{"id":107036,"date":"2023-10-09T10:02:54","date_gmt":"2023-10-09T10:02:54","guid":{"rendered":"https:\/\/cn.cryptonews.com\/?p=107036"},"modified":"2023-10-09T10:02:59","modified_gmt":"2023-10-09T10:02:59","slug":"digital-yuan-giveaways-driving-adoption-chinese-central-bank-claims","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/cn\/news\/digital-yuan-giveaways-driving-adoption-chinese-central-bank-claims\/","title":{"rendered":"\u4e2d\u56fd\u592e\u884c\u58f0\u79f0\u6570\u5b57\u4eba\u6c11\u5e01\u7684\u8d60\u9001\u4fc3\u8fdb\u91c7\u7528"},"content":{"rendered":"
\"A
来源: Tada Images\/Adobe<\/figcaption><\/figure>

中国<\/a><\/p>

央行声称其数字人民币<\/a>赠送计划<\/a>有助于推动中央银行数字货币（CBDC）<\/a>的采用。<\/p>

根据官方媒体《人民日报》<\/a>的报道，中国人民银行数字货币研究所（Digital Currency Research Institute）是中国人民银行（PBoC）专门负责数字人民币的机构，声称绝大多数CBDC赠送活动都取得了成功。<\/p>

为了促进采用，银行、科技巨头和城市政府赠送了价值数百万美元的CBDC代币、折扣券以及免费的可穿戴设备和智能卡式硬件钱包。<\/p>

一些国际批评者声称这些计划取得了极少的成功。<\/p>

他们称，CBDC交易仅占中国支付市场的不到2%。<\/p>

但该研究所的数据似乎否定了CBDC采用率较低的观点。<\/p>

该研究所声称，自e-CNY试点启动以来，超过90%的优惠券和代币在赠送活动中发放后已被兑现。<\/p>

该研究所补充说，在某些地方，采用率甚至高达99%。<\/p>

该研究所还声称，在试点区域的“某些地方”，赠送活动已将数字人民币的使用量提高了“超过x15”。<\/p>

\"Commemorative
中国工商银行发布的宣传视频中展示的亚运主题数字人民币硬件钱包纪念品。<\/em>（图片来源：中国工商银行\/微博<\/a>）<\/figcaption><\/figure>

中国数字人民币：免费赠送和智能合约<\/h2>

<\/span><\/p>

\n迄今为止，中国人民银行（PBoC）试图通过与诸如京东<\/a>和美团<\/a>等电商巨头合作来推广其数字人民币，这些平台为使用e-CNY付款的客户提供优惠和其他优惠。<\/p>

但近几个月来，中国人民银行已经开始不再仅关注数字人民币在零售领域的好处。<\/p>

相反，银行和其他中国人民银行合作伙伴一直在强调该代币在跨境贸易、旅游和国内业务中的作用。<\/p>

同一媒体还援引了中国招商银行金融研究院首席研究员、复旦大学高级研究员董希淼的话，他表示，数字人民币智能合约技术的使用将为中国企业和国有企业提供更多的采用动力。<\/p>

董希淼表示，CBDC智能合约“可以满足政府的差异化需求”。<\/p>

这位研究员声称，这一进展将允许地方政府、产业等各方“定制”其“财政补贴”方案的条件。<\/p>

董希淼声称，数字人民币将允许对“资金发放的整个过程进行监控”。<\/p>

\"An
在中国工商银行发布的宣传视频中，一名国际学生使用数字人民币在一家中国咖啡店付款。 <\/i>（图片来源：中国工商银行\/微博<\/a>）<\/figcaption><\/figure>

在过去的几周里，中国人民银行（PBoC）及其合作伙伴还开始瞄准来华访客<\/a>，官方CBDC应用程序现已提供英语界面选项。<\/p>

这一举措与中国主办的亚运会同时进行<\/a>，亚运会于10月8日在杭州落幕。<\/p>

合作银行还开始制作内容，展示国际学生如何使用数字人民币进行支付。<\/p>","protected":false},"excerpt":{"rendered":"

来源: Tada Images\/Adobe中国&#22 […]<\/p>\n","protected":false},"author":237,"featured_media":107038,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,8],"tags":[148,149,414,68,67,434],"editors":[],"sponsored_companies":[],"class_list":["post-107036","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-altcoin-news","tag-china","tag-zhong-guo","tag-jia-mi-shi-chang","tag-jia-mi-huo-bi","tag-qu-kuai-lian","tag-shu-zi-ren-min-bi"],"acf":[],"yoast_head":"\n\u4e2d\u56fd\u592e\u884c\u58f0\u79f0\u6570\u5b57\u4eba\u6c11\u5e01\u7684\u8d60\u9001\u4fc3\u8fdb\u91c7\u7528<\/title>\n<meta name=\"description\" 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