{"id":155523,"date":"2025-11-29T13:00:00","date_gmt":"2025-11-29T13:00:00","guid":{"rendered":"https:\/\/cryptonews.com\/br\/?p=155523"},"modified":"2025-11-25T23:57:35","modified_gmt":"2025-11-25T23:57:35","slug":"banco-nos-eua-adota-stellar","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/br\/noticias\/banco-nos-eua-adota-stellar\/","title":{"rendered":"Banco nos EUA adota Stellar para criar nova stablecoin personalizada"},"content":{"rendered":"<p>O U.S. Bank come\u00e7ou a testar a emiss\u00e3o de stablecoins personalizadas na blockchain Stellar.<\/p><p>O banco d\u00e1 um dos passos mais avan\u00e7ados entre grandes institui\u00e7\u00f5es financeiras dos EUA rumo ao dinheiro digital program\u00e1vel.<\/p><p>O banco anunciou o avan\u00e7o no epis\u00f3dio do podcast Money 20\/20, \u2018The Tokenized Future of Banking\u2019. L\u00edderes do U.S. Bank, da SDF e da PwC explicaram como a tokeniza\u00e7\u00e3o vai remodelar o futuro dos servi\u00e7os financeiros.<\/p><p>A iniciativa mostra que grandes institui\u00e7\u00f5es financeiras j\u00e1 fazem uma mudan\u00e7a crescente para dinheiro program\u00e1vel.<\/p><p>Portanto, s\u00e3o ativos digitais com salvaguardas e recursos de conformidade exigidos pelo sistema banc\u00e1rio tradicional.<\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">.<a href=\"https:\/\/twitter.com\/usbank?ref_src=twsrc%5Etfw\">@usbank<\/a> is testing custom stablecoin issuance on the Stellar network.<br><br>Real infrastructure testing for regulated deposit tokens \u2014 the kind that could reshape how banks move money.<br><br>Here&#39;s what\u2019s happening.<a href=\"https:\/\/t.co\/C7sqTIDJZF\">https:\/\/t.co\/C7sqTIDJZF<\/a> <a href=\"https:\/\/t.co\/ZFXC5Q1a49\">pic.twitter.com\/ZFXC5Q1a49<\/a><\/p>&mdash; Stellar (@StellarOrg) <a href=\"https:\/\/twitter.com\/StellarOrg\/status\/1993352205471223836?ref_src=twsrc%5Etfw\">November 25, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><h2 class=\"wp-block-heading\">Banco nos EUA usa Stellar<\/h2><span class=\"replacer\"><\/span><p>No podcast, Mike Villano, vice-presidente s\u00eanior e head de produtos de ativos digitais do U.S. Bank, ressaltou que seguran\u00e7a e controle s\u00e3o essenciais quando bancos trazem ativos tokenizados para seu ambiente.<\/p><p>\u2018Para clientes banc\u00e1rios, precisamos pensar em <a href=\"https:\/\/cryptonews.com\/br\/noticias\/novo-ceo-de-love-hate-inu-revela-planos-de-listagens-e-vip-kyc-em-conversas-com-a-comunidade\/\" target=\"_blank\" rel=\"noreferrer noopener\">prote\u00e7\u00f5es de KYC<\/a>, na capacidade de desfazer transa\u00e7\u00f5es e na capacidade de recuperar transa\u00e7\u00f5es\u2019, disse Villano.<\/p><div class=\"su-note\" style=\"border-color:#e0d5e5;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#faefff;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n\n\n\n<p class=\"has-text-align-left\"><strong>\ud83d\udc49Assim como o Zcash disparou e criou milion\u00e1rios, descubra a pr\u00f3xima <a href=\"https:\/\/cryptonews.com\/br\/criptomoedas\/criptomoeda-que-vai-explodir\/\" target=\"_blank\" rel=\"noreferrer noopener\">criptomoeda que pode explodir<\/a><\/strong>.<\/p>\n\n\n\n<\/div><\/div><p>\u2018\u00c0 medida que avan\u00e7amos na pesquisa e desenvolvimento, percebemos que a <a href=\"https:\/\/cryptonews.com\/br\/noticias\/stellar-usa-blockchain-para-tokenizar-100-milhoes-imoveis\/\" target=\"_blank\" rel=\"noreferrer noopener\">blockchain do Stellar<\/a> oferece, na camada operacional b\u00e1sica, a fun\u00e7\u00e3o de congelar ativos e desfazer transa\u00e7\u00f5es\u2019, afirmou ele.<\/p><p>A Stellar atesta que sua arquitetura nasceu para emitir ativos e mover dinheiro em larga escala.<\/p><p>Assim, ela mant\u00e9m 99,99% de disponibilidade por mais de uma d\u00e9cada.<\/p><p>Al\u00e9m disso, liquida\u00e7\u00e3o r\u00e1pida em 3\u20135 segundos e taxas que custam uma fra\u00e7\u00e3o de um centavo de d\u00f3lar.<\/p><h2 class=\"wp-block-heading\">Confian\u00e7a institucional na Stellar<\/h2><span class=\"replacer\"><\/span><p>Jos\u00e9 Fern\u00e1ndez da Ponte, presidente e Chief Growth Officer da Stellar Development Foundation, destacou que a confiabilidade de n\u00edvel institucional sustenta o apelo da Stellar.<\/p><p>\u2018Quando voc\u00ea opera sistemas de miss\u00e3o cr\u00edtica, quando voc\u00ea oferece servi\u00e7os financeiros e movimenta o dinheiro dos consumidores, voc\u00ea precisa garantir que a blockchain vai estar l\u00e1\u2019, disse ele.<\/p><p>\u2018Agradecemos a confian\u00e7a do U.S. Bank e de nossos parceiros da PwC. Levamos essa confian\u00e7a muito a s\u00e9rio\u2019, falou Villano.<\/p><h2 class=\"wp-block-heading\">Banco Central Europeu alerta sobre crescimento de stablecoins<\/h2><span class=\"replacer\"><\/span><p>Ademais, na segunda-feira (24\/11), o Banco Central Europeu (BCE) alertou sobre a r\u00e1pida expans\u00e3o das stablecoins.<\/p><p>Mesmo com presen\u00e7a ainda limitada na \u00e1rea do euro, o ativo j\u00e1 cria riscos emergentes \u00e0 estabilidade financeira, especialmente \u00e0 medida que aumentam as conex\u00f5es com mercados globais.<\/p><p>Dessa forma, as conclus\u00f5es v\u00eam do relat\u00f3rio do BCE, \u2018Stablecoins on the rise: still small in the euro area, but spillover risks loom\u2019.<\/p><figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"NOVA REGRA - Receita Federal vai parar de monitorar suas criptos?\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/aWWUWn2PpQM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure><p>O documento, elaborado por Senne Aerts, Claudia Lambert e Elisa Reinhold, analisa vulnerabilidades estruturais, usos e riscos transfronteiri\u00e7os ligados ao ecossistema de stablecoins em acelera\u00e7\u00e3o.<\/p><p>Segundo as autoras, a capitaliza\u00e7\u00e3o somada de todas as stablecoins ultrapassou US$ 280 bilh\u00f5es.<\/p><p>Sendo assim, o valor atingiu uma m\u00e1xima hist\u00f3rica e representa cerca de 8% do mercado total de criptoativos.<\/p><p>Por fim, duas stablecoins lastreadas em d\u00f3lar dominam o setor: Tether (USDT) com US$ 184 bilh\u00f5es e USDC com US$ 75 bilh\u00f5es.<\/p><div class=\"su-note\" style=\"border-color:#e0d5e5;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#faefff;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n\n\n\n<p class=\"has-text-align-left\"><strong>\ud83d\udc49As 5 <a href=\"https:\/\/cryptonews.com\/br\/criptomoedas\/meme-coins\/\" target=\"_blank\" rel=\"noreferrer noopener\">melhores memecoins <\/a>para investir em 2026<\/strong><\/p>\n\n\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>O U.S. Bank come\u00e7ou a testar a emiss\u00e3o de stablecoins personalizadas na blockchain Stellar.O banco d\u00e1 um dos passos mais avan\u00e7ados entre grandes institui\u00e7\u00f5es financeiras dos EUA rumo ao dinheiro digital program\u00e1vel.O banco anunciou o avan\u00e7o no epis\u00f3dio do podcast Money 20\/20, \u2018The Tokenized Future of Banking\u2019. L\u00edderes do U.S. Bank, da SDF e da [&hellip;]<\/p>\n","protected":false},"author":610,"featured_media":155545,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[92,95,93,2235],"editores":[1187],"sponsored_companies":[],"class_list":["post-155523","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoin-news","tag-altcoins","tag-criptomoedas","tag-mercado","tag-stellar","editores-pedro-augusto"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banco nos EUA adota Stellar e cria nova stablecoin personalizada - CryptoNews Brasil<\/title>\n<meta name=\"description\" content=\"Um banco localizado nos EUA decidiu utilizar a rede blockchain da Stellar para criar um projeto de stablecoin personalizada.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.com\/br\/noticias\/banco-nos-eua-adota-stellar\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banco nos EUA adota Stellar e cria nova stablecoin personalizada - 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