c\u6258\u7ba1\u65b9\u51fa\u95ee\u9898\u600e\u4e48\u529e\uff1f\u4e86\u89e3\u662f\u5426\u63d0\u4f9b\u8d44\u4ea7\u4e22\u5931\u6216\u88ab\u76d7\u7684\u4fdd\u9669\uff0c\u4ee5\u53ca\u5177\u4f53\u6761\u6b3e\u3002<\/p><p>\u6258\u7ba1\u65b9\u5982\u4f55\u4fdd\u5b58\u5e76\u4fdd\u62a4\u4f60\u7684\u52a0\u5bc6\u8d44\u4ea7\uff1f\u8be2\u95ee\u5176\u5982\u4f55\u4fdd\u62a4\u8d44\u4ea7\u4e0e\u79c1\u94a5\u3001\u8c01\u80fd\u63a5\u89e6\uff1b\u662f\u5426\u81ea\u5efa\u8bbe\u65bd\u6216\u5916\u5305\uff1b\u4f7f\u7528\u70ed\u94b1\u5305\/\u51b7\u94b1\u5305\u6216\u5176\u4ed6\u65b9\u6cd5\uff1b\u4ee5\u53ca\u91c7\u7528\u54ea\u4e9b\u5b9e\u4f53\u4e0e\u7f51\u7edc\u5b89\u5168\u63aa\u65bd\u3002<\/p><p>\u6258\u7ba1\u65b9\u4f1a\u5982\u4f55\u4f7f\u7528\u4f60\u7684\u52a0\u5bc6\u8d44\u4ea7\uff1f\u6709\u4e9b\u6258\u7ba1\u65b9\u53ef\u80fd\u628a\u5b58\u5165\u7684\u52a0\u5bc6\u8d44\u4ea7\u4f5c\u4e3a\u81ea\u8eab\u7528\u9014\u7684\u62b5\u62bc\u54c1\uff08\u5982\u51fa\u501f\uff09\uff0c\u79f0\u4e3a\u201c\u518d\u8d28\u62bc\/\u518d\u62b5\u62bc\u201d\uff08rehypothecation\uff09\u3002\u4e5f\u53ef\u80fd\u5c06\u5ba2\u6237\u8d44\u4ea7\u6df7\u540c\u5b58\u653e\uff08commingle\uff09\u3002\u4e86\u89e3\u662f\u5426\u4f1a\u8fd9\u4e48\u505a\u3001\u662f\u5426\u9700\u8981\u4f60\u540c\u610f\u3002<\/p><p>\u6258\u7ba1\u65b9\u63d0\u4f9b\u54ea\u4e9b\u9690\u79c1\u4fdd\u62a4\uff1f\u786e\u8ba4\u5176\u4fdd\u62a4\u4f60\u7684\u654f\u611f\u4e2a\u4eba\u4fe1\u606f\uff08\u59d3\u540d\u3001\u5730\u5740\u3001\u793e\u4fdd\u53f7\u3001\u6301\u5e01\u4e0e\u4ea4\u6613\u4fe1\u606f\u7b49\uff09\uff0c\u5e76\u8be2\u95ee\u662f\u5426\u4f1a\u5411\u7b2c\u4e09\u65b9\u51fa\u552e\u5ba2\u6237\u6570\u636e\u3001\u662f\u5426\u9700\u8981\u4f60\u540c\u610f\u3002<\/p><p>\u6258\u7ba1\u65b9\u6536\u53d6\u54ea\u4e9b\u8d39\u7528\uff1f\u5305\u62ec\u6309\u8d44\u4ea7\u4ef7\u503c\u8ba1\u7684\u5e74\u8d39\u3001\u4ea4\u6613\u8d39\u3001\u8f6c\u51fa\u8d39\uff08\u628a\u8d44\u4ea7\u8f6c\u5230\u6258\u7ba1\u65b9\u4e4b\u5916\u7684\u8d39\u7528\uff09\u3001\u4ee5\u53ca\u5f00\u6237\/\u9500\u6237\u8d39\u7528\u3002<\/p><h2 class=\"wp-block-heading\">\u4fdd\u62a4\u52a0\u5bc6\u8d44\u4ea7\u7684\u4e00\u822c\u5efa\u8bae<\/h2><span class=\"replacer\"><\/span><ul class=\"wp-block-list\">\n<li>\u4ed4\u7ec6\u7814\u7a76\u5e76\u9009\u62e9\u4efb\u4f55\u7b2c\u4e09\u65b9\u6258\u7ba1\u673a\u6784\u3002<\/li>\n\n\n\n<li>\u7edd\u4e0d\u8981\u5206\u4eab\u4f60\u7684\u79c1\u94a5\u6216\u52a9\u8bb0\u8bcd\u3002<\/li>\n\n\n\n<li>\u4fdd\u6301\u4f60\u7684\u52a0\u5bc6\u8d44\u4ea7\u4fe1\u606f\u79c1\u5bc6\uff0c\u4e0d\u8981\u5411\u4efb\u4f55\u4eba\u900f\u9732\u4f60\u6301\u6709\u7684\u6570\u91cf\u6216\u79cd\u7c7b\u3002<\/li>\n\n\n\n<li>\u8b66\u60d5\u52a0\u5bc6\u8d44\u4ea7\u9493\u9c7c\u8bc8\u9a97\u3002<\/li>\n\n\n\n<li>\u4e3a\u6240\u6709\u7ebf\u4e0a\u52a0\u5bc6\u8d44\u4ea7\u8d26\u6237\u4f7f\u7528\u5f3a\u5bc6\u7801\u4e0e\u591a\u56e0\u7d20\u8ba4\u8bc1\uff08MFA\uff09\u3002<\/li>\n<\/ul><p><\/p>","protected":false},"excerpt":{"rendered":"<p>\u7f8e\u56fd\u8bc1\u5238\u4ea4\u6613\u59d4\u5458\u4f1a\uff08SEC\uff09\u6295\u8d44\u8005\u6559\u80b2\u4e0e\u534f\u52a9\u529e\u516c\u5ba4\u53d1\u5e03\u672c\u300a\u6295\u8d44\u8005\u516c\u544a\u300b\uff0c\u65e8\u5728\u5e2e\u52a9\u6563\u6237\u6295\u8d44\u8005\u4e86\u89e3\u6301\u6709\u52a0\u5bc6\u8d44\u4ea7\u7684\u65b9\u5f0f\u3002\u8be5\u516c\u544a\u6982\u8ff0\u52a0\u5bc6\u8d44\u4ea7\u6258\u7ba1\u7684\u7c7b\u578b\uff0c\u5e76\u63d0\u4f9b\u63d0\u793a\u4e0e\u95ee\u9898\uff0c\u5e2e\u52a9\u4f60\u5224\u65ad\u5982\u4f55\u66f4\u9002\u5408\u5730\u6301\u6709\u52a0\u5bc6\u8d44\u4ea7\u3002\u4ec0\u4e48\u662f\u52a0\u5bc6\u8d44\u4ea7\u6258\u7ba1\uff1f\u52a0\u5bc6\u8d44\u4ea7\u201c\u6258\u7ba1\u201d\uff08custody\uff09\u6307\u4f60\u5982\u4f55\u3001\u4ee5\u53ca\u5728\u4f55\u5904\u5b58\u50a8\u4e0e\u8bbf\u95ee\u4f60\u7684\u52a0\u5bc6\u8d44\u4ea7\u3002\u4e00\u822c\u800c\u8a00\uff0c\u4f60\u901a\u8fc7\u4e00\u79cd\u79f0\u4e3a\u52a0\u5bc6\u94b1\u5305\uff08crypto wallet\uff09\u7684\u8bbe\u5907\u6216\u7535\u8111\u7a0b\u5e8f\u6765\u8bbf\u95ee\u52a0\u5bc6\u8d44\u4ea7\u3002\u52a0\u5bc6\u94b1\u5305\u672c\u8eab\u4e0d\u201c\u5b58\u653e\u201d\u52a0\u5bc6\u8d44\u4ea7\uff1b\u5b83\u5b58\u653e\u7684\u662f\u4f60\u52a0\u5bc6\u8d44\u4ea7\u7684\u201c\u79c1\u94a5\u201d\uff08private keys\uff09\u6216\u901a\u884c\u7801\uff08passcodes\uff09\u3002\u52a0\u5bc6\u8d44\u4ea7\uff08Crypto Asset\uff09\uff1a\u52a0\u5bc6\u8d44\u4ea7\u662f\u6307\u4f7f\u7528\u533a\u5757\u94fe\u6216\u7c7b\u4f3c\u7684\u5206\u5e03\u5f0f\u8d26\u672c\u6280\u672f\u7f51\u7edc\u751f\u6210\u3001\u53d1\u884c\u53ca\/\u6216\u8f6c\u79fb\u7684\u8d44\u4ea7\uff0c\u5305\u62ec\u201c\u4ee3\u5e01\u201d\uff08tokens\uff09\u3001\u201c\u6570\u5b57\u8d44\u4ea7\u201d\uff08digital assets\uff09\u3001\u201c\u865a\u62df\u8d27\u5e01\u201d\uff08virtual currencies\uff09\u4e0e\u201c\u5e01\u201d\uff08coins\uff09\u3002\u6295\u8d44\u8005\u5e94\u4e86\u89e3\uff0c\u52a0\u5bc6\u8d44\u4ea7\u7684\u7279\u6027\u4e0e\u8bbe\u8ba1\uff0c\u4ee5\u53ca\u5176\u53d1\u884c\u53ca\/\u6216\u8f6c\u79fb\u6240\u4f9d\u8d56\u7684\u5206\u5e03\u5f0f\u8d26\u672c\u6216\u533a\u5757\u94fe\u6280\u672f\uff0c\u53ef\u80fd\u5dee\u5f02\u5f88\u5927\u3002\u6362\u8a00\u4e4b\uff0c\u4e0d\u540c\u52a0\u5bc6\u8d44\u4ea7\u53ef\u80fd\u5e26\u6765\u4e0d\u540c\u7684\u6536\u76ca\u6216\u98ce\u9669\u3002\u5f53\u4f60\u521b\u5efa\u4e00\u4e2a\u52a0\u5bc6\u94b1\u5305\u65f6\uff0c\u901a\u5e38\u4f1a\u751f\u6210\u4ee5\u4e0b\u4e24\u628a\u5bc6\u94a5\u6216\u901a\u884c\u7801\uff1a\u8fd9\u4e24\u628a\u5bc6\u94a5\u5171\u540c\u8bc1\u660e\u4f60\u5bf9\u52a0\u5bc6\u8d44\u4ea7\u7684\u6240\u6709\u6743\uff0c\u5e76\u8d4b\u4e88\u4f60\u53d1\u9001\u3001\u63a5\u6536\u6216\u82b1\u8d39\u52a0\u5bc6\u8d44\u4ea7\u7684\u6743\u5229\u3002\u70ed\u94b1\u5305 vs. \u51b7\u94b1\u5305\u52a0\u5bc6\u94b1\u5305\u6709\u4e0d\u540c\u79cd\u7c7b\uff0c\u6563\u6237\u6295\u8d44\u8005\u6301\u6709\u94b1\u5305\u7684\u65b9\u5f0f\u4e5f\u4e0d\u540c\u3002\u4e24\u79cd\u4e3b\u8981\u7c7b\u578b\u4e3a\u201c\u70ed\u94b1\u5305\u201d\uff08hot wallet\uff09\u548c\u201c\u51b7\u94b1\u5305\u201d\uff08cold wallet\uff09\u3002\u4fdd\u62a4\u4f60\u7684\u52a9\u8bb0\u8bcd\uff08Seed Phrase\uff09\u8bb8\u591a\u52a0\u5bc6\u94b1\u5305\u4f1a\u751f\u6210\u201c\u52a9\u8bb0\u8bcd\u201d\uff08seed 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