{"id":158614,"date":"2026-04-22T20:16:38","date_gmt":"2026-04-22T20:16:38","guid":{"rendered":"https:\/\/cryptonews.com\/br\/noticias\/onramp-lanca-nova-plataforma-financeira-de-bitcoin-para-servicos-nativos-de-btc\/"},"modified":"2026-04-22T20:16:41","modified_gmt":"2026-04-22T20:16:41","slug":"onramp-lanca-nova-plataforma-financeira-de-bitcoin-para-servicos-nativos-de-btc","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/br\/noticias\/onramp-lanca-nova-plataforma-financeira-de-bitcoin-para-servicos-nativos-de-btc\/","title":{"rendered":"Onramp lan\u00e7a nova plataforma financeira de Bitcoin para servi\u00e7os nativos de BTC"},"content":{"rendered":"<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"585\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2026\/04\/22130241\/onramp-bitcoin-finance-platform-btc-native-services-1024x585.webp\" alt=\"\" class=\"wp-image-158613\" srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2026\/04\/22130241\/onramp-bitcoin-finance-platform-btc-native-services-1024x585.webp 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2026\/04\/22130241\/onramp-bitcoin-finance-platform-btc-native-services-300x171.webp 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2026\/04\/22130241\/onramp-bitcoin-finance-platform-btc-native-services-768x439.webp 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2026\/04\/22130241\/onramp-bitcoin-finance-platform-btc-native-services-1536x878.webp 1536w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2026\/04\/22130241\/onramp-bitcoin-finance-platform-btc-native-services-450x257.webp 450w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2026\/04\/22130241\/onramp-bitcoin-finance-platform-btc-native-services.webp 1792w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"><\/figure><p>A Onramp, empresa de cust\u00f3dia e consultoria de bitcoin baseada em Austin, <a href=\"https:\/\/www.congress.gov\/crs-product\/R44918\" target=\"_blank\" rel=\"noreferrer noopener\">lan\u00e7ou<\/a> a Onramp Finance em 21 de abril de 2026, uma plataforma unificada que combina gest\u00e3o de caixa, corretagem de bitcoin em todos os 50 estados americanos, IRAs de bitcoin (contas de aposentadoria), propriedade direta de ouro e um cart\u00e3o de gastos em uma \u00fanica interface.<\/p><p>A quest\u00e3o central que o lan\u00e7amento levanta: \u00e0 medida que a <a href=\"https:\/\/cryptonews.com\/news\/spot-bitcoin-etfs-1-billion-weekly-inflows\/\" target=\"_blank\" rel=\"noreferrer noopener\">demanda institucional por Bitcoin continua a acelerar<\/a>, seria a verdadeira lacuna de infraestrutura n\u00e3o a cust\u00f3dia ou a exposi\u00e7\u00e3o ao pre\u00e7o, mas sim os trilhos financeiros fragmentados que cercam os detentores de BTC de longo prazo?<\/p><div style=\"border: 1px solid #e0d5e5;background: #faefff;padding: 20px 24px;border-radius: 6px;margin: 24px 0\"><strong>Principais conclus\u00f5es:<\/strong>\n<ul>\n<li><strong>Lan\u00e7amento da plataforma:<\/strong> A Onramp Finance entrou no ar em 21 de abril de 2026, consolidando servi\u00e7os banc\u00e1rios, corretora, cust\u00f3dia e aposentadoria em uma interface.<\/li>\n<li><strong>Rendimento e recompensas:<\/strong> Contas em dinheiro oferecem at\u00e9 5% de recompensas financiadas pela Onramp; o cart\u00e3o de gastos devolve at\u00e9 1,5% de cashback.<\/li>\n<li><strong>Infraestrutura de cust\u00f3dia:<\/strong> Modelo multi-provedores abrange BitGo, Coinbase, Coincover e Tetra, com seguro atrav\u00e9s da Lloyd\u2019s de Londres.<\/li>\n<li><strong>Programa Genesis:<\/strong> Limitado a 210 participantes; exige um dep\u00f3sito m\u00ednimo de 2 BTC e uma negocia\u00e7\u00e3o qualificada de pelo menos 100 USD em at\u00e9 30 dias.<\/li>\n<li><strong>Mercado-alvo:<\/strong> Construtores de patrim\u00f4nio a longo prazo e indiv\u00edduos de alto patrim\u00f4nio l\u00edquido que tratam o bitcoin como uma reserva para v\u00e1rias d\u00e9cadas, n\u00e3o como uma negocia\u00e7\u00e3o especulativa.<\/li>\n<\/ul>\n<\/div><h2 class=\"wp-block-heading\">Como a Onramp Finance realmente funciona \u2013 e o que a arquitetura sinaliza<\/h2><span class=\"replacer\"><\/span><p>A plataforma organiza seus servi\u00e7os em torno de tr\u00eas fun\u00e7\u00f5es: ganhar, acumular e gastar.<\/p><p>Os usu\u00e1rios alocam dinheiro em contas que rendem at\u00e9 5% em recompensas financiadas pela Onramp \u2014 juros discricion\u00e1rios, n\u00e3o garantidos \u2014 e depois direcionam os fundos para bitcoin ou ouro, com recompensas de cashback do cart\u00e3o de gastos que podem ser reaplicadas nesses mesmos ativos.<\/p><p>A cust\u00f3dia baseia-se em um modelo multi-institucional que abrange BitGo, Coinbase, Coincover e Tetra, com a Lloyd\u2019s de Londres fornecendo cobertura de seguro.<\/p><p>Essa arquitetura elimina o risco de ponto \u00fanico de falha que historicamente assolou a cust\u00f3dia em corretoras, sendo uma resposta estrutural direta aos colapsos que definiram 2022.<\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Two launches today.<br><br>One lets you trade 24\/7 perpetual futures on anything.<br><br>One helps you earn on your cash, own bitcoin on the strongest custody architecture ever built, and preserve wealth across decades.<br><br>The contrast is deafening.<br><br>Speculation or savings. Pick your platform. <a href=\"https:\/\/t.co\/3VgY0o12d0\">https:\/\/t.co\/3VgY0o12d0<\/a> <a href=\"https:\/\/t.co\/4FxOyOWyTP\">pic.twitter.com\/4FxOyOWyTP<\/a><\/p>&mdash; Michael Tanguma (@MTanguma) <a href=\"https:\/\/twitter.com\/MTanguma\/status\/2046689644121559240?ref_src=twsrc%5Etfw\">April 21, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><p>O Programa Genesis adiciona incentivos para adotantes iniciais: cofre de cust\u00f3dia sem taxas por um ano, acesso antecipado a produtos e contato direto com a lideran\u00e7a da empresa, tudo para um dep\u00f3sito m\u00ednimo de 2 BTC e uma negocia\u00e7\u00e3o qualificada de 100 USD em 30 dias.<\/p><p>As vagas s\u00e3o preenchidas por ordem de execu\u00e7\u00e3o de negocia\u00e7\u00e3o, limitadas a 210 participantes.<\/p><p>O CEO Michael Tanguma enquadrou o lan\u00e7amento em torno de princ\u00edpios de patrim\u00f4nio com horizonte de longo prazo, em vez de temporiza\u00e7\u00e3o de mercado (market timing).<\/p><p>Sua posi\u00e7\u00e3o \u00e9 inequ\u00edvoca: <em>\u201cO planejamento financeiro s\u00f3lido sempre se baseou em algumas ideias simples. Viva com menos do que voc\u00ea ganha. Coloque o restante em coisas que mantenham seu valor. Transmita-as de forma inteligente.\u201d<\/em> Esse enquadramento \u00e9 importante \u2013 sinaliza que a Onramp n\u00e3o est\u00e1 competindo explicitamente pelo segmento de traders ativos.<\/p>","protected":false},"excerpt":{"rendered":"<p>Onramp lan\u00e7a plataforma financeira de Bitcoin para servi\u00e7os de BTC<\/p>\n","protected":false},"author":780,"featured_media":158613,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6],"tags":[103],"editores":[534],"sponsored_companies":[],"class_list":["post-158614","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin-news","tag-bitcoin","editores-cryptonews"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Onramp lan\u00e7a nova plataforma financeira de Bitcoin para servi\u00e7os nativos 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