{"id":106544,"date":"2023-09-22T11:30:26","date_gmt":"2023-09-22T11:30:26","guid":{"rendered":"https:\/\/cn.cryptonews.com\/?p=106544"},"modified":"2023-09-22T11:02:22","modified_gmt":"2023-09-22T11:02:22","slug":"chinese-banks-firms-make-digital-yuan-smart-contract-progress","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/cn\/news\/chinese-banks-firms-make-digital-yuan-smart-contract-progress\/","title":{"rendered":"\u4e2d\u56fd\u94f6\u884c\u548c\u4f01\u4e1a\u53d6\u5f97\u6570\u5b57\u4eba\u6c11\u5e01\u667a\u80fd\u5408\u7ea6\u8fdb\u5c55"},"content":{"rendered":"
\"A
来源: JOURNEY STUDIO7\/Adobe<\/figcaption><\/figure>

中国<\/a><\/p>

银行和企业希望加强他们对数字人民币<\/a>驱动的智能合约<\/a>的使用，因为金融和工业部门关注着央行数字货币（CBDC<\/a> ）的进展。<\/p>

据《证券时报》（通过Stockstar<\/a>报道），中国国有的中国邮政储蓄银行已经“正式”共同推出了该国首个利用数字人民币智能合约的“预付产品”。<\/p>

与许多其他CBDC项目不同，电子人民币（e-CNY）不基于区块链。<\/p>

它不是利用分散式账本技术，而是利用了中央化的IT解决方案。<\/p>

这些解决方案都由中国人民银行（PBoC）中央控制。<\/p>

但中国人民银行一直渴望从比特币<\/a>、加密和区块链世界中挑选出IT先进技术，以便将其整合到e-CNY项目中。<\/p>

其中之一就是智能合约技术。<\/p>

中国的经济思想家认为，这将有助于金融<\/a>和地方政府支出等业务领域。<\/p>

中国邮政储蓄银行的平台是与中国方圆合作创建的，后者是一家以重型机械、运输和建筑为重点的企业集团。<\/p>

双方将他们的新平台称为Wuka，并表示它可以为商家提供一系列“商业能力”，包括发卡、项目监督、营销和管理。<\/p>

该媒体指出，新平台“将数字人民币智能合约引入商家业务领域”。<\/p>

它补充说，这一举措还将在“预付领域”中“推广数字人民币”的使用。<\/p>

在提供定制或量身定制产品或服务的行业，预付交易很常见。<\/p>

全球各地的银行越来越热衷于使用智能合约技术。<\/p>

但在中国，国有实体已经尝试将其与数字人民币项目整合在一起。<\/p>

中国工商银行（ICBC）数字货币部在一篇发表在财经报纸《财新》上的专栏<\/a>中写道：\n<\/p>

“未来，所有基于数字经济支付的合同将与数字人民币金融服务兼容。”<\/p><\/blockquote>

\nICBC写道，数字人民币智能合约将在“信任较弱且合同违约频繁发生”的情况下特别有价值。\n<\/p>

电子人民币与智能合约：中国数字人民币的新领域？<\/h2>

<\/span><\/p>

\n该银行指出，电子人民币（e-CNY）智能合约将“有效确保合同的执行和自动履行”。<\/p>

中国工商银行（ICBC）声称，在智能合约中使用央行数字货币是有道理的，因为“信用评级从商业实体的商业信用升级为中国人民银行（PBoC）的国家信用”。<\/p>

因此，这种数字货币的使用将“实现跨行业的相互认可和互操作性”，ICBC总结道。<\/p>

在零售领域，中国人民银行希望在第19届亚洲运动会上吸引国际关注<\/a>。<\/p>

亚洲运动会于9月21日在杭州开幕。<\/p>

\"Athletes
在中国杭州亚洲运动会上的电子人民币“体验展台”上的运动员。（来源：CCTV 13\/截图）<\/em><\/figcaption><\/figure>

在赛场内外，观众、运动员和教练将在由中国工商银行等机构经营的“体验展台”上学习如何使用电子人民币。<\/p>

与此同时，国内观众被鼓励使用电子人民币购买门票并支付前往比赛场馆的公共交通。<\/p>","protected":false},"excerpt":{"rendered":"

来源: JOURNEY STUDIO7\/Adobe中国 […]<\/p>\n","protected":false},"author":237,"featured_media":106546,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[148,414,68,67,434],"editors":[],"sponsored_companies":[],"class_list":["post-106544","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoin-news","tag-china","tag-jia-mi-shi-chang","tag-jia-mi-huo-bi","tag-qu-kuai-lian","tag-shu-zi-ren-min-bi"],"acf":[],"yoast_head":"\n\u4e2d\u56fd\u94f6\u884c\u548c\u4f01\u4e1a\u53d6\u5f97\u6570\u5b57\u4eba\u6c11\u5e01\u667a\u80fd\u5408\u7ea6\u8fdb\u5c55<\/title>\n<meta name=\"description\" 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