{"id":144915,"date":"2025-03-30T11:00:00","date_gmt":"2025-03-30T11:00:00","guid":{"rendered":"https:\/\/cryptonews.com\/br\/?p=144915"},"modified":"2025-03-30T11:00:00","modified_gmt":"2025-03-30T11:00:00","slug":"investimento-em-criptomoedas-geracoes-y-z","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/br\/noticias\/investimento-em-criptomoedas-geracoes-y-z\/","title":{"rendered":"Investimento em criptomoedas \u00e9 comum entre gera\u00e7\u00f5es Y e Z, diz estudo"},"content":{"rendered":"<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"574\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2025\/03\/28163559\/1743059868-image-1743059839732_optimized-1-1024x574.jpg\" alt=\"Investimento em criptomoedas \u00e9 comum entre gera\u00e7\u00f5es Y e Z, diz estudo\" class=\"wp-image-144916\" srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2025\/03\/28163559\/1743059868-image-1743059839732_optimized-1-1024x574.jpg 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2025\/03\/28163559\/1743059868-image-1743059839732_optimized-1-300x168.jpg 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2025\/03\/28163559\/1743059868-image-1743059839732_optimized-1-768x431.jpg 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2025\/03\/28163559\/1743059868-image-1743059839732_optimized-1-450x252.jpg 450w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2025\/03\/28163559\/1743059868-image-1743059839732_optimized-1.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"><\/figure><p class=\"wp-block-paragraph\">As gera\u00e7\u00f5es Y e Z est\u00e3o optando cada vez mais pelo investimento em criptomoedas, de acordo com o Panorama Global do Investidor de Varejo 2024 do F\u00f3rum Econ\u00f4mico Mundial. Os resultados da pesquisa vieram a p\u00fablico na quarta-feira (26\/3).<\/p><p class=\"wp-block-paragraph\">E essa n\u00e3o parece ser uma tend\u00eancia passageira. Afinal, reflete uma mudan\u00e7a clara na forma como os investidores mais jovens est\u00e3o abordando quest\u00f5es como risco, confian\u00e7a e planejamento financeiro.<\/p><p class=\"wp-block-paragraph\">A organiza\u00e7\u00e3o entrevistou mais de 13 mil indiv\u00edduos em 13 pa\u00edses.<\/p><p class=\"wp-block-paragraph\">Segundo o relat\u00f3rio, 62% dos investidores da gera\u00e7\u00e3o Y t\u00eam participa\u00e7\u00f5es em criptomoedas que comp\u00f5em pelo menos um ter\u00e7o de seus portf\u00f3lios.<\/p><p class=\"wp-block-paragraph\">Por outro lado, entre os investidores da gera\u00e7\u00e3o Z, 35% alocam mais da metade de seus portf\u00f3lios em criptomoedas. Al\u00e9m disso, 20% investem cerca de um ter\u00e7o de seus portf\u00f3lios em ativos digitais.<\/p><p class=\"wp-block-paragraph\">Essas aloca\u00e7\u00f5es geralmente excedem seus investimentos em a\u00e7\u00f5es, fundos de investimento ou t\u00edtulos \u2014 classes de ativos h\u00e1 muito consideradas pilares de um portf\u00f3lio equilibrado.<\/p><div class=\"su-note\" style=\"border-color:#e0d5e5;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#faefff;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\"><strong>Leia tamb\u00e9m: <\/strong><\/p>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\"><a href=\"https:\/\/cryptonews.com\/br\/criptomoedas\/criptomoedas-promissoras\/\"><strong>Quais as Melhores Criptomoedas Promissoras Para Lucrar?<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p><\/div><\/div><h2 class=\"wp-block-heading\">Gera\u00e7\u00e3o Z e Millennials impulsiona investimento em criptomoedas<\/h2><span class=\"replacer\"><\/span><p class=\"wp-block-paragraph\">O investimento em criptomoedas atrai mais os jovens devido \u00e0 percep\u00e7\u00e3o de que s\u00e3o mais f\u00e1ceis do que os investimentos tradicionais, como fundos ou t\u00edtulos. Ali\u00e1s, isso contrasta com a vis\u00e3o convencional de que os criptoativos s\u00e3o um ativo complexo e de alto risco.<\/p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">The <a href=\"https:\/\/twitter.com\/wef?ref_src=twsrc%5Etfw\">@wef<\/a> 2024 Global Retail Investor Survey, produced in collaboration with <a href=\"https:\/\/twitter.com\/RobinhoodApp?ref_src=twsrc%5Etfw\">@RobinhoodApp<\/a> and <a href=\"https:\/\/twitter.com\/BCG?ref_src=twsrc%5Etfw\">@BCG<\/a>, identifies four structural shifts shaping individual <a href=\"https:\/\/twitter.com\/hashtag\/financial?src=hash&amp;ref_src=twsrc%5Etfw\">#financial<\/a> behaviours, preferences and market activity in <a href=\"https:\/\/twitter.com\/hashtag\/retail?src=hash&amp;ref_src=twsrc%5Etfw\">#retail<\/a> <a href=\"https:\/\/twitter.com\/hashtag\/investing?src=hash&amp;ref_src=twsrc%5Etfw\">#investing<\/a>. <br><br>Explore them here: <a href=\"https:\/\/t.co\/bcou9nSMUW\">https:\/\/t.co\/bcou9nSMUW<\/a> <a href=\"https:\/\/t.co\/BKqYuC23Xy\">pic.twitter.com\/BKqYuC23Xy<\/a><\/p>&mdash; World Economic Forum (@wef) <a href=\"https:\/\/twitter.com\/wef\/status\/1904832353228193805?ref_src=twsrc%5Etfw\">March 26, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure><p class=\"wp-block-paragraph\">Para as gera\u00e7\u00f5es nativas digitais, a informa\u00e7\u00e3o agora chega a partir de plataformas de investimento em criptomoedas, conte\u00fado de influenciadores e redes sociais. Portanto, n\u00e3o h\u00e1 mais uma media\u00e7\u00e3o t\u00e3o grande de fontes tradicionais, como consultores e analistas de investimentos.<\/p><p class=\"wp-block-paragraph\">A mudan\u00e7a geracional tamb\u00e9m tem a ver com valores. O relat\u00f3rio observa que 70% dos Millennials e 66% da Gera\u00e7\u00e3o Z escolhem institui\u00e7\u00f5es financeiras com base no alinhamento de valores pessoais. Portanto, as criptomoedas, frequentemente associadas \u00e0 descentraliza\u00e7\u00e3o e \u00e0 transpar\u00eancia, parecem ecoar bem essas prioridades.<\/p><figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"Panorama Global do Investidor de Varejo 2024 do F\u00f3rum Econ\u00f4mico Mundial\" class=\"wp-image-144917 lazyload\" style=\"width:840px;height:auto\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/13\/2025\/03\/28163701\/Screenshot-2025-03-27-at-12.42.23%E2%80%AFPM-1-1024x651.jpg\" data-srcset=\"\"><\/figure><p class=\"has-text-align-center wp-block-paragraph\"><em>Fonte: WEF \/ Global Retail Investor Outlook 2024<\/em><\/p><p class=\"wp-block-paragraph\">Ao mesmo tempo, os investidores jovens s\u00e3o mais propensos a explorar ativos alternativos e a se envolverem mais com os projetos. Isso sugere um apetite maior por influ\u00eancia e inova\u00e7\u00e3o.<\/p><h2 class=\"wp-block-heading\">Criptomoedas crescem em mercados emergentes<\/h2><span class=\"replacer\"><\/span><p class=\"wp-block-paragraph\">Os mercados emergentes ecoam o entusiasmo das novas gera\u00e7\u00f5es com o investimento em criptomoedas. Afinal, investidores de pa\u00edses como \u00cdndia e \u00c1frica do Sul demonstram uma ado\u00e7\u00e3o maior de criptos na compara\u00e7\u00e3o com os de mercados mais desenvolvidos.<\/p><p class=\"wp-block-paragraph\">Uma pesquisa recente tamb\u00e9m mostrou que <a href=\"https:\/\/cryptonews.com\/br\/noticias\/adocao-de-criptomoedas-na-america-latina-cresceu-12-em-2024\/\" target=\"_blank\" rel=\"noreferrer noopener\">a ado\u00e7\u00e3o de criptomoedas cresceu 12% na Am\u00e9rica Latina em 2024<\/a>.<\/p><p class=\"wp-block-paragraph\">Por exemplo, 36% dos investidores de mercados emergentes det\u00eam criptomoedas, contra apenas 27% globalmente. Para muitos deles, as criptomoedas oferecem uma porta de entrada acess\u00edvel para os mercados de capital em ambientes onde a infraestrutura banc\u00e1ria permanece falha.<\/p><p class=\"wp-block-paragraph\">A tecnologia desempenha um papel poderoso na forma\u00e7\u00e3o dessa tend\u00eancia. O <a href=\"https:\/\/www.weforum.org\/press\/2025\/03\/new-research-finds-retail-investing-shift-towards-younger-investors-reshaping-market-trends\/\" target=\"_blank\" rel=\"noreferrer noopener\">relat\u00f3rio do F\u00f3rum Econ\u00f4mico Mundial<\/a> revelou que 41% dos investidores no geral \u2014 e quase metade da Gera\u00e7\u00e3o Z e Millennial \u2014 est\u00e3o dispostos a delegar decis\u00f5es financeiras a consultores baseados em intelig\u00eancia artificial (IA).<\/p><p class=\"wp-block-paragraph\">Esses usu\u00e1rios tamb\u00e9m costumam adotar aplicativos de or\u00e7amento, robo-advisors e plataformas fintech. Portanto, tendem a incorporar ainda mais os criptoativos \u00e0s suas vidas financeiras.<\/p><p class=\"wp-block-paragraph\">No entanto, os riscos s\u00e3o reais. A alta concentra\u00e7\u00e3o de portf\u00f3lios em ativos vol\u00e1teis levanta preocupa\u00e7\u00f5es sobre a estabilidade financeira de longo prazo. Por isso, educadores e reguladores financeiros enfrentam um novo desafio: como orientar uma gera\u00e7\u00e3o que prefere aprender na pr\u00e1tica e confia mais no YouTube do que em whitepapers.<\/p><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"250\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"Nos siga no Google News\" class=\"wp-image-111271 lazyload\" style=\"width:342px;height:auto\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" data-src=\"https:\/\/cryptonews.com\/wp-content\/uploads\/sites\/13\/2024\/01\/1704896093-googlenews.png\" data-srcset=\"https:\/\/cryptonews.com\/br\/wp-content\/uploads\/sites\/13\/2024\/01\/1704896093-googlenews.png 1000w, https:\/\/cryptonews.com\/br\/wp-content\/uploads\/sites\/13\/2024\/01\/1704896093-googlenews-300x75.png 300w, https:\/\/cryptonews.com\/br\/wp-content\/uploads\/sites\/13\/2024\/01\/1704896093-googlenews-768x192.png 768w\"><\/figure>\n<\/div><h2 class=\"wp-block-heading\">Leia mais:<\/h2><span class=\"replacer\"><\/span><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/cryptonews.com\/br\/noticias\/ceo-do-mercado-bitcoin-comemora-liberacao-de-tokens-pela-cvm\/\" target=\"_blank\" rel=\"noreferrer noopener\">CEO do Mercado Bitcoin comemora libera\u00e7\u00e3o de tokens pela CVM<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/br\/noticias\/mp-denuncia-ceos-por-lavarem-dinheiro-do-pcc-com-criptomoedas\/\" target=\"_blank\" rel=\"noreferrer noopener\">MP denuncia CEOs por lavarem dinheiro do PCC com criptomoedas<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cryptonews.com\/br\/noticias\/ripple-fecha-acordo-de-us-50-milhoes-com-a-sec\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ripple fecha acordo de US$ 50 milh\u00f5es com a SEC<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>As gera\u00e7\u00f5es Y e Z est\u00e3o optando cada vez mais pelo investimento em criptomoedas, de acordo com o Panorama Global do Investidor de Varejo 2024 do F\u00f3rum Econ\u00f4mico Mundial. Os resultados da pesquisa vieram a p\u00fablico na quarta-feira (26\/3).E essa n\u00e3o parece ser uma tend\u00eancia passageira. Afinal, reflete uma mudan\u00e7a clara na forma como os [&hellip;]<\/p>\n","protected":false},"author":304,"featured_media":144916,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[95,2093,93],"editores":[1180],"sponsored_companies":[],"class_list":["post-144915","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-criptomoedas","tag-estudo","tag-mercado","editores-flavio-aguilar"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investimento em criptomoedas se destaca entre gera\u00e7\u00f5es Y e Z - CryptoNews Brasil<\/title>\n<meta name=\"description\" content=\"Segundo estudo, o investimento em criptomoedas pelas gera\u00e7\u00f5es Y e Z supera op\u00e7\u00f5es como a\u00e7\u00f5es, fundos de investimento ou t\u00edtulos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonews.com\/br\/noticias\/investimento-em-criptomoedas-geracoes-y-z\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investimento em criptomoedas se destaca entre gera\u00e7\u00f5es Y e Z - 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