{"id":105281,"date":"2023-07-06T11:00:00","date_gmt":"2023-07-06T11:00:00","guid":{"rendered":"https:\/\/cn.cryptonews.com\/?p=118855"},"modified":"2023-07-06T14:04:07","modified_gmt":"2023-07-06T14:04:07","slug":"chinese-banks-join-beijings-efforts-integrate-cbdc-social-security-cards-cn","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/cn\/news\/chinese-banks-join-beijings-efforts-integrate-cbdc-social-security-cards-cn\/","title":{"rendered":"\u4e2d\u56fd\u94f6\u884c\u4e0e\u5317\u4eac\u643a\u624b\u3000\u63a8\u52a8\u6570\u5b57\u8d27\u5e01\u4e0e\u793e\u4f1a\u4fdd\u969c\u5361\u878d\u5408"},"content":{"rendered":"
\"A
来源： Robert\/Adobe<\/figcaption><\/figure>

中国<\/a>国有银行将加入努力，将国家央行的数字货币（CBDC<\/a>）——数字人民币<\/a>与政府发行的社会保障卡整合。<\/p>

上个月底，中国人力资源和社会保障部表示希望“探索和推广”将数字人民币支付功能添加到社会保障卡上的方法<\/a>。<\/p>

这些塑料卡片在银行和政府办公室中用作身份证明的形式。<\/p>

其中一些已经具备智能卡功能。<\/p>

但北京方面希望发行新的升级版“第三代”卡片，让公民特别是老年人和生活在农村地区的人可以使用他们的卡片进行数字人民币支付。<\/p>

老年人和农村人口的智能手机拥有率相对较低。<\/p>

这些人群中许多人没有银行账户。<\/p>

根据《经济日报》（经由新华社<\/a>），一些“商业银行”已经“开始探索”将数字人民币功能添加到新的社会保障卡上的概念。<\/p>

其中包括中国银行，该银行是中国最大的国有商业银行之一。<\/p>

中国银行等银行在2018年获准发行具有类似银行卡功能的社会保障卡。<\/p>

但中国银行现在正在研究一种“第三代”解决方案，将发行既可作为数字人民币钱包又可作为卡片的社会保障卡。<\/p>

该银行的数字货币办公室首席业务经理李欣表示，该解决方案不仅涉及“实体卡”，还包括“手环、便携标签等”。<\/p>

该银行还计划扩大新的“钱包卡”的使用场景，用于支付和小额支付。<\/p>

这些卡片、钥匙扣或可穿戴的“钱包”将使公民能够支付账单、在公共交通工具上支付、在医院结算医疗费用，甚至领取养老金和其他福利。<\/p>

<\/oembed><\/figure>

中国银行寻求将离线数字货币钱包与社会保障卡合并<\/h2><\/span>

李欣表示：<\/p>

“数字人民币具有高效、便利、稳定、安全和广泛适用性。它自然符合城乡全民社会保障体系的新要求。”<\/p><\/blockquote>

该行首席业务经理声称：<\/p>

“数字人民币在社会保障系统中的深度融合符合当前趋势和数字经济的发展。”<\/p><\/blockquote>

<\/oembed><\/figure>

在中国国际金融有限责任公司进行的一项研究中，研究人员表示他们预计未来三年中数字人民币将经历“快速发展”。<\/p>

自2020年底以来，中国银行一直在探索“硬件”离线数字人民币钱包。<\/p>

<\/oembed><\/figure>

一系列可穿戴的硬件钱包将分发给将于九月在浙江省杭州市举办的亚洲运动会<\/a>的运动员和支持者。<\/p>","protected":false},"excerpt":{"rendered":"

来源： Robert\/Adobe中国国有银行将加入努力，将国家央行的数字货币（CBDC）——数字人民币与政府发行的社会保障卡整合。上个月底，中国人力资源和社会保障部表示希望“探索和推广”将数字人民币支付功能添加到社会保障卡上的方法。这些塑料卡片在银行和政府办公室中用作身份证明的形式。其中一些已经具备智能卡功能。但北京方面希望发行新的升级版“第三代”卡片，让公民特别是老年人和生活在农村地区的人可以使用他们的卡片进行数字人民币支付。老年人和农村人口的智能手机拥有率相对较低。这些人群中许多人没有银行账户。根据《经济日报》（经由新华社），一些“商业银行”已经“开始探索”将数字人民币功能添加到新的社会保障卡上的概念。其中包括中国银行，该银行是中国最大的国有商业银行之一。中国银行等银行在2018年获准发行具有类似银行卡功能的社会保障卡。但中国银行现在正在研究一种“第三代”解决方案，将发行既可作为数字人民币钱包又可作为卡片的社会保障卡。该银行的数字货币办公室首席业务经理李欣表示，该解决方案不仅涉及“实体卡”，还包括“手环、便携标签等”。该银行还计划扩大新的“钱包卡”的使用场景，用于支付和小额支付。这些卡片、钥匙扣或可穿戴的“钱包”将使公民能够支付账单、在公共交通工具上支付、在医院结算医疗费用，甚至领取养老金和其他福利。中国银行寻求将离线数字货币钱包与社会保障卡合并李欣表示： “数字人民币具有高效、便利、稳定、安全和广泛适用性。它自然符合城乡全民社会保障体系的新要求。” 该行首席业务经理声称： “数字人民币在社会保障系统中的深度融合符合当前趋势和数字经济的发展。” 在中国国际金融有限责任公司进行的一项研究中，研究人员表示他们预计未来三年中数字人民币将经历“快速发展”。自2020年底以来，中国银行一直在探索“硬件”离线数字人民币钱包。一系列可穿戴的硬件钱包将分发给将于九月在浙江省杭州市举办的亚洲运动会的运动员和支持者。<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,8],"tags":[],"editors":[],"sponsored_companies":[],"class_list":["post-105281","post","type-post","status-publish","format-standard","hentry","category-news","category-altcoin-news"],"acf":[],"yoast_head":"\n\u4e2d\u56fd\u94f6\u884c\u4e0e\u5317\u4eac\u643a\u624b\u3000\u63a8\u52a8\u6570\u5b57\u8d27\u5e01\u4e0e\u793e\u4f1a\u4fdd\u969c\u5361\u878d\u5408<\/title>\n<meta name=\"description\" content=\"来源：\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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