{"id":104768,"date":"2023-03-10T06:00:00","date_gmt":"2023-03-10T06:00:00","guid":{"rendered":"https:\/\/cn.cryptonews.com\/?p=107276"},"modified":"2023-06-26T11:27:18","modified_gmt":"2023-06-26T11:27:18","slug":"dui-jia-mi-huo-bi-you-hao-de-silvergate-yin-xing-xuan-bu-zi-yuan-qing-suan-zhe-shi-dui-jia-mi-huo-bi-cai-yong-de-da-ji-ma","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/cn\/news\/dui-jia-mi-huo-bi-you-hao-de-silvergate-yin-xing-xuan-bu-zi-yuan-qing-suan-zhe-shi-dui-jia-mi-huo-bi-cai-yong-de-da-ji-ma\/","title":{"rendered":"\u5bf9\u52a0\u5bc6\u8d27\u5e01\u53cb\u597d\u7684 Silvergate \u94f6\u884c\u5ba3\u5e03\u201c\u81ea\u613f\u6e05\u7b97\u201d \u2014 \u8fd9\u662f\u5bf9\u52a0\u5bc6\u8d27\u5e01\u91c7\u7528\u7684\u6253\u51fb\u5417\uff1f"},"content":{"rendered":"
\"\"<\/figure>

根据美国加州金融保护与创新部 (DFPI) 发布的一份声明，对加密货币友好的美国银行 Silvergate Bank 已开始自愿清算的程序。<\/strong><\/p>

就在 Silvergate Bank 宣布清算的前一天，有报导称该银行正在与美国联邦官员讨论避免倒闭的方法。<\/strong><\/p>

本月早些时候，在 Silvergate 推迟提交年度 10-K 申报报告后，该银行众多加密货币客户中的大多数放弃了该银行，导致其股价的暴跌。<\/strong><\/p>

该银行列举了延迟的多种原因，包括需要回应审计师的要求、正在进行的监管询问和调查。<\/strong><\/p>

当时，Silvergate 还警告称，其在明年继续正常营运的能力可能会受到影响，因此该银行的客户急于与其切断联系。<\/strong><\/p>

该银行最近还停止了其广受欢迎的 Silvergate Exchange Network (SEN) 服务，该服务支持投资者和加密货币交易所之间的 24\/7 全天候转账。<\/strong><\/p>

由于 FTX 加密货币交易所的倒闭，Silvergate 报告称 2022 年最后一个季度亏损 10 亿美元。对该银行与 FTX 关系的担忧导致储户在去年最后一个季度从该银行提取了 80 亿美元。<\/strong><\/p>

由于 BlockFi 持续进行其破产的程序，Silvergate 最近不得不向该倒闭的加密货币贷款平台退还 985 万美元的押金。<\/strong><\/p>

对于加密货币采用的论述发展产生打击？<\/strong><\/h2><\/span>

Silvergate 的清算标志着加密货币领域另一个主要参与者的垮台。这也标志着对加密货币采用之此项论述的打击。Silvergate 的 SEN 代币是该银行的旗舰项目，曾被视为显着地降低了投资加密货币的门槛。<\/strong><\/p>

透过银行转账将法定货币转移到加密货币交易所被广泛认为是购买加密货币最便宜的方式之一（以金融卡来购买往往会收取 2-4% 的费用）。但大多数银行的转账最多可能需要几天时间才能结清。<\/strong><\/p>

Silvergate 的 SEN 代币旨在透过提供即时 24\/7 全天候的传输来解决此问题。该服务被观察家描述为加密货币与传统金融服务领域相互整合的一大进步。<\/strong><\/p>

Silvergate Bank 在关闭时总资产约为 110 亿美元。这比总部位于纽约且同是专注于加密货币的银行 Signature Bank 所管理的 1140 亿美元资产要低一些。<\/strong><\/p>

Kraken 是一家颇受欢迎的美国加密货币交易所，最近宣布将建立自己以加密货币为重点的银行。也许一些新进者可以填补已倒闭的 Silvergate Bank 所留下之空缺。<\/strong><\/p>","protected":false},"excerpt":{"rendered":"

根据美国加州金融保护与创新部 (DFPI) 发布的一份声明，对加密货币友好的美国银行 Silvergate Bank 已开始自愿清算的程序。就在 Silvergate Bank 宣布清算的前一天，有报导称该银行正在与美国联邦官员讨论避免倒闭的方法。本月早些时候，在 Silvergate 推迟提交年度 10-K 申报报告后，该银行众多加密货币客户中的大多数放弃了该银行，导致其股价的暴跌。该银行列举了延迟的多种原因，包括需要回应审计师的要求、正在进行的监管询问和调查。当时，Silvergate 还警告称，其在明年继续正常营运的能力可能会受到影响，因此该银行的客户急于与其切断联系。该银行最近还停止了其广受欢迎的 Silvergate Exchange Network (SEN) 服务，该服务支持投资者和加密货币交易所之间的 24\/7 全天候转账。由于 FTX 加密货币交易所的倒闭，Silvergate 报告称 2022 年最后一个季度亏损 10 亿美元。对该银行与 FTX 关系的担忧导致储户在去年最后一个季度从该银行提取了 80 亿美元。由于 BlockFi 持续进行其破产的程序，Silvergate 最近不得不向该倒闭的加密货币贷款平台退还 985 万美元的押金。对于加密货币采用的论述发展产生打击？Silvergate 的清算标志着加密货币领域另一个主要参与者的垮台。这也标志着对加密货币采用之此项论述的打击。Silvergate 的 SEN 代币是该银行的旗舰项目，曾被视为显着地降低了投资加密货币的门槛。透过银行转账将法定货币转移到加密货币交易所被广泛认为是购买加密货币最便宜的方式之一（以金融卡来购买往往会收取 2-4% 的费用）。但大多数银行的转账最多可能需要几天时间才能结清。Silvergate 的 SEN 代币旨在透过提供即时 24\/7 全天候的传输来解决此问题。该服务被观察家描述为加密货币与传统金融服务领域相互整合的一大进步。Silvergate Bank 在关闭时总资产约为 110 亿美元。这比总部位于纽约且同是专注于加密货币的银行 Signature Bank 所管理的 […]<\/p>\n","protected":false},"author":47,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,42],"tags":[],"editors":[1767],"sponsored_companies":[],"class_list":["post-104768","post","type-post","status-publish","format-standard","hentry","category-news","category-finance-news","editors-sze-lam"],"acf":[],"yoast_head":"\n\u5bf9\u52a0\u5bc6\u8d27\u5e01\u53cb\u597d\u7684 Silvergate \u94f6\u884c\u5ba3\u5e03\u201c\u81ea\u613f\u6e05\u7b97\u201d \u2014 \u8fd9\u662f\u5bf9\u52a0\u5bc6\u8d27\u5e01\u91c7\u7528\u7684\u6253\u51fb\u5417\uff1f<\/title>\n<meta name=\"description\" content=\"根据美国加州金融保护与创新部 (DFPI)\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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