{"id":105175,"date":"2023-06-13T07:52:00","date_gmt":"2023-06-13T07:52:00","guid":{"rendered":"https:\/\/cn.cryptonews.com\/?p=116716"},"modified":"2023-06-26T11:27:14","modified_gmt":"2023-06-26T11:27:14","slug":"china-hopes-hard-wallets-will-spur-digital-yuan-adoption-cbdc-focuses-elderly-children-cn","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/cn\/news\/china-hopes-hard-wallets-will-spur-digital-yuan-adoption-cbdc-focuses-elderly-children-cn\/","title":{"rendered":"\u4e2d\u56fd\u671b\u786c\u4ef6\u94b1\u5305\u80fd\u63a8\u52a8\u6570\u5b57\u4eba\u6c11\u5e01\u91c7\u7528\u3000\u592e\u884c\u6570\u5b57\u8d27\u5e01\u4e13\u6ce8\u4e8e\u8001\u5e74\u4eba\u548c\u513f\u7ae5"},"content":{"rendered":"
\"A
来源: KVN1777\/Adobe<\/figcaption><\/figure>

一座中国<\/a>城市表示，他们将推出离线数字人民币<\/a>“硬件钱包”，该国旨在将央行数字货币在“老年公民和儿童”中推广采用。<\/p>

根据长沙晚报的报道<\/a>，湖南省长沙市宣布将推出“老年人和儿童友好型”数字人民币硬件钱包。<\/p>

银行解释称，央行数字货币的采用推动可能受到非智能手机用户的限制。<\/p>

\"A
2018年至2022年中国的智能手机渗透率，并提供2027年的预测数据(*)（数据来源：Statista）。<\/i><\/figcaption><\/figure>

中国城市的智能手机拥有率较高，但农村地区的拥有率则较低。<\/p>

为了解决这个问题，中国的城市和国有商业银行开发和分发了“硬件”离线钱包。<\/p>

城市当局解释说，集成电路（IC）卡、部分2G手机、可穿戴设备和物联网（IoT）设备也可以用作硬件钱包。<\/p>

这种钱包可以在用户接触到联网设备时自动更新余额。<\/p>

长沙市和国有银行正在努力推动城市管辖范围内附近村庄的采用。<\/p>

该市已经为光明村的居民推出了一种硬件钱包。<\/p>

该城市解释说，这种钱包在发行时是“匿名的”。<\/p>

城市补充说，但是它是“密码启用”的。<\/p>

该钱包具有“唯一的硬件钱包编号，并在受密码保护的“安全芯片”上存储数字人民币证书”。<\/p>

中国建设银行湖南省分行的一名官员表示，这些硬件钱包可以让用户进行最高700美元的支付。<\/p>

但据报道，它们主要设计用于让“村民”进行免密码的“小额支付”。<\/p>

该官员解释说，“单笔交易的无密码限额约为70美元”。<\/p>

中国的数字人民币采用计划<\/h2><\/span>

据报道，光明村（Guangming）姓黄的一位60岁村民表示：<\/p>

“我不使用智能手机，也没有过使用电子支付的经验。”<\/p><\/blockquote>

但据报道，黄先生在村庄举办的一次活动中“成功申请了数字人民币硬件钱包”。<\/p>

之后，他能够使用这个钱包在当地商店购买商品，该商店为使用数字人民币付款的客户提供折扣。<\/p>

媒体援引黄先生的话说：<\/p>

“太方便了！”<\/p><\/blockquote>

该城市承诺随着试点的进行，“创新的应用场景在长沙及周边地区将变得更加丰富”。<\/p>

<\/oembed><\/figure>

上周，中国慈善机构表示他们已开始接受来自企业和个人的数字人民币捐款<\/a>。<\/p>

江苏省福利管理部门表示他们已经开设了一个“企业和个人在线数字人民币捐赠平台”。<\/p>

据报道，央行数字货币还在企业贷款领域开辟了新的领域，IT公司通过数字人民币钱包转账获得银行贷款。<\/p>","protected":false},"excerpt":{"rendered":"

来源: KVN1777\/Adobe一座中国城市表示，他们将推出离线数字人民币“硬件钱包”，该国旨在将央行数字货币在“老年公民和儿童”中推广采用。根据长沙晚报的报道，湖南省长沙市宣布将推出“老年人和儿童友好型”数字人民币硬件钱包。银行解释称，央行数字货币的采用推动可能受到非智能手机用户的限制。2018年至2022年中国的智能手机渗透率，并提供2027年的预测数据(*)（数据来源：Statista）。中国城市的智能手机拥有率较高，但农村地区的拥有率则较低。为了解决这个问题，中国的城市和国有商业银行开发和分发了“硬件”离线钱包。城市当局解释说，集成电路（IC）卡、部分2G手机、可穿戴设备和物联网（IoT）设备也可以用作硬件钱包。这种钱包可以在用户接触到联网设备时自动更新余额。长沙市和国有银行正在努力推动城市管辖范围内附近村庄的采用。该市已经为光明村的居民推出了一种硬件钱包。该城市解释说，这种钱包在发行时是“匿名的”。城市补充说，但是它是“密码启用”的。该钱包具有“唯一的硬件钱包编号，并在受密码保护的“安全芯片”上存储数字人民币证书”。中国建设银行湖南省分行的一名官员表示，这些硬件钱包可以让用户进行最高700美元的支付。但据报道，它们主要设计用于让“村民”进行免密码的“小额支付”。该官员解释说，“单笔交易的无密码限额约为70美元”。中国的数字人民币采用计划据报道，光明村（Guangming）姓黄的一位60岁村民表示： “我不使用智能手机，也没有过使用电子支付的经验。” 但据报道，黄先生在村庄举办的一次活动中“成功申请了数字人民币硬件钱包”。之后，他能够使用这个钱包在当地商店购买商品，该商店为使用数字人民币付款的客户提供折扣。媒体援引黄先生的话说： “太方便了！” 该城市承诺随着试点的进行，“创新的应用场景在长沙及周边地区将变得更加丰富”。上周，中国慈善机构表示他们已开始接受来自企业和个人的数字人民币捐款。江苏省福利管理部门表示他们已经开设了一个“企业和个人在线数字人民币捐赠平台”。据报道，央行数字货币还在企业贷款领域开辟了新的领域，IT公司通过数字人民币钱包转账获得银行贷款。<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,8],"tags":[],"editors":[],"sponsored_companies":[],"class_list":["post-105175","post","type-post","status-publish","format-standard","hentry","category-news","category-altcoin-news"],"acf":[],"yoast_head":"\n\u4e2d\u56fd\u671b\u786c\u4ef6\u94b1\u5305\u80fd\u63a8\u52a8\u6570\u5b57\u4eba\u6c11\u5e01\u91c7\u7528\u3000\u592e\u884c\u6570\u5b57\u8d27\u5e01\u4e13\u6ce8\u4e8e\u8001\u5e74\u4eba\u548c\u513f\u7ae5<\/title>\n<meta name=\"description\" content=\"来源:\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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