{"id":105251,"date":"2023-06-30T09:20:00","date_gmt":"2023-06-30T09:20:00","guid":{"rendered":"https:\/\/cn.cryptonews.com\/?p=118358"},"modified":"2023-06-30T12:30:11","modified_gmt":"2023-06-30T12:30:11","slug":"china-looks-add-digital-yuan-functionality-social-security-cards-cn","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/cn\/news\/china-looks-add-digital-yuan-functionality-social-security-cards-cn\/","title":{"rendered":"\u4e2d\u56fd\u8ba1\u5212\u5c06\u6570\u5b57\u4eba\u6c11\u5e01\u529f\u80fd\u6dfb\u52a0\u5230\u793e\u4fdd\u5361\u4e2d"},"content":{"rendered":"
\"A
来源：草屋摄影工作室\/Adobe<\/figcaption><\/figure>

China<\/a> may add digital yuan<\/a> functionality to government-issued social security cards, in a possible new breakthrough for the central bank digital currency (CBDC<\/a>).<\/p>

中国<\/a>可能会将数字人民币<\/a>功能添加到政府发行的社保卡中，这可能是央行数字货币 (CBDC<\/a>)的一个新突破。<\/p>

据《21世纪经济报道》（NBD<\/a>）引述的《21世纪商业先锋报》报道，人力资源和社会保障部希望“探索和推广”在社保卡上“增加数字人民币支付功能”的方式。<\/p>

现有的塑料社保卡已经具备智能卡功能，类似于银行卡的芯片。<\/p>

2018年，全国各地的银行获得了发行社保卡的权利，可以将其与自己的支付平台关联起来。<\/p>

而北京最近还公布了到2027年将这些卡片数字化的计划。<\/p>

但是，在塑料卡上增加CBDC支付选项的举措很可能是为了提高农村和老年人口的包容性。<\/p>

在中国，这些人口群体的智能手机拥有率最低。<\/p>

<\/oembed><\/figure>

为什么中国希望在社保卡上增加CBDC功能？<\/h2><\/span>

中国公民通常使用社保卡作为身份证明，以领取养老金、失业救济和医疗保险费用。<\/p>

政府官员认为，在社保卡上增加数字人民币支付功能将使这种货币对许多人来说更加“便利”。<\/p>

此举还将帮助中国政府机构通过将国家支付、福利发放和身份功能整合到一张卡片中，实现“数字化”和“智能化”的工作方式。<\/p>

该部发布了其提案的“实施计划”。<\/p>

该部还建议扩大可以使用社保卡进行的银行功能范围。<\/p>

已经进行了其他针对CBDC包容性的试点举措。<\/p>

其中包括以智能卡和可穿戴设备形式的“硬件”离线钱包。<\/p>

大量可穿戴式硬件钱包正在准备中，将在今年9月举办的杭州亚运会上分发给运动员和支持者<\/a>。<\/p>

<\/oembed><\/figure>

批评人士警告称CBDC可能会边缘化非智能手机用户。<\/p>

但是，北京最近采取了旨在将“老年人和儿童”纳入<\/a>采用努力的步骤。<\/p>","protected":false},"excerpt":{"rendered":"

来源：草屋摄影工作室\/AdobeChina may add digital yuan functionality to government-issued social security cards, in a possible new breakthrough for the central bank digital currency (CBDC).中国可能会将数字人民币功能添加到政府发行的社保卡中，这可能是央行数字货币 (CBDC)的一个新突破。据《21世纪经济报道》（NBD）引述的《21世纪商业先锋报》报道，人力资源和社会保障部希望“探索和推广”在社保卡上“增加数字人民币支付功能”的方式。现有的塑料社保卡已经具备智能卡功能，类似于银行卡的芯片。2018年，全国各地的银行获得了发行社保卡的权利，可以将其与自己的支付平台关联起来。而北京最近还公布了到2027年将这些卡片数字化的计划。但是，在塑料卡上增加CBDC支付选项的举措很可能是为了提高农村和老年人口的包容性。在中国，这些人口群体的智能手机拥有率最低。为什么中国希望在社保卡上增加CBDC功能？中国公民通常使用社保卡作为身份证明，以领取养老金、失业救济和医疗保险费用。政府官员认为，在社保卡上增加数字人民币支付功能将使这种货币对许多人来说更加“便利”。此举还将帮助中国政府机构通过将国家支付、福利发放和身份功能整合到一张卡片中，实现“数字化”和“智能化”的工作方式。该部发布了其提案的“实施计划”。该部还建议扩大可以使用社保卡进行的银行功能范围。已经进行了其他针对CBDC包容性的试点举措。其中包括以智能卡和可穿戴设备形式的“硬件”离线钱包。大量可穿戴式硬件钱包正在准备中，将在今年9月举办的杭州亚运会上分发给运动员和支持者。批评人士警告称CBDC可能会边缘化非智能手机用户。但是，北京最近采取了旨在将“老年人和儿童”纳入采用努力的步骤。<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,8],"tags":[],"editors":[],"sponsored_companies":[],"class_list":["post-105251","post","type-post","status-publish","format-standard","hentry","category-news","category-altcoin-news"],"acf":[],"yoast_head":"\n\u4e2d\u56fd\u8ba1\u5212\u5c06\u6570\u5b57\u4eba\u6c11\u5e01\u529f\u80fd\u6dfb\u52a0\u5230\u793e\u4fdd\u5361\u4e2d<\/title>\n<meta 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