{"id":60444,"date":"2021-09-18T15:00:00","date_gmt":"2021-09-18T15:00:00","guid":{"rendered":"https:\/\/pt.cryptonews.com\/?p=60444"},"modified":"2022-07-04T07:57:20","modified_gmt":"2022-07-04T07:57:20","slug":"cbdcs-stablecoins-e-cripto-podem-desfazer-as-financas-tradicionais-moodys","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/br\/noticias\/cbdcs-stablecoins-e-cripto-podem-desfazer-as-financas-tradicionais-moodys\/","title":{"rendered":"CBDCs, Stablecoins e Cripto podem desfazer as Finan\u00e7as Tradicionais – Moody’s"},"content":{"rendered":"
<\/figure>

A principal ag\u00eancia de classifica\u00e7\u00e3o financeira Moody’s <\/strong>nomeou moedas digitais de Banco Central (CBDCs) e stablecoins como duas das quatro for\u00e7as que \u201ct\u00eam o potencial de desalojar os incumbentes financeiros de seu papel dominante como intermedi\u00e1rios no sistema financeiro.\u201d<\/p>

As quatro for\u00e7as, que tamb\u00e9m incluem grandes empresas de tecnologia como Google <\/strong>ou Facebook<\/strong>, e empresas fintech como Square <\/strong>ou PayPal<\/strong>, se tornar\u00e3o for\u00e7as-chave \u201cconforme a migra\u00e7\u00e3o para o digital se acelera\u201d, disse a ag\u00eancia em um relat\u00f3rio publicado na ter\u00e7a-feira.<\/p>

Juntas, essas quatro for\u00e7as \u201cpodem permitir um futuro em que as carteiras telef\u00f4nicas usem CBDCs para fornecer servi\u00e7os b\u00e1sicos de ‘banco estreito’, ou onde a demanda agregada de bilh\u00f5es de consumidores em um mercado sem atrito force as institui\u00e7\u00f5es financeiras a competir mais ferozmente\u201d, disse o relat\u00f3rio.<\/p>

Tamb\u00e9m deu grande \u00eanfase \u00e0s perspectivas dos CBDCs de oferecer \u201cdinheiro mais r\u00e1pido, mais barato, mais seguro e mais inclusivo\u201d ao mundo. Continuou dizendo que o “dinheiro do Estado”, como o conhecemos hoje, est\u00e1 “sob press\u00e3o para se modernizar”.<\/p>

\u201cOs CBDCs poderiam nivelar o campo de jogo\u201d eliminando intermedi\u00e1rios existentes como os bancos, disse o relat\u00f3rio, ao mesmo tempo em que acrescentava que \u201cpoderiam fortalecer a estabilidade financeira aumentando a exposi\u00e7\u00e3o do p\u00fablico a ativos livres de risco\u201d.<\/p>

Enquanto isso, o relat\u00f3rio acrescentou que stablecoins e outras criptomoedas, apelidadas de “dinheiro sem estado” pela Moody’s, s\u00e3o potenciais perturbadores porque contornam “intermedi\u00e1rios e garantidores financeiros tradicionais”. No entanto, eles ainda permanecem “um curinga por enquanto”, disse a Moody’s, embora tenha notado que os investimentos no setor “continuam em ritmo acelerado”.<\/p>

\r\n

\u201c[…] h\u00e1 muito capital e pesquisa indo para a cria\u00e7\u00e3o de um novo sistema financeiro que contorne os garantidores centralizados tradicionais\u201d, disse Moody’s, ao mesmo tempo em que aponta que, embora parte disso possa ser \u201cuma solu\u00e7\u00e3o em busca de um problema\u201d, apenas uma \u00fanica criptomoeda precisa ser bem-sucedida “para remodelar a paisagem”.<\/p>\r\n<\/blockquote>","protected":false},"excerpt":{"rendered":"

A principal ag\u00eancia de classifica\u00e7\u00e3o financeira Moody’s nomeou moedas digitais de Banco Central (CBDCs) e stablecoins como duas das quatro for\u00e7as que \u201ct\u00eam o potencial de desalojar os incumbentes financeiros de seu papel dominante como intermedi\u00e1rios no sistema financeiro.\u201dAs quatro for\u00e7as, que tamb\u00e9m incluem grandes empresas de tecnologia como Google ou Facebook, e empresas fintech […]<\/p>\n","protected":false},"author":30,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,6],"tags":[],"editores":[884],"sponsored_companies":[],"class_list":["post-60444","post","type-post","status-publish","format-standard","hentry","category-noticias","category-bitcoin-news","editores-cryptonewscom"],"acf":[],"yoast_head":"\nCBDCs e Stablecoins: Futuro das Finan\u00e7as Tradicionais?<\/title>\n<meta name=\"description\" content=\"CBDCs, stablecoins e criptomoedas t\u00eam o potencial de transformar as finan\u00e7as tradicionais. 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